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Cheapest car insurance in Louisville, Kentucky (Apr 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Louisville, Kentucky.
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Jasmine Kanter
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Maria Cruz, Expert Insurance Writer & Editor
Learn more about our insurance review board

How to find the cheapest car insurance quotes in Louisville

Louisville is the most populous city in
Kentucky
, housing over 600,000 residents. When it comes to tourism, “Bourbon City” is in the heavyweight league—not only is it the home of Muhammad Ali and the famous Kentucky Derby, it also has a vibrant architectural, cultural, and historical scene.
Jockeys aren’t the only drivers who live in the fast lane in Louisville. Thanks to high congestion and fatality rates, residents pay an average of $1,743 per year for minimum insurance coverage and $3,183 per year for full coverage. That’s 33% higher than the state average and 69% higher than the national average rates.
If you’re looking for
affordable car insurance
, try comparing quotes.
Jerry
 makes it easy by automatically collecting and comparing rates from over 55 top providers on your smartphone—no phone calls or paperwork needed. Best of all, the quotes are free.
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$156
Bernard, 42
Zip: 40218
Toyota Tundra Double Cab Sr/sr5
• State Minimum Liability
• Comp / Collision
Safeco
$147
Lilly, 28
Zip: 40214
Ford Fusion SE
• State Minimum Liability
• Comp / Collision
Allstate
$285
Kathryn, 22
Zip: 40272
Chevrolet Sonic LT
• 50,000/100,000 Liability
• Comp / Collision
AAA
$90
Florence, 29
Zip: 40245
Volvo S80 2.5T
• State Minimum Liability
Clearcover
$91
Marvin, 20
Zip: 40258
Buick Verano
• State Minimum Liability
coverageLast Updated Apr 14, 2024
Compare car insurance quotes now

Best car insurance companies in Louisville

The best car insurance companies in Louisville have different strengths and weaknesses. For example, Kentucky drivers said that Clearcover scored the best overall and offered the lowest prices. But they also said
Progressive
 had the best customer service and Liberty Mutual provided the best claims experience.
Jerry gathered these recommendations during its national shopping survey, which surveyed over 15,000 verified policyholders in 50 states. If affordability is your number one concern, we also have that data—check out the table below for the five cheapest providers in Louisville.
Insurance company
Monthly minimum coverage cost
Monthly full coverage cost
Jerry user rating
Travelers
$41
$164
4.5
Nationwide
$61
$235
4.2
Safeco
$87
$205
4.4
National General
$89
$178
4.3
Esurance
$90
$227
4.1
As for large providers like
GEICO
,
State Farm
, and
USAA
, they received middling scores. 
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap auto insurance quotes in Louisville

When it comes to car insurance, “best” and “cheap” don’t always go hand-in-hand. The cheapest car insurance follows
Kentucky’s car insurance laws
, but the best coverage for your situation might involve some extra coverage options, like roadside assistance or
uninsured motorist/underinsured motorist coverage (UM/UIM)
. 
At Jerry, our insurance agents generally recommend carrying at least 100k/300k/100k liability insurance and full coverage.

Cheap minimum liability insurance quotes in Louisville

Kentucky’s minimum car insurance requirements mandate
liability insurance
 and
personal injury protection (PIP)
. 
Liability insurance pays the other driver’s medical expenses and car repair or replacement costs if you were to blame for the accident. PIP pays to treat your and your passengers’ injuries regardless of fault.
The minimum liability insurance required follows a 25/50/10 rule, which provides:
Alternatively, you can also opt for a policy with a single, combined liability coverage limit of $60,000.1 But because Kentucky is a so-called “choice no-fault state,” it’s possible to reject the PIP coverage—and the limitations on your right to sue—in writing using the
Kentucky No-Fault Rejection Form
.
Louisville drivers pay an average of $1,743 per year (or $145 per month) for the minimum coverage listed above.
While Kentucky’s car insurance laws aren’t predicted to change, a few new rules took place on January 1st, 2024. EV owners are now required to pay $120 per year, while hybrid or electric motorcycle owners must pay $60. Plus,
Kentucky’s special military license plates
 are now available to motorcyclists.2
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Progressive
Bernard (42 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40218)
carToyota Tundra Double Cab Sr/sr5
$156
per month
card cover
Safeco
Lilly (28 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40214)
$147
per month
card cover
Nationwide
Willie (48 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40291)
$195
per month
card cover
Allstate
Lucille (50 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40206)
$181
per month
card cover
Clearcover
Marvin (20 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40258)
$91
per month

Do you need more than minimum coverage in Louisville?

