Best cheap car insurance quotes in Long Prairie
Every single driver in the Land of 10,000 Lakes is legally required to carry a specified amount of liability coverage—but, in most circumstances, we highly recommend adding additional types of coverage as a safety net.
Cheap minimum liability insurance quotes in Long Prairie
Like most U.S. states, Minnesota car insurance law
requires all drivers to meet all minimum car insurance requirements before hitting the road. This includes the following: Jerry has helped car drivers in Long Prairie who use Jerry to secure affordable minimum liability insurance plans.
Coverage
State Minimum
Long Prairie, MN
(Zip Code: 56347) Do you need more than minimum coverage in Long Prairie?
The best car insurance policy likely includes more than the minimum liability coverage.
If you are in an at-fault accident, you could be responsible for paying medical bills and vehicle repairs that cost far more than the state-mandated 30/60/10 coverage limits, especially if the vehicle is totaled or the driver is severely injured. Thus, raising your coverage level offers better protection.
The bottom line: Invest in 100/300/100 liability coverage for optimal protection—even if you choose to forego full coverage.
Cheap full coverage car insurance quotes in Long Prairie
Full coverage
isn’t legally required in Long Prairie, but it will provide valuable coverage if you happen to be injured—or your vehicle happens to be damaged—in an at-fault accident. Full coverage includes comprehensive
and collision coverage
. Collision coverage provides financial assistance for repairing or replacing your vehicle that has been damaged in an accident. On the other hand, comprehensive coverage offers coverage for damages caused by almost everything else—vandalism, environmental factors, and even theft.
Remember that if you lease or finance a vehicle, your auto loan provider will likely require you to maintain full coverage until your loan is paid off.
We’ve helped our users in Long Prairie, Minnesota, secure affordable full coverage policies.
Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
---|
• 100,000/300,000 Liability • Comp / Collision | Progressive | $74 | | Ford Fusion SE |
• 100,000/300,000 Liability • Comp / Collision | Safeco | $112 | | Chevrolet Traverse LT |
Last Updated Nov 5, 2024