Cheapest car insurance in Braselton, Georgia (May 2024)

($89/month). Those looking to upgrade to full coverage have found some of the cheapest rates with Met360 ($137/month), Clearcover ($144/month),

Mercury Auto

($147/month), and

Compare car insurance quotes now

($148/month).

Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Travelers	$146	Jason, 41 Zip: 30517	Nissan Leaf S	• 50,000/100,000 Liability • Comp / Collision
Gainsco	$330	Jared, 37 Zip: 30517	Chevrolet Suburban K1500	• State Minimum Liability • Comp / Collision
Mercury	$68	Mayme, 32 Zip: 30517	Ford Focus SE	• State Minimum Liability
Metlife	$99	Lilly, 29 Zip: 30517	Toyota Corolla	• 50,000/100,000 Liability

Last Updated May 6, 2024

Cheapest Braselton car insurance for good drivers

Insurance rates are calculated based on your driving record, age, zip code, past claims, and vehicle type. While the majority of these factors aren’t in your control—you can be a good driver and keep your driving record clean.

Good drivers in Braselton can save up to 40% on their insurance, and with Jerry's DriveShield™, you can track your driving and unlock discounts for safe driving habits. Discover how other drivers are using DriveShield™ to save on their insurance below.

Customer	Driving Score	Insurance Savings	Has Violations	Insurance Coverage
Irvin, 25	92	33%	No	State Minimum Liability Minimum Coverage
Erick 34	85	25%	No	State Minimum Liability Comp/Collision
Billie, 44	92	39%	No	100/300 Comp/Collision
Matthew, 54	77	23%	No	State Minimum Liability Comp/Collision
Angela, 64	74	20%	No	50/100 Comp/Collision

Let your good driving pay off

Best car insurance companies in Braselton

Looking for the most competitive car insurance rates in Braselton? Jerry conducted one of the nation's largest insurance shopping surveys to find the answer to that very question.

We discovered that

GEICO

and

State Farm

hold the biggest market shares, but they’re not necessarily the best insurers for every driver.

Drivers in Braselton rated smaller insurance companies like Clearcover, Gainsco,

Georgia car insurance laws

, and Mercury much higher than the big-name carriers. State Farm and GEICO scored 3.4 and 3.3 out of 5.0 for policy costs, while Mercury Auto scored a perfect 5.0 for both policy costs and customer service.

The table below shows how drivers in Braselton rated different companies on a scale of 0 to 5.

Insurance company	Overall rating	Price	Claims experience	Customer service
Progressive	4.4	4	4	4.4
State Farm	4.2	3.6	4.5	4
Geico	3.9	3.2	3.6	4.1
Liberty Mutual	3.7	2.5	3	3.7
USAA	3.3	2.7	4	4.2

What are the best companies in Braselton, Georgia?

There’s no one insurance company that offers the best rates for every driver. Providers all use their own algorithms and calculations to determine rates—so what might be best for you might look completely different for someone else.

However, motorists in Braselton looking for state minimum insurance have found the cheapest rates with Dairyland, Safeco, and Clearcover. Those in need of full coverage have found some of the most affordable rates with Mercury Auto, Nationwide, and Met360.

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Braselton

To comply with

, all drivers in Braselton must carry

liability car insurance

. Liability insurance covers the costs of treatment, repairs, and replacements if you cause harm to someone else or their property while driving. You might also want to increase your coverage limits above the state minimum requirements in certain circumstances—which, we’ll argue, is most of them.

Cheap minimum liability insurance quotes in Braselton

The minimum liability coverage requirements in Georgia—and by extension, Braselton—are 25/50/25.

In other words, you’ll need to buy a policy that provides at least:

$25,000 of

bodily injury liability

coverage per person

$50,000 of bodily injury liability coverage per accident

$25,000 of

property damage liability

coverage per accident

Sticking with the minimum required liability coverage often means paying the lowest rates. Here are some of the deals Jerry helped Braselton drivers to find:

Sam (37 years old)

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Chevrolet Suburban K1500

$188

per month

Hettie (39 years old)

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Chrysler Town & Country

$110

per month

Georgia’s car accident laws

Antonio (32 years old)

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Ford Focus SE

$96

per month

Electric

Winnie (43 years old)

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

RAM 1500 ST

$196

per month

Do you need more than minimum coverage in Braselton?