Louisville drivers probably need more than the minimum liability and PIP coverage. $10,000 of property damage liability coverage is often not enough compared to the cost of most new vehicles. And if you or your loved ones get into a serious car accident, $10,000 of PIP coverage won’t go far in paying for their medical bills.
The bottom line: Raise your liability limits to 50/100/50—or better yet, 100/300/100—if you can, and your PIP coverage limits as high as you can afford.
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Expert Insight

avatar
badgeJosh Damico
VP Insurance Operations, 18+ Years Experience in Insurance
A general rule that I recommend is to carry enough coverage to protect your current and future assets – at least $100,000/$300,000 of liability coverage is recommended, but you may need more coverage depending on your financial situation.

Cheap full coverage car insurance quotes in Louisville

A
full-coverage car insurance
 policy is the only way to protect yourself from costs associated with repairing or replacing your vehicle. 
  • Collision coverage
     protects your vehicle in the event of a collision, regardless of fault. If your car is damaged in an accident, collision coverage helps cover repair or replacement costs up to the vehicle's actual cash value.
  • Comprehensive coverage
     covers damage to your vehicle not caused by a collision. It typically includes theft, vandalism, fire, natural disasters, falling objects, and certain types of animal-related damage.
If you’ve leased or financed your car, you may have already agreed to carry a full coverage car insurance policy. Most dealerships and banks mandate collision, comprehensive, and gap insurance in their financial contracts.3
Check the table below to see the cheapest full-coverage auto insurance quotes that Jerry customers found in Louisville.
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• State Minimum Liability
• Comp / Collision
Progressive
$500
Johnny, 56
Zip: 40215
Dodge Charger SE
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$219
Theodore, 41
Zip: 40218
Toyota Tundra Double Cab Sr/sr5
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$285
Kathryn, 22
Zip: 40272
Chevrolet Sonic LT
• State Minimum Liability
• Comp / Collision
Safeco
$147
Lilly, 28
Zip: 40214
Ford Fusion SE
• State Minimum Liability
• Comp / Collision
Clearcover
$154
Virgie, 28
Zip: 40219
Jeep Patriot Sport
coverageLast Updated Apr 19, 2024
rating reverse-full
"Having Progressive genuinely saved me almost $100! From full coverage and high bills to full coverage and to affordable bills, I’ve recommended almost everyone I know to Progressive! They’ve all saved and I’m very happy with my coverage!"
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Amanda
| Verified Jerry Customer
Lower my car insurance too!

Average cost of car insurance in Louisville

The average cost of car insurance in Louisville is $145 per year for minimum insurance coverage and $265 per year for full coverage. For comparison, Kentucky car insurance costs 33% less. The national average rate is a whopping 69% smaller. 
The reasons why car insurance is so expensive in Louisville are:
  • Bad drivers cause more accidents: To find the American cities with the worst drivers, Consumer Affairs weighed the number of car accidents and fatalities against bad driving behaviors like driving under the influence and speeding. Louisville ranked 57th out of 323 cities.4
  • Extreme weather drives up claims: While Jefferson County has an average number of natural disasters each year, floods, storms, and tornadoes wreak a lot of property damage.5
  • Motor vehicle fatalities make it risky to drive: Kentucky has an above-average number of motor vehicle crash deaths per 100,000 people.6
  • Motor vehicle thefts make it risky to park: Kentucky’s rate of motor vehicle thefts is declining, but it’s still much higher than it was a decade ago. The Louisville Metro Police Department reported 214 vehicles stolen per 100,000 people in 2022 versus 153 in 2012.7
  • Traffic drives up car accident rates: Louisville takes the 730th place for most congested city… worldwide. Drivers lose 11 hours to congestion every year.8

