With Jerry, finding cheap auto insurance is easy. Jerry is an app that helps Lincoln drivers find car insurance that works for them. It’s quick, easy, and completely hassle-free! customers.

Quote Date	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
September 27, 2023	Allstate	$138	Timothy, 46 Zip: 68521	Lincoln MKS	• 100,000/300,000 Liability • Comp / Collision
September 22, 2023	Nationwide	$98	Glen, 32 Zip: 68508	Honda Odyssey EXL	• 50,000/100,000 Liability • Comp / Collision
September 19, 2023	Progressive	$62	Norman, 38 Zip: 68516	Hyundai Santa FE Sport	• State Minimum Liability • Comp / Collision
September 14, 2023	Safeco	$107	Nellie, 33 Zip: 68521	Mitsubishi Lancer Es/es Sport	• State Minimum Liability
September 12, 2023	Clearcover	$62	Elnora, 32 Zip: 68504	Nissan Rogue SV	• State Minimum Liability • Comp / Collision

Last Updated Sep 27, 2023

Compare car insurance quotes now

How'd we get this data?

Real Insurance Agents

Jerry is one of the largest insurance agencies licensed in your state and has a team of 100+ licensed insurance agents dedicated to helping customers (7 days a week customer support).

Real Insurance Quotes

Jerry Insurance Agency works with 50+ insurance companies as their appointed broker. We are licensed in all 50 states (NPN: 18788611). Our evaluations are not influenced by insurance companies.

Real Insurance Companies

We spent over 200 hours analyzing data from 25 million+ real insurance quotes in the last year, to provide you with up-to-date insurance information.

Best car insurance companies in Lincoln

Jerry conducted a national insurance survey to uncover the top providers for drivers.

Study results showed no “best” or “cheapest” insurance provider for all drivers in Lincoln. Every insurance company uses different algorithms to calculate rates, so premiums for the same driver can be vastly different between providers.

In Lincoln, customers rated Dairyland, Progressive, and ROOT the highest for customer satisfaction, claims processing, and policy cost, but Clearcover, Safeco, and State Farm also scored well.

Here’s what Lincoln drivers have to say about these insurance providers.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
Progressive	4.2	4	4.8	4.3
State Farm	4	N/A	N/A
Liberty Mutual	3.3	N/A	N/A
Dairyland	4.4	4	N/A	4.4

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Lincoln

Nebraska state requires its drivers to carry minimum coverage car insurance before getting behind the wheel of a car. That means you must purchase

liability coverage

and

Nebraska uninsured/underinsured motorist coverage (UM/UIM)

in Lincoln.

If you’re looking for more financial protection, you can also choose to purchase

full-coverage auto insurance

that covers collision and non-collision incidents.

Cheap minimum liability insurance quotes in Lincoln

Nebraska’s car insurance laws

require drivers to carry minimum liability insurance that follows a 25/50/25 pattern.

Here’s what drivers are required to have:

$25,000

bodily injury liability

per person

$50,000 bodily injury liability per accident

$25,000

property damage liability

per accident

Before registering your vehicle, you must meet these requirements.

Buying a policy that meets the minimum state limits is generally the cheapest option for car insurance, but if you’re not convinced, comparing quotes is the way to go.

Here’s an example of how Jerry can help you find cheap car insurance in Lincoln:

Progressive

Norman (38 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68516)

Hyundai Santa FE Sport

$62

per month

Allstate

Carolyn (33 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68506)

Honda Civic LX

$69

per month

Travelers

Marie (48 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68521)

Ford Escape SE

$135

per month

Safeco

Lelia (33 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68521)

Mitsubishi Lancer Es/es Sport

$107

per month

Clearcover

Elnora (32 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68504)

Nissan Rogue SV

$62

per month

Do you need more than minimum coverage in Lincoln?

Being involved in an accident is already a source of stress, but it can also create significant financial burdens. Nebraska law mandates drivers to carry liability insurance and UM/UIM coverage that meets the minimum requirements. The bills resulting from an accident, however, often exceed these state minimums.

While meeting the 25/50/25 rule might appear sufficient, it’s a good idea to purchase insurance coverage that surpasses the minimums set by the state. Drivers in Lincoln should consider increasing their coverage by opting for a policy that offers limits of 50/100/50 or higher.

Cheap full coverage car insurance quotes in Lincoln

When it comes to protecting yourself in case of an accident, liability insurance alone isn't enough—it only covers damages to others. This is where a full coverage auto insurance policy comes into play. Opting for full coverage is one of the best ways to protect yourself against vehicle repair or replacement costs.

