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Cheapest car insurance in Minneapolis, Minnesota (Nov 2024)
Cheapest car insurance in Minneapolis, Minnesota (Nov 2024)
Full coverage car insurance costs an average of $171/mo in Minneapolis, but Travelers offers rates around $124/mo.
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Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kathleen Flear, Director of Content
What's on this page?
- Cheapest Car Insurance Quotes in Minneapolis
- Best car insurance companies in Minneapolis
- Best cheap car insurance quotes in Minneapolis
- Average cost of car insurance in Minneapolis
- Car insurance quotes in Minneapolis by rating factors
- How do different factors impact your car insurance costs in Minneapolis?
- Cheap car insurance quotes in Minneapolis after driving violations
- Cheap car insurance quotes in Minneapolis by age
- Cheap car insurance quotes in Minneapolis based on insurance history
- Cheap car insurance quotes in Minneapolis for popular cars
- How to lower car insurance costs in Minneapolis
- FAQ
- Methodology
- Sources
- Meet our experts
Load full table of contents
Cheapest Car Insurance Quotes in Minneapolis
Twinned with the state capital at St. Paul, Minneapolis might just be the nicest major city in the U.S. The North Star State’s “City of Lakes” is known for its waterscapes, malls, and of course the Jucy Lucy burger.
But Minneapolis is also a hot spot for high
car insurance
rates, with average prices roughly 30% higher than the state average. The average cost of full coverage car insurance in Minneapolis is $171 per month, or $2,056 per year, while state minimum coverage comes in at $89 per month, or $1,067 per year. By contrast, the Minnesota
average is just $805 per year for minimum coverage and $1,600 per year for full coverage. Struggling to find an affordable car insurance policy in the Twin Cities?
Jerry
offers free auto insurance quotes
tailored to your profile, and we’ve done the math on the car insurance market in Minneapolis. | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $148 | Mario, 70 Zip: 55407 | Dodge Durango Citadel | • State Minimum Liability • Comp / Collision |
| Safeco | $106 | Timothy, 31 Zip: 55432 | Chevrolet Equinox LT | • State Minimum Liability • Comp / Collision |
| Travelers | $158 | Jean, 33 Zip: 55429 | Dodge Journey Crew | • 100,000/300,000 Liability • Comp / Collision |
| Allstate | $228 | Jean, 24 Zip: 55408 | Mitsubishi Lancer SE | • 50,000/100,000 Liability • Comp / Collision |
| Bristol West | $109 | Lulu, 28 Zip: 55401 | Hyundai Elantra Blue | • State Minimum Liability |
Last Updated Nov 18, 2024Best car insurance companies in Minneapolis
To help drivers narrow down the best and cheapest car insurance companies in Minneapolis, Jerry conducted a nationwide survey of 15,000 drivers to find the providers who offer reliable claims handling, easy policy management, and rock-solid customer service in addition to affordable rates.
Insurance company | Average annual full coverage rate in Minneapolis | Jerry user rating |
|---|---|---|
$1,484 | 4.5 stars | |
$1,540 | 4.5 stars | |
$1,516 | 4.3 stars | |
$1,488 | 4.2 stars | |
$1,727 | 4.2 stars | |
$1,736 | 4.2 stars | |
$2,005 | 4.1 stars |
Some major auto insurance companies, such as GEICO and State Farm, offer low rates for drivers in Minneapolis but received lower customer satisfaction scores in our survey. The only way to find the best provider for your profile is to compare personalized quotes from different companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Minneapolis
Every single driver in the Land of 10,000 Lakes is legally required to carry a specified amount of liability coverage—but, in most circumstances, we highly recommend adding additional types of coverage as a safety net. Jerry’s insurance agents advise that all drivers in Minneapolis carry full coverage car insurance along with liability limits of at least 100k/300k/100k and add-ons like roadside assistance.
Cheap minimum liability insurance quotes in Minneapolis
Like most U.S. states,
Minnesota car insurance law
requires all drivers to meet all minimum car insurance requirements before hitting the road. This includes the following:Jerry has helped car drivers in Minneapolis who use Jerry to secure affordable minimum liability insurance plans.
Mario (70 years old)
$148
per month
Hannah (37 years old)
$103
per month
Clarence (36 years old)
$119
per month
Do you need more than minimum coverage in Minneapolis?
