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Cheapest car insurance in Minneapolis, Minnesota (Apr 2024)

Full coverage car insurance costs an average of $171/mo in Minneapolis, but Travelers offers rates around $124/mo.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kathleen Flear, Director of Content

Cheapest Car Insurance Quotes in Minneapolis

Twinned with the state capital at St. Paul, Minneapolis might just be the nicest major city in the U.S. The North Star State’s “City of Lakes” is known for its waterscapes, malls, and of course the Jucy Lucy burger. 
But Minneapolis is also a hot spot for high
car insurance
rates, with average prices roughly 30% higher than the state average. The average cost of full coverage car insurance in Minneapolis is $171 per month, or $2,056 per year, while state minimum coverage comes in at $89 per month, or $1,067 per year. By contrast, the
Minnesota
average is just $805 per year for minimum coverage and $1,600 per year for full coverage. 
Struggling to find an affordable car insurance policy in the Twin Cities?
Jerry
offers free
auto insurance quotes
tailored to your profile, and we’ve done the math on the car insurance market in Minneapolis
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$125
Louis, 37
Zip: 55401
Mazda 3 Grand Touring
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$90
Augusta, 34
Zip: 55421
Toyota RAV4
• 50,000/100,000 Liability
• Comp / Collision
Allstate
$114
Trevor, 29
Zip: 55428
Nissan Versa S
• 15,000/30,000 Liability
• Comp / Collision
Travelers
$134
Lula, 38
Zip: 55443
Infiniti QX60
• 100,000/300,000 Liability
• Comp / Collision
Bristol West
$70
Ian, 43
Zip: 55423
Hyundai Tucson GL
• State Minimum Liability
coverageLast Updated Apr 16, 2024

Best car insurance companies in Minneapolis

To help drivers narrow down the best and cheapest car insurance companies in Minneapolis, Jerry conducted a nationwide survey of 15,000 drivers to find the providers who offer reliable claims handling, easy policy management, and rock-solid customer service in addition to affordable rates. 
Insurance company
Average annual full coverage rate in Minneapolis
Jerry user rating
$1,484
4.5 stars
$1,540
4.5 stars
$1,516
4.3 stars
$1,488
4.2 stars
$1,727
4.2 stars
$1,736
4.2 stars
$2,005
4.1 stars
Some major auto insurance companies, such as GEICO and State Farm, offer low rates for drivers in Minneapolis but received lower customer satisfaction scores in our survey. The only way to find the best provider for your profile is to compare personalized quotes from different companies.
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Minneapolis

Every single driver in the Land of 10,000 Lakes is legally required to carry a specified amount of liability coverage—but, in most circumstances, we highly recommend adding additional types of coverage as a safety net. Jerry’s insurance agents advise that all drivers in Minneapolis carry full coverage car insurance along with liability limits of at least 100k/300k/100k and add-ons like roadside assistance.  

Cheap minimum liability insurance quotes in Minneapolis

Like most U.S. states,
Minnesota car insurance law
requires all drivers to meet all minimum car insurance requirements before hitting the road. This includes the following:
Jerry has helped car drivers in Minneapolis who use Jerry to secure affordable minimum liability insurance plans.
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Dominic (22 years old)
coverageCoverage
State Minimum
locationMinneapolis, MN
(Zip Code: 55407)
$200
per month
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Katharine (36 years old)
coverageCoverage
State Minimum
locationMinneapolis, MN
(Zip Code: 55427)
carMercedes-Benz GLK 350 4matic
$103
per month
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Jimmy (40 years old)
coverageCoverage
State Minimum
locationMinneapolis, MN
(Zip Code: 55434)
$178
per month
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Jack (29 years old)
coverageCoverage
State Minimum
locationMinneapolis, MN
(Zip Code: 55408)
$101
per month
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Jeffery (35 years old)
coverageCoverage
State Minimum
locationMinneapolis, MN
(Zip Code: 55449)
$119
per month

Do you need more than minimum coverage in Minneapolis?

Most drivers in Minneapolis need an auto insurance policy with comprehensive and collision coverage on top of liability, uninsured motorist coverage, and PIP. 
State minimum Minnesota auto insurance can leave you underinsured in a wide variety of circumstances, from a major at-fault accident to any incident that damages your vehicle. Severe winter weather, rising auto theft rates, and dangerous driving all make robust car insurance coverage a non-negotiable in the Twin Cities. 