Average cost of car insurance in Louisville by ZIP code

The average insurance rate can help you predict your insurance costs, but it’s mostly inaccurate. Each driver's auto insurance rates are calculated using a range of factors, from vehicle type to ZIP code.
The lowest rate you can find in Louisville partly depends on where you live. The cheapest ZIP code is 40209, with an average annual cost of $1,051.Here are the five most expensive places to insure your car in Louisville:
ZIP Code
Monthly minimum coverage cost
40215
$211
40212
$223
40211
$243
40210
$246
40202
$289

Compare car insurance costs in other states

Ohio car insurance
Indiana car insurance
Tennessee car insurance
West Virginia car insurance
Virginia car insurance
North Carolina car insurance
South Carolina car insurance
Illinois car insurance

Car insurance quotes in Louisville by rating factors 

Insurance companies in Louisville use many rating factors when
calculating your auto insurance premiums
: 
  • Age: Drivers under 25 pay higher insurance rates due to their limited driving experience.
  • Driving history: Insurers will charge more if you have at-fault accidents or traffic tickets on your driving record or in your claims history. 
  • Parking spot: Rates are likely higher if you regularly park in a neighborhood with a higher incidence of auto insurance claims. 
  • Usage: Insurers often charge more if you drive your vehicle to and from work than if you use it for leisure. 
  • Vehicle: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars. 

How do different factors impact your car insurance costs in Louisville?

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Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.
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Prohibited (or effectively prohibited): Kentucky currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Louisville:
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Driving History
icon
Age
icon
Insurance History
icon
Credit Score
icon
Car

Cheap car insurance quotes in Louisville after driving violations

Your Kentucky
driving record
 impacts your auto insurance quotes. If insurance providers see a history of violations, they may consider you a high-risk driver and charge steeper rates. 
Some common violations that can raise your insurance rates include:

Cheapest car insurance in Louisville after speeding ticket

In Kentucky, a speeding ticket can increase your car insurance rates by an average of 33%.
Louisville car insurance prices are even worse. For example, the average annual insurance rate after a speeding ticket in the Bluegrass State is $2,527, but the cost nearly doubles to $4,111 if you live in the city.
But that’s just the average. You can cut costs by using Jerry to find cheap quotes after a speeding ticket.
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 11-15
Bristol West
$144
Leah, 28
Zip: 40220
GMC Acadia SLT-1
• State Minimum Liability
Speeding 16-20
Safeco
$465
Isabelle, 25
Zip: 40219
BMW 330Xi
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Apr 19, 2024

Cheapest car insurance in Louisville after DUI

In Louisville,
a DUI violation
 can raise your insurance rates and label you as a
high-risk driver
. If you have a DUI on your record, car insurance rates can vary significantly from one insurance company to another. 
Jerry helped drivers find low-cost options in Louisville after a DUI.
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Progressive
Helen (39 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40223)
$217
per month
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Safeco
Ellen (51 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationLouisville, KY
(Zip Code: 40212)
$472
per month
card cover
Allstate
Ronnie (39 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40213)
carCadillac CT4 Premium Luxury
$93
per month

Cheapest car insurance in Louisville after an at-fault accident

Kentucky follows at-fault rules. If you get into an
at-fault car accident
 in Louisville, you’ll be responsible for the other driver’s medical treatments and car repair bills, and your insurance rates will probably skyrocket.
Louisville drivers pay an average of $3,570 per year after an at-fault accident. A quick look at free car insurance quotes with Jerry will tell you whether you can find a provider that charges less.
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With Injury
Progressive
$137
Cordelia, 35
Zip: 40229
KIA Optima LX
• State Minimum Liability
At Fault With No Injury
Travelers
$219
Ethan, 41
Zip: 40218
Toyota Tundra Double Cab Sr/sr5
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
Safeco
$156
Catherine, 31
Zip: 40272
Toyota Corolla L
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Nationwide
$195
Myrtie, 48
Zip: 40291
Chevrolet Impala LT
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 19, 2024

