PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Cheapest Chevrolet Trax Car Insurance (Apr 2024)
Cheapest Chevrolet Trax Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Chevrolet Trax
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Andrea Barrett
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does Chevrolet Trax car insurance cost?
- Compare the cheapest Chevrolet Trax car insurance quotes
- The best car insurance companies for Chevrolet Trax owners
- Chevrolet Trax insurance cost by model year
- Why do Chevrolet Trax insurance rates differ from other Chevrolets?
- Are Chevrolet Traxs expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does Chevrolet Trax car insurance cost?
On average, Chevrolet Trax drivers spend $98 each month on state minimum car insurance and $175 per month for full coverage. Compared to other popular cars like the
Kia Seltos
, Buick Encore
, and Hyundai Venue
, the Chevrolet Trax is 6% more expensive to insure. However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Chevrolet Trax insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes.
Compare the cheapest Chevrolet Trax car insurance quotes
This may feel complicated, but it doesn’t have to be.
Jerry
is a car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Chevrolet Trax drivers save an average of $1,879 per year on their car insurance. Check out the table below to see real, free quotes that real people have gotten from Jerry.
| Date | Car | Insurance company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
April 18, 2024 | Chevrolet Trax 1RS | Safeco | $198 | Devin, 34 | • 50,000/100,000 Liability • Comp / Collision |
April 17, 2024 | Chevrolet Trax 1LT | AAA | $115 | Manuel, 32 | • State Minimum Liability |
April 9, 2024 | Chevrolet Trax LS | State Auto | $160 | Sara, 58 | • State Minimum Liability • Comp / Collision |
April 5, 2024 | Chevrolet Trax Premier | Progressive | $109 | Beulah, 48 | • State Minimum Liability • Comp / Collision |
March 31, 2024 | Chevrolet Trax 1LT | Allstate | $206 | Bettie, 70 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Apr 18, 2024However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Chevrolet Trax, you’ll need to
get car insurance quotes
from at least three insurance companies. The best car insurance companies for Chevrolet Trax owners
There’s no single best insurance company for all Chevrolet Trax owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to
calculate your premiums
. But that doesn’t mean we can’t find the best insurance company for you.
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much car insurance do you need for a Chevrolet Trax?
The average cost of Chevrolet Trax insurance is $175 per month for full coverage and $98 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more.
| Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
|---|---|---|
Chevrolet Trax | $175 | $98 |
- Minimum coverage insuranceis the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance.
- Full coverage insuranceprovides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is
the best way to shop for insurance
. Jerry makes quote shopping easy, finding you the best coverage at the best rate. Learn more about car insurance for other models
Why are some trims more expensive to insure than others?
Different trim levels come with different engines and features, all of which influence insurance costs. In general, larger and more powerful engines and more tech/luxury features will increase insurance costs.
Simply put, more powerful engines increase the risk of accidents, and more luxury and tech features come with higher repair and replacement costs, leading to higher insurance rates.
While larger engines typically increase insurance rates due to higher accident risk, that might not be the case with the Trax’s single 137-horsepower 1.2L turbocharged three-cylinder engine. There is no option to upgrade the engine for better performance, but other upgrades can influence insurance rates.
For example, while the base-level Trax LS comes well-equipped with features like wireless Apple CarPlay and Android Auto, the LS and LT models have optional convenience packages that add features like keyless entry and heated front seats. That said, opting into these additions can easily increase the cost of your insurance.
Well-equipped trims like the Chevrolet Trax 2RS and Activ have more costly features and tech, making them more costly to repair or replace in the event of an accident—and more expensive to insure.
Well-equipped trims like the Chevrolet Trax 2RS and Activ have more costly features and tech, making them more costly to repair or replace in the event of an accident—and more expensive to insure.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
Trax Chevrolet | $104 | $235 |
Trax Chevrolet 1LT | $90 | $169 |
Trax Chevrolet LS | $106 | $187 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Chevrolet Trax insurance cost by model year
The more recently your Chevrolet Trax was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Chevrolet Traxs provided by Jerry to better understand how your driver profile might affect your cost.
