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Jerry Data & Research
Cheapest 2005 Nissan Pathfinder Car Insurance (May 2024)
Cheapest 2005 Nissan Pathfinder Car Insurance (May 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2005 Nissan Pathfinder
Find Insurance Savings
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Quotes from top insurance companies
Kianna Walpole
Expert Insurance Writer & Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How much does car insurance cost for a 2005 Nissan Pathfinder ?
- Compare the cheapest 2005 Nissan Pathfinder car insurance quotes
- The best car insurance companies for 2005 Nissan Pathfinder owners
- How expensive is 2005 Nissan Pathfinder insurance compared to other years?
- Are 2005 Nissan Pathfinders expensive to insure?
- Methodology
- Sources
- Meet our experts
Load full table of contents
How much does car insurance cost for a 2005 Nissan Pathfinder ?
The average cost of car insurance for a 2005 Nissan Pathfinder is $1,224 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2005 Nissan Pathfinder are 37% less.
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2005 Nissan Pathfinder, use Jerry
to get a detailed car insurance price comparison
. Compare the cheapest 2005 Nissan Pathfinder car insurance quotes
Thousands of smart Nissan Pathfinder drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $997 per year on car insurance. Below are cheap quotes Jerry found for 2005 Nissan Pathfinder drivers.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 26, 2024 | AAA | $163 | Rodney, 27 | • State Minimum Liability | |
April 22, 2024 | Allstate | $67 | Francis, 39 | • State Minimum Liability | |
April 15, 2024 | Mercury | $73 | Mable, 26 | • 50,000/100,000 Liability | |
April 15, 2024 | Progressive | $160 | Betty, 40 Cross City, FL | • No Coverage Liability | |
April 11, 2024 | Safeco | $158 | Lucinda, 48 | • 100,000/300,000 Liability |
Last Updated Apr 26, 2024However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates. The best car insurance companies for 2005 Nissan Pathfinder owners
There’s no best company for all 2005 Nissan Pathfinder drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well.
The table below shows how 2005 Nissan Pathfinder drivers rated different insurance companies in these three categories, as well as overall.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average 2005 Nissan Pathfinder insurance costs
The average cost of insurance for a 2005 Nissan Pathfinder is $89 per month for minimum liability insurance coverage, or $1,068 annually. If you’re looking to upgrade to full coverage, the cost can climb to an average of $189 every month, or $2,268 each year.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $102 | $1,224 |
Full coverage | $144 | $1,728 |
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of liability insurance
. In some states, uninsured/underinsured motorist coverage
and/or personal injury protection
are also required by law. Full coverage car insurance
, on the other hand, includes collision
and comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more. Compare insurance information for other Nissans
2005 Nissan Pathfinder insurance costs by trim level and engine type
The cost of car insurance for a 2005 Nissan Pathfinder is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
But it’s not just your trim that can impact your car insurance rates—it’s also your engine type. From 2008-2012, the Nissan Pathfinder switched from a V6 engine to a V8 engine, which came with more horsepower for towing and off-roading practices—and ultimately, higher insurance costs.
Due to the increased speeding risk associated with higher horsepower engines, and higher repair and replacement costs, insurance providers often charge more for larger engines.1
As a result, in 2013, the vehicle had another overhaul, swapping back to the original V6 engine, making it more compatible for families and cheaper to insure, much like its 2005 counterpart.
| Car Model & Trim | Average full coverage insurance cost | Average minimum coverage insurance cost |
|---|---|---|
2005 LE | $144 | $102 |
How expensive is 2005 Nissan Pathfinder insurance compared to other years?
When it comes to the 2005 Nissan Pathfinder, newer models are more expensive to insure compared to older models.
As cars age, their value depreciates, lowering the maximum amount that any provider would have to pay after an accident. On the other hand, new technology and other components typically cost more to repair or replace, which drives up the cost of coverage.
While some insurers may offer discounts for newer models and their added safety features, it’s often more cost-effective to opt for a slightly older model—and the 2005 Nissan Pathfinder is no exception.
