Expert Advice for Auto Refinance

All Questions on Auto Refinance

How soon can I refinance my car loan after I purchase my vehicle?
I’m not pleased that my current monthly payment is so high. I read that I can refinance, but I’m not sure when or how. How long do I have to wait to refinance my car loan?
Phoebe Mah
Nov 30, 2021
How long do I have to wait to refinance a car loan?
I have been paying my monthly loan payments for five months now. I was wondering if refinancing my loan for my Jeep Wrangler is an option for me. Can I refinance my car loan early?
Phoebe Mah
Nov 30, 2021
How does a loan rework function?
"My lender got a hold of me for a ""loan rework"" on my auto loan. To do this, I have to put down a lump sum of $5,000, which only reduced my monthly car note from $320 to $307. How does a loan rework function? The math doesn't add up."
Eric Schad
May 28, 2021
When can I refinance a car loan?
I'm hoping to refinance my car loan to get a better deal. When should I do that?
Liz Jenson
Sep 21, 2021
How can you refinance your car loan?
I recently started renovating my basement to build a personal gym and I quickly discovered it will be a lengthy and expensive project. I’m trying to free up as much money as I can each month and I thought about refinancing my car loan. How do I refinance my car loan?
Jack Walsh
Nov 30, 2021
Should I refinance my Nissan 370Z to cut my interest rate and pay off the balance sooner?
"My annual salary is about $80,000, and I have a $20,000 car loan with a 6.74% interest rate. Refinancing this loan will cut my rate down to 3.99%. I plan to pay off the loan within eight months. Is refinancing my Nissan 370Z worth it?"
Eric Schad
Jun 07, 2021
What's the easiest way to remove a cosigner from a car loan?
I want to remove a cosigner from a car loan, but I'm not sure how to go about it. What's the easiest way?
Eric Schad
Oct 19, 2021
How do I get out of a car loan contract on my Nissan?
I have a car loan for my 2018 Nissan Pathfinder, but I've grown tired of the car. Can I get out of the loan? How?
Eric Schad
Oct 28, 2021
How do I reduce the amount of interest I pay on a car loan?
I hate paying more money for things than necessary. How can I reduce the amount of interest I pay on a loan for my Ford?
Eric Schad
Oct 26, 2021
Is an 8% interest rate good for a car loan?
I have been shopping for a car loan here and there because my old car died. The best I can find is an 8% interest rate. Is this good?
Eric Schad
Oct 25, 2021
How can I refinance my car loan?
I’ve had the same car loan for about a year. I’ve been building up my credit score since I got the loan, and now I want to refinance. What’s the best way to refinance my car loan?
Chloe Jenkins
Nov 17, 2021
Can you get a car loan after buying the car?
I’ve managed to save up just enough money to finally buy my dream car, a Ford Mustang. I want to get it ASAP, but I’m afraid if I rush and spend all of my money now, some unnecessary expenses may come up that I can’t afford. I would get a loan, but I’m trying to get the car like yesterday. Can you get a car loan after buying the car?
Michael Miserendino
Jan 12, 2022
What are the benefits of refinancing a car?
I have a 17% interest rate on my car loan and my friend told me I should consider refinancing. What are the advantages of refinancing my car?
Eric Schad
Dec 06, 2021
What is the meaning of refinancing a car loan?
With COVID lockdowns going on throughout the country, I’ve heard about many people saving money by refinancing their car loans. What’s the definition of refinancing a car loan?
Jack Walsh
Nov 30, 2021
How do I remove a cosigner from a loan with Ally?
I have a car loan with online lender Ally. I want to remove my cosigner from the loan. Can I do this without meeting a representative in person?
Eric Schad
Oct 29, 2021
When can I refinance my car loan?
I’ve paid my monthly car loan for one year now, but I have a high interest rate. I want to lower it, but I’m not sure if refinancing is possible. When is the suggested time to refinance my car loan?
Phoebe Mah
Nov 30, 2021
Can I trade-in a Jetta for a cheaper car to the dealership if I can't afford the payments?
"I purchased a Volkswagen Jetta for $17,000 two months ago. Now, I can't afford to make payments. Can I trade this car back in and getting something cheaper?"
Eric Schad
Jun 17, 2021
How soon after I take out a car loan can I refinance?
I took out a car loan about six months ago, but my credit score has risen and rates have dropped a bit. How soon after my original car loan can I refinance?
Eric Schad
Apr 27, 2021
Are there penalties for paying off a car loan early?
I’ve gone through my finances and realized that I can pay off my car loan early. I want to do this, but will I face any surprise penalties?
Lauren Smith
Nov 15, 2021
Is a car loan considered a lien?
I’m a little confused. I have a car loan, but I keep hearing my friends talk about their car liens. Are these the same thing?
Lauren Smith
Nov 15, 2021
How do I refinance with Toyota Financial?
Is there any way to refinance my loan with Toyota Financial? I'm paying too much every month, and I really need to lower my payments.
Liz Jenson
Oct 27, 2021
How can you refinance a car loan?
I recently started a new job, and the salary is nearly double what I was making before. I’m hoping to pay off my car loan sooner and start modifying my vehicle, but I need to refinance first. How can you refinance a car loan?
Jack Walsh
Nov 30, 2021
How do I refinance a vehicle through Toyota Financial?
I want to refinance my Toyota Corolla and I currently have a loan with Toyota Financial. Can I refinance through them?
Eric Schad
Oct 25, 2021
Can I refinance a car loan the next day?
I want to get financing from a dealership to get a special rebate, but the interest rate isn't great and I can get a better rate from my bank. Can I refinance the car the next day?
Eric Schad
Nov 16, 2021
Can I refinance my car loan with the same bank?
When I had to buy my car, my credit wasn't in the best shape. It has been a few years since then, and my credit is much better now! I was thinking about trying to refinance my car to get lower interest payments. Can I refinance my car loan with the same bank?
Shannon Martin
Nov 01, 2021
How can I refinance a car loan with bad credit?
Can I refinance my car loan with bad credit? These monthly payments are too high, and my buddy said I could lower them by refinancing my loan.
Shannon Martin
Nov 01, 2021
What's the best interest rate I can get at a buy here pay here dealership?
I have below-average credit, but I still want to get a car loan. I've tried traditional dealers and banks, and they won't lend to me. A local dealership has agreed to take me on—but how much can I expect to pay in interest?
Eric Schad
Oct 20, 2021
As an auto expert, what is one of the strangest car-buying experiences you've ever heard of?
I’m always curious to learn about other people’s experiences. Do you have an interesting story?
Eric Schad
Apr 13, 2021
Can I remove my cosigner from my car loan?
My partner and I recently broke up. He was the cosigner of my car loan and I want to remove him. Can I do this?
Will Baldwin
Nov 03, 2021
What happens if you refinance your car loan?
I have about two years left on my current car loan, but I got a new job and can now afford to make larger monthly payments. I want to refinance my car for a shorter term, but I’ve never done it before. So what happens if I refinance my car loan?
Jack Walsh
Nov 30, 2021

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