Best cheap car insurance quotes in Liberty Lake
All Liberty Lake drivers must purchase minimum coverage car insurance for liability to the amount of 25/50/10. This is Washington state’s minimum
for car insurance requirements and it applies to all drivers in the state. This minimum coverage includes property damage liability and bodily injury liability coverage. While you’ll get the cheapest rate by opting for minimal coverage, it doesn’t give you much protection in the event of an accident. Liberty Lake drivers should choose full coverage to cover repair costs for their own vehicles.
Cheap minimum liability insurance quotes in Liberty Lake
Let’s take a closer look at the required liability auto insurance coverage
for Liberty Lake drivers: $50,000 per accident of bodily injury liability coverage
Remember, these are the bare minimum levels of liability coverage. Every Liberty Lake driver needs to meet—or exceed—these thresholds for liability coverage.
Jerry has helped a lot of Liberty Lake drivers find affordable liability coverage—see the table below for real prices.
Coverage
State Minimum
Liberty Lake, WA
(Zip Code: 99019) Mitsubishi Mirage SE Coverage
State Minimum
Liberty Lake, WA
(Zip Code: 99019) Coverage
State Minimum
Liberty Lake, WA
(Zip Code: 99019) Coverage
State Minimum
Liberty Lake, WA
(Zip Code: 99019) Jeep Compass Latitude Do you need more than minimum coverage in Liberty Lake?
Choosing 25/50/10 coverage won't break any laws, but higher limits provide better protection for Liberty Lake drivers who get into an accident.
Imagine the costs involved after a major crash: medical expenses, car replacement fees, and potential lawsuits that could amount to hundreds of thousands of dollars. Your minimum coverage may not cover all these expenses, leaving you financially liable.
Ultimately, Liberty Lake drivers should get as much liability coverage as they can afford—especially because the added protection may not be as costly as you think.
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in Liberty Lake
Full coverage
is the only way to cover yourself and your vehicle. Liability coverage only protects you from lawsuits if someone else sues you for damages when you cause an accident.A full coverage policy in Liberty Lake includes comprehensive
and collision coverage
. Collision coverage: If you get into a collision—with a mailbox or another vehicle—this coverage will pay for the damage.
Comprehensive coverage: If your vehicle suffers non-collision damage—like dents from hail , vandalism, or theft—this coverage will kick in.
Be aware that you might be required to have full coverage if you own a financed vehicle
. Lenders wish to protect their investment, so they often require this extra coverage. Check with your lender before you start shopping for insurance. Take a look at real sample costs for full coverage insurance policies in Liberty Lake.
Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
---|
• State Minimum Liability • Comp / Collision | Progressive | $140 | | Mitsubishi Mirage SE |
• 100,000/300,000 Liability • Comp / Collision | Allstate | $92 | | Toyota RAV4 XLE |
• 50,000/100,000 Liability • Comp / Collision | Encompass | $300 | | Buick Encore Preferred |
Last Updated Oct 27, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry, a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.