Expert Advice for Refinancing
All Articles on Refinancing
How to Refinance Your Car Lease
While you can’t refinance to get cheaper monthly payments for your lease, there are other options to save money, like buying the car or transferring the lease.
The Pros and Cons of Car Loan Refinancing
Refinancing your car loan can put extra cash in your pocket, but doing so may saddle you with a higher interest rate and a longer loan term.
How to Reduce Car Payments Without Refinancing Your Car Loan
If you don't have good enough credit to refinance a car loan, auto loan modification is a good option. Contact your lender for options on lowering payments and interest.
Does Refinancing a Car Hurt Your Credit Score?
Refinancing your car can hurt your credit score, as lenders will make hard checks and you'll be leaving your former loan. The affect on your score is only temporary, however.
Here’s How to Save Money on Your Car Expenses
From keeping your car for the long haul to finding lower rates from your insurer, here are some helpful tips for how to save on car expenses.
All You Need to Know About Autopay
Autopay offers a range of car loans and specializes in auto refinance.
How to Refinance a Car Loan With Bad Credit
You’re free to refinance your car loan no matter what your credit score is, but you might find yourself with higher interest rates than before.
When Is the Best Time To Refinance a Car?
Refinancing is a great way to save money on your car payments, but make sure you do it when it makes the most sense. Read this article to learn the best time to refinance your car.
Pros and Cons of Refinancing a Car
While you can almost certainly save money in the short term, refinancing your car loan does have some potential downsides, too. Read this list of pros and cons of refinancing a car to learn more.
Can You Back out of a Refinance Loan Before Closing?
Even if you’ve signed a deal, you can still back out of a refinance before closing if you so desire. In fact, you can cancel up to three days after closing. Here's how.
Can You Refinance a Car with the Same Bank?
You can often refinance a car with the same bank, but shopping around ensures you’re getting the right loan for you and your vehicle.
All Questions on Refinancing
How soon can I refinance my car loan after I purchase my vehicle?
I’m not pleased that my current monthly payment is so high. How long do I have to wait to refinance my car loan?
How long do I have to wait to refinance a car loan?
I have been paying my monthly loan payments for five months now. I was wondering if refinancing my loan for my Jeep Wrangler is an option for me. Can I refinance my car loan early?
How can you refinance your car loan?
I recently started renovating my basement to build a personal gym and I quickly discovered it will be a lengthy and expensive project. I’m trying to free up as much money as I can each month and I thought about refinancing my car loan. How do I refinance my car loan?
Should I refinance my car loan?
I’ve been working hard to get better credit and my credit score has improved. Should I refinance my car loan? What would it benefit?
How do you transfer car insurance and loans during a divorce?
My wife and I are getting divorced soon, and I want to transfer the loan title and car insurance to her. What are my options?
How do I reduce the amount of interest I pay on a car loan?
I hate paying more money for things than necessary. How can I reduce the amount of interest I pay on a loan for my Ford?
Can I have two open car loans?
My partner's car finally went kaput on us and I will have to take out another loan to get her a new one. Can I have two open car loans at the same time?
What happens if I'm stuck with two car payments after a divorce?
My husband and I had two vehicles during our marriage, and when we separated, we each kept our respective cars. Unfortunately, my name is still on the loans for both of our cars since my husband couldn't qualify for the loan on his own. I'm stuck paying my $500 a month and now his $400, which he says he can't afford to pay now. What are my options?
How do you take your name off of a car loan?
My roommate and I got a car loan together, but recently with my finances and the amount I use the car, we’ve come to the agreement it doesn’t make sense for me to still be on there. How do I remove my name from the car loan?
How do you take a cosigner off of your car loan?
What do I need to do to take a cosigner off of my car loan? My dad cosigned my car loan because I was right out of high school and my credit wasn’t great. Now, my score has improved and I want to take him off of the contract.
Can I refinance a car loan if I have negative equity?
I want to refinance my car loan, but I'm upside down on it. Can I still refinance if I have negative equity?
What are the benefits of refinancing a car?
I have a 17% interest rate on my car loan and my friend told me I should consider refinancing. What are the advantages of refinancing my car?
Where can you refinance a car loan?
Is there a specific place I need to go to refinance my car loan? I want to try to lower my payments, but I’m not sure where I should look.
How much will it cost to refinance a car loan?
My brother warned me that if I want to refinance my car loan, I will need to pay additional fees. Are there any charges for refinancing a car loan?
How do you get out from under a car loan?
I lost my job and can’t afford to pay my car loan anymore. What can I do?
What is the meaning of refinancing a car loan?
With COVID lockdowns going on throughout the country, I’ve heard about many people saving money by refinancing their car loans. What’s the definition of refinancing a car loan?
When can I refinance my car loan?
I’ve paid my monthly car loan for one year now, but I have a high interest rate. I want to lower it, but I’m not sure if refinancing is possible. When is the suggested time to refinance my car loan?
Can I cancel the car loan on my Chevy Silverado?
I was furloughed, so I can't make my payments on my Chevy Silverado. Can I cancel the loan? What should I do?
Should I finance through Hyundai Motor finance to get incentives and then refinance through my credit union?
I want to buy a new Hyundai Kona. Hyundai Motor Finance is currently offering up to $3,500 worth of incentives. The only problem is that they want to give me an interest rate of 5.99% compared to 2.9% from my credit union. Can I finance through Hyundai and then refinance immediately through my credit union?
Can a bank garnish your wages for a car loan?
I’ve missed a few car payments. My bank was understanding at first, but now they’re telling me I need to pay the outstanding balance within the next two months. I’m not sure how I’m going to afford it. What will happen if I can’t? Will a bank garnish my wages for an outstanding car loan?
How do you calculate the interest paid on a car loan?
Is there a way to calculate the total interest that I will pay on my car loan without doing a bunch of math? I’m trying to decide if I should refinance and I found an equation for it but it’s super confusing and I would rather just type some numbers into a calculator.
How do I refinance with Toyota Financial?
Is there any way to refinance my loan with Toyota Financial? I'm paying too much every month, and I really need to lower my payments.
How can you refinance a car loan?
I recently started a new job, and the salary is nearly double what I was making before. I’m hoping to pay off my car loan sooner and start modifying my vehicle, but I need to refinance first. How can you refinance a car loan?
Do banks provide car title loans?
"Do banks do car title loans for extra cash? I want to get some quick cash for an emergency, but I don't have enough in savings. However, I do own a car."
How much does it cost to refinance a car loan?
Are there fees to refinance a car loan? I am considering refinancing my loan.
Can I refinance a car loan the next day?
I want to get financing from a dealership to get a special rebate, but the interest rate isn't great and I can get a better rate from my bank. Can I refinance the car the next day?
How do I lower the payments on my car loan from Capital One?
I currently have a car loan from Capital One, and my payments are about $400 per month. I recently switched jobs to a position I love, but I unfortunately had to take a pay cut. Is there any way I can lower my monthly loan payments on my car loan?
How do I transfer a car loan?
I want to transfer my car loan to my son since he is taking over my car. How do we do that?
How do I refinance my car loan with the same bank?
My girlfriend and I cosigned a loan. We want to refinance our loan for our Lexus LX. Is it possible to refinance my car loan with the same lender?
Can I get out of my car loan?
I’m a little overwhelmed. I sat down and looked at how much my car loan is going to cost me in the long run and turned the month timeline into years. It’s more than I thought it was going to be. What are some ways that can help me get out of my car loan?
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