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Jerry Data & Research
Cheapest 2006 Jeep Wrangler Car Insurance (May 2024)
Cheapest 2006 Jeep Wrangler Car Insurance (May 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2006 Jeep Wrangler
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Bonnie Stinson
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How much does car insurance cost for a 2006 Jeep Wrangler ?
- Compare the cheapest 2006 Jeep Wrangler car insurance quotes
- The best car insurance companies for 2006 Jeep Wrangler owners
- How expensive is 2006 Jeep Wrangler insurance compared to other years?
- Are 2006 Jeep Wranglers expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does car insurance cost for a 2006 Jeep Wrangler ?
The average driver will spend about $53 per month to insure a base trim 2006 Jeep Wrangler with minimum coverage that meets state requirements. Full coverage for the same model and trim level is approximately $144 per month.
The top-trim 2006 Wrangler X costs about $95 per month for minimum coverage, or $147 per month for full coverage.
Note that these costs are averages based purely on make, model, and year. Your unique
cost of car insurance
will be affected by zip code and driving history, too.Get an accurate estimate for your 2006 Jeep Wrangler with
Jerry
, and see free quotes from top companies.Compare the cheapest 2006 Jeep Wrangler car insurance quotes
Auto insurance premiums vary from state to state, company to company. Jerry has helped Wrangler drivers across the country with finding coverage—and saving money.
Take a look at these cheap car insurance rates for 2006 Jeep Wrangler insurance.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 23, 2024 | Progressive | $158 | Bettie, 28 | • State Minimum Liability • Comp / Collision | |
April 17, 2024 | Safeco | $107 | Phoebe, 24 | • State Minimum Liability • Comp / Collision | |
April 13, 2024 | Nationwide | $129 | Susan, 41 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated May 3, 2024The best car insurance companies for 2006 Jeep Wrangler owners
Safeco ranks pretty highly in a national survey of Wrangler drivers, according to Jerry’s data. But ultimately there is no “best” company for every single 2006 Jeep Wrangler owner.
You’re unique, even if you and your neighbor are both driving the same 2006 Jeep Wrangler. Your premium will be as unique as you are, reflecting your age, your driving record, your insurance history, and your preferred coverage levels.
Know that every company has a unique formula for calculating rates. GEICO and State Farm might weigh your zip code more heavily, whereas Progressive might care more about your driving history.
Price is important, of course, but you should also consider how well a company handles claims and customer service before you pick an insurance provider.
Jerry collected data from real 2006 Jeep Wrangler owners to help you assess various companies. Check out how they rated across key categories below—and note that the cheapest car insurance company for you might not even be on this list.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average 2006 Jeep Wrangler insurance costs
Although it depends on your coverage levels, we can give you an approximate range.
Expect to spend between $52 and $95 per month for minimum coverage on your 2006 Jeep Wrangler. Higher trim levels will cost closer to the top end of that range.
Minimum coverage means that you carry at least the
state minimum required policy
. In most places, this means basic liability coverage
with bodily injury liability insurance and property damage liability. However, some states also require PIP (personal injury protection)
and uninsured motorist coverage
.For full coverage car insurance, your monthly premium will probably fall between $80 and $145 based purely on make, model, and trim. That’s the average rate, FYI.
Full coverage
protects you and your vehicle with collision
coverage and comprehensive
coverage. It’s not legally required but it is the only way to make sure your Wrangler is protected from weather damage, theft, and collision damage.Take a look at some sample Wrangler costs for different coverage levels.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $80 | $960 |
Full coverage | $127 | $1,524 |
Compare insurance information for other Jeeps
2006 Jeep Wrangler insurance costs by trim level
Higher trim levels usually mean more features—which cost more to insure.
If you drive a Wrangler with the base SE trim, lucky you! Your cost is probably lower than someone with an Unlimited Rubicon. The cost of repairs with a higher trim Rubicon is pricier due to its extra features (leather seats, off-roading equipment, etc) and the cost to replace and repair them.
Take a look at insurance prices by trim level for the 2006 Jeep Wrangler.
| Car Model & Trim | Average full coverage insurance cost | Average minimum coverage insurance cost |
|---|---|---|
2006 / TJ Unlimited | $167 | $114 |
How expensive is 2006 Jeep Wrangler insurance compared to other years?
A 2003 Wrangler SE costs about $70 per month to insure with minimum coverage, which is higher than the average cost of car insurance for a 2006 Wrangler with the same trim.
Fast forward to a 2018 Wrangler Sahara (the base trim), and it costs about $52 per month to insure for the average driver with basic coverage—exactly the same as a 2006 Wrangler.
Ultimately, it’s a little tricky to tell. Newer cars have better safety features but they can also have more complex technology (which costs more to replace and insure). Older cars may have fewer safety features but replacement parts can be easier to find.