Cheap full coverage car insurance quotes in Minneapolis

Full coverage
isn’t legally required in Minneapolis, but it will provide valuable coverage if you happen to be injured—or your vehicle happens to be damaged—in an at-fault accident. 
Full coverage includes
comprehensive
and
collision coverage
. Collision coverage provides financial assistance for repairing or replacing your vehicle that has been damaged in an accident. 
On the other hand, comprehensive coverage offers coverage for damages caused by almost everything else—vandalism, environmental factors, and even theft.
Remember that if you lease or finance a vehicle, your auto loan provider will likely require you to maintain full coverage until your loan is paid off.
We’ve helped our users in Minneapolis, Minnesota, secure affordable full coverage policies.
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• 50,000/100,000 Liability
• Comp / Collision
Progressive
$125
Louis, 37
Zip: 55401
Mazda 3 Grand Touring
• 15,000/30,000 Liability
• Comp / Collision
Allstate
$114
Trevor, 29
Zip: 55428
Nissan Versa S
• 50,000/100,000 Liability
• Comp / Collision
Safeco
$90
Augusta, 34
Zip: 55421
Toyota RAV4
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$134
Lula, 38
Zip: 55443
Infiniti QX60
• 50,000/100,000 Liability
• Comp / Collision
Bristol West
$218
Clifford, 59
Zip: 55406
KIA Soul
coverageLast Updated Apr 15, 2024

Average cost of car insurance in Minneapolis

While Minnesota auto insurance rates are well below the national average, Minneapolis goes against the state trend with rates considerably higher than both the state and national averages. Drivers in Minneapolis pay around $171 per month for full coverage and $89 per month for state minimum auto insurance coverage. 
Minneapolis drivers also pay slightly more for car insurance than drivers in St. Paul. 
Coverage type
Minneapolis
St. Paul
Minnesota
United States
Full coverage
$2,065
$2,055
$1,600
$1,985
Minimum coverage
$1,067
$988
$805
$928
Why is car insurance more expensive in Minneapolis? It comes down to a couple of key factors that set the city apart from the rest of the state, including its sister city: auto thefts and dangerous driving. 

Minneapolis has a serious—and growing—car theft problem

In 2021, the National Insurance Crime Bureau (NICB) listed Minneapolis at #60 on its list of car theft hot spots. In 2022, the city jumped up to #46, with a 10% increase in total cars stolen—and in 2023, auto theft ran out of control in Minneapolis.2
In July 2023, the Council on Criminal Justice (CCJ) reported a 77% jump in motor vehicle theft in Minneapolis from the first half of 2022 to the first half of 2023.3 Later in the year, Minneapolis police reported that the city was on track to break the record it had set the previous year, with a total of 6,114 reported car thefts from January to September.4
Rampant auto theft is a major red flag for insurers, who raise comprehensive insurance rates in areas with recorded theft spikes. If you regularly park your car within Minneapolis city limits, the motor vehicle theft trend could be driving your costs up. 

Dangerous driving is on the rise in Hennepin County

According to the Minnesota Department of Public Safety’s Office of Traffic Safety, car accidents decreased by 22% from 2018 to 2022.5 But in the same time frame, fatal crashes have increased by 15%. 
Year
Fatal crashes
Injury crashes
PDO crashes
Total crashes
Killed
Injured
2022
60 
4,822 
14,036
18,918
61
6,415
2021
68 
4,830 
12,200
17,098 
74
6,610
2020
41 
4,231
11,296
15,568 
46 
5,760
2019
38 
5,895
18,007
23,940
38
7,964
2018
52
6,033 
18,286
24,371 
57
8,179
In other words, a much higher percentage of Minneapolis’s car crashes are fatal today than they were five years ago—which means that insurance claims are larger than ever before. As claims grow, insurers are raising premiums to meet their higher financial needs. 

