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Cheapest car insurance in Corsicana, Texas (Nov 2024)
Cheapest car insurance in Corsicana, Texas (Nov 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Corsicana, Texas.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Kianna Walpole
Expert Insurance Writer & Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How to find the cheapest car insurance quotes in Corsicana
- Best car insurance companies in Corsicana
- Best cheap car insurance quotes in Corsicana
- Car insurance quotes in Corsicana by rating factors
- How do different factors impact your car insurance costs in Corsicana?
- Cheap car insurance quotes in Corsicana after driving violations
- Cheap car insurance quotes in Corsicana by age
- Cheap car insurance quotes in Corsicana based on insurance history
- Cheap car insurance quotes in Corsicana for drivers with poor credit
- Cheap car insurance quotes in Corsicana for popular cars
- How to lower car insurance costs in Corsicana
- FAQ
- Methodology
- Meet our experts
Load full table of contents
How to find the cheapest car insurance quotes in Corsicana
In Corsicana, the average
auto insurance
policy costs about $75 per month for minimum coverage liability insurance, and about $175 per month for full coverage insurance.Coverage type | Corsicana, TX | Texas | United States |
|---|---|---|---|
State minimum | $75 | $85 | $77 |
Full coverage | $175 | $198 | $165 |
Every month, thousands of savvy car insurance shoppers in Corsicana, Texas use the
trusted broker
Jerry Insurance Agency to seamlessly compare prices and procure a policy. To help get you started, we found some of the cheapest (and best) providers in Corsicana, Texas for a variety of profiles.
Cheapest car insurance companies in Corsicana, TX
Cheapest car insurance companies in Corsicana, TX
Overall standout: Progressive
$60/month for liability-only, $138/month for full coverage
Best for minimum coverage: Nationwide
$49/month on average
Best for full coverage: Travelers
$130/month on average
Best car insurance companies in Corsicana
No one car insurance company is the right fit for every driver. The primary reason is that every customer gets different
car insurance quotes
based on their profile—so the most affordable company differs for everyone. Besides price, you also have to consider factors such as claims handling and customer service. Jerry experts recently conducted one of the largest consumer surveys in the nation, asking over 15,000 real policyholders in Texas about their experience with their provider. Using a 5.0 rating system, they rated their insurers in the following categories: cost-effectiveness, customer service, and claims handling.
Here are the insurers in Corsicana that received high overall scores in our survey and had some of the cheapest monthly rates.
Insurance company | Monthly minimum coverage cost | Monthly full coverage cost | Cost rating | Overall Jerry rating |
|---|---|---|---|---|
$49 | $157 | 4.0 | 4.3 | |
$60 | $138 | 3.9 | 4.3 | |
$62 | $153 | 3.5 | 4.2 | |
$90 | $130 | 4.2 | 4.6 | |
$112 | $167 | 4.7 | 4.8 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Corsicana
Texas has a minimum liability insurance requirement, which represents the minimal amount of car insurance you must have in Corsicana—and offers you the cheapest rate.
But minimum liability isn’t always enough. You should consider getting full coverage to cover the repair or replacement costs for your car.
Cheap minimum liability insurance quotes in Corsicana
To hit the road legally, Corsicana drivers need to meet Texas minimum coverage limits for bodily injury liability and property damage liability:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 for property damage
These coverages are commonly known as 30/60/25 insurance. With this basic liability coverage, you’ll be protected up to the policy’s limits if you cause injuries or property damage while driving.
Here’s a list of some of the cheapest insurers in Corsicana, Texas, for liability-only policies.
Insurance company | Monthly minimum coverage cost |
|---|---|
$49 | |
$60 | |
$62 | |
$90 | |
$112 |
Do you need more than minimum coverage in Corsicana?
Most drivers in Corsicana need higher liability coverage than the 30/60/25 state minimum mandated by
Texas car insurance laws
. If you cause an accident, you could be responsible for medical bills and vehicle repairs well past the 30/60/25 limit, especially if you cause severe injuries to another person. If the car is totaled, the cost to replace it can be more than $40,000—well above the $25,000 property damage limit.
It’s important to note that
Texas’ car accident laws
allow drivers to file bodily injury and property damage lawsuits for up to two years after a car accident—so your liability extends long past the accident date! For optimal financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
For optimal financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in Corsicana
Full coverage car insurance
is the number-one way to protect yourself from costs associated with repairing or replacing your vehicle. Full coverage includes comprehensive and collision coverage:
- Collision coveragecovers the cost of repairing or replacing your car after an accident. In contrast
- Comprehensive coveragepays out if your vehicle is stolen or damaged by something other than a crash, such as vandalism, theft, or natural disasters.
