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Cheapest car insurance in Hagerstown, Maryland (Apr 2024)

Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Hagerstown, Maryland.
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R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How to find the cheapest car insurance in Hagerstown

On average, auto insurance in Hagerstown costs about $101 per month for minimum coverage liability insurance and about $151 per month for full coverage insurance. Hagerstown drivers pay 9% less than the average.  
With dozens of popular insurance companies to choose from, finding the best rate can be tricky. The easiest way to find affordable rates without compromising coverage is to shop around and compare
car insurance quotes
.
Savvy Hagerstown drivers trust Jerry Insurance Agency to help them find the best rates on car insurance without the hassle.
Insurance companyPremium (monthly)CustomerCarInsurance coverage
Progressive
$226
Noah, 29
Zip: 21740
Nissan Versa S
• State Minimum Liability
AAA
$150
Olivia, 32
Zip: 21742
Ford Edge Limited
• 50,000/100,000 Liability
• Comp / Collision
Travelers
$88
Lloyd, 62
Zip: 21742
Mazda CX-9
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$77
Lottie, 31
Zip: 21742
Hyundai Kona Limited
• 100,000/300,000 Liability
• Comp / Collision
State Auto
$326
Travis, 32
Zip: 21740
Ford Focus SE
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Apr 12, 2024

Best Car Insurance Companies in Hagerstown

If you’re looking for the best car insurance in Hagerstown, Jerry conducted a survey to uncover the best providers for drivers.
The study found that there’s no “best” or “cheapest” insurance provider for all drivers. Every insurance company emphasizes different variables to calculate rates, so not every company will offer the same rate for the same driving profile. 
In Hagerstown, customers rated Kemper the highest for customer satisfaction, claims processing, and policy cost, but ROOT, USAA, State Farm, and Travelers also scored well.
Here’s what drivers in Hagerstown have to say about these insurance providers.
Insurance companyOverall ratingPriceClaims experienceCustomer service
State Farm
4.7
4.5
N/A
4.8
Liberty Mutual
4.5
3.7
N/A
4.8
Geico
4.3
3.7
4.8
4.2
Progressive
4.2
3.4
3.9
4.3
Allstate
3.8
3.3
4.2
3.8
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Hagerstown

All Hagerstown drivers must meet the state’s minimum insurance requirements before getting behind the wheel. 
Maryland only requires drivers to purchase liability car insurance,
uninsured/underinsured motorist coverage (UM/UIM)
, and personal injury protection (PIP), but they may also choose to purchase
full-coverage auto insurance
for greater financial protection.

Cheap minimum liability insurance quotes in Hagerstown

Maryland’s car insurance laws
require drivers to carry minimum liability insurance that follows a 30/60/15 pattern—so Hagerstown drivers must have the following:
If you’re looking for an affordable insurance policy in Hagerstown, Jerry recently helped several drivers find liability insurance coverage. Here are some examples:
card cover
Ollie (29 years old)
coverageCoverage
State Minimum
locationHagerstown, MD
(Zip Code: 21742)
carNissan Altima S
$91
per month
card cover
Ralph (27 years old)
coverageCoverage
State Minimum
locationHagerstown, MD
(Zip Code: 21740)
$182
per month
card cover
Rosie (44 years old)
coverageCoverage
State Minimum
locationHagerstown, MD
(Zip Code: 21740)
$107
per month
card cover
Sadie (31 years old)
coverageCoverage
State Minimum
locationHagerstown, MD
(Zip Code: 21740)
$95
per month
card cover
Clearcover
Janie (30 years old)
coverageCoverage
State Minimum
locationHagerstown, MD
(Zip Code: 21740)
$79
per month

Do you need more than minimum coverage in Hagerstown?

Maryland law mandates that drivers must have liability insurance that meets the minimum coverage car insurance requirements, in addition to UM/UIM and PIP. 
While the coverage limits are higher than in some states, Hagerstown drivers should consider purchasing insurance coverage that exceeds the 30/60/15 minimum. 
Medical bills and vehicle damages can easily exceed the state-mandated minimum if you're involved in an at-fault accident. 
A serious crash where your car is totaled can leave you with a bill of more than $50,000, meaning you’re on the hook for paying anything above the mandated limits.
For better financial protection, Hagerstown drivers should consider purchasing a full-coverage policy—or at least increasing their liability insurance limit to 50/100/50 or even 100/200/100.