Most drivers in Minneapolis need an auto insurance policy with comprehensive and collision coverage on top of liability, uninsured motorist coverage, and PIP.
State minimum Minnesota auto insurance can leave you underinsured in a wide variety of circumstances, from a major at-fault accident to any incident that damages your vehicle. Severe winter weather, rising auto theft rates, and dangerous driving all make robust car insurance coverage a non-negotiable in the Twin Cities.
Cheap full coverage car insurance quotes in Minneapolis
Full coverage
isn’t legally required in Minneapolis, but it will provide valuable coverage if you happen to be injured—or your vehicle happens to be damaged—in an at-fault accident. Full coverage includes
comprehensive
and collision coverage
. Collision coverage provides financial assistance for repairing or replacing your vehicle that has been damaged in an accident. On the other hand, comprehensive coverage offers coverage for damages caused by almost everything else—vandalism, environmental factors, and even theft.
Remember that if you lease or finance a vehicle, your auto loan provider will likely require you to maintain full coverage until your loan is paid off.
We’ve helped our users in Minneapolis, Minnesota, secure affordable full coverage policies.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | Progressive | $148 | Mario, 70 Zip: 55407 | Dodge Durango Citadel |
• 100,000/300,000 Liability • Comp / Collision | Travelers | $158 | Jean, 33 Zip: 55429 | Dodge Journey Crew |
• State Minimum Liability • Comp / Collision | Safeco | $106 | Timothy, 31 Zip: 55432 | Chevrolet Equinox LT |
• 50,000/100,000 Liability • Comp / Collision | Allstate | $228 | Jean, 24 Zip: 55408 | Mitsubishi Lancer SE |
• 50,000/100,000 Liability • Comp / Collision | Bristol West | $541 | Devin, 45 Zip: 55446 | Jaguar F-Pace R - Sport |
Last Updated Nov 18, 2024Average cost of car insurance in Minneapolis
While Minnesota auto insurance rates are well below the national average, Minneapolis goes against the state trend with rates considerably higher than both the state and national averages. Drivers in Minneapolis pay around $171 per month for full coverage and $89 per month for state minimum auto insurance coverage.
Minneapolis drivers also pay slightly more for car insurance than drivers in St. Paul.
Coverage type | Minneapolis | St. Paul | Minnesota | United States |
|---|---|---|---|---|
Full coverage | $2,065 | $2,055 | $1,600 | $1,985 |
Minimum coverage | $1,067 | $988 | $805 | $928 |
Why is car insurance more expensive in Minneapolis? It comes down to a couple of key factors that set the city apart from the rest of the state, including its sister city: auto thefts and dangerous driving.
Minneapolis has a serious—and growing—car theft problem
In 2021, the National Insurance Crime Bureau (NICB) listed Minneapolis at #60 on its list of car theft hot spots. In 2022, the city jumped up to #46, with a 10% increase in total cars stolen—and in 2023, auto theft ran out of control in Minneapolis.2
In July 2023, the Council on Criminal Justice (CCJ) reported a 77% jump in motor vehicle theft in Minneapolis from the first half of 2022 to the first half of 2023.3 Later in the year, Minneapolis police reported that the city was on track to break the record it had set the previous year, with a total of 6,114 reported car thefts from January to September.4
Rampant auto theft is a major red flag for insurers, who raise comprehensive insurance rates in areas with recorded theft spikes. If you regularly park your car within Minneapolis city limits, the motor vehicle theft trend could be driving your costs up.
Dangerous driving is on the rise in Hennepin County
According to the Minnesota Department of Public Safety’s Office of Traffic Safety, car accidents decreased by 22% from 2018 to 2022.5 But in the same time frame, fatal crashes have increased by 15%.
Year | Fatal crashes | Injury crashes | PDO crashes | Total crashes | Killed | Injured |
|---|---|---|---|---|---|---|
2022 | 60 | 4,822 | 14,036 | 18,918 | 61 | 6,415 |
2021 | 68 | 4,830 | 12,200 | 17,098 | 74 | 6,610 |
2020 | 41 | 4,231 | 11,296 | 15,568 | 46 | 5,760 |
2019 | 38 | 5,895 | 18,007 | 23,940 | 38 | 7,964 |
2018 | 52 | 6,033 | 18,286 | 24,371 | 57 | 8,179 |
In other words, a much higher percentage of Minneapolis’s car crashes are fatal today than they were five years ago—which means that insurance claims are larger than ever before. As claims grow, insurers are raising premiums to meet their higher financial needs.