If you have a loan on the car, your bank will require both collision and comprehensive coverage until the loan is paid.
On top of a full-coverage policy, you can choose to purchase
uninsured motorist coverage
to guard against uncovered injuries or damage in an accident caused by a driver without car insurance. Below is a table outlining some of the cheapest insurers for full coverage in the Corsicana, Texas area.
Insurance company | Monthly full coverage cost |
|---|---|
$130 | |
$138 | |
$153 | |
$157 | |
$167 |
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Car insurance quotes in Corsicana by rating factors
- Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.
- Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.
- Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.
- Your mileage: High annual mileage can result in higher insurance costs.
- The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.
- Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.
How do different factors impact your car insurance costs in Corsicana?
How do different factors impact your car insurance costs in Corsicana?
Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
Prohibited (or effectively prohibited): Texas currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Corsicana:
Cheap car insurance quotes in Corsicana after driving violations
Your
Texas driving record
influences your auto insurance quotes. If insurance providers see a history of violations, they may label you a higher risk and charge a steeper rate. Some common violations that could increase your insurance rates include:- Speeding
- DUIs
- At fault accident
- Reckless driving
- Driving on a suspended license
Cheapest car insurance in Corsicana after speeding ticket
In Corsicana, a speeding ticket could increase your car insurance rate by about 19%. Here are some of the best providers in Texas for lower rates after a speeding ticket.
Insurance company | Monthly coverage cost |
|---|---|
$67 | |
$72 | |
$81 | |
$102 | |
$130 | |
$149 |
Cheapest car insurance in Corsicana after DUI
A
DUI
in Corsicana is a serious violation and it will trigger extremely high rates for car insurance and label you as a high-risk driver
. Some companies may even refuse you coverage. To find a good rate for car insurance after a DUI, it’s important to shop around and compare rates
.Check out the list below to see some of the cheapest insurers for drivers after a DUI in Texas.
Insurance company | Monthly coverage cost |
|---|---|
$94 | |
Clearcover | $101 |
$177 | |
$195 | |
$202 |
Cheapest car insurance in Corsicana after an at-fault accident
One of the most critical factors affecting car insurance rates is your car accident or claim history. Texas is an at-fault state, and an at-fault accident in your recent past could mean significantly higher insurance rates.
Take a look at some full coverage quotes that Jerry drivers found after an at-fault accident in their recent past.
Insurance company | Monthly full coverage cost |
|---|---|
Clearcover | $90 |
$98 | |
$111 | |
$132 | |
$137 | |
$159 |
Drivers can also find lower minimum coverage rates with the following providers:
Insurance company | Monthly minimum coverage cost |
|---|---|
Clearcover | $56 |
$70 | |
$72 | |
$74 |
Cheapest car insurance in Corsicana after other driving violations
Speeding tickets, DUIs,
reckless driving
, and suspended licenses
on your driving record can all lead to rate hikes from any car insurance provider in Corsicana.Here’s a list of different driving violations and quotes that drivers have gotten from top providers after these infractions.
Violation | Top insurance provider | Monthly coverage cost |
|---|---|---|
Failure to Obey Signal | $59 | |
Speeding 21+ | $72 | |
Defective Equipment | $76 | |
Operating Vehicle without Permission | $81 | |
Failure to Yield | $93 |
Cheap car insurance quotes in Corsicana by age
Young people and seniors generally face the highest insurance rates. Due to their restricted driving backgrounds, young drivers typically pay more for insurance.
Drivers may experience lower rates once they turn 25, but those rates won’t last forever. Most drivers in Corsicana see an increase in full coverage costs between 26 and 44, with rates slightly dipping by 45-54, and rising again from 55-64.
If you're a driver in Corsicana, here's what you may pay based on your age.
Age group | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
18-21 | $262 | $312 |
22-25 | $126 | $176 |
26-34 | $100 | $200 |
35-44 | $78 | $138 |
45-54 | $75 | $115 |
55-64 | $73 | $129 |
65+ | $54 | $126 |
Cheapest car insurance in Corsicana for young drivers
Teen drivers
aged 16 to 19 pay the highest insurance rates out of any age group in Corsicana. Full coverage can provide better financial protection for teen car owners that drive newer cars, as teens tend to get into more accidents. Here are some of the most affordable rates for teen and young drivers in Corsicana from top providers.