Cheapest car insurance in Louisville after other driving violations

Whatever driving violation you have on record, a
licensed insurance broker
 can help you review your cost and coverage options. Over 4,000,000 customers trust Jerry to help them find the best of both categories.
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Failure to Obey Signal
Progressive
$263
Peter, 31
Zip: 40202
Toyota Corolla LE
• 100,000/300,000 Liability
• Comp / Collision
Careless Driving
Allstate
$157
Isabel, 28
Zip: 40214
Ford Focus SE
• State Minimum Liability
Driving on Sus. License
Progressive
$332
Martha, 30
Zip: 40215
Saturn VUE
• State Minimum Liability
• Comp / Collision
Failure to Obey Signal
Safeco
$84
Margaret, 25
Zip: 40299
Ford Escape XLS
• State Minimum Liability
coverageLast Updated Apr 18, 2024

Cheap car insurance quotes in Louisville by age

Generally speaking, the golden bracket for low car insurance costs is for those between the ages of 25 and 75.9 Whether you're a teen or a senior driver who falls outside these bounds, here's how to make the most of your age.

Cheapest car insurance in Louisville for young drivers

The leading cause of death among teens is motor vehicle crashes. They’re also more likely to engage in risky behaviors like speeding, forgetting their seat belts, or driving under the influence. 10
As a result,
car insurance for teen drivers
 costs almost three times as much as a 55-year-old driver for the same coverage in 2023.11
A full-coverage car insurance policy provides the best financial protection for a new driver who’s just beginning to learn the rules of the road. Staying on a parent or guardian’s policy is another great way to keep costs low.
Here’s how much young motorists pay for insurance through the Jerry app.
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Progressive
Lina (20 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40258)
$192
per month
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Travelers
Luella (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationLouisville, KY
(Zip Code: 40206)
$327
per month
card cover
Safeco
Harriet (24 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40291)
$199
per month
card cover
Allstate
Kathryn (22 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationLouisville, KY
(Zip Code: 40272)
carChevrolet Sonic LT
$285
per month
card cover
Bristol West
Carolyn (24 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40241)
$283
per month

Cheapest car insurance in Louisville for senior drivers

As hearing, vision, and reaction time decline, drivers over the age of 70 become more likely to get into a car accident. They’re also more likely to suffer serious injuries.12
Look for discounts for retirees and a low annual mileage if you’d like affordable car insurance for
senior drivers
. 
Here’s how much senior motorists pay for coverage through Jerry.
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Progressive
Christopher (74 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40245)
$124
per month
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Safeco
Rebecca (70 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40203)
$117
per month
card cover
Allstate
Wayne (65 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationLouisville, KY
(Zip Code: 40207)
carChevrolet Express G1500 3LT
$111
per month
card cover
Clearcover
Pauline (91 years old)
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40291)
carBMW 528 i
$236
per month

Cheap car insurance quotes in Louisville based on insurance history

Your insurance history tells providers how long you’ve been insured, whether you’re currently insured or not, and whether you have any
car insurance lapses
. Insurers treat it as an important indicator of costly behaviors like skipping payments and driving uninsured.13
Regardless of your insurance history, Jerry has helped motorists find affordable coverage.
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Progressive
Adelaide (25 years old)
Currently Insured
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40216)
carFord Edge SE
$213
per month
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AAA
Jesse (29 years old)
Currently Insured
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40245)
carVolvo S80 2.5T
$90
per month
card cover
Travelers
Lillie (41 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationLouisville, KY
(Zip Code: 40218)
carToyota Tundra Double Cab Sr/sr5
$219
per month
card cover
Nationwide
Myrtie (48 years old)
Currently Insured
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40291)
$195
per month
card cover
State Auto
Gary (28 years old)
Currently Insured
coverageCoverage
State Minimum
locationLouisville, KY
(Zip Code: 40202)
carFord F150 Supercrew
$212
per month

