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Cheapest car insurance in Kansas City, Missouri (Apr 2024)
Cheapest car insurance in Kansas City, Missouri (Apr 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Kansas City, Missouri.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by R.E. Fulton, Licensed Insurance Agent —Senior Content Writer
What's on this page?
- How to find the cheapest car insurance in Kansas City, Missouri
- Best car insurance companies in Kansas City
- Best cheap car insurance quotes in Kansas City
- Average cost of car insurance in Kansas City
- Car insurance quotes in Kansas City by rating factors
- How do different factors impact your car insurance costs in Kansas City?
- Cheap car insurance quotes in Kansas City after driving violations
- Cheap car insurance quotes in Kansas City by age
- Cheap car insurance quotes in Kansas City based on insurance history
- Cheap car insurance quotes in Kansas City for popular cars
- How to lower car insurance costs in Kansas City
- FAQ
- Methodology
- Meet our experts
Load full table of contents
How to find the cheapest car insurance in Kansas City, Missouri
The average Kansas City car owner pays about $103 per month for minimum liability coverage, and around $159 monthly for full coverage insurance. This is about 8% less less than the Missouri state average.
To find the cheapest
car insurance
rates in Kansas City, Missouri
, you need to compare rates from multiple providers. The quickest and easiest way to do this is with the Jerry
app. Jerry uses your driving profile to compare rates from dozens of providers in your area to find you the best coverage at the best price. Take a look at the table below to see some of the rates Kansas City drivers have found by shopping with Jerry.
| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $88 | Mario, 31 Zip: 64117 | Honda Odyssey EXL | • State Minimum Liability |
| Allstate | $237 | Alberta, 30 Zip: 64116 | Ford Mustang | • 50,000/100,000 Liability • Comp / Collision |
| Travelers | $86 | Dennis, 30 Zip: 64154 | Ford Escape SE | • 100,000/300,000 Liability • Comp / Collision |
| AAA | $108 | Eva, 24 Zip: 64108 | Hyundai Elantra SE | • State Minimum Liability • Comp / Collision |
| State Auto | $325 | Juan, 37 Zip: 64131 | Jeep Cherokee Latitude Plus | • State Minimum Liability • Comp / Collision |
Last Updated Apr 15, 2024Best car insurance companies in Kansas City
There’s no single car insurance company offering the best coverage or the best price for Kansas City car insurance.
Your insurance costs are based on your unique driving profile, which includes everything from demographic info to your driving history and even your credit score. Plus, each insurer has its own algorithm for using drivers’ information to
calculate insurance premiums
, so the cheapest car insurance company for you may be the most expensive for another driver.That’s why it’s so important to
compare car insurance quotes
before you make a selection. But it’s also helpful to know where to start—that’s why Jerry conducted the largest insurance carrier survey in the US.Industry giants like
State Farm
, GEICO
, and Allstate
may enjoy the biggest market share, but our survey shows that the following insurers are rated highest for cost satisfaction in Missouri:The table below shows how drivers in Kansas City rate different companies on a scale of 0 to 5.
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| Progressive | 4.1 | 3.9 | 3.4 | 4.1 |
| Geico | 3.8 | 3.6 | 3.7 | 4.2 |
Liberty Mutual | 3.8 | 2.5 | N/A | 3 |
| USAA | 3.7 | 3.8 | N/A | 4.4 |
| State Farm | 3 | 2.8 | N/A | 3.6 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Kansas City
The very cheapest insurance for drivers in KCMO is state-minimum liability-only coverage—but this leaves you at risk for significant out-of-pocket costs and even lawsuits following an accident. That’s why insurance experts recommend at least upgrading your liability coverage limits and also purchasing physical damage protections for your own vehicle.
Cheap minimum liability insurance quotes in Kansas City
Missouri’s minimum car insurance requirements
include the following coverage limits:- $50,000 bodily injury liability per accident
Here are some examples of quotes Kansas City car owners have found shopping with Jerry:
Mario (31 years old)
$88
per month
Luella (37 years old)
$176
per month
Chase (25 years old)
$138
per month
Do you need more than minimum coverage in Kansas City?
The short answer—yes. Though it costs more, increased liability limits and physical damage coverage are worth the added cost for almost every Kansas City driver.
