4.7/5 App Store Rating
12,000+ Reviews · Trusted by 3.5M+ Customers

Compare quotes for Ford Fiesta Titanium car insurance cost, 2023

Find out if you're getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Ford Fiesta Titanium owners is $2,145 a year. However, exact rates vary from model to model: for instance, the Mustang Shelby Gt350 costs $197 more per year to insure than the Escort Gt

Ford Fiesta Titanium car insurance cost

One of the primary determining factors for your Ford Fiesta Titanium insurance rate is the age of your vehicle. Here's how much it costs to insure your Fiesta Titanium by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Ford Fiesta Titanium , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Ford Fiesta Titanium

If you drive a Ford, you probably put a high value on the things Ford does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Ford Fiesta Titanium drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Plymouth Rock$2,856$1,247
National General$2,282$930
Aspire Advantage$1,332$601
Commonwealth Insurance$972$115

Compare car insurance quotes for Ford Fiesta Titanium

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Ford insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
January 30, 202221001MDAberdeenWarren K.35Clearcover$1,569$1,564
December 22, 202187106NMAlbuquerqueTom A.25Kemper$1,032$862
September 18, 202156461MN
Dominic L.25Progressive$1,524$799
August 19, 202117046PALebanonElizabeth H.23Progressive$1,440$998
October 8, 202075060TXIrvingAdele M.30Kemper$960$825

Best car insurance companies for Ford Fiesta Titanium drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,411$740
Driving on Sus. License$4,608$1,408
Speeding under 15$1,468$345

How much does Ford Fiesta Titanium insurance go up after a DUI?

If you get a DUI while driving your Fiesta Titanium, you can expect your premium to increase by an average of 36%.

How much does Ford Fiesta Titanium insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Fiesta Titanium, your insurance premium could increase by an average of 33%

Best Car Insurance for Ford Fiesta Titanium by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $24 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Ford Fiesta Titanium by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Ford Fiesta Titanium drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
September 18, 2021Ford Fiesta Titanium$127/mo.$67/mo.56461MNJohnny M.25Progressive
October 8, 2020Ford Fiesta Titanium$80/mo.$69/mo.75060TXMyra C.30Kemper
December 22, 2021Ford Fiesta Titanium$86/mo.$72/mo.87106NMLeroy Y.25Kemper
August 19, 2021Ford Fiesta Titanium$120/mo.$83/mo.17046PAPhoebe C.23Progressive
January 30, 2022Ford Fiesta Titanium$131/mo.$130/mo.21001MDJose R.35Clearcover

Driving a Ford Fiesta Titanium

The Ford Fiesta Titanium is a great pick for those looking for a subcompact car with style. While the standard Ford Fiesta boasts an 8/10 rating from Car and Driver, the Titanium trim adds a layer of luxury to the model, all at an accessible starting price of $20,070.As a premium trim in the line, the Ford Fiesta Titanium is packed with standard features that are only optional in other trim levels. That includes heated leather seats, an 8.8-inch infotainment screen, auto headlights, cruise control, climate control, and an 8-speaker Sony sound system.There are a few engine options available, but the standard 1.6-liter four-cylinder will get about 120 hp and deliver 31 mpg combined city and highway. There’s also an option for a 1.0-liter three-cylinder turbo-boosted engine, bumping the mileage up to 36 mpg. The smooth ride, solid fuel mileage, and luxurious finishes make the Ford Fiesta Titanium a contender for a top spot in the rankings of reliable family cars.For all your questions about insuring a Ford Fiesta Titanium, car insurance has the answers.
If you own a Ford Fiesta Titanium , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Ford Fiesta Titanium new, it’s worth considering new car replacement insurance to protect your investment.
Key Takeaway: The more your Ford Fiesta Titanium is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Ford Fiesta Titanium?

The average annual cost to insure a model is $2,145. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

Easiest way to compare and buy car insurance

No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
Find insurance savings — it's 100% free