Drivers in Braselton should consider coverage that exceeds the 25/50/25 minimum required by the state.

In an at-fault accident in downtown Braselton, medical and vehicle repair expenses could easily add up, especially if someone is seriously injured. If anything exceeds your coverage limits, you’ll have to pay it out-of-pocket. Moreover,

allow injured parties to sue for a variety of damages up to two years after a collision.

The bottom line: Consider 50/100/50 or 100/300/100 liability coverage limits for better financial protection.

Cheap full coverage car insurance quotes in Braselton

There’s no law requiring

full-coverage car insurance

, but it provides a way to pay for repairs or replacements to your vehicle.

A full coverage policy includes

collision coverage

and

comprehensive coverage

. Collision insurance covers the costs of repairing or replacing your car following an accident with another vehicle or stationary object. Comprehensive coverage does the same thing, but it only applies to damages caused by theft, vandalism, or natural disasters.

If you have a car loan, your lender will require you to maintain collision and comprehensive coverage until you’ve paid off your car. You can cut costs by using Jerry to find the lowest full coverage car insurance rates in Braselton.

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$244	Howard, 24 Zip: 30517	Toyota Corolla Cross XLE
• 50,000/100,000 Liability • Comp / Collision	Travelers	$146	Jason, 41 Zip: 30517	Nissan Leaf S
• State Minimum Liability • Comp / Collision	Safeco	$182	James, 46 Zip: 30517	Mitsubishi Mirage ES
• State Minimum Liability • Comp / Collision	Clearcover	$116	Virginia, 28 Zip: 30517	Honda Accord EXL
• State Minimum Liability • Comp / Collision	Assurance America	$337	Willie, 24 Zip: 30517	Hyundai Elantra SEL

Last Updated May 6, 2024

Using a car insurance comparison app or website is the fastest way to compare car insurance quotes online. With the Jerry app, you’ll be able to find savings and get the answers to all your questions from a team of 100+ licensed agents.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Average cost of car insurance in Braselton

After helping thousands of Braselton drivers find car insurance, we can confidently say the average cost of minimum liability coverage is around $125 per month or $1,500 per year.

The average cost for full coverage insurance in Braselton increases to $150 per month or $1,800 per year.

Braselton average insurance rates can help you build a budget, but they aren’t the whole story. Every driver’s insurance premiums are determined by a ton of factors, including the type of car they drive, their driver profile, and their claims history. Don’t be surprised if you end up spending more—or less if you comparison shop!

Compare car insurance costs in other states

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Car insurance quotes in Braselton by rating factors

Various factors change

how your car insurance premiums are calculated

in Braselton, including:

Your driving record and claims history: Accidents and tickets will increase your insurance rates.

Your age: Insurers consider young drivers to be a higher risk due to their inexperience behind the wheel.

Your vehicle: Luxury, high-performance, and sports cars are more expensive to insure.

Your parking spot: If you park your car in a neighborhood with a high incidence of auto insurance claims, your rates will likely be higher.

Your credit score: Drivers with bad credit scores often pay higher premiums than drivers with good credit scores for the same amount of coverage.

How do different factors impact your car insurance costs in Braselton?

Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, insurance history.

Prohibited (or effectively prohibited): Education, occupation, employment status.

Learn more about the car insurance rating factors in Braselton:

Cheap car insurance quotes in Braselton after driving violations

Driver violation points can have a significant impact on your insurance rates. The more points you have, the more high-risk your

Georgia driving record

. If you’re struggling to find affordable rates, here’s what to look for:

Cheapest car insurance in Braselton after speeding ticket

Georgia speeding ticket

will cost you anywhere between $25 to $700, but that’s not the worst of it. Your car insurance rates in Braselton could be up to 13% more expensive for years afterward.

