Cheapest 2007 Nissan Altima Car Insurance (Apr 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2007 Nissan Altima
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does car insurance cost for a 2007 Nissan Altima

The average cost of car insurance for a 2007 Nissan Altima is $1,200 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2007 Nissan Altima are 22% less
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2007 Nissan Altima, use
to get a detailed
car insurance price comparison

Compare the cheapest 2007 Nissan Altima car insurance quotes

Thousands of smart Nissan Altima drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $1,659 per year on car insurance. Below are cheap quotes Jerry found for 2007 Nissan Altima drivers.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
April 5, 2024
• No Coverage Liability
March 31, 2024
• 50,000/100,000 Liability
• Comp / Collision
March 29, 2024
National General
• 100,000/300,000 Liability
• Comp / Collision
March 26, 2024
• 50,000/100,000 Liability
• Comp / Collision
March 25, 2024
• State Minimum Liability
coverageLast Updated Apr 14, 2024
However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates.

The best car insurance companies for 2007 Nissan Altima owners

There’s no best company for all 2007 Nissan Altima drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. 
Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well. 
The table below shows how 2007 Nissan Altima drivers rated different insurance companies, plus the average cost of insuring a ‘07 Altima with each of those companies.
Insurance Company
Overall Rating
Average annual min liability
Average annual full coverage

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Lower my car insurance too!

Average 2007 Nissan Altima insurance costs

After analyzing data from many 2007 Nissan Altima drivers, we discovered that the typical monthly expense for minimum liability coverage is $100, which adds up to $1,200 annually. As for full coverage insurance, the average monthly cost for 2007 Nissan Altima drivers is $174, or $2,088 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
Full coverage
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of
liability insurance
. In some states,
uninsured/underinsured motorist coverage
personal injury protection
are also required by law. 
Full coverage car insurance
, on the other hand, includes
comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more.

2007 Nissan Altima insurance costs by trim level

The cost of car insurance for a 2007 Nissan Altima is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
Car Model & TrimAverage full coverage insurance costAverage minimum coverage insurance cost
2007 2.5
2007 3.5SE
2007 Hybrid

How expensive is 2007 Nissan Altima insurance compared to other years?

Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage. 
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old. 
The table below compares the average insurance cost of a Nissan Altima manufactured in 2007 with that of the four closest model years.
CarMinimum CoverageFull Coverage
1997 Nissan Altima
1999 Nissan Altima
2000 Nissan Altima
2001 Nissan Altima
2002 Nissan Altima
2003 Nissan Altima
2004 Nissan Altima
2005 Nissan Altima
2006 Nissan Altima
2007 Nissan Altima
2008 Nissan Altima
2009 Nissan Altima
2010 Nissan Altima
2011 Nissan Altima
2012 Nissan Altima
2013 Nissan Altima
2014 Nissan Altima
2015 Nissan Altima
2016 Nissan Altima
2017 Nissan Altima
2018 Nissan Altima
2019 Nissan Altima
2020 Nissan Altima
2021 Nissan Altima
2022 Nissan Altima
2023 Nissan Altima

Are 2007 Nissan Altimas expensive to insure? 

On average, car insurance for a 2007 Nissan Altima costs $100. Compared with other models in a similar price range, it costs 22% less to insure a 2007 Nissan Altima.
ModelAvg. Minimal Coverage Insurance CostAvg. Full Coverage Insurance Cost
2007 Buick LaCrosse
2007 Mini Cooper
2007 Toyota RAV4
2007 Jeep Patriot
2007 Nissan Altima
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.

2007 Nissan Altima
NHTSA safety ratings

Rating TypeRating
Overall Front
Overall Side
Overall Rollover Rating
Side - Pole
Side Barrier Rating Driver
Side Barrier Rating Passenger Rear Seat
Side - Barrier
Side - Pole Barrier combined (FRONT)
Side - Pole Barrier combined (REAR)

What other factors affect 2007 Nissan Altima insurance rates?

Car insurance companies consider the following factors when generating quotes: 
  • The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle. 
  • Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety. 
  • Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years. 
  • Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.

2007 Nissan Altima insurance costs for young drivers

The Nissan Altima is a popular car with many young drivers—but don’t expect insurance to come cheap. Drivers between the ages of 16 and 25 pay some of the highest rates for car insurance. 
Teen drivers
in particular can expect to pay high rates due to a high rate of accidents and violations. 
Here’s what teen and young adult drivers pay per month on average to insure a Nissan Altima:
Minimum liability
Full coverage
< 18

2007 Nissan Altima insurance costs for senior drivers

On the other end of the spectrum,
senior drivers
typically enjoy some of the lowest rates for 2007 Nissan Altima insurance. 
That’s because drivers over age 55 have more experience than just about anyone else on the road. 
The catch: around your mid-70s, you’ll likely see your car insurance rates start to climb again due to increased driver error and a higher likelihood of serious injuries. 
Here’s what drivers age 55 and up pay monthly on average to insure a Nissan Altima
Minimum liability
Full coverage
65 +

2007 Nissan Altima insurance cost for drivers with driving violations 

Speeding, DUIs, and at-fault accidents aren’t the only incidents on your driving record that can raise rates. 
Here’s what Nissan Altima drivers paid on average after a violation:
Average annual insurance cost
DUI (Driving under the influence)
Driving on a suspended license
Minor speeding violation (20 mph or less over speed limit)
Major speeding violation (21+ over speed limit)
Failure to obey signal

How can I lower the cost of insurance for my 2007 Nissan Altima?

Smart shopping strategies
car insurance discounts
can help you lower the cost of coverage for a 2007 Nissan Altima. Here’s how: 
  • Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.
    makes the comparison process quick and easy!    
  • Use a broker: Unlike captive agents and even most independent agents,
    car insurance brokers
    earn commissions without adding to your insurance costs or pushing you towards a more expensive policy. 
  • Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.
    Home and auto bundles
    save drivers an average of 15% or more! 
  • Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle! 
  • Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!


The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

Sarah Gray
badge icon
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.