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Cheapest Subaru WRX Premium Car Insurance (Feb 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Subaru WRX Premium
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Jasmine Kanter
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor

How much does Subaru WRX Premium car insurance cost? 

Subaru WRX Premium drivers pay an average of $96 each month for the state minimum coverage, and $219 per month for a full coverage insurance policy. The Premium trim costs 10% more/less to insure than other Subaru models.
But before you draw up your budget, just know that your car insurance premiums depend on many other factors besides your vehicle. A driver’s age, driving record, deductible, and credit score can all count for or against them in the search for the cheapest car insurance. 

Compare the cheapest Subaru WRX Premium car insurance quotes

If talking about insurance premiums makes you cross-eyed, consider letting a licensed insurance broker take the lead. The Jerry Insurance Agency provides free quotes and price comparisons for drivers and cars of all kinds, including the Subaru WRX Premium. 
Here are a few examples of how Jerry helped customers find the best rates:
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
February 21, 2024
Safeco
$286
• 100,000/300,000 Liability
• Comp / Collision
February 19, 2024
AAA
$169
• State Minimum Liability
• Comp / Collision
February 10, 2024
Progressive
$256
• State Minimum Liability
• Comp / Collision
February 9, 2024
Bristol West
$184
• No Coverage Liability
• Comp / Collision
February 6, 2024
Travelers
$113
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Feb 21, 2024
Remember, the national
average rate for insurance
doesn’t necessarily tell you what your insurance costs will be—you need a
personalized car insurance quote
for that.
Imagine an 18-year-old and 40-year-old driver who both own Subaru WRX Premiums. Even if they both have a clean driving record and good credit, the 40-year-old will still pay lower rates than their younger counterpart. Driver age is just one of many rating factors that affect your insurance premiums.

The best car insurance companies for Subaru WRX Premium owners

When it comes to insurance companies, there’s no consensus on what the “best” means, whether it refers to the cheapest auto insurance rates, the greatest customer service, or the smoothest claims experience. So, it’s no surprise that there’s no single best auto insurance company for everyone who drives a Subaru WRX Premium.
However, Jerry can tell you which of the nation’s
top car insurance companies
earned the best scores for policy costs, customer service, claims handling, and overall experience. Our nationwide insurance shopping survey asked thousands of verified policyholders to rate their providers, including big names like GEICO, Farmers, State Farm, and more.
One last note: remember that auto insurance quotes are so individual that you won’t necessarily get the same rate from the same company as your friend, even if they also own a WRX Premium. It all depends on your age, driving history, and more.
Without further ado, here are the top-scoring auto insurance providers of Jerry’s survey:

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much does Subaru WRX Premium insurance cost?

In Jerry’s experience, Subaru WRX insurance costs an average of $96 per month or $1,152 per year for minimum liability insurance coverage in the US. If they opt for a full coverage policy, their average insurance costs rise to $219 per month or $2,628 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$96
$1,152
Full coverage
$219
$2,628

How much car insurance do you need for a Subaru WRX Premium?

Choosing the
state minimum coverage insurance
gives you only the coverage you need to legally drive, nothing more. It’s generally limited to liability insurance, which pays for your driving mistakes, whether they include bodily injuries or property damages.
If you upgrade to
full coverage car insurance
(as most insurance agents recommend), you get the peace of mind of knowing that most repairs and replacements to your vehicle are covered. The included comprehensive and collision coverage pays for everything from impacts with other cars to freak weather events.

How do Subaru WRX Premium insurance quotes compare to other Subaru WRX car insurance rates?

Despite its name, the Premium trim isn’t the highest rung on the ladder. You’ll pay less to insure it than other trims—like the Limited, TR, or GT—but more than the base model. 
Here’s the average cost of auto insurance for some other popular Subaru WRX trims:
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$96
$219
WRX STI Limited
$100
$224
WRX WRX
$105
$210
$113
$201
WRX Limited
$193
$215
Lower my car insurance too!

Subaru WRX Premium insurance cost by model year

Depending on your car’s model year—the year it was manufactured, in other words—your Subaru WRX Premium insurance costs may be hundreds of dollars higher or lower than the average.
If you have a new car, they’ll be higher. Newer models have a higher cash value and more expensive technology.
If you have an old car, you’ll save money. Older models simply cost less to replace.

2023 Subaru WRX Premiumcar insurance quotes

If you drive a 2023 WRX, you’re likely paying an above-average rate for coverage. Here are a few of the deals Jerry customers used to bring the cost of car insurance back down:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Bristol West
$120
• 50,000/100,000 Liability
Dairyland
$97
• State Minimum Liability
coverageLast Updated Feb 22, 2024

2022 Subaru WRX Premium car insurance quotes

Auto insurance premiums depend more on the driver and less on the car. The table below shows just how different prices can be for different drivers, even though they all drive a 2022 Subaru WRX Premium and they all used Jerry to find the cheapest rates possible:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$245
• No Coverage Liability
• Comp / Collision
Infinity
$157
• State Minimum Liability
Bristol West
$184
• No Coverage Liability
• Comp / Collision
Commonwealth Insurance
$353
• 50,000/100,000 Liability
• Comp / Collision
Dairyland
$279
• State Minimum Liability
• Comp / Collision
coverageLast Updated Feb 22, 2024

2021 Subaru WRX Premiumcar insurance quotes

Drivers with a 2021 Subaru WRX Premium found these auto insurance quotes after using Jerry to search over 55 top providers at once:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$364
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$231
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$256
• State Minimum Liability
• Comp / Collision
Nationwide
$206
• 25,000/50,000 Liability
• Comp / Collision
State Auto
$122
• 50,000/100,000 Liability
coverageLast Updated Feb 22, 2024
If your car has spent more than three years on the road, you might be eligible for lower car insurance rates. The table below shows the cost of Subaru WRX insurance for Jerry customers with a car aged three years and up.

