Expert Advice for Refinancing

All Articles on Refinancing

Can You Back out of a Refinance Loan Before Closing?
Even if you’ve signed a deal, you can still back out of a refinance before closing if you so desire. In fact, you can cancel up to three days after closing. Here's how.
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Jerry
Apr 27, 2022
Pros and Cons of Refinancing a Car
While you can almost certainly save money in the short term, refinancing your car loan does have some potential downsides, too. Read this list of pros and cons of refinancing a car to learn more.
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Jerry
Apr 27, 2022
When Is the Best Time To Refinance a Car?
Refinancing is a great way to save money on your car payments, but make sure you do it when it makes the most sense. Read this article to learn the best time to refinance your car.
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Jerry
Apr 27, 2022
How to Refinance a Car Loan With Bad Credit
You’re free to refinance your car loan no matter what your credit score is, but you might find yourself with higher interest rates than before.
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Jerry
Apr 27, 2022
Here’s How to Save Money on Your Car Expenses
From keeping your car for the long haul to finding lower rates from your insurer, here are some helpful tips for how to save on car expenses.
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Jerry
Apr 27, 2022
Does Refinancing a Car Hurt Your Credit Score?
Refinancing your car can hurt your credit score, as lenders will make hard checks and you'll be leaving your former loan. The affect on your score is only temporary, however.
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Jerry
Apr 27, 2022
How to Reduce Car Payments Without Refinancing Your Car Loan
If you don't have good enough credit to refinance a car loan, auto loan modification is a good option. Contact your lender for options on lowering payments and interest.
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Jerry
Apr 27, 2022

