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What is the minimum car insurance requirement for New Hampshire?

What's the minimum amount of car insurance I need in New Hampshire? What can I use to find the cheapest rate?

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Rachel Juillerat · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
New Hampshire
doesn’t require drivers to have car insurance, unless they’re convicted of certain traffic violations (i.e., DUI or hit-and-run).
However, choosing not to purchase insurance means that you agree to pay out-of-pocket for any damages you cause in an at-fault accident.
If you choose to purchase insurance, you must buy the following coverage:
  • $25,000 in bodily injury liability per person
  • $50,000 in bodily injury liability per accident
  • $25,000 in property damage liability per accident
  • $1,000 in personal injury protection per accident (covers medical expenses only)
  • Uninsured/underinsured motorist coverage in the same amount as your liability limits.
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