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Compare quotes for Chrysler Pacifica car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Chrysler Pacifica owners is $1,975 a year. However, exact rates vary from model to model: for instance, the Pacifica Ehybrid Platinum costs $223 more per year to insure than the Sebring Jx

Chrysler Pacifica car insurance cost

One of the primary determining factors for your Chrysler Pacifica insurance rate is the age of your vehicle. Here's how much it costs to insure your Pacifica by car year:
Model year
Average Cost
Annual Savings with Jerry
2007$2,786$933
2006$2,098$747
2005$1,812$555
2004$1,695$420
If you drive a Chrysler Pacifica , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Chrysler Pacifica

If you drive a Chrysler, you probably put a high value on the things Chrysler does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Chrysler Pacifica drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Commonwealth Insurance$2,616$1,718
Mercury$2,845$1,615
Electric$2,113$1,053
Gainsco$1,878$975
Allstate$1,224$437
Assurance America$1,633$413
Dairyland$1,618$402
Kemper$1,224$357
Clearcover$1,469$255
The General
$1,345$221

Compare car insurance quotes for Chrysler Pacifica

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Chrysler insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
February 23, 202332953FLMerritt IslandMilton S.27Progressive$1,500$1,400
November 12, 202274066OKSapulpaVerna S.20Progressive$1,800$1,594
October 27, 202123453VAVirginia BeachDarrell F.42Progressive$1,752$794
October 25, 202129693SCWestminsterCallie K.32Assurance America$1,440$1,012
October 18, 202178216TXSan AntonioCordelia B.50Mercury$1,719$806

Best car insurance companies for Chrysler Pacifica drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$1,783$525
Failure to Obey Traffic Sign$3,420$1,106
Speeding under 15$3,246$973
Speeding over 15$1,884$641
Driving on Sus. License$2,200$174
Other$2,340$849

How much does Chrysler Pacifica insurance go up after a DUI?

If you get a DUI while driving your Pacifica, you can expect your premium to increase by an average of 43%.

How much does Chrysler Pacifica insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Pacifica, your insurance premium could increase by an average of 71%

Best Car Insurance for Chrysler Pacifica by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $0 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Chrysler Pacifica by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Chrysler Pacifica drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
October 27, 2021Chrysler Pacifica$146/mo.$66/mo.23453VAFrancisco B.42Progressive
October 18, 2021Chrysler Pacifica$143/mo.$67/mo.78216TXBarbara G.50Mercury
October 25, 2021Chrysler Pacifica$120/mo.$84/mo.29693SCRuth D.32Assurance America
February 23, 2023Chrysler Pacifica$125/mo.$117/mo.32953FLWesley F.27Progressive
November 12, 2022Chrysler Pacifica$150/mo.$133/mo.74066OKCornelia P.20Progressive

Driving a Chrysler Pacifica

The Chrysler Pacifica goes above and beyond for a minivan. Car and Driver rates this model a 9.5/10, as the Pacifica is packed with standard features and quite zippy around town.The Chrysler Pacifica offers a luxurious experience to minivan drivers, complete with a large cargo capacity and an in-cabin air filtration system. In buying a Pacifica, you can choose between a plug-in hybrid powertrain or a regular V6 engine. You can also opt for all-wheel drive.Given its upscale offerings, the Chrysler Pacifica doesn't come cheap. For that reason, you might struggle to find cheap car insurance, the car insurance comparison super app, can help you find the best coverage for the lowest price.
If you own a Chrysler Pacifica , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Chrysler Pacifica new, it’s worth considering new car replacement insurance to protect your investment.
Oh, and don't forget: The average Jerry user saves $887 per year on car insurance.
Key Takeaway: The more your Chrysler Pacifica is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Chrysler Pacifica?

The average annual cost to insure a model is $1,975. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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