Average cost of car insurance in Minneapolis by zip code
When determining your car insurance annual premium, insurance companies consider several factors, including the location where you keep your vehicle.
Insurance costs can vary depending on population density, accident rates, crime statistics, and weather conditions. Insurance premiums can differ among zip codes, even within the same city.
Discover how Jerry Insurance Agency has supported drivers in different cities across Minneapolis and Minnesota in fulfilling their insurance needs.
| Zip Code | Average State Minimum Coverage Rate | Average Full Coverage Rate |
|---|---|---|
55401 | $62 | $163 |
55403 | $89 | $190 |
55404 | $133 | $223 |
55409 | $79 | $109 |
55411 | $115 | $212 |
55412 | $85 | $165 |
55413 | $85 | $172 |
55414 | $86 | $190 |
55417 | $120 | $128 |
55418 | $106 | $162 |
55442 | $77 | $77 |
55447 | $50 | $138 |
Car insurance quotes in Minneapolis by rating factors
- Driving history and claims: Insurance providers may charge you higher rates if you have a record of accidents or traffic violations.
- Location: Insurance rates tend to be higher for drivers residing in cities than those in rural areas. Different ZIP codes within the same city may also have varying insurance rates.
- Vehicle type: Luxury, high-performance, and sports cars generally come with higher insurance costs for collision and comprehensive coverage.
- Vehicle usage: Insurance companies may charge higher premiums if you use your car for commuting to work or if you have a higher annual mileage than leisure usage.
- Credit score: A good credit score is often associated with lower insurance premiums, as it indicates financial responsibility.
Keep in mind that these factors can differ among insurance providers. Therefore, it is recommended to directly contact insurance companies or use an online comparison tool to get personalized quotes that suit your needs.
How do different factors impact your car insurance costs in Minneapolis?
How do different factors impact your car insurance costs in Minneapolis?
Allowed (with applicable limitations): Driving experience, gender, age, occupation, credit history, education, marital status.
Prohibited (or effectively prohibited): Employment status, residential status.
Learn more about the car insurance rating factors in Minneapolis:
Cheap car insurance quotes in Minneapolis after driving violations
Your driving history is crucial in determining the quotes for your auto insurance. If insurance companies notice a history of violations, they perceive you as a higher-risk driver, and you’ll be charged higher insurance premiums.
Some of the most common traffic violations that can increase your car insurance rates include:
- Speeding
- DUIs
- At fault accidents
- Reckless driving
Cheapest car insurance in Minneapolis after speeding ticket
The law generally classifies speeding violations in terms of various levels depending on how much the speed limit was exceeded. Levels generally include:
- 1-5 mph over the limit
- 6-10 mph over the limit
- 11-15 mph over the limit
- 16-20 mph over the limit
Although a speeding ticket will likely increase your Minneapolisinsurance premiums, Jerry is a great tool for keeping costs as low as possible.
| Speeding Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Speeding 11-15 | Progressive | $219 | Fanny, 22 Zip: 55432 | Nissan Sentra S | • 100,000/300,000 Liability • Comp / Collision |
Speeding 16-20 | Travelers | $233 | Isaac, 30 Zip: 55404 | BMW X5 M50i | • 100,000/300,000 Liability • Comp / Collision |
Speeding 21+ | Bristol West | $108 | Rosie, 58 Zip: 55434 | Chevrolet Cruze LTZ | • 100,000/300,000 Liability |
Last Updated Nov 19, 2024Cheapest car insurance in Minneapolis after DUI
DUI violations in Minnesota
typically lead to a more substantial increase in car insurance rates than other violations. It is often a good idea to compare rates from multiple insurers to find the most affordable options after a DUI, and Jerry can make hunting for the cheapest provider much simpler.
Larry (30 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Minneapolis, MN (Zip Code: 55414)
GMC Yukon XL Denali$112
per month
Lois (42 years old)
$216
per month
Cheapest car insurance in Minneapolis after an at-fault accident
Your car insurance rates are significantly influenced by your car accident or claim history.
