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Compare quotes for Chevrolet Silverado K2500 Heavy Duty car insurance cost, 2023

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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
The average cost of car insurance for Chevrolet Silverado K2500 Heavy Duty owners is $2,510 a year. However, exact rates vary from model to model: for instance, the Blazer 3Lt costs $318 more per year to insure than the Corvette Z06

Chevrolet Silverado K2500 Heavy Duty car insurance cost

One of the primary determining factors for your Chevrolet Silverado K2500 Heavy Duty insurance rate is the age of your vehicle. Here's how much it costs to insure your Silverado K2500 Heavy Duty by car year:
Model year
Average Cost
Annual Savings with Jerry
If you drive a Chevrolet Silverado K2500 Heavy Duty , you can expect your insurance costs to vary depending on trim level, upgrades, and the coverage level you select. Here's how your insurance cost compares to other similar cars:

Best car insurance companies for your Chevrolet Silverado K2500 Heavy Duty

If you drive a Chevrolet, you probably put a high value on the things Chevrolet does best: reliability, practicality, and quality that stands the test of time.
Take a look at the table below to see the options different insurance companies offer for Chevrolet Silverado K2500 Heavy Duty drivers.
Insurance company
Average Cost
Annual Savings with Jerry
Aspire Advantage$2,965$1,645
Assurance America$2,459$758
National General$2,381$738

Compare car insurance quotes for Chevrolet Silverado K2500 Heavy Duty

But with all the different insurance companies and coverage options out there, how do you find the right insurance? With support from Jerry’s insurance experts, switching policies is close to effortless—with no unwanted phone calls, no duplicate paperwork, and no long wait times.
See for yourself what real Jerry customers saved by shopping for Chevrolet insurance in the app!
Quote DateZip CodeStateCityNameAgeInsurance Company
Before Jerry
After Jerry
April 10, 202378641TXLeanderMae D.44Gainsco$1,716$1,610
November 9, 202265625MOCassvilleOscar P.60Progressive$938$882
July 25, 202237341TNHarrisonAdrian D.28Progressive$2,688$2,270
July 6, 202249224MIAlbionAlan S.27Progressive$1,164$1,140
February 25, 202133991FLCape CoralJoseph C.43Bristol West$1,560$746

Best car insurance companies for Chevrolet Silverado K2500 Heavy Duty drivers with bad driving records

Look—Jerry knows you’re not a bad driver. In fact, our research shows that nearly 50% of U.S. drivers would rate themselves as “great,” and over half of Americans believe they’re the best driver in their immediate family.
But, well, stuff happens. And when that stuff hits the fan—whether it’s that speeding ticket you got while you were vibing to Beyonce’s new single or the DUI you picked up after that night of bad decisions in college—insurance companies are likely to raise your rates and even label you a “high-risk driver." Take a look at the table below to see how Jerry customers with previous infractions adjusted their rates
Driving Violation
Average Cost
Annual Savings with Jerry
Clean Record$2,443$829
Driving on Sus. License$3,330$1,650
Speeding under 15$3,161$1,374
Failure to Obey Traffic Sign$3,043$1,371
Careless Driving$2,713$1,230
Defective Equipment$2,640$766
Seat Belt$2,872$441

How much does Chevrolet Silverado K2500 Heavy Duty insurance go up after a DUI?

If you get a DUI while driving your Silverado K2500 Heavy Duty, you can expect your premium to increase by an average of 29%.

How much does Chevrolet Silverado K2500 Heavy Duty insurance go up after a speeding ticket?

We’ve all been there. If you get a speeding ticket in your Silverado K2500 Heavy Duty, your insurance premium could increase by an average of 11%

Best Car Insurance for Chevrolet Silverado K2500 Heavy Duty by Age

If you’re a young driver, you might feel like you need literal superpowers to find decent car insurance at a fair price. That’s because most insurance companies label drivers under age 25 as “high-risk drivers”—regardless of their actual driving record!
The logic makes sense: because young drivers are less experienced, they tend to have statistically higher accident rates. Companies hike young drivers’ premiums to account for their perceived risk, even if their records are spotless.
If you’re under 25, you could be paying as much as $10 more every month for your insurance. Below is a comparison of average rates Jerry customers saw, broken down by age.