Even a minor at-fault accident can quickly max out Missouri’s minimum liability requirements, leaving you at risk for lawsuits and massive unplanned out-of-pocket expenses. Plus, liability-only coverage offers no benefits to protect you in the event of vehicle theft, weather damage, or other such occurrences.
The bottom line: Kansas City, Missouri drivers need a full coverage policy that includes both comprehensive and collision insurance as well as increased liability limits of at least 50/100/50 or 100/300/100
Cheap full coverage car insurance quotes in Kansas City
When you choose full coverage, you’re choosing a policy that includes not only the state-mandated liability coverage limits but also comprehensive insurance and collision coverage.
- Comprehensive coveragepays for damages associated with things like severe weather, theft, and hitting an animal with your car.
- Collision coveragepays for damage caused by collisions with other vehicles or stationary objects.
If you’re leasing a vehicle or purchasing one with a car loan, your lender will require you to carry full coverage for the duration of your loan or lease. But even if your car is paid off, the added peace of mind and financial and legal protection is well worth the added expense.
Here are some examples of the great rates for full coverage policies Kansas City drivers have found by shopping with Jerry.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | Progressive | $104 | Nathaniel, 56 Zip: 64157 | Toyota Highlander Platinum |
• 100,000/300,000 Liability • Comp / Collision | Travelers | $86 | Dennis, 30 Zip: 64154 | Ford Escape SE |
• 100,000/300,000 Liability • Comp / Collision | Nationwide | $114 | Dora, 27 Zip: 64118 | Ford Escape Titanium |
• 50,000/100,000 Liability • Comp / Collision | Allstate | $237 | Alberta, 30 Zip: 64116 | Ford Mustang |
• State Minimum Liability • Comp / Collision | Bristol West | $433 | Curtis, 25 Zip: 64128 | Jeep Wrangler Unlimited Sahara |
Last Updated Apr 13, 2024Rates can vary significantly from one provider to the next—that’s why comparison shopping is so important when it comes to finding competitive rates on car insurance.
Jerry,
a licensed broker
working with dozens of top-rated auto insurance companies, has created a free app drivers can use to quickly compare rates among providers in their area for free. Plus, Jerry’s team of over 100 licensed insurance agents is available to answer questions seven days a week.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Kansas City
Kansas City drivers pay around $159 per month or $1,911 per year for full coverage. Minimum liability policies average about $103 per month or $1,232 per year.
But remember, these are just averages. What you pay for insurance will depend not only on the provider you choose, but also on several highly-individualized factors, including your demographics, discount eligibility, and even your ZIP code.
Average cost of car insurance in Kansas City by zip code
Kansas City drivers know that not all parts of the city are the same—some areas are notorious for traffic congestion while others are infamous for their high crime rates. Living in these areas means you’re at greater risk of accidents, vandalism, theft, and other vehicle damage, which leads to higher average car insurance rates.
To see how your ZIP code could affect your Kansas City insurance rates, check out the table below.
| Zip Code | Average State Minimum Coverage Rate | Average Full Coverage Rate |
|---|---|---|
64109 | $92 | $188 |
64110 | $72 | $155 |
64111 | $74 | $136 |
64114 | $69 | $135 |
64116 | $63 | $174 |
64117 | $62 | $122 |
64124 | $91 | $235 |
64127 | $106 | $244 |
64128 | $97 | $159 |
64129 | $88 | $286 |
64130 | $83 | $213 |
64131 | $68 | $155 |
64132 | $84 | $252 |
64133 | $71 | $210 |
64134 | $95 | $158 |
64137 | $59 | $257 |
64138 | $64 | $163 |
64151 | $74 | $197 |
64152 | $81 | $109 |
64155 | $69 | $117 |
Car insurance quotes in Kansas City by rating factors
In addition to ZIP code, providers in and around Kansas City will use other factors to
calculate your insurance premiums
. These factors include:- Your driving record and claims history: More tickets and insurance claims make you a higher risk to insure, which means higher premiums.
- Your demographics: Your age, gender, and marital status can all influence your insurance costs.
- Your mileage: The more you drive, the more likely it is you’ll eventually be in a car accident, which means you’ll pay higher premiums.
- The make/model of your car: More expensive vehicles, like luxury cars and high-performance vehicles, typically cost more to repair or replace, which is why they’re often more expensive to insure.