In Lincoln, a full coverage policy includes liability coverage and UM/UIM, as well as

comprehensive

and

collision coverage

Collision insurance pays for the costs to repair your vehicle or the fair market value of your car if it's deemed a total loss. Keep in mind that collision coverage requires you to pay a deductible.

Comprehensive insurance covers the cost of damages to your car resulting from almost everything except a collision. It covers scenarios like theft, vandalism, falling objects, glass breakage, or animal damage. Comprehensive coverage also has a deductible.

If you're leasing your vehicle, lenders in Lincoln will require you to have a full-coverage policy that includes both collision and comprehensive coverage.

Even if you don't lease your car, having a full coverage policy can be highly advantageous for drivers in Lincoln—and Jerry can assist you in finding the best rate for the best coverage.

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$62	Norman, 38 Zip: 68516	Hyundai Santa FE Sport
• 50,000/100,000 Liability • Comp / Collision	Travelers	$152	Henrietta, 25 Zip: 68512	RAM 1500 Classic Warlock
• 50,000/100,000 Liability • Comp / Collision	Nationwide	$98	Glen, 32 Zip: 68508	Honda Odyssey EXL
• State Minimum Liability • Comp / Collision	Safeco	$197	Ora, 31 Zip: 68526	Toyota Corolla L
• State Minimum Liability • Comp / Collision	Bristol West	$192	Bess, 31 Zip: 68527	Nissan Rogue S

Last Updated Sep 29, 2023

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.

Jerry,

a top insurance agency

, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

Lower my car insurance too!

Average cost of car insurance in Lincoln

After analyzing scores of insurance providers in Lincoln, we have discovered that the average price for minimum liability coverage amounts to be $75 per month or $904 per year. Additionally, residents of Lincoln can expect to pay an average of $152 per month or $1,818 per year for full coverage insurance.

While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.

Average cost of car insurance in Lincoln by zip code

Where you live can also impact your insurance premium—right down to your zip code. Insurance companies consider factors like population density, accident rates, crime statistics, and local weather conditions when calculating your premium.

Insurance companies consider factors such as population density, crime rates, traffic congestion, weather, and the frequency of accidents in a particular area.

Zip Code	Average State Minimum Coverage Rate	Average Full Coverage Rate
68502	$72	$119
68503	$64	$119
68504	$43	$110
68507	$78	$157
68508	$67	$128
68510	$62	$173
68512	$60	$133
68516	$33	$127
68521	$50	$116
68524	$53	$277
68528	$65	$141

Compare car insurance costs in other states

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Kansas car insurance

Colorado car insurance

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North Dakota car insurance

Minnesota car insurance

Oklahoma car insurance

Car insurance quotes in Lincoln by rating factors

Insurance companies in Lincoln use many rating factors when

deciding your auto insurance premium

Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.

Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.

Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.

Your mileage: High annual mileage can result in higher insurance costs.

The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.

Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.

How Do Different Factors Impact Your Car Insurance Costs in Lincoln?

Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history

Prohibited (or effectively prohibited): Nebraska currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more abut the car insurance rating factors in Lincoln:

Cheap car insurance quotes in Lincoln after driving violations

Whether you're responsible for a minor collision or you've been caught racing with a friend, driving infractions can significantly impact your car insurance premiums.

Insurers in Lincoln carefully monitor your driving record, as they’re cautious about insuring high-risk drivers. Such drivers are at higher risk of submitting claims, which would result in substantial payouts.

Cheapest car insurance in Lincoln after DUI

As with most states, the

DUI laws in Nebraska

are pretty strict. The minimum fine for a DUI is $400 but the penalties can escalate depending on your blood alcohol content (BAC). In Lincoln, the following penalties may be imposed:

Mandatory completion of an alcohol treatment program

Community service

Jail time

License suspension

Having a DUI on your driving record categorizes you as a "high-risk driver," which raises concerns for insurance companies. As a result, your insurance premium will significantly increase until the DUI is expunged from your record—assuming that it’s possible to clear it.

Progressive

Amanda (49 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68502)

Lexus ES 300

$255

per month

Bristol West

Oscar (25 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68507)

Ford Edge SE

$137

per month

Clearcover

Clyde (46 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68504)

Mitsubishi Lancer ES

$131

per month

Cheapest car insurance in Lincoln after an at-fault accident

Having a driving record filled with at-fault accidents signals to insurance companies that you are a less cautious driver, classifying you as high risk. As a result, your insurance premium is likely to be higher than average.