Best Car Insurance for Chevrolet Silverado K2500 Heavy Duty by Location

Maybe you’ve got a perfect driving record and you’ve got a decent number of years behind the wheel. But your insurance premiums are still high—why?
It’s all about risk. If you live somewhere with high rates of auto theft, traffic accidents, or severe weather, the risk to your vehicle goes up. Where you see your neighborhood, your insurance company sees a higher chance of expensive claims, and they’ll factor that into your premium.
So where can Chevrolet Silverado K2500 Heavy Duty drivers find the lowest rates—and where can you expect higher-than-average premiums? Take a look at the breakdown below.
Quote DateCar
Before Jerry
After Jerry
Zip codeStateNameAgeInsurance Company
February 25, 2021Chevrolet Silverado K2500 Heavy Duty$130/mo.$62/mo.33991FLChester M.43Bristol West
November 9, 2022Chevrolet Silverado K2500 Heavy Duty$78/mo.$74/mo.65625MOAlvin G.60Progressive
July 6, 2022Chevrolet Silverado K2500 Heavy Duty$97/mo.$95/mo.49224MIJason G.27Progressive
April 10, 2023Chevrolet Silverado K2500 Heavy Duty$143/mo.$134/mo.78641TXWillie L.44Gainsco
July 25, 2022Chevrolet Silverado K2500 Heavy Duty$224/mo.$189/mo.37341TNRonald C.28Progressive

