PriceProtect™
DriveShield™
GarageGuard™
Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|---|
October 4, 2024 | Progressive | $128 | Harvey, 65 Plymouth, NH | • 50,000/100,000 Liability • Comp / Collision | |
September 27, 2024 | Clearcover | $204 | Mario, 29 | • 100,000/300,000 Liability • Comp / Collision | |
September 26, 2024 | Allstate | $154 | Adeline, 35 Valley View, TX | • State Minimum Liability • Comp / Collision | |
September 21, 2024 | Safeco | $116 | Sarah, 54 | • No Coverage Liability | |
September 17, 2024 | Travelers | $152 | Eunice, 26 | • 50,000/100,000 Liability • Comp / Collision |
Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
---|---|---|---|---|
Safeco | 4.6 | 4.4 | 4 | 4.5 |
Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
AAA | 4.2 | 4 | 3.8 | 4.4 |
Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
USAA | 4 | 3.5 | 4.5 | 4.2 |
State Farm | 4 | 3.4 | 3.8 | 4.2 |
Farmers | 4 | 3.4 | 4.1 | 3.9 |
Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
---|---|---|
State minimum coverage | $96 | $1,152 |
Full coverage | $178 | $2,136 |
Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
---|---|---|
1500 Limited | $85 | $199 |
1500 Laramie | $86 | $191 |
1500 BIG Horn/lone Star | $88 | $191 |
1500 Classic Tradesman | $93 | $198 |
1500 ST | $93 | $184 |
$96 | $178 | |
1500 Sport | $100 | $184 |
1500 Classic SLT | $103 | $199 |
1500 SLT | $106 | $177 |
1500 Rebel | $107 | $180 |
1500 Longhorn | $152 | $207 |
1500 Classic Laramie | $186 | $282 |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $106 | Landon, 39 | • State Minimum Liability • Comp / Collision | |
Progressive | $128 | Rosetta, 65 Plymouth, NH | • 50,000/100,000 Liability • Comp / Collision | |
Safeco | $223 | Ray, 36 | • 50,000/100,000 Liability • Comp / Collision | |
Allstate | $141 | Isaac, 26 | • 50,000/100,000 Liability • Comp / Collision | |
Clearcover | $204 | Mario, 29 | • 100,000/300,000 Liability • Comp / Collision |
Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
---|---|---|
Ram 3500 | $87 | $225 |
$88 | $191 | |
Ram 2500 | $94 | $200 |
Ram ProMaster | $115 | $341 |
Rating Type | Rating |
---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Roof strength | Good |
Head restraints & seats | Good |
Headlights (varies by trim/option) | Good/Marginal depedning on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Advanced |
Seat belt reminders | Marginal |
LATCH ease of use | Marginal |