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Vehicle type | Monthly minimum coverage cost | Monthly full coverage cost |
---|---|---|
Kia Optima | $104 | $231 |
Date | Car | Insurance company | Premium (monthly) | Customer | Insurance coverage |
---|---|---|---|---|---|
March 28, 2024 | KIA Optima EX | AAA | $78 | Joseph, 25 | • State Minimum Liability |
March 28, 2024 | KIA Optima LX | Safeco | $135 | Blake, 67 | • 100,000/300,000 Liability • Comp / Collision |
March 15, 2024 | KIA Optima LX | Gainsco | $157 | Agnes, 28 | • State Minimum Liability |
March 12, 2024 | KIA Optima LX | Progressive | $170 | Lucille, 25 Rogersville, MO | • 50,000/100,000 Liability |
March 10, 2024 | KIA Optima LX | Nationwide | $102 | Adeline, 38 | • State Minimum Liability • Comp / Collision |
Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
---|---|---|---|---|
Safeco | 4.6 | 4.4 | 4 | 4.5 |
Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
AAA | 4.2 | 4 | 3.8 | 4.4 |
Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
USAA | 4 | 3.5 | 4.5 | 4.2 |
State Farm | 4 | 3.4 | 3.8 | 4.2 |
Farmers | 4 | 3.4 | 4.1 | 3.9 |
Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
Car | Monthly minimum coverage cost | Monthly full coverage cost |
---|---|---|
Optima KIA | $107 | $280 |
Optima KIA EX | $111 | $200 |
Optima KIA Hybrid | $107 | $193 |
Optima KIA LX | $102 | $201 |
Optima KIA Magentis | $72 | $117 |
Optima KIA SX | $109 | $206 |
Optima KIA SXL | $92 | $206 |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $200 | Stella, 37 | • 50,000/100,000 Liability • Comp / Collision | |
Allstate | $271 | Glen, 27 | • 100,000/300,000 Liability • Comp / Collision | |
Travelers | $158 | Mable, 37 | • State Minimum Liability • Comp / Collision | |
Gainsco | $296 | Isabella, 25 | • State Minimum Liability • Comp / Collision | |
National General | $166 | Gregory, 35 | • State Minimum Liability |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Nationwide | $138 | Jennie, 34 | • 50,000/100,000 Liability • Comp / Collision | |
Allstate | $167 | Scott, 22 | • 100,000/300,000 Liability • Comp / Collision | |
Safeco | $130 | Ian, 39 | • State Minimum Liability • Comp / Collision | |
Mercury | $131 | Madge, 28 Mc Clure, IL | • State Minimum Liability • Comp / Collision | |
Clearcover | $144 | Amy, 65 | • State Minimum Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
AAA | $141 | Ethan, 30 | • 50,000/100,000 Liability • Comp / Collision | |
Safeco | $163 | Bobby, 49 | • 100,000/300,000 Liability • Comp / Collision | |
Nationwide | $411 | Ivan, 23 | • State Minimum Liability • Comp / Collision | |
Plymouth Rock | $246 | Mildred, 23 | • State Minimum Liability | |
Clearcover | $92 | Teresa, 28 | • 100,000/300,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Allstate | $104 | Joe, 25 | • 50,000/100,000 Liability | |
Travelers | $128 | Curtis, 32 | • 100,000/300,000 Liability • Comp / Collision | |
AAA | $229 | Leo, 29 Albrightsville, PA | • 25,000/50,000 Liability • Comp / Collision | |
Gainsco | $327 | Georgie, 75 | • State Minimum Liability | |
State Auto | $66 | Justin, 45 | • State Minimum Liability |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Nationwide | $92 | Georgie, 33 | • State Minimum Liability • Comp / Collision | |
Clearcover | $158 | Jack, 34 | • 50,000/100,000 Liability • Comp / Collision | |
Mercury | $131 | Lora, 28 | • 100,000/300,000 Liability • Comp / Collision | |
Bristol West | $212 | Alejandro, 23 | • State Minimum Liability | |
Plymouth Rock | $193 | Rena, 31 | • State Minimum Liability |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Nationwide | $93 | Anne, 38 | • 50,000/100,000 Liability • Comp / Collision | |
Safeco | $154 | Isabelle, 52 | • 100,000/300,000 Liability • Comp / Collision | |
2015 | Allstate | $235 | Aiden, 33 | • State Minimum Liability • Comp / Collision |
Travelers | $63 | Sam, 57 | • 100,000/300,000 Liability • Comp / Collision | |
AAA | $92 | Anne, 25 | • State Minimum Liability |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $114 | Jayden, 46 | • 50,000/100,000 Liability | |
2014 KIA Optima SX | Travelers | $232 | Etta, 28 | • 100,000/300,000 Liability • Comp / Collision |
Safeco | $73 | Jessie, 39 West Alexandria, OH | • State Minimum Liability • Comp / Collision | |