All Questions on Refinancing

How soon can I refinance my car loan after I purchase my vehicle?
I’m not pleased that my current monthly payment is so high. I read that I can refinance, but I’m not sure when or how. How long do I have to wait to refinance my car loan?
Phoebe Mah
Nov 30, 2021
How long do I have to wait to refinance a car loan?
I have been paying my monthly loan payments for five months now. I was wondering if refinancing my loan for my Jeep Wrangler is an option for me. Can I refinance my car loan early?
Phoebe Mah
Nov 30, 2021
How can you refinance your car loan?
I recently started renovating my basement to build a personal gym and I quickly discovered it will be a lengthy and expensive project. I’m trying to free up as much money as I can each month and I thought about refinancing my car loan. How do I refinance my car loan?
Jack Walsh
Nov 30, 2021
Should I refinance my car loan?
I’ve been working hard to get better credit and my credit score has improved. Should I refinance my car loan? What would it benefit?
Lauren Smith
Oct 12, 2021
How do you transfer car insurance and loans during a divorce?
My wife and I are getting divorced soon, and I want to transfer the loan title and car insurance to her. What are my options?
Sophie Newman
Aug 09, 2021
How do I reduce the amount of interest I pay on a car loan?
I hate paying more money for things than necessary. How can I reduce the amount of interest I pay on a loan for my Ford?
Eric Schad
Oct 26, 2021
Can I have two open car loans?
My partner's car finally went kaput on us and I will have to take out another loan to get her a new one. Can I have two open car loans at the same time?
Shannon Martin
Oct 27, 2021
What happens if I'm stuck with two car payments after a divorce?
My husband and I had two vehicles during our marriage, and when we separated, we each kept our respective cars. Unfortunately, my name is still on the loans for both of our cars since my husband couldn't qualify for the loan on his own. I'm stuck paying my $500 a month and now his $400, which he says he can't afford to pay now. What are my options?
Sophie Newman
Aug 11, 2021
How do you take your name off of a car loan?
My roommate and I got a car loan together, but recently with my finances and the amount I use the car, we’ve come to the agreement it doesn’t make sense for me to still be on there. How do I remove my name from the car loan?
Will Baldwin
Jan 25, 2022
How do you take a cosigner off of your car loan?
What do I need to do to take a cosigner off of my car loan? My dad cosigned my car loan because I was right out of high school and my credit wasn’t great. Now, my score has improved and I want to take him off of the contract.
Liz Jenson
Nov 17, 2021
Can I refinance a car loan if I have negative equity?
I want to refinance my car loan, but I'm upside down on it. Can I still refinance if I have negative equity?
Eric Schad
Nov 22, 2021
What are the benefits of refinancing a car?
I have a 17% interest rate on my car loan and my friend told me I should consider refinancing. What are the advantages of refinancing my car?
Eric Schad
Dec 06, 2021
Where can you refinance a car loan?
Is there a specific place I need to go to refinance my car loan? I want to try to lower my payments, but I’m not sure where I should look.
Liz Jenson
Dec 14, 2021
How much will it cost to refinance a car loan?
My brother warned me that if I want to refinance my car loan, I will need to pay additional fees. Are there any charges for refinancing a car loan?
Phoebe Mah
Nov 23, 2021
How do you get out from under a car loan?
I lost my job and can’t afford to pay my car loan anymore. What can I do?
Lauren Smith
Oct 12, 2021
What is the meaning of refinancing a car loan?
With COVID lockdowns going on throughout the country, I’ve heard about many people saving money by refinancing their car loans. What’s the definition of refinancing a car loan?
Jack Walsh
Nov 30, 2021
When can I refinance my car loan?
I’ve paid my monthly car loan for one year now, but I have a high interest rate. I want to lower it, but I’m not sure if refinancing is possible. When is the suggested time to refinance my car loan?
Phoebe Mah
Nov 30, 2021
Can I cancel the car loan on my Chevy Silverado?
I was furloughed, so I can't make my payments on my Chevy Silverado. Can I cancel the loan? What should I do?
Eric Schad
Oct 21, 2021
Should I finance through Hyundai Motor finance to get incentives and then refinance through my credit union?
I want to buy a new Hyundai Kona. Hyundai Motor Finance is currently offering up to $3,500 worth of incentives. The only problem is that they want to give me an interest rate of 5.99% compared to 2.9% from my credit union. Can I finance through Hyundai and then refinance immediately through my credit union?
Eric Schad
Aug 02, 2021
Can a bank garnish your wages for a car loan?
I’ve missed a few car payments. My bank was understanding at first, but now they’re telling me I need to pay the outstanding balance within the next two months. I’m not sure how I’m going to afford it. What will happen if I can’t? Will a bank garnish my wages for an outstanding car loan?
Jack Walsh
Dec 09, 2021
How do you calculate the interest paid on a car loan?
Is there a way to calculate the total interest that I will pay on my car loan without doing a bunch of math? I’m trying to decide if I should refinance and I found an equation for it but it’s super confusing and I would rather just type some numbers into a calculator.
Liz Jenson
Dec 14, 2021
How do I refinance with Toyota Financial?
Is there any way to refinance my loan with Toyota Financial? I'm paying too much every month, and I really need to lower my payments.
Liz Jenson
Oct 27, 2021
How can you refinance a car loan?
I recently started a new job, and the salary is nearly double what I was making before. I’m hoping to pay off my car loan sooner and start modifying my vehicle, but I need to refinance first. How can you refinance a car loan?
Jack Walsh
Nov 30, 2021
Do banks provide car title loans?
"Do banks do car title loans for extra cash? I want to get some quick cash for an emergency, but I don't have enough in savings. However, I do own a car."
Eric Schad
Jul 28, 2021
How much does it cost to refinance a car loan?
Are there fees to refinance a car loan? I am considering refinancing my loan.
Phoebe Mah
Nov 23, 2021
Can I refinance a car loan the next day?
I want to get financing from a dealership to get a special rebate, but the interest rate isn't great and I can get a better rate from my bank. Can I refinance the car the next day?
Eric Schad
Nov 16, 2021
How do I lower the payments on my car loan from Capital One?
I currently have a car loan from Capital One, and my payments are about $400 per month. I recently switched jobs to a position I love, but I unfortunately had to take a pay cut. Is there any way I can lower my monthly loan payments on my car loan?
Eric Schad
Nov 22, 2021
How do I transfer a car loan?
I want to transfer my car loan to my son since he is taking over my car. How do we do that?
Liz Jenson
Dec 13, 2021
How do I refinance my car loan with the same bank?
My girlfriend and I cosigned a loan. We want to refinance our loan for our Lexus LX. Is it possible to refinance my car loan with the same lender?
Phoebe Mah
Nov 23, 2021
Can I get out of my car loan?
I’m a little overwhelmed. I sat down and looked at how much my car loan is going to cost me in the long run and turned the month timeline into years. It’s more than I thought it was going to be. What are some ways that can help me get out of my car loan?
Lauren Smith
Nov 17, 2021

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