The table below compares the average insurance cost of a Nissan Pathfinder manufactured in 2005 with other model years.
| Car | Minimum Coverage | Full Coverage |
|---|---|---|
2000 Nissan Pathfinder | $130 | $211 |
2001 Nissan Pathfinder | $94 | $142 |
2002 Nissan Pathfinder | $118 | $166 |
2003 Nissan Pathfinder | $101 | $102 |
2004 Nissan Pathfinder | $97 | $176 |
2005 Nissan Pathfinder | $102 | $144 |
2006 Nissan Pathfinder | $94 | $195 |
2007 Nissan Pathfinder | $87 | $155 |
2008 Nissan Pathfinder | $79 | $174 |
2009 Nissan Pathfinder | $111 | $177 |
2010 Nissan Pathfinder | $72 | $121 |
2011 Nissan Pathfinder | $85 | $159 |
2012 Nissan Pathfinder | $89 | $203 |
2013 Nissan Pathfinder | $102 | $186 |
2014 Nissan Pathfinder | $91 | $195 |
2015 Nissan Pathfinder | $111 | $175 |
2016 Nissan Pathfinder | $89 | $197 |
2017 Nissan Pathfinder | $102 | $193 |
2018 Nissan Pathfinder | $141 | $173 |
2019 Nissan Pathfinder | $127 | $194 |
2020 Nissan Pathfinder | $89 | $200 |
2022 Nissan Pathfinder | $43 | $201 |
2023 Nissan Pathfinder | $117 | $197 |
Are 2005 Nissan Pathfinders expensive to insure?
On average, car insurance for a 2005 Nissan Pathfinder costs $102. Compared with other models in a similar price range, it costs 37% less to insure a 2005 Nissan Pathfinder.
| Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
2005 Jeep Wrangler | $32 | $87 |
2005 Toyota Sienna | $86 | $118 |
2005 Mini Cooper | $87 | $130 |
2005 Buick LaCrosse | $93 | $151 |
2005 Nissan Pathfinder | $102 | $144 |
2005 Nissan Pathfinder NHTSA safety ratings
According to the NHTSA’s 5-Star Safety Ratings, the 2005 Nissan Pathfinder scored an impressive 4.0/5.0, receiving perfect ratings for side crash driver and passenger.
Although newer model years, from 2013-2020 achieved slightly higher ratings, the scores for the 2005 Nissan Pathfinder still make it one of the safest model years from 1992-2009.
Take a look at the chart below to see just how the 2005 Nissan Pathfinder was rated by the NHTSA.
| Rating Type | Rating |
|---|---|
Driver's | |
Passenger's | |
Overall Front | |
Overall Side | |
Overall Rollover Rating | |
Overall | |
Side - Pole | |
Side Barrier Rating Driver | |
Side Barrier Rating Passenger Rear Seat | |
Side - Barrier | |
Side - Pole Barrier combined (FRONT) | |
Side - Pole Barrier combined (REAR) |
What other factors affect 2005 Nissan Pathfinder insurance rates?
Customizations, model year, and safety features can all have an impact on your premiums—but they’re not the only things. Car insurance companies also consider the following factors when generating quotes:
- The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle.
- Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety.
- Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years.
- Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.
2005 Nissan Pathfinder insurance costs for young drivers
The Nissan Pathfinder is a popular car with many young drivers—but don’t expect insurance to come cheap. Teen drivers between the ages of 16 and 24 pay some of the highest rates for car insurance due to a high rate of accidents and violations.
Effie (21 years old)
$108
per month
Although insurance costs for a 2005 Nissan Pathfinder are relatively cheaper than newer models, to get even lower rates, teens should consider sharing a policy with a household member—like a guardian or parent—and applying for student and good driving discounts.
2005 Nissan Pathfinder insurance cost for drivers with driving violations
Speeding, DUIs, and at-fault accidents aren’t the only incidents on your driving record that can raise rates—failing to stop at a light or stop sign, reckless driving, and illegal turns can also impact your car insurance costs.
The table below compares quotes for 2005 Nissan Pathfinder drivers with a range of violations in their past.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Failure to Stop | Progressive | $240 | Delia, 30 | • No Coverage Liability | |
Careless Driving | Progressive | $240 | Hulda, 30 | • No Coverage Liability | |
Driving on Sus. License | Gainsco | $60 | Brent, 39 | • 30,000/60,000 Liability | |
Failure to Obey Signal | Gainsco | $209 | Leo, 23 | • State Minimum Liability |
Last Updated Apr 26, 2024To keep costs low after a violation or traffic infraction, consider enrolling in a telematics program to track your driving habits—the better you drive, the more rewards you can earn. Additionally, some insurers may offer discounts for drivers who complete a defensive driving course.
How can I lower the cost of insurance for my 2005 Nissan Pathfinder?
Smart shopping strategies
and car insurance discounts
can help you lower the cost of coverage for a 2005 Nissan Pathfinder. Here’s how: - Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.Jerrymakes the comparison process quick and easy!
- Use a broker: Unlike captive agents and even most independent agents,car insurance brokersearn commissions without adding to your insurance costs or pushing you towards a more expensive policy.
- Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.Home and auto bundlessave drivers an average of 15% or more!
- Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle!
- Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
