Best cheap car insurance quotes in Salem
Salem drivers must abide by Utah’s minimum liability insurance requirement. Every Salem driver is required to purchase a minimum level of liability insurance
, including bodily injury liability and property damage liability. Full coverage
is optional, but it’s the only way to cover damage to your own vehicle. Furthermore, drivers must also carry personal injury protection (PIP)
with at least $3,000 of coverage limits. Cheap minimum liability insurance quotes in Salem
The state minimum liability requirements
for car insurance in the Beehive State are 25/65/15: Every driver must carry at least this amount of coverage, as mandated by the state code
Jerry has helped car owners in Salem find minimum liability coverage at affordable rates.
Coverage
State Minimum
Salem, UT
(Zip Code: 84653) Coverage
State Minimum
Salem, UT
(Zip Code: 84653) Do you need more than minimum coverage in Salem?
Many Salem drivers prefer higher liability coverage than the state's 25/65/15 minimum coverage requirements
. Think about it: if you cause an accident, you may have to cover the costs of the other person's medical bills and car repairs. If the costs exceed your policy’s bare-bones limits, you could be forced to pay out-of-pocket.
Go beyond the bare minimum to avoid the burden of paying thousands of dollars if the other party's injuries are severe.
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—or better yet, get full coverage on your car.
Cheap full coverage car insurance quotes in Salem
Full coverage is the best protection against all the potential disasters of life on the road. Full coverage in Salem pays for the costs to repair or replace your own vehicle after a covered incident.
Included in your Salem full coverage policy is comprehensive and collision coverage.
Collision coverage
: Covers the cost of collision-related damage, such as broken bumpers or body work to your vehicleComprehensive coverage
: Pays for non-collision damage, such as vandalism, theft, or even damage from hail or falling branches
Lenders in Salem require borrowers to purchase a full-coverage policy before completing a vehicle sale. If you financed your car, you probably have to purchase full coverage car insurance.
Jerry's agents have helped drivers find affordable full-coverage policies
in Salem. Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
---|
• 100,000/300,000 Liability • Comp / Collision | Progressive | $88 | | Subaru Outback Limited |
• 50,000/100,000 Liability • Comp / Collision | Allstate | $175 | | Chevrolet Sonic LT |
Last Updated Oct 13, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry, a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.