Cheap car insurance quotes in Louisville for drivers with poor credit

Insurers use your credit rating to evaluate your likelihood of making an insurance claim. The lower your credit score, the higher your insurance premiums.
On average, American drivers with fair credit (710-740) pay 49% more for car insurance coverage than drivers with excellent credit (823+). Unfortunately, drivers with poor credit (524-577) pay 44% more than the former and 115% more than the latter.14
Have a look at how much your credit score can affect your insurance costs.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$156
Thomas, 34
Zip: 40219
Ford Fusion SE
• State Minimum Liability
660 - 750
Allstate
$174
Adeline, 58
Zip: 40219
GMC Terrain SLE
• 50,000/100,000 Liability
• Comp / Collision
660 - 750
Safeco
$147
Bettie, 28
Zip: 40214
Ford Fusion SE
• State Minimum Liability
• Comp / Collision
550 - 659
AAA
$90
Estelle, 29
Zip: 40245
Volvo S80 2.5T
• State Minimum Liability
< 550
Clearcover
$185
Loretta, 40
Zip: 40118
Ford Fusion SE
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Apr 16, 2024

How to lower car insurance costs in Louisville

1. Shop around and compare quotes

Whenever you go
shopping for car insurance
, it’s important to compare personalized quotes from at least three different providers. Personalized quotes give you the most accurate idea of what your costs will be, while comparison shopping tells you whether you’ve got a competitive rate or not.
app screenshot
Jerry
 makes it easy to compare quotes from top auto insurance companies at once with a 4.7-star app.
You’ll get the best deals in Louisville, plus the option to change your coverage levels so you can find the perfect balance between price and protection.

2. Hunt for car insurance discounts

Every provider offers
car insurance discounts
, but their eligibility and savings amounts vary. Here are a few common savings programs to look for:
  • Good driver discounts: Get insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.
  • Good student discounts: Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.
  • Telematics discounts: Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!
If you need more than one insurance product, look for bundling discounts. You could save up to 25% on the right home and auto insurance bundle!

3. Increase your deductible for comprehensive and collision coverage

Choosing a higher deductible is an easy way to cut your monthly premiums while maintaining full coverage. You could save anywhere from 7 to 28 percent every year—just don’t commit to paying more than your finances can handle.15
MORE:
How to choose a car insurance deductible

FAQ

How much is car insurance in Louisville?

Car insurance in Louisville costs an average of $145 per month or $1,743 per year for minimum coverage. Full coverage is $265 per month, or $3,183 per year. Comparing quotes can help you find below-average rates for both kinds of car insurance policies.

What is the cheapest car insurance in Louisville?

The cheapest car insurance in Louisville is Kentucky state minimum coverage, which costs about $145 per month or $1,743 per year. However, the cheapest car insurance company depends on the driver. Your location, vehicle, driving record, and more decide your premiums, so comparing quotes is key to finding the lowest rates.

What is the best car insurance in Louisville?

The best car insurance company in Louisville is Clearcover, as long as you prioritize affordability. If you want the best customer service, check out Progressive or Liberty Mutual for the most satisfying claims process. These results are courtesy of Jerry’s national insurance shopping survey and the thousands of verified Kentucky policyholders who responded.

What is the minimum car insurance in Louisville, Kentucky?

The minimum auto insurance coverage required in Louisville, Kentucky, follows a 25/50/10 rule, which translates to at least:
  • $25,000 of bodily injury liability coverage per person
  • $50,000 of bodily injury liability coverage per accident
  • $10,000 of property damage liability coverage per accident
Plus, $10,000 of personal injury protection coverage per accident.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. We analyzed over 25 million car insurance quotes and conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 providers reviewed in the past 18 months). All average quote data is based on rates for single drivers with a clean record and a single car between the ages of 35 and 65.  
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. 
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
avatar
Maria Cruz
badge icon
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.