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Cheapest car insurance in Braselton, Georgia (Oct 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Braselton, Georgia.
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Maria Cruz
Expert Insurance Writer & Editor
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How to find the cheapest car insurance in Braselton

On average, car insurance in Braselton costs about $96 per month for minimum coverage liability insurance, and about $191per month for full coverage insurance. Braselton drivers pay -- than the average rate in Georgia.  
Drivers seeking liability-only coverage can find affordable average rates with Clearcover ($58/month), Embark General ($63/month),
Dairyland
($73/month), and
Safeco
($89/month). Those looking to upgrade to full coverage have found some of the cheapest rates with Met360 ($137/month), Clearcover ($144/month),
Mercury Auto
($147/month), and
Nationwide
($148/month). 
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$95
Glenn, 30
Zip: 30517
Toyota Corolla
• 50,000/100,000 Liability
Nationwide
$110
Austin, 40
Zip: 30517
Chrysler Town & Country
• State Minimum Liability
Gainsco
$330
Lloyd, 38
Zip: 30517
Chevrolet Suburban K1500
• State Minimum Liability
• Comp / Collision
Electric
$163
Seth, 55
Zip: 30517
Porsche Macan S
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Oct 14, 2024

Cheapest Braselton car insurance for good drivers

Insurance rates are calculated based on your driving record, age, zip code, past claims, and vehicle type. While the majority of these factors aren’t in your control—you can be a good driver and keep your driving record clean.
Good drivers in Braselton can save up to 40% on their insurance, and with Jerry's DriveShield™, you can track your driving and unlock discounts for safe driving habits. Discover how other drivers are using DriveShield™ to save on their insurance below.
Customer
Driving Score
Insurance Savings
Has Violations
Insurance Coverage
Irvin, 25
92
33%
No
  • State Minimum Liability
  • Minimum Coverage
Erick 34
85
25%
No
  • State Minimum Liability
  • Comp/Collision
Billie, 44
92
39%
No
  • 100/300
  • Comp/Collision
Matthew, 54
77
23%
No
  • State Minimum Liability
  • Comp/Collision
Angela, 64
74
20%
No
  • 50/100
  • Comp/Collision

Best car insurance companies in Braselton

Looking for the most competitive car insurance rates in Braselton? Jerry conducted one of the nation's largest insurance shopping surveys to find the answer to that very question.
We discovered that
GEICO
and
State Farm
hold the biggest market shares, but they’re not necessarily the best insurers for every driver. 
Drivers in Braselton rated smaller insurance companies like Clearcover, Gainsco,
Safeco
, and Mercury much higher than the big-name carriers. State Farm and GEICO scored 3.4 and 3.3 out of 5.0 for policy costs, while Mercury Auto scored a perfect 5.0 for both policy costs and customer service. 
The table below shows how drivers in Braselton rated different companies on a scale of 0 to 5.
Insurance companyOverall ratingPriceClaims experienceCustomer service
Progressive
4.4
4
4
4.4
State Farm
4.2
3.6
4.5
4
Geico
3.9
3.2
3.6
4.1
Liberty Mutual
3.7
2.5
3
3.7
USAA
3.3
2.7
4
4.2
There’s no one insurance company that offers the best rates for every driver. Providers all use their own algorithms and calculations to determine rates—so what might be best for you might look completely different for someone else.
However, motorists in Braselton looking for state minimum insurance have found the cheapest rates with Dairyland, Safeco, and Clearcover. Those in need of full coverage have found some of the most affordable rates with Mercury Auto, Nationwide, and Met360.
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Braselton

To comply with
Georgia car insurance laws
, all drivers in Braselton must carry
liability car insurance
. Liability insurance covers the costs of treatment, repairs, and replacements if you cause harm to someone else or their property while driving. You might also want to increase your coverage limits above the state minimum requirements in certain circumstances—which, we’ll argue, is most of them.