AAA | $179 | Sallie, 21 | • 30,000/60,000 Liability • Comp / Collision | |
Nationwide | $177 | Larry, 41 | • 50,000/100,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Nationwide | $229 | Jack, 44 | • 50,000/100,000 Liability • Comp / Collision | |
Travelers | $167 | Calvin, 27 | • 100,000/300,000 Liability • Comp / Collision | |
AAA | $107 | Samuel, 32 | • State Minimum Liability • Comp / Collision | |
Safeco | $95 | Florence, 67 Warrenton, OR | • State Minimum Liability • Comp / Collision | |
Clearcover | $186 | Rosetta, 21 | • State Minimum Liability • Comp / Collision |
Vehicle type | Monthly minimum coverage cost | Monthly full coverage cost |
---|---|---|
$84 | $175 | |
$98 | $225 | |
Kia Optima | $104 | $231 |
$105 | $241 | |
$116 | $261 |
Rating type | Rating |
---|---|
Headlights (varies by trim/option) | Good/Poor depending on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
LATCH ease of use | NoCredit |
Safety feature | Description |
---|---|
Knee airbags | Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident. |
Stability control | Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle. |
Anti-lock brakes | ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking. |
Security system | The vehicle is equipped with a means of anticipating and/or detecting unwanted vehicle intrusion. |
Front-impact airbags | Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash. |
Anti-whiplash | Anti-whiplash head restraints actively react to rear collision forces and craddle the occupants head in an effort to reduce the likelihood of a whiplash injury. |
Overhead airbags | Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover. |
Pretensioners | Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision. |
Side impact airbags | Side impact airbags for the front seats have been designed to protect the torso during a side impact collision. |
Speeding Type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
---|---|---|---|---|---|
Speeding 1-5 | KIA Optima SX | Progressive | $103 | Ollie, 55 Topping, VA | • 50,000/100,000 Liability • Comp / Collision |
Speeding 6-10 | KIA Optima SX | Progressive | $109 | Kenneth, 24 | • 100,000/300,000 Liability • Comp / Collision |
Speeding 11-15 | KIA Optima Hybrid | Mercury | $125 | Gertrude, 28 | • State Minimum Liability • Comp / Collision |
Speeding 16-20 | KIA Optima LX | Travelers | $401 | Mathilda, 26 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 21+ | KIA Optima EX | Bristol West | $229 | Vernon, 23 | • 100,000/300,000 Liability |
Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
---|---|---|---|---|---|
At Fault With Injury | KIA Optima LX | Progressive | $143 | Ivan, 27 Grand Island, FL | • State Minimum Liability • Comp / Collision |
At Fault With Injury | KIA Optima LX | Nationwide | $93 | Anne, 38 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | KIA Optima LX | Allstate | $122 | Ann, 42 | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | KIA Optima LX | Travelers | $540 | Lucy, 38 | • 250,000/500,000 Liability • Comp / Collision |
At Fault With No Injury | KIA Optima LX | Safeco | $235 | Effie, 32 Kimball, MI | • 100,000/300,000 Liability • Comp / Collision |
Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|---|
Illegal Turn | KIA Optima EX | Progressive | $107 | Robert, 51 | • State Minimum Liability |
Defective Equipment | KIA Optima LX | AAA | $143 | Terry, 32 | • 30,000/60,000 Liability |
Failure to Obey Signal | KIA Optima LX | Safeco | $119 | Owen, 29 | • 500,000/500,000 Liability |
Wrong Way/Wrong Lane | KIA Optima LX | Bristol West | $234 | Nelle, 31 | • State Minimum Liability |
Cell Phone | KIA Optima LX | National General | $285 | Ernest, 40 | • State Minimum Liability |
Careless Driving | KIA Optima LX | Gainsco | $299 | Mable, 31 | • 30,000/60,000 Liability • Comp / Collision |
Driving on Sus. License | KIA Optima LX | Allstate | $285 | Wayne, 26 | • State Minimum Liability • Comp / Collision |
Failure to Obey Signal | KIA Optima LX | Safeco | $119 | Ricky, 29 | • 500,000/500,000 Liability |
Seat Belt | KIA Optima LX | Bristol West | $149 | Adam, 31 | • State Minimum Liability |
Improper Passing | KIA Optima LX | Allstate | $146 | Mable, 45 Martell, NE | • 50,000/100,000 Liability • Comp / Collision |