PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
How soon can I refinance my loan from a Jeep dealer?
I financed through a Jeep dealer to get bonus cash on my new Wrangler. After a month, I found a much better rate through my credit union. Can I make the switch?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
While there is no technical timeline to refinance a
car loan
for a Jeep, you should wait at least 60-90 days. It takes two to three months for your title to transfer from the dealer to the lender, and most lenders won’t consider a refinance without the title in hand. That said, your credit score likely dropped a little when you first applied for your loan because the lender will have made a hard inquiry on your credit report. You may want to consider waiting six months so you can build your credit back up.
If you’re a first-time borrower, most lenders will require one-half to one year of payments before they will refinance your loan.
Along with saving money on your loan, you can save money on car insurance. Car insurance rates can fluctuate with time, so searching for quotes on
Jerry
is a good idea Jerry will provide you with quotes from up to 50 top providers. Once you make your choice, Jerry will take care of all of the paperwork! View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
