Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Spring Hill, Florida.

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Updated on Nov 21, 2024

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

Reviewed by Josh Damico, Vice President Insurance Operations

Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

Learn more about our insurance review board

What's on this page?

How to find the cheapest car insurance in Spring Hill
Cheapest Spring Hill car insurance for good drivers
Best Car Insurance Companies in Spring Hill
Best cheap car insurance quotes in Spring Hill
Average cost of car insurance in Spring Hill
Car insurance quotes in Spring Hill by rating factors
How do different factors impact your car insurance costs in Spring Hill?
How to lower car insurance costs in Spring Hill
FAQ
Methodology
Meet our Experts

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How to find the cheapest car insurance in Spring Hill

On average, car insurance in Spring Hill costs about $151 per month for minimum coverage liability insurance, and about $216 per month for full coverage insurance. Spring Hill drivers pay 8% more than the average rate in Florida.

With hundreds of providers and thousands of

car insurance

products on the market, finding the right coverage—let alone the right price!—can be challenging.

Jerry

helps you compare quotes and makes finding

cheap car insurance in Florida

and Spring Hill quick and hassle-free!

Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Progressive	$89	Mario, 31 Zip: 34608	Honda Civic Hybrid	• State Minimum Liability • Comp / Collision
Safeco	$126	Pauline, 39 Zip: 34610	Jeep Grand Cherokee Laredo	• State Minimum Liability
Allstate	$185	Kathryn, 24 Zip: 34610	Jeep Renegade Latitude	• 15,000/30,000 Liability
Travelers	$245	Esther, 43 Zip: 34609	Ford Escape Titanium	• 100,000/300,000 Liability • Comp / Collision
National General	$230	Josie, 44 Zip: 34606	KIA Optima LX	• No Coverage Liability • Comp / Collision

Last Updated Nov 21, 2024

Compare car insurance quotes now

Cheapest Spring Hill car insurance for good drivers

Insurance rates are calculated based on your driving record, age, zip code, past claims, and vehicle type. While the majority of these factors aren’t in your control—you can be a good driver and keep your driving record clean.

Good drivers in Spring Hill can save up to 40% on their insurance, and with Jerry's DriveShield™, you can track your driving and unlock discounts for safe driving habits. Discover how other drivers are using DriveShield™ to save on their insurance below.

Customer	Driving Score	Insurance Savings	Has Violations	Insurance Coverage
Jonas, 25	94	35%	No	State Minimum Liability Minimum Coverage
Alejandra, 34	77	24%	No	100/300 Comp/Collision
Jean, 44	85	29%	No	State Minimum Liability Minimum Coverage
Michelle, 54	97	38%	No	State Minimum Liability Minimum Coverage
Eric, 64	67	22%	No	State Minimum Liability Comp/Collision

Let your good driving pay off

Best Car Insurance Companies in Spring Hill

Looking for the cheapest car insurance rates in Spring Hill? Jerry conducted the largest insurance shopping survey in the nation to help figure it out.

State Farm

is often cited as the cheapest car insurance company in Florida, but some survey respondents reported that they were overcharged and their rates increased frequently. If you’re wondering who to trust among the big five in Spring Hill—

, and

—here’s the truth: the most affordable insurance company is different for everyone.

You’ll need to compare rates from all of them, as well as providers like Assurance America and

Safeco

, before you can confidently name the best auto insurance provider for you. To get you started, here’s how survey respondents in Spring Hill rated the biggest companies on a scale of 0 to 5.

Insurance company	Overall rating	Price	Claims experience	Customer service
Liberty Mutual	4.6	4.2	4.7	4.5
Progressive	4.2	3.7	3.6	4.4
State Farm	4	3.3	3.7	4
Geico	3.9	3.1	3.4	4
USAA	3.9	2	N/A	4

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

| Verified Jerry Customer

Lower my car insurance too!

Best cheap car insurance quotes in Spring Hill

Florida’s minimum car insurance requirements

reflect how much insurance you need the carry to legally drive as well as the cheapest coverage option in Spring Hill. However, minimum liability coverage provides minimal financial protection.