Cheap full coverage car insurance quotes in Hagerstown

Buying a
full coverage car insurance policy
is one of the quickest and easiest ways to protect yourself against costs associated with vehicle repair or replacement if you’re involved in an accident. While full coverage insurance is more protective than liability insurance alone, it can be tricky to find cheap quotes. 
A full coverage policy in Maryland usually includes
comprehensive
and
collision coverage
:
  • Collision insurance: Covers the cost of repairs to your vehicle or, in the event of a total loss, will issue you the fair market value of your car before the accident. Collision coverage is subject to a deductible.
  • Comprehensive insurance: Covers the cost of damages to your car resulting from causes other than an accident, including theft, vandalism, glass breakage not resulting from an accident, or hitting an animal or sign with a car. This coverage is also subject to a deductible.
If you lease your vehicle, most lenders will require you to purchase a full coverage policy that includes collision and comprehensive coverage.   
Here are a few recent examples where Jerry helped Hagerstown drivers find affordable full-coverage insurance policies. 
Insurance coverageInsurance companyPremium (monthly)CustomerCar
• 100,000/300,000 Liability
• Comp / Collision
Progressive
$248
Millie, 31
Zip: 21740
Chrysler 200 Limited
• 100,000/300,000 Liability
• Comp / Collision
Safeco
$77
Lottie, 31
Zip: 21742
Hyundai Kona Limited
• 250,000/500,000 Liability
• Comp / Collision
Nationwide
$190
Bernard, 55
Zip: 21740
Hyundai Accent SE
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$88
Mildred, 62
Zip: 21742
Mazda CX-9
• 50,000/100,000 Liability
• Comp / Collision
AAA
$150
Olivia, 32
Zip: 21742
Ford Edge Limited
coverageLast Updated Apr 13, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
Lower my car insurance too!

Average cost of car insurance in Hagerstown

In helping hundreds of Hagerstown drivers find cheaper rates, we found the average cost for minimum liability coverage to be $101 per month or $1,215 per year. 
The average cost for full coverage insurance in Hagerstown is $151 per month or $1,812 per year.
The average cost for car insurance in Hagerstown is a good way to estimate what you can expect to pay—but insurance costs are determined by a variety of factors like age, location, vehicle make and model, driving record, and claims history, so they may vary based on the individual and the provider.

Average cost of car insurance in Hagerstown by zip code

Car insurance costs in Hagerstown vary significantly based on your zip code. 
Each zip code has its own distinct risk profile, which directly impacts your quotes. If you happen to live in a neighborhood with a higher occurrence of auto theft and accidents, insurers will deem your area higher risk, resulting in higher premiums. 
Zip CodeAverage State Minimum Coverage RateAverage Full Coverage Rate
21740
$72
$179
21742
$114
$197

Car insurance quotes in Hagerstown by rating factors 

Insurance providers use rating factors to determine premiums for various age groups. Some of the most common factors affecting rates in Hagerstown include:
  • Driving record and claims history: Insurance companies charge more if you have accidents or tickets on your driving record.
  • Vehicle make and model: Luxury, high-performance, and sports cars have higher insurance premiums than non-luxury and less expensive ones. 
  • How you use your car: Cars driven for work generally have higher insurance premiums than cars driven for leisure. 
  • Your credit score: Some insurers look at credit score before quoting insurance premiums—drivers with higher credit scores usually pay less for the same insurance coverage.

How do different factors impact your car insurance costs in Hagerstown?

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Allowed (with applicable limitations): Gender, age, driving experience, credit history, education, occupation, employment status, marital status, zip code, insurance history
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Prohibited (or effectively prohibited): Hagerstown currently does not disallow any common insurance rating factors when calculating insurance premiums.
Learn more about the car insurance rating factors in Hagerstown:

Cheap car insurance quotes in Hagerstown after driving violations

Whether major or minor, a driving violation in Hagerstown can have significant implications for your car insurance rates. 
A driver with violations on their driving record is considered a “high-risk driver” and is subject to higher insurance rates. 