Insurance companies carefully review your past at-fault accidents to assess the level of risk you represent as an insured individual. If you have recently been involved in an at-fault accident, your car insurance rates can experience a substantial increase.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Progressive | $95 | James, 67 Zip: 55410 | Lexus ES 330 | • 100,000/300,000 Liability • Comp / Collision |
At Fault With No Injury | Safeco | $142 | Caleb, 27 Zip: 55438 | Toyota Tacoma Double Cab | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | Allstate | $147 | Dorothy, 25 Zip: 55430 | Honda Pilot EXL | • 50,000/100,000 Liability |
At Fault With No Injury | Travelers | $310 | Eva, 33 Zip: 55414 | Tesla Model 3 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 21, 2024Cheapest car insurance in Minneapolis after other driving violations
In addition to speeding tickets and DUIs, other infractions, such as careless driving and driving with a
suspended license
, can also lead to higher car insurance expenses in Minneapolis.We’ve helped drivers in Minneapolis discover ways to save on their car insurance, even if they have offenses on their Minnesota driving record.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Illegal Turn | Progressive | $85 | Ricardo, 40 Zip: 55407 | Hyundai Sonata SE | • State Minimum Liability |
Failure to Obey Signal | Safeco | $140 | Gussie, 28 Zip: 55416 | Toyota Camry XSE | • 100,000/300,000 Liability • Comp / Collision |
Cell Phone | Bristol West | $208 | Rebecca, 25 Zip: 55448 | Toyota Camry LE | • State Minimum Liability |
Careless Driving | Safeco | $294 | Marion, 31 Zip: 55406 | Pontiac Vibe | • 100,000/300,000 Liability |
Driving on Sus. License | Bristol West | $218 | Rena, 30 Zip: 55444 | Dodge Avenger SE | • 100,000/300,000 Liability |
Failure to Stop | Nationwide | $142 | Lewis, 40 Zip: 55407 | Hyundai Sonata SE | • State Minimum Liability • Comp / Collision |
Improper Passing | Progressive | $160 | Edna, 27 Zip: 55431 | Jeep Renegade Latitude | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 21, 2024Cheap car insurance quotes in Minneapolis by age
Due to their limited driving experience,
insurance rates for young drivers
are often significantly high. However, as individuals age 25, their insurance rates generally decrease. Once individuals reach the age of 75, car insurance costs tend to rise again. Cheapest car insurance in Minneapolis for young drivers
In Minnesota, the age group of 16 to 19 typically faces the highest insurance rates compared to other age groups.
For teen drivers who own newer vehicles, it is advisable to consider opting for full coverage insurance. Why? Teens are more likely to be involved in accidents than other age groups. Full coverage insurance provides greater financial protection in such situations.
We know
finding affordable insurance as a teen
can be tricky—that’s why Jerry is here. See how we helped Minneapolis teens find the perfect insurance policy.Abbie (23 years old)
$66
per month
Jean (24 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Minneapolis, MN (Zip Code: 55408)
Mitsubishi Lancer SE$228
per month
Rachel (22 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Minneapolis, MN (Zip Code: 55430)
$390
per month
Cheapest car insurance in Minneapolis for senior drivers
Typically, we see higher
car insurance rates for seniors
in their mid-70s and older. Older drivers have a heightened susceptibility to accidents and are more likely to sustain severe injuries in the event of a collision. Consequently, insurance providers face substantial medical expenses and higher costs, resulting in elevated car insurance rates.
Mario (70 years old)
$148
per month
Ollie (72 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Minneapolis, MN (Zip Code: 55430)
$93
per month
Walter (77 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Minneapolis, MN (Zip Code: 55417)
$79
per month
Cheap car insurance quotes in Minneapolis based on insurance history
Your insurance history is a significant factor in determining your car insurance rates, especially in terms of whether you currently have coverage or not. Typically, having a
gap in your insurance coverage
leads to higher insurance rates.Jerry sends payment reminders to eligible customers to support Minneapolis drivers in making timely insurance payments and preventing coverage gaps. These reminders are sent when a payment is approaching or if they have fallen behind on their payments.
We’ve helped many customers who are currently uninsured or have experienced coverage lapses in finding opportunities to save on a new policy.
Evan (37 years old)
Currently Insured
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Minneapolis, MN (Zip Code: 55401)
$125
per month
Finding cheap car insurance in Minneapolis: Hear from real drivers
My experience with Jerry and Progressive was awesome. No issues with the insurance at all and using Jerry helped me cost-compare without an official quote, which usually comes with TONS of phone calls from salespersons.