You’ll need full coverage if you want to cover the cost of repairing or replacing your own vehicle–but that’s not as easy to get in the Sunshine State as it once was thanks to the current car insurance crisis. Take a listen to what Jerry’s experts have to say about the state of the insurance industry in Florida, and how it could affect your policy choices in Spring Hill.

Cheap minimum liability insurance quotes in Spring Hill

You need both

PIP

and

PDL

to drive in Spring Hill because Florida is a

no-fault state

. Your car insurance policy must include at least $10,000 of PIP coverage and $10,000 of PDL coverage.

If you’re looking to pay the cheapest rates, you can stop reading here. Although sticking with the minimum coverage isn’t advised (more on that later), Jerry has helped many drivers find cheap, no-frills coverage in Spring Hill.

Progressive

Mario (31 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34608)

Honda Civic Hybrid

$89

per month

Safeco

Pauline (39 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34610)

Jeep Grand Cherokee Laredo

$126

per month

Bristol West

Sara (31 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34613)

Pontiac Grand AM SE

$120

per month

Mercury

Maurice (36 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34606)

Nissan Versa S

$130

per month

Infinity

Ricardo (40 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34609)

Ford Mustang

$187

per month

Do you need more than minimum coverage in Spring Hill?

The state's minimum liability coverage is insufficient for most Spring Hill drivers.

If you cause a serious injury to somebody else in {city}, their medical bills are likely to climb far past $10,000—and because Florida doesn’t require bodily injury liability car insurance, you could be at serious risk of a lawsuit if the other driver's PIP runs out. The same goes for PDL.

Florida’s car accident laws

allow drivers to file personal injury lawsuits up to four years after a crash, so having the right liability insurance is key.

The bottom line: It's a good idea to consider liability coverage with higher limits for greater financial protection in case of an at-fault accident.

Cheap full coverage car insurance quotes in Spring Hill

Full coverage car insurance

is essential for protecting yourself from the costs associated with repairing or replacing your car. It typically includes both

collision

and

comprehensive coverage

. Collision insurance pays for damages after an accident, while comprehensive insurance pays for damages after a vandalism, theft, or natural disaster.

Your lender will usually require collision and comprehensive coverage if you finance or lease your car. And even if your vehicle is paid off, you should carry full coverage if its value exceeds $3,000.

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• State Minimum Liability • Comp / Collision	Progressive	$89	Mario, 31 Zip: 34608	Honda Civic Hybrid
• 100,000/300,000 Liability • Comp / Collision	Travelers	$245	Esther, 43 Zip: 34609	Ford Escape Titanium
• 50,000/100,000 Liability • Comp / Collision	Allstate	$109	Tom, 49 Zip: 34609	Toyota RAV4 XLE
• State Minimum Liability • Comp / Collision	Safeco	$180	Manuel, 25 Zip: 34607	Ford Focus SE
• No Coverage Liability • Comp / Collision	Bristol West	$191	Timothy, 34 Zip: 34606	Nissan Armada SE

Last Updated Nov 21, 2024

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.

Jerry,

a top insurance agency

, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

Average cost of car insurance in Spring Hill

Based on our experience working with thousands of Spring Hill insurance policyholders, minimum liability coverage costs an average of $151 per month or $1,812 per year, while full coverage insurance costs an average of $216 per month or $2,597 per year.

Note that the type of car you drive, your driving record, claim history, and demographics all play a role in how your insurance premiums are calculated. Although the average rates in Spring Hill can give you an idea of the cost, the full price of your policy could vary by hundreds of dollars.

Compare car insurance costs in other states

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Car insurance quotes in Spring Hill by rating factors

Is car insurance calculated

at random? No, even if it seems like it. Here are the five factors that determine the rates you pay for Spring Hill car insurance:

Driving record and claims history: A history of car accidents and traffic tickets may increase your insurance premiums.

Vehicle location: Some ZIP codes come with higher rates.

Vehicle type: Sports cars, luxury cars, and high-performance cars tend to have higher collision and comprehensive coverage rates.

Usage: If you use your car regularly for work, your annual premium may be higher than if you use it only occasionally for pleasure.