How do different factors impact your car insurance costs in Kansas City?
How do different factors impact your car insurance costs in Kansas City?
Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.
Prohibited (or effectively prohibited): Missouri currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Kansas City:
Cheap car insurance quotes in Kansas City after driving violations
A primary rating factor impacting insurance costs in Kansas City is your
Missouri driving record
. Drivers with serious traffic offenses and/or at-fault accidents on their record are viewed as higher-risk policyholders that could cost a provider more money to insure than a safe driver with a clean record. Some common violations that can lead to increased car insurance costs include:
- Speeding
- DUIs
- At-fault accidents
- Reckless driving
- Driving on a suspended license
Cheapest car insurance in Kansas City after speeding ticket
In Missouri, car insurance costs can increase as much as 17% or more following a speeding ticket. But Jerry has successfully helped hundreds of Kansas City drivers find affordable rates even after a ticket or two.
| Speeding Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Progressive | $163 | Josephine, 26 Zip: 64118 | Ford Taurus SEL | • State Minimum Liability |
Speeding 11-15 | Allstate | $169 | Charlie, 32 Zip: 64134 | Volkswagen Jetta S | • 50,000/100,000 Liability • Comp / Collision |
Speeding 16-20 | Safeco | $213 | Iva, 25 Zip: 64118 | KIA Optima LX | • State Minimum Liability • Comp / Collision |
Last Updated Apr 16, 2024Cheapest car insurance in Kansas City after DUI
A DUI is a serious offense no matter which state you’re driving in, so it’s no surprise that a DUI conviction will raise your rates significantly for at least a few years. In fact, the
high-risk
associated with insuring drivers convicted of DUI leads some providers to deny them coverage altogether.Clifford (36 years old)
$135
per month
Gainsco
Fanny (42 years old)
$121
per month
Clearcover
Augusta (33 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Kansas City, MO (Zip Code: 64105)
$182
per month
Cheapest car insurance in Kansas City after an at-fault accident
At-fault accidents on your record can be just as bad, if not worse, than tickets. Not only do they represent increased risk, but they also provide proof that insuring you has led to claims payouts and could again.
If you have even one at-fault accident on your record, you should expect higher rates than drivers with none. But as with other cost-increasing issues, Jerry can still help you find affordable coverage.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Progressive | $78 | Walter, 50 Zip: 64127 | KIA Forte LX | • State Minimum Liability |
At Fault With No Injury | Travelers | $171 | Winifred, 37 Zip: 64151 | Infiniti QX60 | • 50,000/100,000 Liability • Comp / Collision |
Not At Fault | Safeco | $200 | Hallie, 32 Zip: 64112 | Tesla Model Y | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Allstate | $176 | Sadie, 26 Zip: 64151 | Jeep Grand Cherokee Limited | • 250,000/500,000 Liability • Comp / Collision |
Last Updated Apr 14, 2024Cheapest car insurance in Kansas City after other driving violations
Of course, DUIs, speeding tickets, and at-fault accidents aren’t the only moving violations that can lead to increased insurance premiums in Kansas City. Other offenses, such as reckless driving, driving on a suspended license and running a red light can also affect your insurance costs.
Take a look at the table below to see how these and other common moving violations can affect your insurance rates.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Illegal Turn | Progressive | $98 | Keith, 29 Zip: 64118 | Toyota RAV4 Limited | • 50,000/100,000 Liability • Comp / Collision |
Failure to Obey Signal | Nationwide | $147 | Isabella, 25 Zip: 64109 | Ford F250 | • State Minimum Liability • Comp / Collision |
Cell Phone | Progressive | $226 | Ida, 28 Zip: 64134 | GMC Sierra K1500 SLT | • State Minimum Liability • Comp / Collision |
Careless Driving | Clearcover | $71 | Manuel, 34 Zip: 64108 | Honda Accord EX | • State Minimum Liability • Comp / Collision |
Driving on Sus. License | Safeco | $151 | Rebecca, 49 Zip: 64126 | GMC Yukon Denali | • 100,000/300,000 Liability • Comp / Collision |
Failure to Obey Signal | Allstate | $127 | Lina, 25 Zip: 64109 | Ford F250 | • State Minimum Liability • Comp / Collision |
Improper Passing | Bristol West | $168 | Bernard, 50 Zip: 64118 | Chevrolet Silverado K2500 Heavy Duty LT | • State Minimum Liability |
Last Updated Apr 16, 2024Cheap car insurance quotes in Kansas City by age
Young and inexperienced drivers pay more for insurance than any other drivers based on the national average. Specifically, drivers aged 16 to 19 should expect higher auto insurance premiums than any other age group.