To avoid spending excessively due to minor accidents, there are simple strategies to obtain the cheapest rates, including utilizing available discounts and working to maintain a clean driving record.

When it comes to finding inexpensive car insurance in Lincoln following an accident, one of the easiest approaches is to shop with Jerry. See how Jerry has helped Lincoln drivers secure affordable quotes, even with accidents on record.

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
At Fault With Injury	Safeco	$197	Eva, 31 Zip: 68526	Toyota Corolla L	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Progressive	$174	Dustin, 57 Zip: 68503	Toyota Prius	• State Minimum Liability • Comp / Collision
Not At Fault	Nationwide	$164	Adele, 24 Zip: 68522	Pontiac G6	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Travelers	$193	Edwin, 47 Zip: 68507	Toyota Corolla L	• 50,000/100,000 Liability • Comp / Collision

Last Updated Sep 26, 2023

Cheapest car insurance in Lincoln after other driving violations

A DUI or speeding ticket can lead to a spike in car insurance rates for Lincoln drivers. Take note, however, that it’s not just major violations that cause increases. Failing to stop at a stop sign, driving without insurance, or driving without a license are all violations that can increase premiums.

Check out some examples of how Jerry helped drivers with violations find affordable insurance in Lincoln.

Violation	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Defective Equipment	Progressive	$120	Duane, 36 Zip: 68502	Ford F150 Supercrew	• State Minimum Liability
Failure to Obey Signal	Travelers	$99	Alejandro, 34 Zip: 68504	Ford Taurus LX	• 50,000/100,000 Liability • Comp / Collision
Careless Driving	Safeco	$132	Essie, 34 Zip: 68504	Ford Taurus LX	• 50,000/100,000 Liability • Comp / Collision
Driving on Sus. License	Bristol West	$244	Belle, 44 Zip: 68521	Chevrolet Impala LT	• State Minimum Liability
Failure to Yield	Nationwide	$109	Philip, 31 Zip: 68505	Ford Edge SEL	• 250,000/500,000 Liability • Comp / Collision
Improper Passing	Bristol West	$177	Jackson, 39 Zip: 68503	Dodge Dakota	• State Minimum Liability

Last Updated Sep 28, 2023

Cheap car insurance quotes in Lincoln by age

Young drivers between the ages of 16 and 19 face some of the highest insurance rates due to their lack of driving experience. Premiums usually decrease after the age of 25 but rise again in your mid-70s due to slower reflexes and increased injury risk in an accident.

If you’re seeking the most affordable rates regardless of age, USAA, Farmers Mutual of Nebraska, State Farm, North Star Mutual, and Progressive are top choices in Lincoln. To find the best deal for your needs, it’s wise to shop around.

Cheapest car insurance in Lincoln for young drivers

Teen drivers between the ages of 16 and 19 face the highest insurance rates compared to any other age group in Lincoln. This is primarily due to their limited experience on the road, which increases the likelihood of being involved in accidents and subsequently raises their insurance premiums.

When you drive with a

Nebraska provisional license

, you may notice slightly lower insurance risk as you are only allowed to drive under specific conditions. Once you obtain an unrestricted license, however, expect your rates to increase.

Fortunately, there are measures you can take to reduce your premiums. Completing a

defensive driving course

or maintaining a B+ average may qualify you for discounts with certain insurance providers. Being added as a driver to a parent or guardian's policy can also help save money.

Due to the elevated risk associated with new and young drivers, we recommend that individuals under 19 consider purchasing a full-coverage policy to ensure greater financial protection in Lincoln.

Progressive

Louisa (18 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68502)

Pontiac G6 GT

$193

per month

Allstate

Gerald (23 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Lincoln, NE (Zip Code: 68504)

Toyota Prius C

$78

per month

Safeco

Douglas (24 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68503)

Hyundai Elantra SE

$83

per month

Nationwide

Louisa (24 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68522)

Pontiac G6

$164

per month

Clearcover

Stanley (24 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68521)

Chevrolet Trailblazer

$115

per month

Cheapest car insurance in Lincoln for senior drivers

Despite having significantly more driving experience compared to teenagers, senior drivers often face high car insurance rates. Higher rates for seniors stem from their increased vulnerability and higher risk of mortality, hospitalization, and medical expenses if they are involved in an accident. Slower reflexes among seniors also contribute to higher accident risk.

Since these higher risks can lead to increased costs for insurers, seniors typically pay higher premiums.

You can find the

best insurance for seniors

in Lincoln when you shop with Jerry.