Credit score: Drivers with good credit typically pay lower insurance premiums than those with bad credit for the same coverage.

How do different factors impact your car insurance costs in Spring Hill?

Allowed (with applicable limitations): Driving experience, marital status, zip code, gender, age, credit history, education, occupation, employment status, insurance history.

Prohibited (or effectively prohibited): Florida currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more about the car insurance rating factors in Spring Hill:

Cheap car insurance quotes in Spring Hill after driving violations

Your Florida driving record can significantly affect your car insurance rates. High-risk drivers receive proportionally higher insurance premiums. While a conviction for running a red light, committing a DUI, or

reckless driving in Florida

makes it harder to find an affordable rate in Spring Hill, it’s not impossible.

Cheapest car insurance in Spring Hill after speeding ticket

Florida speeding tickets come in several different flavors, each with a different amount of driver violation points:

1-5 MPH over limit: No points

6-9 MPH over limit: 3 points

10-14 MPH over limit: 3 points

15-19 MPH over limit: 4 points

20-29 MPH over limit: 4 points

30 MPH or more over limit: 4 points and mandatory court appearance

The more severe the offense, the more you’ll pay for car insurance. In spite of this, Jerry has helped a number of drivers save money by finding the lowest rates in Spring Hill.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Dairyland	$359	Alfred, 44 Zip: 34608	Chevrolet Cruze ECO	• State Minimum Liability • Comp / Collision
Speeding 16-20	Progressive	$153	Travis, 35 Zip: 34606	Ford F250 Super Duty	• State Minimum Liability
Speeding 21+	Bristol West	$151	Brian, 24 Zip: 34609	Dodge Charger SE	• State Minimum Liability

Last Updated Nov 16, 2024

Cheapest car insurance in Spring Hill after DUI

Committing a

DUI in Florida

can have a significant impact on your car insurance rates. Insurance companies often view DUI offenders as high-risk drivers, which can result in higher premiums.

If you have a DUI on your record, it's important to shop around and compare rates from multiple insurance companies to find the most affordable option. Jerry can help you find the best rates for auto insurance in Spring Hill even after a DUI conviction.

Progressive

Juan (39 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34610)

Tesla Model X

$248

per month

Cheapest car insurance in Spring Hill after an at-fault accident

Your driving record in Florida is one of the crucial factors that affect your car insurance rates. Insurance companies look at any past accidents where you were at fault to determine the level of risk you pose to your insurer.

If you have been involved in an at-fault accident in the recent past, your car insurance rates in Spring Hill could significantly increase when your policy is up for renewal. It is essential to shop around and compare rates from different insurers to find the cheapest auto insurance after an at-fault accident.

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With Injury	Progressive	$168	Lulu, 28 Zip: 34607	Toyota Corolla	• No Coverage Liability
At Fault With No Injury	Allstate	$185	Hunter, 23 Zip: 34610	Jeep Renegade Latitude	• 15,000/30,000 Liability
Not At Fault	Travelers	$65	Rosie, 48 Zip: 34609	Toyota RAV4 XLE	• 50,000/100,000 Liability • Comp / Collision
At Fault With No Injury	Safeco	$130	Cynthia, 28 Zip: 34608	Hyundai Sonata GLS	• 50,000/100,000 Liability

Last Updated Nov 15, 2024

Cheapest car insurance in Spring Hill after other driving violations

Apart from speeding tickets and DUIs, there are several other violations that can lead to an increase in car insurance costs in Spring Hill, including careless driving, driving without a license, and reckless driving.

We’ve compiled a list of various other driving violations and how we helped drivers with these violations save on their car insurance.

