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Jerry Data & Research
Cheapest car insurance in Mannington, West Virginia (Nov 2024)
Cheapest car insurance in Mannington, West Virginia (Nov 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Mannington, West Virginia.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Bonnie Stinson
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Maria Cruz, Expert Insurance Writer & Editor
What's on this page?
- Cheapest car insurance quotes in Mannington
- Best car insurance companies in Mannington
- Best cheap car insurance quotes in Mannington
- Average cost of car insurance in Mannington
- Car insurance quotes in Mannington by rating factors
- How do different factors impact your car insurance costs in Mannington?
- Cheap car insurance quotes in Mannington after driving violations
- Cheap car insurance quotes in Mannington by age
- Cheap car insurance quotes in Mannington based on insurance history
- Cheap car insurance quotes in Mannington for popular cars
- How to lower car insurance costs in Mannington
- FAQ
- Methodology
- Meet our experts
Load full table of contents
Cheapest car insurance quotes in Mannington
Rates vary throughout
West Virginia
, but in Mannington the average monthly car insurance
payment is $42 for minimum coverage or $115 for a full coverage policy.Because every driver has a different profile (car type, driving history, zip code) there is no “cheapest” company for every single Mannington resident. But you can expect to pay an average of 22% less than the average West Virginian for insurance coverage, thanks to Mannington’s rural status.
To find the best rate for you, shop around and compare options. The free
Jerry
app helps you pull custom quotes from multiple companies—and it’s helped lots of West Virginia drivers find an auto insurance policy.| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $307 | Mathilda, 25 Zip: 26582 | Jeep Patriot Latitude | • State Minimum Liability • Comp / Collision |
Last Updated Nov 21, 2024Best car insurance companies in Mannington
While there’s no “best” company for every single Mannington driver, we can tell you which companies ranked the best in a recent survey of real WV drivers.
State Farm
and Westfield earned top marks for low prices for the average driver. But Erie, USAA
, and GEICO
all offered rates that fell below the state average. You can also buy a policy through Allstate
, Nationwide
, and Progressive
in Mannington but their car insurance quotes
tend to be higher than average.This was a nationwide survey focused on car insurance that involved top insurance carriers and 16,000 policyholders. Participants rated companies on cost, customer service, car insurance policy buying process, and more.
Check out what local drivers had to say about these auto insurance providers.
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| State Farm | 4.8 | 4.2 | N/A | 4.8 |
| Safeco | 4.7 | 4.8 | N/A | 4.7 |
| Allstate | 4.4 | 2.8 | N/A | 4.4 |
| Progressive | 4 | 3.5 | N/A | 4.4 |
| Geico | 3.5 | 3.7 | 4.3 | 4.8 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Mannington
Drivers must carry coverage that meets the
state minimum requirements
in West Virginia. In many cases, you can also benefit from increasing to full coverage or purchasing additional optional coverage types.Cheap minimum liability insurance quotes in Mannington
25/50/25 is the number you need to remember—this is the minimum legal liability coverage limit for all West Virginians. This protection covers bodily injury as well as property damage and it’s the best way to get cheap auto insurance in Mannington.
You’re also required to carry uninsured motorist coverage to cover costs if you get into an accident with an uninsured driver.
Any quotes you receive from a company will naturally include these minimum required coverages.
Cheapest minimum liability coverage car insurance quotes in West Virginia
Let’s break down that 25/50/25 so you can understand how you’re protected:
- $25,000 per person of bodily injury liability coverage
- $50,000 per accident of bodily injury liability coverage
- $25,000 per accident of property damage liability
Your uninsured motorist coverage must carry the same limits as your bodily injury coverage (25/50).
This is the bare minimum in West Virginia. You can exceed these limits, but you can’t go below them—and no driver is exempt from this requirement under state law.
Mannington drivers are using Jerry to find minimum liability insurance. Reviewing auto insurance rates starts with free quotes.
Hunter (25 years old)
$140
per month
Pauline (33 years old)
$96
per month
Do you need more than minimum coverage in Mannington?
You’ll be legal to drive in West Virginia with the minimum 25/50/25 coverage, but practically speaking, this coverage may not protect your assets if you cause a serious accident.
Think about the cost of a lengthy hospital stay for complex injuries. Now add the cost of replacing a new car and two months’ worth of missed wages. This sum could easily exceed your 25/50/25 coverage and you’re legally on the hook for all this person’s fees.
This is why experts recommend 50/100/50 or 100/300/100 for liability coverage. Purchase as much coverage as you can afford, and it may only cost you a few extra dollars per month.
Finally, what about your own medical costs and recovery bills?
Full coverage
is the only way to ensure you yourself have protection, as liability only covers other parties and gives no protection to you or your vehicle. Cheap full coverage car insurance quotes in Mannington
Full coverage is how you protect yourself and your vehicle. It’s optional for most drivers in WV, although financed vehicles may be required by the bank to carry full coverage until the loan is paid off.