Cheapest car insurance in Hagerstown after speeding ticket

The penalty for speeding in Hagerstown depends on how fast you were driving over the posted limit, but all cases of speeding come with a fine and driving points on your record:
  • Violation of the basic speeding law: $90 fine and one point
  • Exceeding a posted speed limit by 1 to 9 miles per hour: $80 fine and one point
  • Exceeding a posted speed limit by 10 to 19 miles per hour: $90 fine and two points
  • Exceeding a posted speed limit by 20 to 29 miles per hour: $160 fine and two points
  • Exceeding a posted speed limit of 65 or 75 miles per hour by 10 to 19 miles per hour: $160 fine and two points
  • Exceeding a posted speed limit of 65 or 75 miles per hour by 20 to 29 miles per hour: $290 fine and five points
  • Exceeding a posted speed limit by 30 to 39 miles per hour: $290 fine and five points
  • Exceeding a posted speed limit by at least 40 miles per hour: $530 fine and five points
Speeding tickets are never ideal and can do serious damage to your driving record, but Jerry can help you save on car insurance! 
Check out the table below for real-life examples of how Jerry helped Hagerstown drivers with speeding tickets save on car insurance. 
Speeding TypeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
Speeding 11-15
Progressive
$190
Ada, 61
Zip: 21740
Jeep Wrangler X
• 100,000/300,000 Liability
Speeding 16-20
AAA
$150
Rosie, 32
Zip: 21742
Ford Edge Limited
• 50,000/100,000 Liability
• Comp / Collision
Speeding 21+
Nationwide
$69
Lida, 38
Zip: 21740
Chevrolet Malibu LT
• 250,000/500,000 Liability
• Comp / Collision
coverageLast Updated Apr 13, 2024

Cheapest car insurance in Hagerstown after DUI

A serious traffic violation like a
DUI in Maryland
can considerably increase your car insurance premium, as a DUI lumps you into the “high-risk driver” category. If an insurer is willing to insure you, you’ll typically pay a much higher premium than other drivers in Hagerstown without a DUI. 
The best way to secure an affordable rate with a DUI on your record is to
shop around for car insurance quotes
from various providers.
Jerry has helped several Hagerstown drivers with a DUI find affordable insurance rates. 
card cover
Juan (43 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
locationHagerstown, MD
(Zip Code: 21742)
$70
per month
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Rosetta (35 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationHagerstown, MD
(Zip Code: 21749)
$70
per month

Cheapest car insurance in Hagerstown after an at-fault accident

Your driving record has a significant impact on how much you pay for car insurance, and if you have any at-fault accidents, you’ll likely see a higher rate. 
Insurers look at any at-fault accidents you’ve had to determine how much of a risk you are. The more at-fault accidents, the more high-risk you are. 
When it’s time to renew your policy, you’ll likely see an increase in your premium. Rest assured, Jerry has helped many drivers in Hagerstown find ways to save, despite their accident histories.
Accident typeInsurance companyPremium (monthly)CustomerCarInsurance coverage
At Fault With No Injury
Progressive
$248
Chad, 31
Zip: 21740
Chrysler 200 Limited
• 100,000/300,000 Liability
• Comp / Collision
Not At Fault
AAA
$253
Alberta, 45
Zip: 21740
Ford Taurus SEL
• State Minimum Liability
• Comp / Collision
At Fault With No Injury
Travelers
$73
Edward, 55
Zip: 21740
Nissan Sentra 2.0
• 100,000/300,000 Liability
coverageLast Updated Apr 8, 2024

Cheapest car insurance in Hagerstown after other driving violations

A DUI or speeding ticket can lead to a spike in car insurance rates for {city} drivers. However, it’s not just major violations that cause increases. Failing to stop at a stop sign, driving without insurance, or driving without a license are all violations that can increase premiums.
Check out some examples of how Jerry helped Hagerstown drivers with violations find affordable insurance. 
ViolationInsurance companyPremium (monthly)CustomerCarInsurance coverage
Failure to Obey Signal
Progressive
$226
Gilbert, 29
Zip: 21740
Nissan Versa S
• State Minimum Liability
Careless Driving
Clearcover
$71
Gordon, 35
Zip: 21740
Ford Edge SEL
• 50,000/100,000 Liability
• Comp / Collision
Failure to Obey Signal
Travelers
$162
Gilbert, 28
Zip: 21742
Ford Fiesta SE
• 50,000/100,000 Liability
• Comp / Collision
Improper Passing
Nationwide
$69
Georgie, 38
Zip: 21740
Chevrolet Malibu LT
• 250,000/500,000 Liability
• Comp / Collision
coverageLast Updated Apr 13, 2024