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Defective Equipment	Gainsco	$237	Austin, 52 Zip: 34608	Toyota 4runner SR5	• No Coverage Liability • Comp / Collision
Failure to Obey Signal	Progressive	$184	Clayton, 36 Zip: 34606	Chevrolet Traverse LT	• State Minimum Liability • Comp / Collision
Careless Driving	National General	$135	Claudia, 35 Zip: 34606	Ford F250 Super Duty	• State Minimum Liability
Driving on Sus. License	National General	$184	Alta, 29 Zip: 34609	Chevrolet Silverado C1500	• 15,000/30,000 Liability
Failure to Obey Signal	Mercury	$146	Eleanor, 35 Zip: 34609	Nissan Sentra S	• State Minimum Liability
Improper Passing	Safeco	$345	Carrie, 27 Zip: 34608	Toyota Camry L	• State Minimum Liability • Comp / Collision

Last Updated Nov 18, 2024

Cheap car insurance quotes in Spring Hill by age

Young drivers typically have limited driving experience and are therefore considered high-risk by insurance companies, resulting in high insurance rates. However, when drivers reach the age of 25, they may see a drop in their rates.

On the other hand, drivers over the age of 75 may see an increase in their rates due to potential health issues and slower reflexes.

Cheapest car insurance in Spring Hill for young drivers

In Spring Hill, young drivers between the ages of 16 and 21 pay the highest insurance premiums of any age group.

The best financial protection for young drivers is full-coverage car insurance, which provides coverage for all their mistakes while they learn the rules of the road. The cheapest car insurance for young drivers comes with a provider that offers good student or new driver discounts.

Progressive

Celia (24 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34609)

Hyundai Sonata SE

$167

per month

Allstate

Kathryn (24 years old)

Coverage

15,000 per person

30,000 per accident bodily injury

Spring Hill, FL
(Zip Code: 34610)

Jeep Renegade Latitude

$185

per month

National General

Maggie (24 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34607)

Mercury Mountaineer

$332

per month

Gainsco

Peter (20 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34608)

Toyota Corolla

$369

per month

Bristol West

Raymond (23 years old)

Coverage

No Coverage

Spring Hill, FL
(Zip Code: 34608)

Nissan Rogue SV

$319

per month

Cheapest car insurance in Spring Hill for senior drivers

Similar to teenage drivers,

car insurance rates for senior drivers

are typically higher than the national average. Insurers consider senior drivers high-risk because:

Senior drivers have a higher likelihood of being involved in car accidents

Accidents involving senior drivers typically result in more severe injuries and increased medical expenses

Progressive

Ricardo (77 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34609)

Toyota Corolla

$103

per month

Travelers

Allie (84 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Spring Hill, FL
(Zip Code: 34606)

Chevrolet Traverse LT

$124

per month

Mercury

Bessie (67 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Spring Hill, FL
(Zip Code: 34610)

Chevrolet Trailblazer LS

$186

per month

Bristol West

Pearl (76 years old)

Coverage

State Minimum

Spring Hill, FL
(Zip Code: 34608)

Nissan Altima 2.5

$662

per month

Cheap car insurance quotes in Spring Hill based on insurance history

If you've had a car insurance lapse or you're currently uninsured, it can lead to higher car insurance rates.

To help our customers avoid a lapse in coverage and make payments on time, Jerry sends payment reminders to eligible customers when a payment is due or if they're late on their payments.

We've helped many customers in Spring Hill who are currently uninsured or have had a lapse in coverage find affordable insurance options.

Progressive

Celia (24 years old)

Coverage

State Minimum

Spring Hill, FL

Hyundai Sonata SE

$167

per month

Allstate

Francisco (24 years old)

Coverage

15,000 per person

30,000 per accident bodily injury

Spring Hill, FL

Jeep Renegade Latitude

$185

per month

Mercury

Rebecca (24 years old)

Coverage

State Minimum

Spring Hill, FL

Mercury Mountaineer

$252

per month

Gainsco

Gussie (20 years old)

Coverage

State Minimum

Spring Hill, FL

Toyota Corolla

$369

per month

Bristol West

Francis (23 years old)

Coverage

No Coverage

Spring Hill, FL

Nissan Rogue SV

$319

per month

Over 4,000,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Gainsco has given the cheapest price on vehicle insurance as well as kept their word on the quote.

Anna

Mercury auto insurance is the most affordable option and the service has been excellent.

Sean

Very happy with National Generals service. Was skeptical at first but they are great!

Jessica

I searched for good car insurance and Progressive was the best deal I could find by far!