Once you hit 25, you should expect to see your rates steadily decrease over time—assuming you keep a clean record and solid insurance history. This decrease in insurance costs should continue through your forties and fifties, with middle-aged drivers enjoying the cheapest auto insurance thanks to years of experience and long insurance histories.
Around age 75, the risk associated with slowing reflexes and increased risk of injury can result in a slight rate increase.
Cheapest car insurance in Kansas City for young drivers
Elevated insurance rates for new and teen drivers are mostly due to their limited driving experience. This lack of experience leads to increased risk of accidents, and increased car insurance premiums.
If you or your child is a novice driver hitting the road, it might be tempting to forego full coverage in order to save money, but this is ill-advised. Inexperienced drivers, especially, need the added protections of increased liability limits and physical damage coverage for their cars.
Jerry specializes in assisting inexperienced and teen drivers in locating the most affordable options for coverage, as you can see in the affordable rates listed below.
Martha (23 years old)
$119
per month
Eva (24 years old)
$108
per month
Gussie (23 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Kansas City, MO (Zip Code: 64118)
$185
per month
Cheapest car insurance in Kansas City for senior drivers
Senior drivers, especially those aged 75 and over, may see an increase in their rates for two reasons:
- As drivers age, response-time slows, leading to increased risk of accidents.
- Accidents involving senior drivers typically result in more severe injuries and increased medical expenses
To see how this increase plays out in real quotes, take a look at those collected below:
Mitchell (69 years old)
$92
per month
Robert (66 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Kansas City, MO (Zip Code: 64133)
$122
per month
Nellie (100 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
Kansas City, MO (Zip Code: 64120)
$176
per month
Cheap car insurance quotes in Kansas City based on insurance history
Your insurance history, like your driving history, is a significant rating factor for insurers. Specifically, insurers are looking for a long, unbroken history marked by a low instance of claims.
A short insurance history or one broken by periodic lapses in coverage can lead to increased auto insurance rates. Take a look at the quotes assembled below to see how currently-insured drivers usually pay less for coverage than those not currently insured.
Jean (31 years old)
$88
per month
Curtis (25 years old)
Currently Insured
Coverage100,000 per person
300,000 per accident bodily injury
Kansas City, MO (Zip Code: 64108)
$79
per month
Cora (24 years old)
$108
per month
Frederick (25 years old)
$138
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
I was paying 220 for full coverage thru state farm but swapping over to clear cover I instantly started saving 100$ and they are easy to use!
Lane
I'm happy with the quote I was given from Progressive and Jerry's assistance I'm finding an insurance company with in my budget
Troy
This car insurance is so cheap! I love it and it was so convenient!! Paying is even convenient!
Addison
Just started coverage a couple days ago i already feel safe
Jamal
Cheap car insurance quotes in Kansas City for drivers with poor credit
Missouri is one of 46 states that allow insurers to
use your credit score
as a determining factor in calculating your insurance premiums. Since providers have seen a correlation between poor credit scores and high instances of claims filing, those with good credit are more likely to see the most competitive rates.Based on our data, drivers with credit scores below 550 typically pay about 20% more for car insurance than drivers with credit histories rated 750 or higher.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $151 | Lily, 47 Zip: 64111 | Toyota Camry L | • 250,000/500,000 Liability • Comp / Collision |
660 - 750 | Allstate | $176 | Daisy, 26 Zip: 64151 | Jeep Grand Cherokee Limited | • 250,000/500,000 Liability • Comp / Collision |
660 - 750 | Safeco | $200 | Hallie, 32 Zip: 64112 | Tesla Model Y | • 50,000/100,000 Liability • Comp / Collision |
550 - 659 | Travelers | $146 | Joseph, 33 Zip: 64111 | Honda Civic EX | • 100,000/300,000 Liability • Comp / Collision |
< 550 | Gainsco | $185 | Christine, 39 Zip: 64154 | BMW X3 xDrive28i | • State Minimum Liability • Comp / Collision |
Last Updated Apr 13, 2024Cheap car insurance quotes in Kansas City for popular cars
Of course, the type of vehicle you drive also plays a part in the amount you pay for auto insurance coverage. Your vehicle type can affect the costs of repairs and replacement, and it can also affect the likelihood of theft and overall safety of the vehicle.
