What does 25/50/25 mean in regard to liability car insurance?
I was recently looking at liability car insurance policies, and I keep seeing 25/50/25. What does 25/50/25 mean?
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Answered on Apr 16, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
“The numbers 25/50/25 refer to the limits of coverage for liability insurance if you hit another vehicle. Here’s what each of these numbers means:
- $25,000 per person for bodily injury liability
- $50,000 per accident for bodily injury liability (regardless of how many people are injured)
- $25,000 for property damage liability
Although this policy is affordable, it probably offers too little coverage for most everyday drivers. A 50/100/50 policy is probably the better option.”
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