Kyle J., Minneapolis, MN
Shopped around and they had the best prices. And for full coverage you can’t beat that.
Robin G., St. Paul, MN
I found out about Jerry on YouTube and fell in love they have hooked me up with amazing deals and have the best customer service.
Felix N., Crystal, MN
Cheap car insurance quotes in Minneapolis for drivers with poor credit
In Minneapolis, Minnesota, individuals with lower credit scores often face higher insurance costs than those with higher credit ratings, even though credit scores do not directly indicate driving proficiency. Insurance companies have observed a relationship between low credit scores and an increased frequency of filed claims by drivers.
In fact, a recent study by the Consumer Federation of America (CFA) found that drivers in Minnesota with poor credit pay approximately 172% more for the same coverage limits than drivers with excellent credit scores.6
See how Jerry has helped Minneapolis drivers with poor credit find cheap car insurance.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $185 | Ralph, 26 Zip: 55420 | Honda Accord EXL | • 100,000/300,000 Liability |
660 - 750 | Safeco | $106 | Nettie, 31 Zip: 55432 | Chevrolet Equinox LT | • State Minimum Liability • Comp / Collision |
660 - 750 | Bristol West | $70 | Logan, 43 Zip: 55423 | Hyundai Tucson GL | • State Minimum Liability |
550 - 659 | Allstate | $127 | Joshua, 42 Zip: 55401 | Honda Accord Sport Special Edition | • 50,000/100,000 Liability • Comp / Collision |
< 550 | Bristol West | $173 | Ruth, 36 Zip: 55441 | Acura MDX | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 21, 2024Cheap car insurance quotes in Minneapolis for popular cars
Your choice of vehicle has a significant impact on your car insurance premiums. Several factors associated with the type of car affect insurance costs, including repair or replacement costs, the likelihood of theft, and the vehicle's overall safety performance.
Popular makes and models in Minnesota include:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Honda Civic Sport | Progressive | $200 | Maud, 22 Zip: 55407 | • State Minimum Liability |
| Toyota Corolla L | Nationwide | $172 | Alan, 28 Zip: 55443 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 21, 2024How to lower car insurance costs in Minneapolis
1. Shop around and compare quotes
In Minneapolis’s current treacherous insurance climate, the best way to find affordable car insurance in the Twin Cities is to
shop frequently
and compare both quotes and coverage options from multiple providers. 
Jerry offers free quotes for car, renters, and homeowners insurance to drivers in the Minneapolis-St. Paul area.
It’s easy to find coverage at the right level with help from Jerry.
2. Hunt for car insurance discounts
A great
car insurance discount
is the difference between dreading your monthly bills and… well, not celebrating them, but maybe tolerating them. Take a look at these programs to lower your rates:- Good driver discounts: You're due for some savings if you've held aclean driving recordfor at least three years.
- Telematics device discounts: Telematics devices reward calm and mellow driving habits over hard braking and speeding.
- Good student discounts: College and high school students with a B average or better can save money on car insurance.
- Insurance bundle discounts: You could save money if youbundle your home and auto insuranceproducts from the same provider.
3. Increase your deductible for comprehensive and collision coverage
Increasing your deductible is an easy way to reduce your monthly payment without sacrificing coverage.
FAQ
How much is car insurance in Minneapolis?
Car insurance costs Minneapolis drivers an average of $171 per month for full coverage and $89 per month for state minimum coverage.
What is the minimum car insurance in Minneapolis, Minnesota?
The minimum car insurance required by law in Minneapolis and the state of Minnesota is 30/60/10 liability insurance, $40,000 of personal injury protection (PIP), and 25/50 uninsured/underinsured motorist coverage.
What is the cheapest car insurance in Minneapolis?
The cheapest car insurance provider in Minneapolis, according to Jerry’s data, is Travelers Insurance at just $124 per month for full coverage.
What is the best car insurance in Minneapolis?
The best car insurance company in Minneapolis is different for every driver, based on individual quotes, customer service, and claims handling experience. AAA, Safeco, and GEICO all received top marks from Minnesota drivers in Jerry’s insurance shopping survey.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. We analyzed over 25 million car insurance quotes and conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). All average quote data is based on rates for single drivers with a clean record and a single car between the ages of 35 and 65.
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Sources
Meet our experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.