Cheap car insurance quotes in Hagerstown by age

How much you pay for car insurance depends on many factors, including your age. Drivers 16 to 19 are subject to some of the highest insurance premiums of any age group in Hagerstown due to a lack of driving experience. 
After 25, more driving experience means your car insurance rates will start to decline. They’ll stay at their lowest until you reach your 60s, when your premiums will start to increase again.
USAA, GEICO, and Travelers generally offer affordable rates for teen drivers, but it still pays to shop around to find the best rate for you.

Cheapest car insurance in Hagerstown for young drivers

Teen drivers aged 16-19
tend to have the highest insurance rates of any age bracket in Hagerstown. Less road experience leads to a higher risk of accidents and, therefore, a higher risk of claims. 
You may notice that your rates are a little cheaper while you have a
Maryland provisional license
—that’s because you can only drive while under supervision during this provisional period. If you’re under 19 with a full license, you’ll notice that your rates are higher.
Still, because of the added risk that comes with being a new driver, we recommend Hagerstown drivers under 19 purchase a full-coverage policy offering more financial protection.
card cover
Etta (24 years old)
coverageCoverage
State Minimum
locationHagerstown, MD
(Zip Code: 21742)
$176
per month
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Ann (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationHagerstown, MD
(Zip Code: 21740)
$122
per month
card cover
Amanda (23 years old)
coverageCoverage
State Minimum
locationHagerstown, MD
(Zip Code: 21742)
$147
per month
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Electric
Steve (20 years old)
coverageCoverage
State Minimum
locationHagerstown, MD
(Zip Code: 21740)
$142
per month

Cheapest car insurance in Hagerstown for senior drivers

Although senior drivers may have an abundance of driving experience, car insurance rates are at their highest for drivers 60+.
That’s because seniors are at a higher risk of mortality, hospitalization, and medical expenses from car accidents—and they also have slower reflexes that increase the risk of accidents. Riskier driving factors can lead to higher costs for insurers—and subsequently higher premiums for older drivers.
card cover
Cora (65 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationHagerstown, MD
(Zip Code: 21740)
$238
per month
card cover
Georgia (82 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationHagerstown, MD
(Zip Code: 21742)
carToyota Scion FR-S
$66
per month

Cheap car insurance quotes in Hagerstown based on insurance history

Your insurance history—or how long you’ve had insurance—is also used to determine your auto insurance rate. The longer you’ve been continuously insured, the lower your car insurance premium will be. 
Insurers want to know that you haven’t had a
lapse in insurance coverage
, which can label you as a “high-risk driver” and cause a drastic increase in your insurance premium.
Never miss a payment with Jerry! Jerry notifies you when a payment is coming up to help you avoid missing a payment or having a lapse in insurance coverage.
Regardless of your insurance history, Jerry helps Hagerstown drivers find significant savings on a new insurance policy. Check out how we helped these customers.
card cover
Willie (29 years old)
Currently Insured
coverageCoverage
State Minimum
locationHagerstown, MD
(Zip Code: 21740)
$226
per month
card cover
Essie (35 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationHagerstown, MD
(Zip Code: 21740)
carDodge Dart Limited
$103
per month
card cover
Edith (55 years old)
Currently Insured
coverageCoverage
250,000 per person
500,000 per accident bodily injury
Comp / Collision
locationHagerstown, MD
(Zip Code: 21740)
$190
per month
card cover
Rosie (32 years old)
Currently Insured
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
locationHagerstown, MD
(Zip Code: 21742)
$150
per month
card cover
Clearcover
Hettie (37 years old)
Currently Insured
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
locationHagerstown, MD
(Zip Code: 21740)
$138
per month