Alyssa

Cheap car insurance quotes in Spring Hill for drivers with poor credit

While your credit rating doesn't necessarily reflect your driving ability, insurance companies have found a correlation between lower credit scores and higher claim filings. Spring Hill drivers with poor credit scores tend to face higher car insurance costs than those with good credit scores.

If you have a credit score of 550 or less, Jerry partners with companies that provide insurance to Spring Hill drivers with poor credit, taking the stress out of comparison shopping.

Here’s how drivers with low credit scores saved with Jerry.

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$81	Billy, 50 Zip: 34609	Ford F150 Supercrew	• No Coverage Liability • Comp / Collision
660 - 750	Bristol West	$151	Isaiah, 32 Zip: 34608	Honda Civic EX	• No Coverage Liability
660 - 750	Gainsco	$246	Lee, 21 Zip: 34609	KIA Sorento LX	• No Coverage Liability
550 - 659	Gainsco	$250	Olga, 37 Zip: 34610	Ford F250 Super Duty	• 25,000/50,000 Liability
< 550	Bristol West	$174	Teresa, 39 Zip: 34609	Hyundai Tucson SEL	• No Coverage Liability

Last Updated Nov 20, 2024

Cheap car insurance quotes in Spring Hill for popular cars

If you want to save on car insurance, avoid sports cars, luxury SUVs, and high-performance models. These vehicles might be beautifully-made, but they cost a ton to repair, and thus insure.

Insurance companies look at a vehicle’s cost of repairs and replacements, likelihood of theft, and safety ratings when determining its insurance premiums. Here are the top five picks of Spring Hill drivers that perform well in all three categories:

Nissan Altima

MORE: How different kinds of cars affect your car insurance rates

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Toyota Camry L	Progressive	$235	Landon, 27 Zip: 34608	• State Minimum Liability • Comp / Collision
Honda Accord LX	Bristol West	$351	Teresa, 36 Zip: 34609	• 100,000/300,000 Liability • Comp / Collision
Nissan Altima 2.5	Safeco	$201	Cora, 45 Zip: 34606	• State Minimum Liability • Comp / Collision

Last Updated Nov 21, 2024

How to lower car insurance costs in Spring Hill

1. Shop around and compare quotes

You can’t be 100% certain that you’ve found the best deal on auto insurance until you’ve compared it to the other products on the market. Experts recommend

shopping for car insurance quotes

from at least three different companies every six months.

Sounds like a huge chore—until you remember that Jerry makes the process lighting-fast! Get signed up in 45 seconds and compare five to seven quotes in less than a minute. It’s all the benefits of comparison shopping with none of the time commitment… and did we mention it’s free?

MORE:

How do I get multiple car insurance quotes at once?

Compare car insurance quotes now

2. Hunt for car insurance discounts

You can make an okay rate into a great one with the right

car insurance discount

. See if your provider offers a program for:

Good drivers. If you’ve held a

clean driving record

for at least three years, you’re due for some sweet discounts.

Installing a telematics device. Telematics devices track how far you drive, when you drive, and how you drive. If you brake often and hard, this isn’t the program for you. But if you’re a calm and mellow driver, you could reap a low rate as a reward!

Good students. Full-time high school and college students with a B average or better can translate their scholastic successes into savings.

Bundling insurance products.

Bundle your car and home insurance

and you could pay less for each of them.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car insurance in Spring Hill?

People living in Spring Hill pay on average $151 per month – or $1,812 per year – on state-minimum liability coverage. Full coverage in Spring Hill costs on average $216 per month or $2,597 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the cheapest car insurance in Spring Hill?

Based on thousands of Spring Hill drivers Jerry has worked with, car insurance in Spring Hill costs an average of $151 per month for state-minimum coverage and $216 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the best car insurance in Spring Hill?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Progressive, Arrowhead, and AmWINS receive good ratings from Spring Hill drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

What is the minimum car insurance in Spring Hill, Florida?

The state-minimum car insurance in Spring Hill, Florida is $10,000 of personal injury protection coverage and $10,000 of property damage liability coverage.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Licensed Insurance Agent —Senior Content Writer

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.