Clearcover

Cynthia (66 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68521)

Volkswagen Beetle

$68

per month

Assurance America

Francisco (67 years old)

Coverage

State Minimum

Lincoln, NE (Zip Code: 68504)

Mazda Tribute S

$75

per month

Cheap car insurance quotes in Lincoln based on insurance history

Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any

lapses in coverage

Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:

Progressive

Vincent (38 years old)

Currently Insured

Coverage

State Minimum

Lincoln, NE (Zip Code: 68516)

Hyundai Santa FE Sport

$62

per month

Travelers

Sarah (25 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Lincoln, NE (Zip Code: 68512)

RAM 1500 Classic Warlock

$152

per month

Safeco

Patrick (33 years old)

Currently Insured

Coverage

State Minimum

Lincoln, NE (Zip Code: 68521)

Mitsubishi Lancer Es/es Sport

$107

per month

Nationwide

Ola (32 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Lincoln, NE (Zip Code: 68508)

Honda Odyssey EXL

$98

per month

Clearcover

Verna (46 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Lincoln, NE (Zip Code: 68521)

Lincoln MKS

$83

per month

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Switching to National General was SO easy and it saved me over $100/month! I'm so glad I made the switch!

Courtney

Got a decent rate for my Tesla Model S from travelers

Kishore

Great fil for this app and helping me save money!

Aaron

They were affordable and great very personable and reasonable

Audrey

Cheap car insurance quotes in Lincoln for drivers with poor credit

While having

a low credit score

doesn't necessarily make you a bad driver, it can still result in higher insurance costs. That’s because insurance providers have observed a correlation between lower credit scores and a higher probability of filing claims.

As a result, individuals with “bad credit” may face increased premiums. According to our data, drivers with credit scores below 550 typically encounter car insurance rates approximately 20% higher compared to those with credit scores above 750.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$61	Jesse, 32 Zip: 68503	Nissan Altima	• State Minimum Liability
660 - 750	Clearcover	$82	Hattie, 32 Zip: 68503	Nissan Altima	• State Minimum Liability • Comp / Collision
660 - 750	Clearcover	$82	Antonio, 32 Zip: 68503	Nissan Altima	• State Minimum Liability • Comp / Collision
550 - 659	Safeco	$74	Matilda, 36 Zip: 68502	Ford F150 Supercrew	• State Minimum Liability
< 550	Travelers	$193	Owen, 47 Zip: 68507	Toyota Corolla L	• 50,000/100,000 Liability • Comp / Collision

Last Updated Sep 28, 2023

Cheap car insurance quotes in Lincoln for popular cars

The make and model of your vehicle significantly impact your car insurance costs. Luxury vehicles such as Bentley or Lamborghini, with price tags exceeding $150,000, come with higher insurance bills compared to safety-oriented vehicles like the Toyota Corolla or Honda Odyssey.

Generally, the more expensive your car is, the higher your insurance premium will be. Other car-related factors that can increase insurance rates include:

Repair or replacement costs

Likelihood of theft

Safety rating

Popular car models in Lincoln include:

Ford F-150

Ram 1500

Chevrolet Malibu

Chevrolet Silverado

GMC Sierra

Jeep Grand Cherokee

Choosing a car with solid reliability, lower repair costs, and a modest price tag can help keep your premiums low.

MORE:

How to get car insurance before buying a car

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Chevrolet Malibu 1LT	Progressive	$187	Kate, 23 Zip: 68503	• State Minimum Liability • Comp / Collision

Last Updated Sep 29, 2023

How to lower car insurance costs in Lincoln

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.

Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers

a set of discounts

, but the exact discount offered varies by company. Some common discounts include:

Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.

Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!

Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

Bundling discounts.

Bundle your home and auto insurance

(or auto and renters) with the same company, and you could get a discount on both policies.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car insurance in Lincoln?

People living in Lincoln pay on average $75 per month – or $904 per year – on state-minimum liability coverage. Full coverage in Lincoln costs on average $152 per month of $1,818 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the minimum car insurance in Lincoln, Nebraska?

The state-minimum car insurance in Lincoln, Nebraska is $25,000 in bodily injury liability per person, $50,000 per accident, and $25,000 for damage to property. These coverages are commonly referred to as 25/50/25 coverage.

What is the cheapest car insurance in Lincoln?

Based on thousands of Lincoln drivers Jerry has worked with, car insurance in Lincoln costs an average of $75 per month for state-minimum coverage and $152 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in Lincoln?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.

National General

Dairyland

, and

Progressive

receive good ratings from Lincoln drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Expert Insurance Writer and Editor

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.