Cheap car insurance quotes in Hagerstown for drivers with poor credit

Not every state uses credit score to determine car insurance premiums, but they can be used to determine the likelihood of a driver filing a claim. 
In Hagerstown, insurance companies can consider credit scores when setting premiums—but they can’t deny you coverage, cancel your policy, or increase rates upon renewal. 
On average, drivers with poor credit scores have a rate up to 70% higher than drivers with good credit scores. If you have a poor credit score and want cheap car insurance, shopping around with a comparison app or website can help you find the best rate in Hagerstown.
Credit RangeInsurance CompanyPremium (monthly)CustomerCarInsurance Coverage
> 750
Progressive
$66
Ernest, 60
Zip: 21742
Ford Fusion Titanium
• 50,000/100,000 Liability
• Comp / Collision
660 - 750
National General
$88
Helen, 30
Zip: 21740
Infiniti Q60 Premium
• State Minimum Liability
660 - 750
Progressive
$248
Lina, 31
Zip: 21740
Chrysler 200 Limited
• 100,000/300,000 Liability
• Comp / Collision
550 - 659
Nationwide
$69
Kenneth, 38
Zip: 21740
Chevrolet Malibu LT
• 250,000/500,000 Liability
• Comp / Collision
< 550
Bristol West
$145
Marie, 30
Zip: 21740
Audi Q5 Premium Plus
• 50,000/100,000 Liability
coverageLast Updated Apr 7, 2024

How to lower car insurance costs in Hagerstown

1. Shop around and compare quotes

Experts advise regularly comparing quotes from a minimum of three insurance companies when seeking affordable car insurance. Further, each insurance company uses its own set of rules and factors to determine rates, meaning coverage costs routinely fluctuate. 
By consistently shopping around and comparing quotes, you significantly increase your chances of finding the best possible rate that suits your needs.
Discover the easiest way to find the best auto insurance coverage at the best price with Jerry! In just 45 seconds, Jerry gathers quotes from over 55 leading insurance providers, connecting you with the coverage you need.

 2. Hunt for car insurance discounts

Every insurance provider typically offers a
selection of discounts
, although the specific discounts available may vary. Here are some common discounts to look out for in Hagerstown:
  • Safe driver discounts. If you have a clean driving record without any accidents or traffic violations in {city}, insurers may offer a policy discount.
  • Telematics discounts. Some insurance companies provide discounts to policyholders who use telematics, which monitor driving behaviors. By practicing safe driving, you may qualify for discounts.
  • Good student discounts. Students who maintain good grades may be eligible for discounts from certain insurance providers. This discount serves as an incentive for academic achievement while also providing savings.
  • Bundling discounts. Insurance companies often provide discounts to customers who bundle policies.
    Bundling home and auto insurance
    , for instance, can help you save on each policy.

3. Increase your deductible for comprehensive and collision coverage

Opting to increase the deductible on your full coverage policy is a simple yet effective method to maintain affordable monthly insurance expenses.  

Why is car insurance in Hagerstown so expensive?

Car insurance rates aren’t all that expensive in Marylabd, but there are a few factors that can result in higher-than-normal premiums, including:
  • Increasing healthcare costs
  • Population density in urban centers
  • Increasing vehicle theft rate

FAQ

People living in Hagerstown pay on average $101 per month – or $1,215 per year – on state-minimum liability coverage. Full coverage in Hagerstown costs on average $151 per month of $1,812 per year. 
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free. 
Based on thousands of Hagerstown drivers Jerry has worked with, car insurance in Hagerstown costs an average of $101 per month for state-minimum coverage and $151 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!  
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Bristol West, Kemper, and USAA receive good ratings from Hagerstown drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies and get free quotes in seconds with Jerry.
The state-minimum car insurance in Hagerstown, Maryland is as follows:
  • $30,000 bodily injury liability per person
  • $60,000 bodily injury liability per accident
  • $15,000 property damage liability per accident
These coverages are commonly referred to as 30/60/15 coverage.
Drivers must also have uninsured motorist coverage of at minimum, $30,000 per person per accident and $60,000 total per accident for bodily injury, and $15,000 per accident for property damage. Drivers are also required to purchase minimum PIP coverage of $2,500.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

avatar
R.E. Fulton
badge icon
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
avatar
Lina Zhang
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Licensed Insurance Agent
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Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.