Best cheap car insurance quotes in Yankton
Before you get behind the wheel in Yankton, be sure you have car insurance that complies with the minimum state-mandated coverage limits in South Dakota. Purchasing liability insurance to the state limits is not only the law, but also the cheapest type of insurance you can get.
That said, most drivers can benefit from purchasing a full-coverage policy to protect themselves in the event of an at-fault accident.
Cheap minimum liability insurance quotes in Yankton
South Dakota’s car insurance laws
set forth the following minimum auto insurance requirements:$50,000 of bodily injury liability per accident
Purchasing liability coverage that meets the state limits can reduce your monthly insurance payments, but it can leave you on the hook for significant expenses if you’re involved in an at-fault accident that causes injury or property damage.
Jerry users have found great rates for minimum liability coverage in Yankton, South Dakota.
Coverage
State Minimum
Yankton, SD
(Zip Code: 57078) Coverage
State Minimum
Yankton, SD
(Zip Code: 57078) Do you need more than minimum coverage in Yankton?
South Dakota’s 25/50/25 minimum car insurance requirements are reasonable but may not be enough to fully protect you in an accident. Whether you increase your liability limits or purchase full coverage insurance, purchasing extra protection is recommended.
The answer: In most cases, it’s beneficial for Yankton drivers to carry more than minimum liability coverage.
While minimum liability coverage will give you the cheapest car insurance rates, it risks leaving you underinsured. It’s important to note that liability insurance won’t cover damage to your vehicle—only damages and medical bills for the other parties involved.
The legally required minimum coverage limits can easily be exceeded in more severe accidents. If you’re found at fault for the collision, you could be responsible for paying any remaining expenses for damages and injuries yourself.
The bottom line: It’s recommended to upgrade your policy to higher liability limits, such as 50/100/50 or 100/300/100 liability coverage.
Cheap full coverage car insurance quotes in Yankton
Collision coverage pays for damage after a vehicle accident
Comprehensive coverage covers damage resulting from other types of incidents, like vandalism, theft, or severe weather
If you lease or finance a car, your lender will likely require full coverage auto insurance for the duration of your loan.
Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
---|
• 50,000/100,000 Liability • Comp / Collision | AAA | $140 | | Chevrolet Impala LTZ |
• 50,000/100,000 Liability • Comp / Collision | Safeco | $158 | | Hyundai Santa FE Sport |
• 100,000/300,000 Liability • Comp / Collision | Allstate | $206 | | Ford Mustang GT |
Last Updated Oct 30, 2024
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