- Comprehensive coverage: If your vehicle suffers non-collision damage (like theft vandalism, or falling trees), this policy will pay out.
- Collision coverage: If your vehicle is damaged in a collision (like a car crash, hitting an animal, or hitting a mailbox), this coverage will kick in to repair or replace the car.
Full coverage in Mannington ranges in cost by provider.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | State Auto | $219 | Nina, 25 Zip: 26582 | Jeep Patriot Latitude |
Last Updated Nov 21, 2024If you’re hunting for a policy for yourself, use a comparison app to simplify things. Jerry can pull up custom quotes in just minutes right on your smartphone in a user-friendly, free platform.
Finding cheap full coverage is as easy as entering your details, choosing the best rate for your preferred policy, and signing up.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Mannington
A minimum coverage policy in Mannington costs about $42 per month for the average driver, which works out to $507 per year. Full coverage policies cost slightly more, at $115 per month or $1,378 per year.
Mannington drivers pay less than the state average for car insurance!
Even so, average car insurance rates are just average. You may pay more or less for your insurance premium, depending on your driver profile, your coverage options, and which discounts you can unlock.
Car insurance quotes in Mannington by rating factors
When
calculating a person’s rate
, companies assess the type of car they drive, their zip code, and their driving record
. That’s why every quote is so unique. Here are the major factors:
- Zip code: Even within the same city, your zip code has a unique risk profile. Some areas experience more auto theft and traffic accidents, for instance. Some Mannington drivers will pay higher rates simply because of the risk associated with their particular neighborhood
- Your make and model: If your car costs more to repair or replace, you’ll pay more to insure it. Luxury, sports, and performance vehicles fit into this category. If your vehicle has excellent driver safety features, you may pay less than average.
- Your driving record and claims history: A squeaky clean driving record is the easiest way to unlock low rates. A history of claims and traffic violations is a major red flag, however, and you’ll pay a lot more than someone with no claims or tickets on record.
- Usage: The more you drive, the higher your risk of getting into an accident. That’s why frequent commuters tend to pay more for coverage.
- Yourcredit score: Insurers are allowed to use your credit history as a factor when calculating your rates. That’s because it’s correlated with risk. People with credit scores below 600 can expect to pay much higher premiums in West Virginia.
Formulas are unique to each company—and they’re highly complex. Pulling quotes from multiple companies is the only way to figure out which one will give you the more affordable car insurance for your specific driver profile.
How do different factors impact your car insurance costs in Mannington?
How do different factors impact your car insurance costs in Mannington?
Allowed (with applicable limitations): Driving experience, age, gender, occupation, credit history, education, marital status, employment status, residential status.
Prohibited (or effectively prohibited):
Learn more about the car insurance rating factors in Mannington:
Cheap car insurance quotes in Mannington after driving violations
A single violation can bump up your rates, but a history of violations can categorize you as a
high-risk driver
and increase your premium. If you have any of these violations on your record, expect steep rates at your next renewal:
- Driving on a suspended license
- Driving without insurance
- Speeding
- DUIs
- At fault accident
In some cases, insurers will refuse to offer coverage to high-risk drivers.
Cheapest car insurance in Mannington after speeding ticket
The faster you were
speeding in West Virginia
, the worse the penalties will be. In WV, it’s considered especially egregious to go more than 15 mph over the posted speed limit—and your rates will reflect it.Speeding tickets aside, you’re still eligible to
shop around
and compare rates. Here’s how much Mannington drivers with speeding tickets are paying for coverage. Last Updated Nov 21, 2024Cheapest car insurance in Mannington after DUI
In addition to the legal and financial penalties, a
DUI conviction in West Virginia
will jack up your insurance rates significantly. You could even be denied coverage.Finding insurance after a DUI can be tricky, but we’ve helped Mannington drivers find affordable rates.
Cheapest car insurance in Mannington after an at-fault accident
At-fault accidents are especially dangerous in the eyes of car insurance companies. If you’ve caused one or more accidents, expect higher-than-average premiums.
Still, we’ve found reasonable rates for Mannington drivers who have at-fault convictions on their driving record.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Not At Fault | Progressive | $215 | Hester, 25 Zip: 26582 | Chevrolet Sonic LT | • State Minimum Liability • Comp / Collision |
Last Updated Nov 21, 2024Cheapest car insurance in Mannington after other driving violations
A simple failure to obey a turn signal can result in increased insurance rates in Mannington. So can
breaking the open container law
, failing to stop at a stop sign, and plenty more minor traffic violations.Common traffic violations can add up to major rate hikes. Check out rates from real Mannington drivers and see what violations they committed.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Failure to Obey Signal | Progressive | $215 | Hester, 25 Zip: 26582 | Chevrolet Sonic LT | • State Minimum Liability • Comp / Collision |
Failure to Obey Signal | Progressive | $215 | Milton, 25 Zip: 26582 | Chevrolet Sonic LT | • State Minimum Liability • Comp / Collision |
Last Updated Nov 18, 2024Cheap car insurance quotes in Mannington by age
Very young drivers below the age of 19 face much higher rates in West Virginia, as do older drivers in their mid-70s and beyond.