If you’re considering an upgrade to a new vehicle (or downgrade to an older one), take a look at how the average insurance cost of a Jeep Wrangler might change based on model year.
| Car | Minimum Coverage | Full Coverage |
|---|---|---|
1998 Jeep Wrangler | $63 | $108 |
1999 Jeep Wrangler | $70 | $100 |
2000 Jeep Wrangler | $82 | $82 |
2002 Jeep Wrangler | $78 | $97 |
2004 Jeep Wrangler | $78 | $104 |
2005 Jeep Wrangler | $32 | $87 |
2006 Jeep Wrangler | $80 | $127 |
2007 Jeep Wrangler | $81 | $154 |
2008 Jeep Wrangler | $89 | $125 |
2009 Jeep Wrangler | $86 | $106 |
2010 Jeep Wrangler | $81 | $136 |
2011 Jeep Wrangler | $73 | $154 |
2012 Jeep Wrangler | $84 | $148 |
2013 Jeep Wrangler | $97 | $144 |
2014 Jeep Wrangler | $89 | $147 |
2015 Jeep Wrangler | $94 | $149 |
2016 Jeep Wrangler | $103 | $154 |
2017 Jeep Wrangler | $106 | $153 |
2018 Jeep Wrangler | $109 | $151 |
2019 Jeep Wrangler | $123 | $163 |
2020 Jeep Wrangler | $122 | $170 |
2021 Jeep Wrangler | $74 | $150 |
2022 Jeep Wrangler | $36 | $213 |
2023 Jeep Wrangler | $130 | $164 |
Compare car insurance by car year
Compare car insurance by car year
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Are 2006 Jeep Wranglers expensive to insure?
If you’re looking at model alone, then the Wrangler tends to be slightly cheaper to insure than other 2006 Jeep models like the Liberty, Grand Cherokee, and Commander.
But if you’re considering similar makes from 2006 besides Jeep, like Dodge, Ford, and Chevrolet, then the Jeep Wrangler is about in the middle of the pack. It’s slightly cheaper than the Chevy Trailblazer and Dodge Durango in most cases, but about on par with the Ford Ranger.
| Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
2006 Jeep Wrangler | $80 | $127 |
2006 Mini Cooper | $84 | $164 |
2006 Buick Lucerne | $89 | $157 |
2006 Toyota Sienna | $91 | $183 |
2006 Ford Fusion | $93 | $186 |
A vehicle is more than its model year. The age of the vehicle matters, of course, but so does its engine size, safety record, and MSRP.
| Rating Type | Rating |
|---|---|
Driver's | |
Passenger's | |
Overall Front | |
Overall Rollover Rating |
What other factors affect 2006 Jeep Wrangler insurance rates?
Quotes take into account more than just your make and model. Although performance cars and offroading vehicles usually come with higher insurance costs, it’s a bit more complicated.
Here’s what you need to know:
- Where you keep your car matters: A dense urban center carries higher risk for traffic accidents and theft. Parking your Wrangler on a side street means it’s more likely to be hit versus parked in a garage. This is why insurers ask about your zip code.
- Your age can help or hurt: Drivers between 25 and 75 get the most affordable rate. New drivers and older drivers face extra risks, so they’re charged more for coverage—regardless of make and model.
- Your driving record and claims history say a lot: If you’ve filed more than one claim or committed multiple traffic violations or at-fault accidents, you’re guaranteed higher insurance rates.
Every company’s formula is unique. Some take into account your credit score, your profession, and your marital status. Pull quotes every six months to ensure that you’re getting the best deal.
2006 Jeep Wrangler insurance costs for young drivers
Jeeps are especially popular with young drivers, but unfortunately
teen drivers
pay some of the highest rates no matter which car they drive. After the age of 25, rates tend to go down for safe drivers. But age is something to consider when evaluating your insurance needs and budgeting for a policy for a Wrangler.
Elmer (24 years old)
$147
per month
2006 Jeep Wrangler insurance cost for drivers with driving violations
It’s easy to get carried away behind the wheel of a Jeep, but traffic violations can trigger serious rate hikes.
A simple speeding ticket may not seem like a big deal, but a pattern of violations is bad news. From speeding to DUIs and failure to obey a turn signal, be aware that your driving record impacts your Wrangler insurance cost. A clean driving record is the best way to unlock the best rates.
Take a look at how rates can change for the 2006 Jeep Wrangler depending on the violation.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Failure to Obey Signal | Progressive | $158 | Lilly, 28 | • State Minimum Liability • Comp / Collision | |
Failure to Obey Signal | Gainsco | $207 | Noah, 28 | • State Minimum Liability |
Last Updated Apr 28, 2024How can I lower the cost of insurance for my 2006 Jeep Wrangler?
To save money on your 2006 Jeep Wrangler auto insurance rates, get smart. Here’s how:
- Bundle multiple policies: Most providers offer a discount of around 15% when you purchase multiple products, like auto, homeowner, and renters insurance. Insurance agents are very happy to help you switch and combine.
- Raise your deductible: If you have a full coverage insurance policy, bump up your deductible. This usually results in a reduction to your monthly premium. You can pull auto insurance quotes for different scenarios for free before you decide to adjust full coverage policies.
- Enroll in a usage-based insurance program: Telematics programs can help you earn discounts with barely any effort. Drive safely and almost every major insurer will give you a discount. Most will even give you a discount just for enrolling.
- Check for car insurancediscounts: From lump sum payments to going paperless, most insurers offer discounts. Some are automatic but others you have to request. Don’t be shy!
- Compare at least three quotes: Your Wrangler might be cheaper to insure if you switch to another company. The only way to know is to shop around and pull quotes from different companies, which is easy and free withJerry.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Bonnie Stinson
Bonnie Stinson is an insurance writer with 8+ years of experience as a content writer. They specialize in making complex topics like insurance and technology easy to understand. Bonnie has written over 1,300 articles to help people become confident car owners, from how to choose the right car and build a car insurance policy to dealing with stressful situations like car accidents and unexpected repairs.
Before joining Jerry’s editorial team, Bonnie worked as a digital media strategist and user experience researcher, producing content for Furnishr, STACKEDD Magazine, InfinityCore Health, and the global non-profit Giraffe Heroes.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