Insurance company | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
$25 | $178 | |
$42 | $135 | |
$101 | $170 | |
Clearcover | $115 | $167 |
$115 | $245 | |
$191 | $190 |
Cheapest car insurance in Corsicana for middle-aged drivers
As drivers gain more experience behind the wheel, their rates lower. Drivers 25-64 see some of the cheapest rates for all age demographics, with rates rising again after motorists turn 65+.
Heere are some of the lowest rates drivers in this age demographic can find with the top insurers in Corsicana.
Insurance company | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
$52 | $122 | |
Clearcover | $57 | $167 |
$63 | $245 | |
$72 | $161 | |
$87 | $152 |
Cheapest car insurance in Corsicana for senior drivers
Car insurance rates for seniors
tend to be higher due to several reasons. The main one is that older drivers are more likely to be involved in accidents and more prone to severe injuries in the event of a collision. This translates to significant medical expenses and increased costs for insurance providers.The table below shows the top insurers providing low rates for senior drivers across Corsicana.
Insurance company | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
$35 | $82 | |
Gainsco | $37 | $157 |
$46 | $92 | |
$65 | $124 |
Cheap car insurance quotes in Corsicana based on insurance history
Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any
lapses in coverage
. Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. To find the lowest full coverage premiums after a lapse, check out a few of these insurers:
Insurance company | Monthly full coverage cost |
|---|---|
$118 | |
$124 | |
$138 | |
$155 |
And if you're looking for minimum coverage, these providers offer cheaper than average rates:
Insurance company | Monthly minimum coverage cost |
|---|---|
$38 | |
$50 | |
$56 | |
Clearcover | $72 |
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Switching to National General was SO easy and it saved me over $100/month!
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Grateful for this app and helping me save money!
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They were affordable and great very personable and reasonable.
Audrey
Cheap car insurance quotes in Corsicana for drivers with poor credit
Drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though
credit scores
don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.Generally, drivers with great credit scores (over 700) will pay less on car insurance compared to individuals with poorer scores (below 600).
Credit score | Monthly coverage cost |
|---|---|
< 600 | $226 |
601-699 | $217 |
700+ | $189 |
No matter your score, you can still find cheaper car insurance. Here are the top providers for affordable coverage with a poor credit score:
Insurance company | Monthly coverage cost |
|---|---|
$61 | |
$62 | |
Clearcover | $63 |
$63 |
Cheap car insurance quotes in Corsicana for popular cars
The make and model of your vehicle is an important factor in determining your insurance rate in Corsicana. Every model has a unique cost of repair, set of safety features, and rate of theft.
As such, it’s imperative to compare rates to help you find the most affordable option. While no provider will offer the ‘cheapest’ rates for all drivers, there are a few who offer more competitive premiums.
To help you find your best rate, we’ve compiled a list of the cheapest providers in Corsicana for some of the most popular vehicles, along with their full coverage costs.
Vehicle type | Top insurance provider | Monthly full coverage cost |
|---|---|---|
$59 | ||
$122 | ||
$119 | ||
$78 | ||
$134 |
How to lower car insurance costs in Corsicana
1. Shop around and compare quotes
Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.
Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!
2. Hunt for car insurance discounts
Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include: - Good driver discounts. Many insurance providers offer discounts for drivers with clean driving records and/or those who avoid filing claims
- Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!
- Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.
- Bundling discounts.Bundle your home and auto insurance(or auto and renters) with the same company, and you could get a discount on both policies.
3. Increase your deductible for comprehensive and collision coverage
If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.
FAQ
What is the best car insurance in Corsicana?
For full coverage options, most Corsicana drivers find affordable rates with
Travelers
, Progressive
and Nationwide
. When it comes to minimum coverage, Nationwide
, Progressive
, and Allstate
often have the lowest costs.What is the cheapest car insurance in Corsicana?
Most drivers in Corsicana find the most affordable full and minimum coverage policies with
Progressive
, Nationwide
, and Allstate
. However, it’s important to remember that no single insurance company has the cheapest insurance for everyone—but by shopping for insurance quotes, you can find the cheapest insurance company for you.What is the minimum car insurance in Corsicana, Texas?
The state-minimum car insurance in Corsicana, Texas is $30,000 in bodily injury liability per person, $60,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 30/60/25 coverage.
How much is car insurance in Corsicana?
People living in Corsicana pay on average $75 per month – or $900 per year – on state-minimum liability coverage. Full coverage in Corsicana costs on average $175 per month or $2,100 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.