Cheapest car insurance in Mannington for young drivers
Teen drivers
have the least experience behind the wheel, which means a higher risk of filing a claim due to a car accident. Mannington drivers under the age of 19 tend to pay higher-than-average rates.The good news is that teens are eligible for good student discounts that can help lower their rates. They can also stay on a parent’s policy to help lower prices until they get a bit more experience on the road.
What’s the average payment? Here are some real-life examples of young drivers in Mannington and their corresponding insurance costs.
Sean (22 years old)
$66
per month
Ella (23 years old)
$62
per month
Cheapest car insurance in Mannington for senior drivers
Senior car insurance
is also higher than average in West Virginia and elsewhere. Older drivers tend to get into more accidents, and their hospital stays tend to last longer and cost more. Car insurance companies consider this when setting rates for older drivers.
Cheap rates for seniors are still possible! Jerry is helping seniors in Mannington find savings.
Cheap car insurance quotes in Mannington based on insurance history
If you’ve let your
coverage lapse
in the past, you may face higher rates than someone who has had continuous coverage. That’s because insurers view gaps as unpredictable (and risky).While you can’t change your past lapse, you can compare rates to get the lowest possible rate going forward. Jerry also has a helpful notifications tool to help you avoid future gaps, so you pay on time and renew coverage before it expires.
Check out these Mannington drivers who have found West Virginia car insurance again after a lapse.
Lottie (24 years old)
$307
per month
Rachel (24 years old)
$219
per month
Jeremy (24 years old)
$307
per month
Tyler (24 years old)
$219
per month
Lucy (24 years old)
$307
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
Best service I've ever got.
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It was a really good insurance company. Really that you can count on. Almost had it for six years now. It's one the best in my book.
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Excellent customer service
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Saved a ton switching to Travelers.
Isaiah
Cheap car insurance quotes in Mannington for popular cars
The car you drive affects your rate. That’s because some models cost more to repair or are more likely to be stolen.
Take a look at these rates and notice the model.
Last Updated Nov 19, 2024How to lower car insurance costs in Mannington
There are easy ways to save on car insurance. Here are the top seven ways to unlock lower rates with minimum effort:
- Bundle home and auto insurancefor a discount on both policies.
- Raise your deductible on full coverage policies (to an affordable limit).
- Adjust your coverage level.
- Look for duplicate coverages and remove them.
- For older vehicles, remove collision and comprehensive (if appropriate).
- Shop around every six monthsto compare insurance quotes before renewing your coverage.
Why is car insurance in Mannington so expensive?
$42 per month for minimum coverage is certainly nothing to sneeze at, but that figure is actually a lot lower than the state and national averages. In fact, West Virginians pay an average of $59 per month for bare minimum coverage whereas the average American pays $77 per month for minimum coverage.
Here are a few reasons that help keep insurance costs low in Mannington:
- Affordable cost living
- Low population density
- Fewer drivers
- Relatively low crime rate
If you move to a bigger city like Fairmont or Morgantown, expect your rates to go up to account for the extra risk.
FAQ
How much is car insurance in Mannington?
The average Mannington driver pays $42 per month for state minimum insurance. Those looking to upgrade to a full coverage policy can expect to pay an average of $115 per month.
What is the minimum car insurance in Mannington, West Virginia?
To legally hit the road in Mannington, drivers are required to carry at least:
- $25,000 per person of bodily injury liability coverage
- $50,000 per accident of bodily injury liability coverage
- $25,000 per accident of property damage liability
What is the cheapest car insurance in Mannington?
The cheapest car insurance in the city is state minimum coverage, which costs about $42 per month. While state minimum coverage is the most affordable option, drivers may find that it doesn’t offer the levels of protection they need in the long run. It’s often recommended that you upgrade to full coverage to ensure you’re truly protected.
What is the best car insurance in Mannington?
According to our research, Mannington drivers voted Erie, GEICO, and State Farm highly for affordability and customer satisfaction. However, there is no one “best” insurance company for everyone. Each motorist is unique, meaning their car insurance quotes will just be different!
To find the best coverage for you, compare quotes from multiple providers.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Bonnie Stinson
Bonnie Stinson is an insurance writer with 8+ years of experience as a content writer. They specialize in making complex topics like insurance and technology easy to understand. Bonnie has written over 1,300 articles to help people become confident car owners, from how to choose the right car and build a car insurance policy to dealing with stressful situations like car accidents and unexpected repairs.
Before joining Jerry’s editorial team, Bonnie worked as a digital media strategist and user experience researcher, producing content for Furnishr, STACKEDD Magazine, InfinityCore Health, and the global non-profit Giraffe Heroes.
Maria Cruz
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.