Best Car Insurance for Ford Fiesta SE 2022

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Best insurance for Ford Fiesta SE

One of the biggest factors determining your auto insurance rates is the model of car you drive. When setting your insurance premiums, providers consider how much it will cost them to replace or repair your vehicle.
Within each make, insurance premiums will vary as well because each model will have a different price, safety rating, and reliability standard—all of which impact your car insurance premiums.
Jerry is the insurance broker app that helps people save money on their car insurance quickly and easily.
Drivers save as much as 34% per year insuring their Ford Fiesta SE when they switch insurance providers with Jerry.
Want more proof? Here are some real quotes for Ford Fiesta SE drivers after switching with Jerry.
Quote DateZip CodeStateCityAgeInsurance Company
Before Jerry
After Jerry
2021-04-1407018NJEast Orange23Progressive$3,840$2,232
Use Jerry to compare the insurance prices of up to 50+ carriers in only 45 secondsFind savings now

How much does it cost to insure a Ford Fiesta SE

The average annual cost to insure a Ford Fiesta SE is $2,472, which is $407 lower than the average annual cost to insure Fords. The base cost of your vehicle will make an impact on your insurance rates—in general, a more expensive car will have higher coverage costs.
The price of your premiums also is impacted by what coverage you choose.
No-fault states require you to carry personal injury protection, as well. This coverage kicks in to pay for your party’s medical bills and lost income no matter who caused the accident.
Other states may mandate uninsured motorist coverage which will cover your costs if you are in an accident with an uninsured or underinsured driver.
Most states also require varying amounts of liability insurance, which covers damage to other drivers (bodily injury liability) and their cars (property damage liability) if you are at fault in an accident.

Insurance coverage to consider for a Ford Fiesta SE

While the mandatory liability coverage will be the cheapest option to insure your Fiesta SE, it’s a good idea to carry more than the minimum insurance.
Most drivers will opt for full-coverage insurance, which will further protect you and your car if you’re in an accident or your car is damaged by another event.
Full-coverage insurance includes: Collision coverage, which pays for damage to your vehicle that happens as a result of an accident with another vehicle or stationary object Comprehensive coverage, which pays for damages not due to a collision, such as vandalism or severe weather

What determines your car insurance cost for a Ford Fiesta SE

In addition to the car you drive and the policy you choose, other factors will have a major impact on your monthly premiums. Providers will consider your demographics, as well as features specific to your vehicle when determining your rates.
Here are some factors that may impact your auto insurance premiums.

Your age

The cost of insurance for a Ford Fiesta SE will vary depending on your age. In general, drivers will have higher auto insurance premiums than older drivers because of their lack of driving experience and the higher accident rate for drivers under 25. That said, teenage drivers will see higher insurance rates for a Ford Fiesta SE than 20-year-old drivers as costs will continue to decrease as drivers gain experience. Here are average costs of insurance for Jerry customers who drive a Ford Fiesta SE:
Age Groups
Average Cost
Annual Savings with Jerry

The year of your car

Not only does your age impact the rate you pay for your car insurance premiums, but your car’s age also is a factor. Because cars depreciate over time—generally losing 60% of their value in the first five years—the cost of car insurance premiums for a Ford Fiesta SE will be lower for an older car. These are real quotes Jerry has found for drivers of a Ford Fiesta SE based on model year:
Model year
Average Cost
Annual Savings with Jerry

Your carrier

While all insurance companies will consider similar factors when setting your car insurance premiums, each provider uses its own formula to set your rates. Therefore, you can find drastically different premiums depending on the provider—even for the exact same coverage. It’s smart to compare policies from multiple providers before purchasing insurance so you know you’re always getting the best price for the coverage you need. Here are quotes for Jerry users who drive a Ford Fiesta SE with different carriers:
Insurance company
Average Cost
Annual Savings with Jerry
Plymouth Rock$3,726$2,070
Commonwealth Insurance$1,884$1,098
Bristol West$2,593$961
Aspire Advantage$2,004$516
Assurance America$1,440$144

Trim levels and vehicle materials

The Ford Fiesta SE comes in several trim levels—versions of the same car with different features—and opting for a higher trim could mean you’re getting a car with more premium features.
However, those upgrades will come at an extra cost. Not only will the cost of your vehicle be higher, but premium qualities—like a flashy infotainment system, higher horsepower engine, or luxury finishings—will raise your insurance costs, as well. Furthermore, some features—like an upgraded sound system—will require their own insurance policy in case of damage, theft, or vandalism.
If you’re looking to save money on car insurance, it may be a good idea to stick to the base trim for a Ford Fiesta SE.

How can I save money when insuring my Ford Fiesta SE

If you’re interested in a Fiesta, you’re clearly a budget shopper—and that’s a good thing! Here are our tips for saving money on your car insurance without compromising on coverage.

Comparison shop

All deal-hunters know that you have to shop around to find the best prices. But when it comes to car insurance, how do you shop around?
The best way to comparison shop is by using the Jerry app. Jerry will find you custom quotes from top insurance companies in just 60 seconds. Jerry is a licensed broker and they specialize in uncovering discounts.
Ready for the best part? If Jerry finds a better deal for your Fiesta than your current policy, they will gladly take care of the paperwork and phone calls. That’s right, they will cancel your old policy and register you for the new policy. No phone calls, no overwhelming tabs open on your computer—just savings.
Key Takeaway Comparison shopping with Jerry is fast and easy—the average Jerry user saves $879 a year on car insurance.

Opt for a lower trim level and skip extra features

Do you really need extra features like heated seats or a black spoiler?
Yes, higher trim levels and bonus packages can be fun—but they can also hike up the price of your insurance. To find the most affordable insurance prices for your Fiesta SE, see if you can live with just the basics.

Invest in safety features and anti-theft systems

Insurance companies love to see safety features (like airbags) and anti-theft systems (like alarms). The more you have, the lower your risk is of getting in an accident or having your car stolen.
Aftermarket products will do the trick, too! Although, you’re already in good shape with the Ford Fiesta SE’s nifty blind-spot mirror and airbag system.

Keep a clean record

Major and minor violations can impact your premium—but reckless or intoxicated driving is much worse than a parking ticket. Try to keep your driving record squeaky clean to keep your rates low. In some states, a DUI stays on your record for 10 years.

Look for discounts

Your company probably offers discounts such as bundling, homeowner, safe driver, and automatic payment discounts. Be sure to ask which ones you might qualify for, as they’re not always advertised!

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