On average, car insurance in Comer costs about -- per month for minimum coverage liability insurance, and about --per month for full coverage insurance. Comer drivers pay 8% less than the average rate in Georgia.

There’s no finding the one and only

cheap car insurance company in Georgia

. Your ideal auto insurance provider depends on your driver profile, your credit score, your vehicle, and, of course, where you live! That's why it's essential to compare multiple quotes to find the best coverage at the most affordable price.

In Comer,

Jerry

is the go-to destination for thousands of savvy car insurance shoppers. We’ve made it simple to compare and buy

car insurance

—without endless paperwork, phone calls, or confusion!

Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Progressive	$87	Leona, 24 Zip: 30629	Acura MDX	• State Minimum Liability
Allstate	$187	Ernest, 23 Zip: 30629	Ford Fusion SE	• 50,000/100,000 Liability
Clearcover	$162	Jeffery, 30 Zip: 30629	Dodge Avenger LUX	• 50,000/100,000 Liability
Assurance America	$250	Catherine, 41 Zip: 30629	KIA RIO	• State Minimum Liability • Comp / Collision

Last Updated Nov 20, 2023

Compare car insurance quotes now

Cheapest Dalton car insurance for good drivers

Insurance rates are calculated based on your driving record, age, zip code, past claims, and vehicle type. While the majority of these factors aren’t in your control—you can be a good driver and keep your driving record clean.

Good drivers in Dalton can save up to 40% on their insurance, and with Jerry's DriveShield™, you can track your driving and unlock discounts for safe driving habits. Discover how other drivers are using DriveShield™ to save on their insurance below.

Customer	Driving Score	Insurance Savings	Has Violations	Insurance Coverage
Irvin, 25 Dalton, GA	92	33%	No	State Minimum Liability Minimum Coverage
Erick 34 Dalton, GA	85	25%	No	State Minimum Liability Comp/Collision
Billie, 44 Dalton, GA	92	39%	No	100/300 Comp/Collision
Matthew, 54 Dalton, GA	77	23%	No	State Minimum Liability Comp/Collision
Angela, 64 Dalton, GA	74	20%	No	50/100 Comp/Collision

Let your good driving pay off

Best Car Insurance Companies in Comer

Looking for the most competitive car insurance rates in Comer? Jerry conducted one of the nation's largest insurance shopping surveys to find the answer to that very question.

We discovered that

GEICO

and

State Farm

hold the biggest market shares, but they’re not necessarily the best insurers for every driver.

Drivers in Comer rated smaller insurance companies like Clearcover, Gainsco,

Safeco

, and Mercury much higher than the big-name carriers. State Farm and GEICO scored 3.4 and 3.3 out of 5.0 for policy costs, while Mercury Auto scored a perfect 5.0 for both policy costs and customer service.

The table below shows how drivers in Comer rated different companies on a scale of 0 to 5.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Progressive	4.4	4	4	4.4
State Farm	4.2	3.6	4.5	4
Geico	3.9	3.2	3.6	4.1
Liberty Mutual	3.7	2.5	3	3.7
USAA	3.3	2.7	4	4.2

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Comer

To comply with

Georgia car insurance laws

, all drivers in Comer must carry

liability car insurance

. Liability insurance covers the costs of treatment, repairs, and replacements if you cause harm to someone else or their property while driving. You might also want to increase your coverage limits above the state minimum requirements in certain circumstances—which, we’ll argue, is most of them.

Cheap minimum liability insurance quotes in Comer

The minimum liability coverage requirements in Georgia—and by extension, Comer—are 25/50/25.

In other words, you’ll need to buy a policy that provides at least:

$25,000 of

bodily injury liability

coverage per person

$50,000 of bodily injury liability coverage per accident

$25,000 of

property damage liability

coverage per accident

Sticking with the minimum required liability coverage often means paying the lowest rates. Here are some of the deals Jerry helped Comer drivers to find:

Progressive

Leona (24 years old)

Coverage

State Minimum

Comer, GA (Zip Code: 30629)

Acura MDX

$87

per month

Mercury

Leona (50 years old)

Coverage

State Minimum

Comer, GA (Zip Code: 30629)

GMC Suburban K1500

$72

per month

Do you need more than minimum coverage in Comer?

Drivers in Comer should consider coverage that exceeds the 25/50/25 minimum required by the state.

In an at-fault accident in downtown Comer, medical and vehicle repair expenses could easily add up, especially if someone is seriously injured. If anything exceeds your coverage limits, you’ll have to pay it out-of-pocket. Moreover,

Georgia’s car accident laws

allow injured parties to sue for a variety of damages up to two years after a collision.

The bottom line: Consider 50/100/50 or 100/300/100 liability coverage limits for better financial protection.

Cheap full coverage car insurance quotes in Comer

There’s no law requiring

full-coverage car insurance

, but it provides a way to pay for repairs or replacements to your vehicle.