Average cost of car insurance in Minneapolis by zip code

When determining your car insurance annual premium, insurance companies consider several factors, including the location where you keep your vehicle. 
Insurance costs can vary depending on population density, accident rates, crime statistics, and weather conditions. Insurance premiums can differ among zip codes, even within the same city. 
Discover how Jerry Insurance Agency has supported drivers in different cities across Minneapolis and Minnesota in fulfilling their insurance needs.
Zip CodeAverage State Minimum Coverage RateAverage Full Coverage Rate
55401
$62
$163
55403
$89
$190
55404
$133
$223
55409
$79
$109
55411
$115
$212
55412
$85
$165
55413
$85
$172
55414
$86
$190
55417
$120
$128
55418
$106
$162
55442
$77
$77
55447
$50
$138

Car insurance quotes in Minneapolis by rating factors 

When
calculating your premium
, Minneapolis auto insurers consider several factors, such as: 
  • Driving history and claims: Insurance providers may charge you higher rates if you have a record of accidents or traffic violations.
  • Location: Insurance rates tend to be higher for drivers residing in cities than those in rural areas. Different ZIP codes within the same city may also have varying insurance rates.
  • Vehicle type: Luxury, high-performance, and sports cars generally come with higher insurance costs for collision and comprehensive coverage.
  • Vehicle usage: Insurance companies may charge higher premiums if you use your car for commuting to work or if you have a higher annual mileage than leisure usage.
  • Credit score: A good credit score is often associated with lower insurance premiums, as it indicates financial responsibility.
Keep in mind that these factors can differ among insurance providers. Therefore, it is recommended to directly contact insurance companies or use an online comparison tool to get personalized quotes that suit your needs.

How do different factors impact your car insurance costs in Minneapolis?

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Allowed (with applicable limitations): Driving experience, gender, age, occupation, credit history, education, marital status.
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Prohibited (or effectively prohibited): Employment status, residential status.
Learn more about the car insurance rating factors in Minneapolis:

Cheap car insurance quotes in Minneapolis after driving violations

Your driving history is crucial in determining the quotes for your auto insurance. If insurance companies notice a history of violations, they perceive you as a higher-risk driver, and you’ll be charged higher insurance premiums.
Some of the most common traffic violations that can increase your car insurance rates include:
  • Speeding
  • DUIs
  • At fault accidents 
  • Reckless driving 

Cheapest car insurance in Minneapolis after speeding ticket

The law generally classifies speeding violations in terms of various levels depending on how much the speed limit was exceeded. Levels generally include:
  • 1-5 mph over the limit
  • 6-10 mph over the limit
  • 11-15 mph over the limit
  • 16-20 mph over the limit
Anything beyond 30 mph over the limit is automatically considered
reckless driving in Minnesota
.
Although a speeding ticket will likely increase your Minneapolisinsurance premiums, Jerry is a great tool for keeping costs as low as possible.
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 11-15
Progressive
$219
Ivan, 22
Zip: 55432
Nissan Sentra S
• 100,000/300,000 Liability
• Comp / Collision
Speeding 16-20
Travelers
$233
Ollie, 30
Zip: 55404
BMW X5 M50i
• 100,000/300,000 Liability
• Comp / Collision
Speeding 21+
Bristol West
$108
Cody, 58
Zip: 55434
Chevrolet Cruze LTZ
• 100,000/300,000 Liability
coverageLast Updated Apr 16, 2024

Cheapest car insurance in Minneapolis after DUI

DUI violations in Minnesota
typically lead to a more substantial increase in car insurance rates than other violations. 
It is often a good idea to compare rates from multiple insurers to find the most affordable options after a DUI, and Jerry can make hunting for the cheapest provider much simpler.
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Glen (29 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationMinneapolis, MN
(Zip Code: 55414)
$112
per month
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Flora (53 years old)
coverageCoverage
State Minimum
locationMinneapolis, MN
(Zip Code: 55432)
carChrysler Town & Country Touring
$71
per month
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Steve (26 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationMinneapolis, MN
(Zip Code: 55418)
$362
per month

Cheapest car insurance in Minneapolis after an at-fault accident

Your car insurance rates are significantly influenced by your car accident or claim history.
Insurance companies carefully review your past at-fault accidents to assess the level of risk you represent as an insured individual. If you have recently been involved in an at-fault accident, your car insurance rates can experience a substantial increase.
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With Injury
Progressive
$95
Connor, 67
Zip: 55410
Lexus ES 330
• 100,000/300,000 Liability
• Comp / Collision
At Fault With No Injury
Safeco
$142
Juan, 27
Zip: 55438
Toyota Tacoma Double Cab
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
Allstate
$147
Belle, 25
Zip: 55430
Honda Pilot EXL
• 50,000/100,000 Liability
At Fault With No Injury
Travelers
$310
Derrick, 33
Zip: 55414
Tesla Model 3
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Apr 15, 2024