Cheap minimum liability insurance quotes in Braselton

The minimum liability coverage requirements in Georgia—and by extension, Braselton—are 25/50/25.
In other words, you’ll need to buy a policy that provides at least:
Sticking with the minimum required liability coverage often means paying the lowest rates. Here are some of the deals Jerry helped Braselton drivers to find:
card cover
Herman (38 years old)
coverageCoverage
State Minimum
locationBraselton, GA
(Zip Code: 30517)
carChevrolet Suburban K1500
$188
per month
card cover
Devin (33 years old)
coverageCoverage
State Minimum
locationBraselton, GA
(Zip Code: 30517)
carFord Focus SE
$96
per month
card cover
Elijah (40 years old)
coverageCoverage
State Minimum
locationBraselton, GA
(Zip Code: 30517)
carToyota Camry LE
$121
per month

Do you need more than minimum coverage in Braselton?

Drivers in Braselton should consider coverage that exceeds the 25/50/25 minimum required by the state.
In an at-fault accident in downtown Braselton, medical and vehicle repair expenses could easily add up, especially if someone is seriously injured. If anything exceeds your coverage limits, you’ll have to pay it out-of-pocket. Moreover,
Georgia’s car accident laws
allow injured parties to sue for a variety of damages up to two years after a collision.
The bottom line: Consider 50/100/50 or 100/300/100 liability coverage limits for better financial protection.

Cheap full coverage car insurance quotes in Braselton

There’s no law requiring
full-coverage car insurance
, but it provides a way to pay for repairs or replacements to your vehicle.
A full coverage policy includes
collision coverage
and
comprehensive coverage
. Collision insurance covers the costs of repairing or replacing your car following an accident with another vehicle or stationary object. Comprehensive coverage does the same thing, but it only applies to damages caused by theft, vandalism, or natural disasters.
If you have a car loan, your lender will require you to maintain collision and comprehensive coverage until you’ve paid off your car. You can cut costs by using Jerry to find the lowest full coverage car insurance rates in Braselton.
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• State Minimum Liability
• Comp / Collision
Progressive
$244
Nicholas, 24
Zip: 30517
Toyota Corolla Cross XLE
• 50,000/100,000 Liability
• Comp / Collision
Travelers
$146
Bobby, 42
Zip: 30517
Nissan Leaf S
• 50,000/100,000 Liability
• Comp / Collision
Electric
$163
Seth, 55
Zip: 30517
Porsche Macan S
coverageLast Updated Oct 13, 2024
Using a car insurance comparison app or website is the fastest way to compare car insurance quotes online. With the Jerry app, you’ll be able to find savings and get the answers to all your questions from a team of 100+ licensed agents.
Lower my car insurance too!

Average cost of car insurance in Braselton

After helping thousands of Braselton drivers find car insurance, we can confidently say the average cost of minimum liability coverage is around $96 per month or $1,151 per year.
The average cost for full coverage insurance in Braselton increases to $191 per month or $2,289 per year.
Braselton average insurance rates can help you build a budget, but they aren’t the whole story. Every driver’s insurance premiums are determined by a ton of factors, including the type of car they drive, their driver profile, and their claims history. Don’t be surprised if you end up spending more—or less if you comparison shop!

Car insurance quotes in Braselton by rating factors 

Various factors change
how your car insurance premiums are calculated
in Braselton, including:
  • Your driving record and claims history: Accidents and tickets will increase your insurance rates.
  • Your age: Insurers consider young drivers to be a higher risk due to their inexperience behind the wheel.
  • Your vehicle: Luxury, high-performance, and sports cars are more expensive to insure.
  • Your parking spot: If you park your car in a neighborhood with a high incidence of auto insurance claims, your rates will likely be higher.
  • Your credit score: Drivers with bad credit scores often pay higher premiums than drivers with good credit scores for the same amount of coverage.

How do different factors impact your car insurance costs in Braselton?

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Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, insurance history.
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Prohibited (or effectively prohibited): Education, occupation, employment status.
Learn more about the car insurance rating factors in Braselton:

Cheap car insurance quotes in Braselton after driving violations

Driver violation points can have a significant impact on your insurance rates. The more points you have, the more high-risk your
Georgia driving record
. If you’re struggling to find affordable rates, here’s what to look for:

Cheapest car insurance in Braselton after speeding ticket

A
Georgia speeding ticket
will cost you anywhere between $25 to $700, but that’s not the worst of it. Your car insurance rates in Braselton could be up to 13% more expensive for years afterward. 
To find savings, you’ll need to compare car insurance quotes from as many providers as you can. Here’s how much Braselton drivers with speeding tickets saved using this method (and Jerry’s help):
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 1-5
Progressive
$71
Cecilia, 39
Zip: 30517
Nissan 300ZX
• 100,000/300,000 Liability
• Comp / Collision
Speeding 6-10
AAA
$76
Chase, 36
Zip: 30517
Nissan Altima
• 100,000/300,000 Liability
coverageLast Updated Oct 8, 2024

Cheapest car insurance in Braselton after DUI

Committing a
DUI in Georgia
comes with longer-lasting consequences than a ticket, a jail sentence, and a license suspension. Insurance companies often view DUI offenders as high-risk drivers, which can result in higher premiums for many years.
If you have a DUI on your record, it's important to shop around and compare rates from multiple insurance companies to find the most affordable option. Jerry can help you find the best rates for auto insurance in Braselton even after a DUI conviction.
card cover
Blanche (36 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationBraselton, GA
(Zip Code: 30517)
$75
per month
card cover
Carrie (32 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationBraselton, GA
(Zip Code: 30517)
$71
per month

Cheapest car insurance in Braselton after an at-fault accident

A few at-fault accidents in your driving history can add many more dollars to your monthly car insurance bills. Auto insurance providers use your
Georgia driving record
to predict how many claims you might make (and how much money you could cost the company); if you appear to be a high-risk investment, they’ll charge you high premiums.
With Jerry’s help, drivers in Braselton found savings with these companies after their at-fault accident:
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With Injury
Safeco
$89
Annie, 46
Zip: 30517
Nissan Titan XE
• 50,000/100,000 Liability
At Fault With No Injury
Progressive
$502
Danny, 34
Zip: 30517
Jeep Grand Cherokee Limited
• 50,000/100,000 Liability
• Comp / Collision
Not At Fault
Gainsco
$330
Lelia, 37
Zip: 30517
Chevrolet Suburban K1500
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Travelers
$173
Elizabeth, 36
Zip: 30517
Ford Edge Limited
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Oct 14, 2024

Cheapest car insurance in Braselton after other driving violations

Other moving violations, such as driving without a license, stunt driving, or
reckless driving in Georgia
come with their fair share of car insurance woes. If you’ve been hit with traffic tickets and high premiums, here are some of the best companies in Braselton to check for savings:
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Failure to Obey Signal
Progressive
$363
Kate, 23
Zip: 30517
Hyundai Elantra SEL
• 50,000/100,000 Liability
• Comp / Collision
Failure to Obey Signal
Progressive
$363
Phillip, 23
Zip: 30517
Hyundai Elantra SEL
• 50,000/100,000 Liability
• Comp / Collision
Improper Passing
Safe Auto
$481
Jimmy, 23
Zip: 30517
Hyundai Elantra SEL
• State Minimum Liability
• Comp / Collision
coverageLast Updated Oct 13, 2024

Cheap car insurance quotes in Braselton by age

Car insurance rates follow an inverse bell curve as you age—they start high when you're a teen driver, drop in the middle, and then rise again as you become a senior driver.

Cheapest car insurance in Braselton for young drivers

In general,
teen drivers
between 16 and 19 pay the highest insurance rates of any demographic because they are the most likely to be involved in a car accident. 
If you’ve got a young driver on your insurance policy, consider investing in full-coverage car insurance. You can offset the extra cost by shopping with Jerry for the cheapest car insurance for young drivers in Braselton.
card cover
Nicholas (24 years old)
coverageCoverage
State Minimum
locationBraselton, GA
(Zip Code: 30517)
$244
per month
card cover
Lester (22 years old)
coverageCoverage
State Minimum
locationBraselton, GA
(Zip Code: 30517)
carNissan Quest S
$264
per month
card cover
Clearcover
Lewis (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationBraselton, GA
(Zip Code: 30517)
carToyota Camry L
$236
per month

