Why is my car insurance more expensive than my car payment?

In the past year, I’ve really wanted to buy an electric vehicle. However, most of them are prohibitively expensive, so I’m opting for a plug-in hybrid. A used Chevrolet Volt seems like a great buy, but I want to make sure it’s covered under warranty. What’s the warranty on the Chevrolet Volt?

I’m considering buying a used Lincoln MKX since I found it for a good price. But I’ve heard there are some issues with certain model years. What are some of the most common problems with the Lincoln MKX?

I recently moved to be closer to my family and help take care of my elderly parents. My new job doesn’t pay as well, and I’ve had to make some drastic lifestyle changes. I’ve been reviewing my budget, and there’s no way I can keep up with my car payments. What’s the best course of action if you can't afford a car loan?