Cheapest car insurance in Minneapolis after other driving violations

In addition to speeding tickets and DUIs, other infractions, such as careless driving and driving with a
suspended license
, can also lead to higher car insurance expenses in Minneapolis.
We’ve helped drivers in Minneapolis discover ways to save on their car insurance, even if they have offenses on their Minnesota driving record.
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Illegal Turn
Progressive
$85
Bertha, 40
Zip: 55407
Hyundai Sonata SE
• State Minimum Liability
Failure to Obey Signal
Safeco
$140
Eddie, 28
Zip: 55416
Toyota Camry XSE
• 100,000/300,000 Liability
• Comp / Collision
Cell Phone
Bristol West
$208
Fred, 25
Zip: 55448
Toyota Camry LE
• State Minimum Liability
Careless Driving
Safeco
$294
Nathaniel, 31
Zip: 55406
Pontiac Vibe
• 100,000/300,000 Liability
Driving on Sus. License
Bristol West
$218
Maria, 30
Zip: 55444
Dodge Avenger SE
• 100,000/300,000 Liability
Failure to Stop
Nationwide
$142
Hilda, 40
Zip: 55407
Hyundai Sonata SE
• State Minimum Liability
• Comp / Collision
Improper Passing
Progressive
$160
Eunice, 27
Zip: 55431
Jeep Renegade Latitude
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Apr 12, 2024

Cheap car insurance quotes in Minneapolis by age

Due to their limited driving experience,
insurance rates for young drivers
are often significantly high. However, as individuals age 25, their insurance rates generally decrease. Once individuals reach the age of 75, car insurance costs tend to rise again.

Cheapest car insurance in Minneapolis for young drivers

In Minnesota, the age group of 16 to 19 typically faces the highest insurance rates compared to other age groups.
For teen drivers who own newer vehicles, it is advisable to consider opting for full coverage insurance. Why? Teens are more likely to be involved in accidents than other age groups. Full coverage insurance provides greater financial protection in such situations.
We know
finding affordable insurance as a teen
can be tricky—that’s why Jerry is here. See how we helped Minneapolis teens find the perfect insurance policy.
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Dominic (22 years old)
coverageCoverage
State Minimum
locationMinneapolis, MN
(Zip Code: 55407)
$200
per month
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Rhoda (23 years old)
coverageCoverage
State Minimum
locationMinneapolis, MN
(Zip Code: 55433)
$148
per month
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Alejandro (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationMinneapolis, MN
(Zip Code: 55433)
$178
per month
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Sadie (23 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationMinneapolis, MN
(Zip Code: 55429)
$119
per month
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Ray (21 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationMinneapolis, MN
(Zip Code: 55430)
carFord Edge SE
$390
per month

Cheapest car insurance in Minneapolis for senior drivers

Typically, we see higher
car insurance rates for seniors
in their mid-70s and older. Older drivers have a heightened susceptibility to accidents and are more likely to sustain severe injuries in the event of a collision. 
Consequently, insurance providers face substantial medical expenses and higher costs, resulting in elevated car insurance rates.
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Bernard (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationMinneapolis, MN
(Zip Code: 55417)
$128
per month
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Bruce (71 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationMinneapolis, MN
(Zip Code: 55430)
$93
per month
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Alexander (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationMinneapolis, MN
(Zip Code: 55421)
$97
per month
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Hannah (70 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
locationMinneapolis, MN
(Zip Code: 55433)
carHonda CR-V EX
$83
per month
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Jonathan (67 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationMinneapolis, MN
(Zip Code: 55410)
carLexus ES 330
$96
per month