Cheapest car insurance in Braselton for senior drivers

Car insurance rates for senior drivers climb after their 70th birthday for several reasons:
  • They may experience a decline in vision, hearing, and reaction time
  • They are at an increased risk of being involved in a car accident
  • They are more likely to suffer severe injuries in a collision 
The best car insurance companies for seniors
in Braselton offset these risks with plenty of savings, including safe driver discounts, reduced usage discounts, and telematics programs.
card cover
Carl (68 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationBraselton, GA
(Zip Code: 30517)
$63
per month
card cover
Chad (73 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationBraselton, GA
(Zip Code: 30517)
$57
per month

Cheap car insurance quotes in Braselton based on insurance history

Insurance providers consider you a high-risk driver if you drove without car insurance in the past, ie. you were an uninsured motorist. As you can guess, a car insurance lapse can raise your insurance rates.
With Jerry's automatic reminders, you can find a fresh start at a new company and remember your payments. You'll receive a detailed price comparison when it's time to renew so you can see if your current rates are still the most competitive in Braselton.
card cover
Josie (30 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationBraselton, GA
(Zip Code: 30517)
carToyota Corolla
$95
per month
card cover
Leroy (29 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationBraselton, GA
(Zip Code: 30517)
carToyota Corolla
$99
per month
card cover
Lora (32 years old)
Currently Insured
coverageCoverage
State Minimum
locationBraselton, GA
(Zip Code: 30517)
carFord Focus SE
$96
per month
card cover
Nettie (41 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationBraselton, GA
(Zip Code: 30517)
carNissan Leaf S
$146
per month
card cover
Frederick (46 years old)
Currently Insured
coverageCoverage
State Minimum
locationBraselton, GA
(Zip Code: 30517)
carMitsubishi Mirage ES
$74
per month

Cheap car insurance quotes in Braselton for drivers with poor credit

Making your payments on time is as important to auto insurance companies as driving safely. Even good drivers will see their insurance rates increase if their credit score is 550 or less. 
Compared to their poor credit counterparts, Braselton drivers with a high credit score pay almost 20% less for car insurance! However, you can make up the difference by shopping around with Jerry’s quick quote-comparing app.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
660 - 750
Assurance America
$140
Theresa, 54
Zip: 30517
RAM 1500 SLT
• State Minimum Liability
• Comp / Collision
660 - 750
Assurance America
$140
Marguerite, 54
Zip: 30517
RAM 1500 SLT
• State Minimum Liability
• Comp / Collision
550 - 659
Progressive
$95
Lucinda, 30
Zip: 30517
Toyota Corolla
• 50,000/100,000 Liability
< 550
Progressive
$244
Vernon, 24
Zip: 30517
Toyota Corolla Cross XLE
• State Minimum Liability
• Comp / Collision
coverageLast Updated Oct 14, 2024

How to lower car insurance costs in Braselton

1. Shop around and compare quotes

Unless you compare auto insurance quotes, you can't be 100% sure that you're getting the best deal. Experts recommend
shopping for car insurance quotes
from at least three different companies every six months.
It may seem like a huge task, but Jerry makes it quick! Sign up in 45 seconds and compare five to seven quotes in less than a minute. You get all the benefits of comparison shopping without having to invest any time or money.

2. Hunt for car insurance discounts

Getting the right
car insurance discount
can transform a good rate into a great one. You could save by joining a program for:
  • Good drivers. If you’ve held a
    clean driving record
    for at least three years, you’re due for some sweet discounts.
  • Telematics device users. Telematics devices track how far you drive, when you drive, and how you drive. If you brake often and hard, this isn’t the program for you. But if you’re a calm and mellow driver, you could reap a low rate as a reward!
  • Good students. Full-time high school and college students with a B average or better can translate their scholastic successes into savings.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

FAQ

How much is car insurance in Braselton?

People living in Braselton pay on average $96 per month – or $1,151 per year – on state-minimum liability coverage. Full coverage in Braselton costs on average $191 per month or $2,289 per year. 
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the best car insurance in Braselton?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.
Nationwide
,
Progressive
, and
Kemper
receive good ratings from Braselton drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry. 

What is the cheapest car insurance in Braselton?

Based on thousands of Braselton drivers Jerry has worked with, car insurance in Braselton costs an average of $96 per month for state-minimum coverage and $191 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!  

What is the minimum car insurance in Braselton, Georgia?

The state-minimum car insurance in Braselton, Georgia is $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 25/50/25 coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Maria Cruz
badge icon
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.