A full coverage policy includes

collision coverage

and

comprehensive coverage

. Collision insurance covers the costs of repairing or replacing your car following an accident with another vehicle or stationary object. Comprehensive coverage does the same thing, but it only applies to damages caused by theft, vandalism, or natural disasters.

If you have a car loan, your lender will require you to maintain collision and comprehensive coverage until you’ve paid off your car. You can cut costs by using Jerry to find the lowest full coverage car insurance rates in Comer.

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• 50,000/100,000 Liability • Comp / Collision	Progressive	$423	Warren, 32 Zip: 30629	Ford F150 Supercrew
• State Minimum Liability • Comp / Collision	Safeco	$68	Grace, 50 Zip: 30629	GMC Suburban K1500
• 50,000/100,000 Liability • Comp / Collision	Mercury	$264	Birdie, 30 Zip: 30629	Dodge Avenger LUX

Last Updated Nov 25, 2023

Using a car insurance comparison app or website is the fastest way to compare car insurance quotes online. With the Jerry app, you’ll be able to find savings and get the answers to all your questions from a team of 100+ licensed agents.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Average cost of car insurance in Comer

After helping thousands of Comer drivers find car insurance, we can confidently say the average cost of minimum liability coverage is around.

The average cost for full coverage insurance in Comer increases to -- per month or $-- per year. Costs start at about -- per month for minimum liability coverage and -- per month for full coverage policies.

Comer average insurance rates can help you build a budget, but they aren’t the whole story. Every driver’s insurance premiums are determined by a ton of factors, including the type of car they drive, their driver profile, and their claims history. Don’t be surprised if you end up spending more—or less if you comparison shop!

Compare car insurance costs in other states

South Carolina car insurance

Alabama car insurance

Tennessee car insurance

Florida car insurance

North Carolina car insurance

Mississippi car insurance

Kentucky car insurance

Virginia car insurance

Car insurance quotes in Comer by rating factors

Various factors change

how your car insurance premiums are calculated

in Comer, including:

Your driving record and claims history: Accidents and tickets will increase your insurance rates.

Your age: Insurers consider young drivers to be a higher risk due to their inexperience behind the wheel.

Your vehicle: Luxury, high-performance, and sports cars are more expensive to insure.

Your parking spot: If you park your car in a neighborhood with a high incidence of auto insurance claims, your rates will likely be higher.

Your credit score: Drivers with bad credit scores often pay higher premiums than drivers with good credit scores for the same amount of coverage.

How Do Different Factors Impact Your Car Insurance Costs in Comer?

Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, insurance history.

Prohibited (or effectively prohibited): Education, occupation, employment status.

Learn more about the car insurance rating factors in Comer:

Cheap car insurance quotes in Comer after driving violations

Driver violation points can have a significant impact on your insurance rates. The more points you have, the more high-risk your

Georgia driving record

. If you’re struggling to find affordable rates, here’s what to look for:

Cheapest car insurance in Comer after an at-fault accident

A few at-fault accidents in your driving history can add many more dollars to your monthly car insurance bills. Auto insurance providers use your

Georgia driving record

to predict how many claims you might make (and how much money you could cost the company); if you appear to be a high-risk investment, they’ll charge you high premiums.

With Jerry’s help, drivers in Comer found savings with these companies after their at-fault accident:

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
At Fault With No Injury	Progressive	$92	Charles, 37 Zip: 30629	Ford Explorer XLT	• State Minimum Liability
Not At Fault	Bristol West	$406	Betty, 32 Zip: 30629	Ford F150 Supercrew	• 50,000/100,000 Liability • Comp / Collision
At Fault With No Injury	Gainsco	$91	Sallie, 37 Zip: 30629	Ford Explorer XLT	• State Minimum Liability

Last Updated Nov 22, 2023

Cheapest car insurance in Comer after other driving violations

Other moving violations, such as driving without a license, stunt driving, or

reckless driving in Georgia

come with their fair share of car insurance woes. If you’ve been hit with traffic tickets and high premiums, here are some of the best companies in Comer to check for savings:

Cheap car insurance quotes in Comer by age

Car insurance rates follow an inverse bell curve as you age—they start high when you're a teen driver, drop in the middle, and then rise again as you become a senior driver.

Cheapest car insurance in Comer for young drivers

In general,

teen drivers

between 16 and 19 pay the highest insurance rates of any demographic because they are the most likely to be involved in a car accident.

If you’ve got a young driver on your insurance policy, consider investing in full-coverage car insurance. You can offset the extra cost by shopping with Jerry for the cheapest car insurance for young drivers in Comer.