Cheap car insurance quotes in Minneapolis based on insurance history

Your insurance history is a significant factor in determining your car insurance rates, especially in terms of whether you currently have coverage or not. Typically, having a
gap in your insurance coverage
leads to higher insurance rates.
Jerry sends payment reminders to eligible customers to support Minneapolis drivers in making timely insurance payments and preventing coverage gaps. These reminders are sent when a payment is approaching or if they have fallen behind on their payments.
We’ve helped many customers who are currently uninsured or have experienced coverage lapses in finding opportunities to save on a new policy.
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Ida (37 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationMinneapolis, MN
(Zip Code: 55401)
carMazda 3 Grand Touring
$125
per month
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Ollie (34 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationMinneapolis, MN
(Zip Code: 55421)
carToyota RAV4
$90
per month
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Sam (42 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationMinneapolis, MN
(Zip Code: 55401)
carHonda Accord Sport Special Edition
$127
per month
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Leon (38 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationMinneapolis, MN
(Zip Code: 55443)
$134
per month
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Hunter (38 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationMinneapolis, MN
(Zip Code: 55427)
$133
per month

Cheap car insurance quotes in Minneapolis for drivers with poor credit

In Minneapolis, Minnesota, individuals with lower credit scores often face higher insurance costs than those with higher credit ratings, even though credit scores do not directly indicate driving proficiency. Insurance companies have observed a relationship between low credit scores and an increased frequency of filed claims by drivers.
In fact, a recent study by the Consumer Federation of America (CFA) found that drivers in Minnesota with poor credit pay approximately 172% more for the same coverage limits than drivers with excellent credit scores.6 
See how Jerry has helped Minneapolis drivers with poor credit find cheap car insurance.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$185
Agnes, 26
Zip: 55420
Honda Accord EXL
• 100,000/300,000 Liability
660 - 750
Safeco
$90
Ollie, 34
Zip: 55421
Toyota RAV4
• 50,000/100,000 Liability
• Comp / Collision
660 - 750
State Auto
$133
Lucile, 35
Zip: 55428
Volkswagen Tiguan S
• 100,000/300,000 Liability
550 - 659
Allstate
$127
Ophelia, 42
Zip: 55401
Honda Accord Sport Special Edition
• 50,000/100,000 Liability
• Comp / Collision
< 550
Bristol West
$173
Landon, 36
Zip: 55441
Acura MDX
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Apr 15, 2024

How to lower car insurance costs in Minneapolis

1. Shop around and compare quotes

In Minneapolis’s current treacherous insurance climate, the best way to find affordable car insurance in the Twin Cities is to
shop frequently
and compare both quotes and coverage options from multiple providers. 
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Jerry offers free quotes for car, renters, and homeowners insurance to drivers in the Minneapolis-St. Paul area.
It’s easy to find coverage at the right level with help from Jerry.

2. Hunt for car insurance discounts

A great
car insurance discount
is the difference between dreading your monthly bills and… well, not celebrating them, but maybe tolerating them. Take a look at these programs to lower your rates:
  • Good driver discounts: You're due for some savings if you've held a
    clean driving record
    for at least three years.
  • Telematics device discounts: Telematics devices reward calm and mellow driving habits over hard braking and speeding.
  • Good student discounts: College and high school students with a B average or better can save money on car insurance.
  • Insurance bundle discounts: You could save money if you
    bundle your home and auto insurance
    products from the same provider.

3. Increase your deductible for comprehensive and collision coverage

Increasing your deductible is an easy way to reduce your monthly payment without sacrificing coverage.

FAQ

How much is car insurance in Minneapolis?

Car insurance costs Minneapolis drivers an average of $171 per month for full coverage and $89 per month for state minimum coverage.  

What is the minimum car insurance in Minneapolis, Minnesota?

The minimum car insurance required by law in Minneapolis and the state of Minnesota is 30/60/10 liability insurance, $40,000 of personal injury protection (PIP), and 25/50 uninsured/underinsured motorist coverage. 

What is the cheapest car insurance in Minneapolis?

The cheapest car insurance provider in Minneapolis, according to Jerry’s data, is Travelers Insurance at just $124 per month for full coverage. 

What is the best car insurance in Minneapolis?

The best car insurance company in Minneapolis is different for every driver, based on individual quotes, customer service, and claims handling experience. AAA, Safeco, and GEICO all received top marks from Minnesota drivers in Jerry’s insurance shopping survey. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. We analyzed over 25 million car insurance quotes and conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). All average quote data is based on rates for single drivers with a clean record and a single car between the ages of 35 and 65.  
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. 
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Sarah Gray
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Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.