Driving a Chevrolet Silverado K2500 Heavy Duty

Among Chevrolet’s impressive lineup of cars is the Silverado K2500 Heavy Duty. An older model and precursor to the current Silverado 2500HD, the Silverado K2500 Heavy Duty shares many traits with newer models—most importantly, the four-wheel-drive that’s designated by the “K” in its name. As such, the Silverado K2500 Heavy Duty is a fantastic option if you’re a driver who really puts your truck through the wringer—whether it be towing huge loads or driving snowy mountain roads . According to AutoAuctionHistory.com, the medium final bid for a salvaged Chevy Silverado K2500 Heavy Duty was $7,492.29, putting this used truck in the company of more affordable pickups. Whatever car and options you end up deciding on, be sure to nail down the right car insurance coverage. What type of car insurance should I get for my Chevrolet Silverado 2500HDAt the least, you’ll need to have minimum-coverage car insurance, which includes the coverage you need to legally drive. These requirements vary state by state, so you’ll need to look into what your state’s requirements are. More often than not, minimum-coverage insurance will include liability coverage to cover other drivers when you cause an accident. Some states require uninsured/underinsured motorist coverage to cover you when an at-fault driver in a collision doesn’t have adequate insurance coverage. Find optional coverages that suit your needsMinimum-coverage car insurance is, to be redundant, minimal. It doesn’t protect you that much, so it’s a really good idea to get some optional coverages when insuring your Silverado 2500HD. Full-coverage insuranceAt the least, get full-coverage insurance. Full-coverage insurance—a term that usually refers to comprehensive coverage—will help pay for things like physical damages after a collision to damages from a weather disaster or vandalism or theft. New car replacement insuranceNew car replacement insurance isn’t for everyone—but it is for you if you’re purchasing your car new. This coverage will help you buy a new car if your car is totaled soon after purchase. Without it, your carrier will only pay out the cash value of the car at the time of the accident. Original equipment manufacturer insuranceOEM insurance is a good option if you care about your car keeping original parts. It pays for original manufacturer parts when your car is being repaired. Like new car replacement insurance, it’s not for everyone—but if you’re a die-hard Chevy fan, you might appreciate this coverage. Roadside assistanceRoadside assistance—or towing and labor coverage—will help cover roadside emergencies like dead batteries or flat tires or a tow to the nearest mechanic. Get this coverage if you want peace of mind when driving—anywhere. Other optional coveragesInsurance providers offer a slew of additional optional coverages, but these coverages will be specific to your needs. Drive for a ridesharing service like Uber or Lyft? Get rideshare insurance. How to save money on insurance for my Chevrolet Silverado 2500Once you’ve figured out what coverages you want, you’ll need to figure out where to buy them—and that comes down to finding the best deal on your car insurance. Comparison shopComparison shopping is sort of what it sounds like—assembling all your options and comparing them to see which is best. Jerry for you—for free. You won’t have to find them yourself, and they’ll be specific to your coverage needs. If you decide to make a policy switch, Jerry can help you cancel your old policy—and will take over all the calls, paperwork, and renewals for your new policy. And when it comes to saving money, the odds are in your favor—the average Jerry user saves 879 a year on car insurance. Maintain a clean driving recordWhen you have a clean driving record, you also avoid the higher insurance rates for drivers with bad records. A clean driving record will keep your insurance premiums consistently low. Stick to a lower-trim modelThe Chevy Silverado 2500HD comes in 5 trim levels: Work Truck . While the lower trim levels don’t offer as many luxury-like features , they’ll save you money both on the car itself and on your monthly insurance payments. Take advantage of discountsDiscounts can save you a good deal of money on your car insurance payments. Here are some popular discounts that you can find with many major car insurance providers: Good student Homeowner New car Good driving Telematics/usage-based Student away at school Low mileage Defensive driving Electric/hybrid vehicle Early sign-up Multi-vehicle Pay in fullCheck with your provider to see what discounts you can utilize to lower your insurance premium.
If you own a Chevrolet Silverado K2500 Heavy Duty , here’s what you need to know about your vehicle:
  • The trim level you pick at the dealership affects your insurance rate. Opting for that top-of-the-line TRD trim will cost more upfront, and it’ll add to your monthly expenses.
  • Regular maintenance will keep your [model] in peak shape and help you avoid accidents that could raise your rate. Be sure to follow the recommended maintenance schedule in your owner’s manual!
  • If you bought your Chevrolet Silverado K2500 Heavy Duty new, it’s worth considering new car replacement insurance to protect your investment.
The Chevy Silverado 2500HD comes in 5 trim levels: Work Truck .
Key Takeaway: The more your Chevrolet Silverado K2500 Heavy Duty is worth, the more you’ll pay to insure and drive it.

How can you save money on insurance for a Chevrolet Silverado K2500 Heavy Duty?

The average annual cost to insure a model is $2,510. But who says you have to be average? Here are a few hacks to help you save money on insurance.

Compare rates

You’ve heard it before: compare, compare, compare. When it comes to finding car insurance savings, comparison shopping is the name of the game.
Here’s why it works: every insurance company uses a different algorithm to set your rate. Unless you have the ability to automatically detect the optimal algorithm for your vehicle, age, zip code, etc., the only way to find the right coverage at the best rate is to compare quotes.
Actually, there is one other way—download the Jerry app, and let Jerry handle the algorithms (and the savings!) By answering a few simple questions, you can get instant access to Jerry’s pool of over 55 top insurance companies, and you’ll see rate comparisons in as little as 45 seconds!

Drive well to save

That’s right, safe driving could literally put money back in your pocket. Not only will tickets send your rate skyrocketing, but you’ll set yourself up for discounts if you can maintain a totally clean record.
If you’re close to that perfect clean record, try out a telematics program like Jerry’s Drive Well, Earn Perks to earn instant savings for your good on-road behavior. And if you’ve already got a driving history that’s, well, less than stellar, don’t despair: Jerry can still help you find low rates and improve your driving (and it’s all on your phone!).

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