To find savings, you’ll need to compare car insurance quotes from as many providers as you can. Here’s how much Braselton drivers with speeding tickets saved using this method (and Jerry’s help):

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	AAA	$61	Clayton, 30 Zip: 30517	Pontiac GTO	• 100,000/300,000 Liability
Speeding 6-10	Safeco	$53	Eula, 39 Zip: 30517	BMW M4	• 100,000/300,000 Liability

Last Updated May 7, 2024

Cheapest car insurance in Braselton after DUI

Committing a

DUI in Georgia

comes with longer-lasting consequences than a ticket, a jail sentence, and a license suspension. Insurance companies often view DUI offenders as high-risk drivers, which can result in higher premiums for many years.

If you have a DUI on your record, it's important to shop around and compare rates from multiple insurance companies to find the most affordable option. Jerry can help you find the best rates for auto insurance in Braselton even after a DUI conviction.

AAA

Bettie (33 years old)

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Hyundai Ioniq

$80

per month

reckless driving in Georgia

Bettie (41 years old)

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Land Rover LR3

$64

per month

Cheapest car insurance in Braselton after an at-fault accident

A few at-fault accidents in your driving history can add many more dollars to your monthly car insurance bills. Auto insurance providers use your

Georgia driving record

to predict how many claims you might make (and how much money you could cost the company); if you appear to be a high-risk investment, they’ll charge you high premiums.

With Jerry’s help, drivers in Braselton found savings with these companies after their at-fault accident:

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With Injury	Safeco	$89	Annie, 46 Zip: 30517	Nissan Titan XE	• 50,000/100,000 Liability
At Fault With No Injury	Progressive	$502	Danny, 34 Zip: 30517	Jeep Grand Cherokee Limited	• 50,000/100,000 Liability • Comp / Collision
Not At Fault	Gainsco	$330	Lelia, 37 Zip: 30517	Chevrolet Suburban K1500	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Travelers	$173	Elizabeth, 36 Zip: 30517	Ford Edge Limited	• 50,000/100,000 Liability • Comp / Collision

Last Updated May 7, 2024

Cheapest car insurance in Braselton after other driving violations

Other moving violations, such as driving without a license, stunt driving, or

come with their fair share of car insurance woes. If you’ve been hit with traffic tickets and high premiums, here are some of the best companies in Braselton to check for savings:

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Failure to Obey Signal	Progressive	$363	Kate, 23 Zip: 30517	Hyundai Elantra SEL	• 50,000/100,000 Liability • Comp / Collision
Failure to Obey Signal	Progressive	$363	Phillip, 23 Zip: 30517	Hyundai Elantra SEL	• 50,000/100,000 Liability • Comp / Collision
Improper Passing	Safe Auto	$481	Jimmy, 23 Zip: 30517	Hyundai Elantra SEL	• State Minimum Liability • Comp / Collision

Last Updated May 6, 2024

Cheap car insurance quotes in Braselton by age

Car insurance rates follow an inverse bell curve as you age—they start high when you're a teen driver, drop in the middle, and then rise again as you become a senior driver.

Cheapest car insurance in Braselton for young drivers

In general,

teen drivers

between 16 and 19 pay the highest insurance rates of any demographic because they are the most likely to be involved in a car accident.

If you’ve got a young driver on your insurance policy, consider investing in full-coverage car insurance. You can offset the extra cost by shopping with Jerry for the cheapest car insurance for young drivers in Braselton.

The best car insurance companies for seniors

Howard (24 years old)

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Toyota Corolla Cross XLE

$244

per month

Bristol West

Adam (23 years old)

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Chevrolet S Truck S10

$309

per month

Mercury

Evelyn (21 years old)

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Nissan Quest S

$264

per month

Assurance America

Mae (24 years old)

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Hyundai Elantra SEL

$337

per month

Cheapest car insurance in Braselton for senior drivers

Car insurance rates for senior drivers climb after their 70th birthday for several reasons:

They may experience a decline in vision, hearing, and reaction time

They are at an increased risk of being involved in a car accident

They are more likely to suffer severe injuries in a collision

in Braselton offset these risks with plenty of savings, including safe driver discounts, reduced usage discounts, and telematics programs.