Missouri’s most popular cars include:
- Toyota Camry
- Chevrolet Equinox
- Honda Accord
- Ford F-150
- Toyota Corolla
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Toyota Camry L | Progressive | $151 | Lily, 47 Zip: 64111 | • 250,000/500,000 Liability • Comp / Collision |
| Chevrolet Equinox LT | Travelers | $210 | Mason, 29 Zip: 64151 | • 50,000/100,000 Liability • Comp / Collision |
| Honda Accord LX | Nationwide | $107 | Rosalie, 44 Zip: 64133 | • State Minimum Liability • Comp / Collision |
| Toyota Corolla | Allstate | $132 | Lewis, 25 Zip: 64124 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 16, 2024Cheapest car insurance in Kansas City for new vs. old car
Since newer vehicles often come with higher repair costs, they’re often more expensive to insure than older examples of the same model.
Our research indicates that insurance costs for a car more than 10 years old typically average about $96 per month in Kansas City. The average cost to insure the same vehicle when it’s less than four years old is $146 monthly.
Mario (31 years old)
$88
per month
Eva (24 years old)
$108
per month
Juan (37 years old)
$325
per month
Clearcover
Jorge (27 years old)
$164
per month
How to lower car insurance costs in Kansas City
1. Shop around and compare quotes
Each car insurance company uses its own formula to calculate premiums—and those formulas are updated regularly. To make sure you’re always paying the best rate for the coverage you need, insurance experts recommend shopping for new coverage every six months, and comparing quotes from at least three providers when you do.
If this sounds like a lot of work, we hear you—but Jerry makes it easy.
When you shop for and purchase coverage using the free Jerry app, you’ll get free quotes based on a comparison of offers from dozens of providers in under a minute. Plus, when you activate the app’s auto-reshop feature, we’ll automatically reshop your policy each time it comes up for renewal and alert you anytime a lower rate may be available.
2. Hunt for car insurance discounts
When you’re shopping for a car insurance policy,
car insurance discounts
should be a key factor in your selection criteria. All providers offer at least a few discounts, but here are a few of the most common to look out for:- Good driver discounts. Insurance providers love a clean driving record since it signals low insurance risk and a decreased likelihood of claims payouts. That’s why drivers who avoid accidents or tickets for a certain period are often rewarded with discounts.
- Telematics discounts. Allowing your provider to track your driving habits with a telematics app or device can lead to big savings. Some insurers offer a discount just signing up, but you can expect the biggest savings from driving well during the test period.
- Good student discounts. Providers often offer discounts to full-time students who maintain a B average or better, making those otherwise high young-driver policies more affordable.
- Bundling discounts. Most providers offer discounts to drivers who purchase more than one type of coverage from them. Be sure to look forbundling discountsif you purchase homeowners insurance or renters insurance and auto coverage from the same insurance company.
3. Increase your deductible for comprehensive and collision coverage
When you select a higher deductible, you shoulder more of the cost associated with your vehicle repairs and decrease the number of small claims you might file. As these both lead to savings for your insurer, you can expect lower premiums with a higher deductible.
Just be sure you select an amount you can comfortably afford in the event of an accident.
FAQ
What is the best car insurance in Kansas City?
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. AAA, Nationwide, and Liberty Mutual receive good ratings from Kansas City drivers, based on the largest car insurance survey in the nation conducted by Jerry.
What is the cheapest car insurance in Kansas City?
Based on thousands of Kansas City drivers Jerry has worked with, car insurance in Kansas City costs an average of $103 per month for state-minimum coverage and $159 per month for full coverage.
What is the minimum car insurance in Kansas City, Missouri?
Missouri’s minimum car insurance requirements
include the following coverage limits for your Kansas City auto insurance policy:- $25,000 per person and $50,000 per accident in underinsured /uninsured motorist coveragefor bodily injury
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes and conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