Progressive

Leona (24 years old)

Coverage

State Minimum

Comer, GA (Zip Code: 30629)

Acura MDX

$87

per month

Allstate

Ernest (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comer, GA (Zip Code: 30629)

Ford Fusion SE

$187

per month

Clearcover

Pauline (21 years old)

Coverage

State Minimum

Comer, GA (Zip Code: 30629)

Hyundai Sonata Sport

$157

per month

Cheapest car insurance in Comer for senior drivers

Car insurance rates for senior drivers climb after their 70th birthday for several reasons:

They may experience a decline in vision, hearing, and reaction time

They are at an increased risk of being involved in a car accident

They are more likely to suffer severe injuries in a collision

The best car insurance companies for seniors

in Comer offset these risks with plenty of savings, including safe driver discounts, reduced usage discounts, and telematics programs.

Progressive

Lida (67 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comer, GA (Zip Code: 30629)

Dodge RAM 1500

$70

per month

Cheap car insurance quotes in Comer based on insurance history

Insurance providers consider you a high-risk driver if you drove without car insurance in the past, ie. you were an uninsured motorist. As you can guess, a car insurance lapse can raise your insurance rates.

With Jerry's automatic reminders, you can find a fresh start at a new company and remember your payments. You'll receive a detailed price comparison when it's time to renew so you can see if your current rates are still the most competitive in Comer.

Progressive

Lillie (24 years old)

Currently Insured

Coverage

State Minimum

Comer, GA (Zip Code: 30629)

Acura MDX

$87

per month

Safeco

Tillie (30 years old)

Not Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comer, GA (Zip Code: 30629)

Dodge Avenger LUX

$149

per month

Gainsco

Nettie (37 years old)

Currently Insured

Coverage

State Minimum

Comer, GA (Zip Code: 30629)

Ford Explorer XLT

$91

per month

Allstate

Willie (23 years old)

Not Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comer, GA (Zip Code: 30629)

Ford Fusion SE

$187

per month

Mercury

Emma (50 years old)

Currently Insured

Coverage

State Minimum

Comer, GA (Zip Code: 30629)

GMC Suburban K1500

$72

per month

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Love Geico! Will stay with them for life!

Kristopher

Great Customer Service.

Very friendly and helpful agents.

Rine

Excellent and easy to use.

Angie

Cheap car insurance quotes in Comer for drivers with poor credit

Making your payments on time is as important to auto insurance companies as driving safely. Even good drivers will see their insurance rates increase if their credit score is 550 or less.

Compared to their poor credit counterparts, Comer drivers with a high credit score pay almost 20% less for car insurance! However, you can make up the difference by shopping around with Jerry’s quick quote-comparing app.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
660 - 750	Allstate	$187	Lela, 23 Zip: 30629	Ford Fusion SE	• 50,000/100,000 Liability
660 - 750	Gainsco	$103	Mabelle, 52 Zip: 30629	Nissan Altima 2.5	• State Minimum Liability
550 - 659	Progressive	$87	Lina, 24 Zip: 30629	Acura MDX	• State Minimum Liability
< 550	National General	$138	Rhoda, 39 Zip: 30629	Buick Lacrosse Premium	• 50,000/100,000 Liability

Last Updated Nov 26, 2023

Cheap car insurance quotes in Comer for popular cars

Your vehicle plays an important role in determining your annual insurance premiums. High safety ratings and vehicle anti-theft devices make your car safer to drive, harder to steal, and cheaper to insure.

These five models won the Comer popular vote with high scores in all three categories:

How different kinds of cars affect your car insurance rates

How to lower car insurance costs in Comer

1. Shop around and compare quotes

Unless you compare auto insurance quotes, you can't be 100% sure that you're getting the best deal. Experts recommend

shopping for car insurance quotes

from at least three different companies every six months.

It may seem like a huge task, but Jerry makes it quick! Sign up in 45 seconds and compare five to seven quotes in less than a minute. You get all the benefits of comparison shopping without having to invest any time or money.

MORE:

How do I get multiple car insurance quotes at once?

Compare car insurance quotes now

2. Hunt for car insurance discounts

Getting the right

car insurance discount

can transform a good rate into a great one. You could save by joining a program for:

Good drivers. If you’ve held a

clean driving record

for at least three years, you’re due for some sweet discounts.

Telematics device users. Telematics devices track how far you drive, when you drive, and how you drive. If you brake often and hard, this isn’t the program for you. But if you’re a calm and mellow driver, you could reap a low rate as a reward!

Good students. Full-time high school and college students with a B average or better can translate their scholastic successes into savings.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car- insurance in Comer?

People living in Comer pay on average -- per month – or -- per year – on state-minimum liability coverage. Full coverage in Comer costs on average -- per month or -- per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the best car insurance in Comer?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.

Nationwide

Progressive

, and

Kemper

receive good ratings from Comer drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

What is the cheapest car insurance in Comer?

Based on thousands of Comer drivers Jerry has worked with, car insurance in Comer costs an average of -- per month for state-minimum coverage and -- per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the minimum car insurance in Comer, Georgia?

The state-minimum car insurance in Comer, Georgia is $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 25/50/25 coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Expert Insurance Writer and Editor

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.