Allen (72 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Braselton, GA
(Zip Code: 30517)

BMW 535

$67

per month

Dollie (70 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Braselton, GA
(Zip Code: 30517)

GMC Envoy

$71

per month

Cheap car insurance quotes in Braselton based on insurance history

Insurance providers consider you a high-risk driver if you drove without car insurance in the past, ie. you were an uninsured motorist. As you can guess, a car insurance lapse can raise your insurance rates.

With Jerry's automatic reminders, you can find a fresh start at a new company and remember your payments. You'll receive a detailed price comparison when it's time to renew so you can see if your current rates are still the most competitive in Braselton.

Josie (30 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Braselton, GA
(Zip Code: 30517)

Toyota Corolla

$95

per month

Allstate

Leroy (29 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Braselton, GA
(Zip Code: 30517)

Toyota Corolla

$99

per month

How different kinds of cars affect your car insurance rates

Lora (32 years old)

Currently Insured

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Ford Focus SE

$96

per month

Travelers

Nettie (41 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Braselton, GA
(Zip Code: 30517)

Nissan Leaf S

$146

per month

Infinity

Frederick (46 years old)

Currently Insured

Coverage

State Minimum

Braselton, GA
(Zip Code: 30517)

Mitsubishi Mirage ES

$74

per month

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Love Geico! Will stay with them for life!

Kristopher

Great Customer Service.

Very friendly and helpful agents.

Rine

Excellent and easy to use.

Angie

Cheap car insurance quotes in Braselton for drivers with poor credit

Making your payments on time is as important to auto insurance companies as driving safely. Even good drivers will see their insurance rates increase if their credit score is 550 or less.

Compared to their poor credit counterparts, Braselton drivers with a high credit score pay almost 20% less for car insurance! However, you can make up the difference by shopping around with Jerry’s quick quote-comparing app.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
660 - 750	Assurance America	$140	Theresa, 54 Zip: 30517	RAM 1500 SLT	• State Minimum Liability • Comp / Collision
660 - 750	Assurance America	$140	Marguerite, 54 Zip: 30517	RAM 1500 SLT	• State Minimum Liability • Comp / Collision
550 - 659	Progressive	$95	Lucinda, 30 Zip: 30517	Toyota Corolla	• 50,000/100,000 Liability
< 550	Progressive	$244	Vernon, 24 Zip: 30517	Toyota Corolla Cross XLE	• State Minimum Liability • Comp / Collision

Last Updated May 7, 2024

Cheap car insurance quotes in Braselton for popular cars

Your vehicle plays an important role in determining your annual insurance premiums. High safety ratings and vehicle anti-theft devices make your car safer to drive, harder to steal, and cheaper to insure.

These five models won the Braselton popular vote with high scores in all three categories:

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
RAM 1500 ST	Progressive	$226	Annie, 43 Zip: 30517	• State Minimum Liability • Comp / Collision
Toyota RAV4 LE	Progressive	$66	Eva, 43 Zip: 30517	• State Minimum Liability • Comp / Collision

Last Updated May 7, 2024

How to lower car insurance costs in Braselton

1. Shop around and compare quotes

Unless you compare auto insurance quotes, you can't be 100% sure that you're getting the best deal. Experts recommend

shopping for car insurance quotes

from at least three different companies every six months.

It may seem like a huge task, but Jerry makes it quick! Sign up in 45 seconds and compare five to seven quotes in less than a minute. You get all the benefits of comparison shopping without having to invest any time or money.

MORE:

How do I get multiple car insurance quotes at once?

Compare car insurance quotes now

2. Hunt for car insurance discounts

Getting the right

car insurance discount

can transform a good rate into a great one. You could save by joining a program for:

Good drivers. If you’ve held a

clean driving record

for at least three years, you’re due for some sweet discounts.

Telematics device users. Telematics devices track how far you drive, when you drive, and how you drive. If you brake often and hard, this isn’t the program for you. But if you’re a calm and mellow driver, you could reap a low rate as a reward!

Good students. Full-time high school and college students with a B average or better can translate their scholastic successes into savings.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car insurance in Braselton?

People living in Braselton pay on average $125 per month – or $1,500 per year – on state-minimum liability coverage. Full coverage in Braselton costs on average $150 per month or $1,800 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the best car insurance in Braselton?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.