2020 Subaru WRX Premium car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$138
Alan, 27
Fairmont, WV
• State Minimum Liability• Comp / Collision
$121
• 100,000/300,000 Liability• Comp / Collision
$165
Frances, 31Pocasset, MA
• State Minimum Liability• Comp / Collision
$303
George, 31
Seattle, WA
• 50,000/100,000 Liability• Comp / Collision
Clearcover
$203
• 25,000/50,000 Liability• Comp / Collision

2019 Subaru WRX Premium car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$180
Olga, 30
Orange, CA
• 50,000/100,000 Liability• Comp / Collision
$139
Arthur, 29
Fontana, CA
• 100,000/300,000 Liability• Comp / Collision
$214
Fred, 30
El Paso, TX
• 50,000/100,000 Liability• Comp / Collision
Clearcover
$93
Lucille, 24
Kenosha, WI
• State Minimum Liability• Comp / Collision
$135
Josie, 25
Angier, NC
• 50,000/100,000 Liability• Comp / Collision

2018 Subaru WRX Premium car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$213
Victoria, 24Dacono, CO
• 100,000/300,000 Liability• Comp / Collision
$554
• 100,000/300,000 Liability• Comp / Collision
$191
Estelle, 31
Riverside, CA
• State Minimum Liability• Comp / Collision
Gainsco
$99
Frances, 35
San Antonio, TX
• State Minimum Liability
Electric
$265
Jeff, 37
Manassas, VA
• 50,000/100,000 Liability• Comp / Collision

2017 Subaru WRX Premium car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$149
Lucille, 34
Phoenix, AZ
• State Minimum Liability• Comp / Collision
$127
Angel, 31
Bethlehem, PA
• 50,000/100,000 Liability• Comp / Collision
$100
• 100,000/300,000 Liability• Comp / Collision
$169
Jared, 40
Akron, OH
• State Minimum Liability• Comp / Collision
Clearcover
$99
Lettie, 42Georgetown, IN
• State Minimum Liability• Comp / Collision

2016 Subaru WRX Premium car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$256
Nathan, 24Montegut, LA
• State Minimum Liability• Comp / Collision
$209
Cora, 23
San Jose, CA
• 100,000/300,000 Liability• Comp / Collision
$306
Katherine, 24
Wilmington, NC
• 50,000/100,000 Liability• Comp / Collision
Clearcover
$168
Marcus, 30
Algonquin, IL
• 100,000/300,000 Liability• Comp / Collision
$472
Olivia, 33
New Haven, CT
• State Minimum Liability• Comp / Collision

2015 Subaru WRX Premium car insurance quotes

Car
Insurance Company
Premium (monthly)
Customer
Insurance Coverage
$223
• 100,000/300,000 Liability• Comp / Collision
$122
Dorothy, 30
Festus, MO
• State Minimum Liability• Comp / Collision
$231
Ray, 23Scaly Mountain, NC
• 100,000/300,000 Liability• Comp / Collision
$223
Edna, 31
Clifton, NJ
• 15,000/30,000 Liability• Comp / Collision
$94
Eugene, 35
Atascadero, CA
• 50,000/100,000 Liability• Comp / Collision

Are Subaru WRX Premiums expensive to insure? 

If you compare the national average rate for Subaru WRX insurance against that of other sports cars in a similar price range, you’ll find the former 10% more/less expensive to insure.
Jerry’s got all the data—you can see for yourself in the table below:
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$64
$132
$68
$154
$70
$128
$75
$192
$79
$156
$84
$107
$84
$145
Subaru B9
$98
$168
$100
$214
$105
$210
$130
$148
$139
$235
Vehicle MSRP is just one of the many rating factors insurance companies use to determine your Subaru WRX insurance rates. They also look at trim levels, model years, theft rates, repair costs, and safety ratings.
According to the Insurance Institute for Highway Safety (IIHS) and the National Highway and Traffic Safety Administration (NHTSA), these are the Subaru WRX Premium’s best safety features:
Rating TypeRating
Roof strength
Good
Small overlap front: driver-side
Good
Small overlap front: passenger-side
Good
Moderate overlap front: original test
Good
Side: original test
Good
Head restraints & seats
Good
Headlights (varies by trim/option)
Good/Average depending on trim/option
Front crash prevention: vehicle-to-vehicle
Superior
Front crash prevention: vehicle-to-pedestrian (day)
Superior
Seat belt reminders
Good

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
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Sarah Gray
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Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.