2022 Chevrolet Trax car insurance quotes
It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Chevrolet Trax drivers below:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2022 Chevrolet Trax 1LT | Progressive | $198 | Adelaide, 22 | • 50,000/100,000 Liability • Comp / Collision |
| Progressive | $199 | Addie, 24 | • State Minimum Liability • Comp / Collision | |
2022 Chevrolet Trax 1LT | Safeco | $114 | Ivan, 31 | • 100,000/300,000 Liability • Comp / Collision |
Clearcover | $161 | Inez, 45 South Fork, PA | • State Minimum Liability • Comp / Collision | |
| Mercury | $188 | Dustin, 40 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 13, 2024 2021 Chevrolet Trax car insurance quotes
Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Chevrolet Trax:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $334 | Myrtie, 27 | • 50,000/100,000 Liability • Comp / Collision | |
2021 Chevrolet Trax 1LT | Safeco | $209 | Joseph, 32 | • 100,000/300,000 Liability • Comp / Collision |
| Nationwide | $103 | Vernon, 54 | • State Minimum Liability • Comp / Collision | |
| Travelers | $89 | Gerald, 35 | • 50,000/100,000 Liability • Comp / Collision | |
| Bristol West | $139 | Ryan, 59 | • State Minimum Liability |
Last Updated Apr 18, 2024If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Chevrolet Trax with our real quote examples below:
2020 Chevrolet Trax car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Allstate | $184 | Milton, 35 | • 50,000/100,000 Liability • Comp / Collision | |
| Travelers | $104 | Lucile, 27 Wilmington, MA | • 100,000/300,000 Liability • Comp / Collision | |
| Nationwide | $298 | Wayne, 34 | • 500,000/500,000 Liability • Comp / Collision | |
| Infinity | $150 | Blake, 28 | • State Minimum Liability • Comp / Collision | |
| Bristol West | $188 | Ella, 35 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 19, 2024 2019 Chevrolet Trax car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2019 Chevrolet Trax 1LT | Allstate | $174 | Mathilda, 72 | • 50,000/100,000 Liability • Comp / Collision |
2019 Chevrolet Trax 1LT | Nationwide | $179 | Clyde, 28 | • 100,000/300,000 Liability • Comp / Collision |
2019 Chevrolet Trax 1LT | Safeco | $153 | Elijah, 68 | • State Minimum Liability • Comp / Collision |
Clearcover | $163 | Alex, 38 | • State Minimum Liability • Comp / Collision | |
| Infinity | $241 | Billy, 25 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 18, 2024 2018 Chevrolet Trax car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2018 Chevrolet Trax 1LT | Progressive | $115 | Trevor, 30 | • 100,000/300,000 Liability • Comp / Collision |
| Travelers | $123 | Chester, 39 | • 50,000/100,000 Liability • Comp / Collision | |
2018 Chevrolet Trax 1LT | Safeco | $142 | Victoria, 28 | • State Minimum Liability • Comp / Collision |
| Nationwide | $120 | Marion, 34 | • 100,000/300,000 Liability • Comp / Collision | |
2018 Chevrolet Trax 1LT | Plymouth Rock | $138 | Aaron, 49 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 17, 2024 2017 Chevrolet Trax car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Nationwide | $138 | Essie, 24 | • 50,000/100,000 Liability • Comp / Collision | |
2017 Chevrolet Trax Premier | Allstate | $123 | Scott, 37 | • 100,000/300,000 Liability • Comp / Collision |
| Safeco | $166 | Rhoda, 37 Creekside, PA | • State Minimum Liability • Comp / Collision | |
2017 Chevrolet Trax 1LT | Travelers | $136 | Angel, 36 | • 100,000/300,000 Liability • Comp / Collision |
2017 Chevrolet Trax 1LT | National General | $96 | Henry, 25 | • State Minimum Liability |
Last Updated Apr 19, 2024 2016 Chevrolet Trax car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $226 | Johanna, 30 Houghton Lake, MI | • 100,000/300,000 Liability • Comp / Collision | |
| Allstate | $309 | Calvin, 30 | • 50,000/100,000 Liability • Comp / Collision | |
| Travelers | $121 | Etta, 30 | • State Minimum Liability • Comp / Collision | |
| Plymouth Rock | $122 | Frances, 38 Canastota, NY | • State Minimum Liability • Comp / Collision | |
| National General | $378 | Gene, 41 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 17, 2024 2015 Chevrolet Trax car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2015 Chevrolet Trax LTZ | Progressive | $143 | Juan, 41 | • State Minimum Liability • Comp / Collision |
2015 Chevrolet Trax LTZ | Travelers | $112 | Daniel, 47 | • 50,000/100,000 Liability • Comp / Collision |
2015 Chevrolet Trax 1LT | Safeco | $78 | Duane, 52 | • 100,000/300,000 Liability • Comp / Collision |
| Allstate | $121 | Oscar, 44 | • State Minimum Liability • Comp / Collision | |
2015 Chevrolet Trax 1LT | Nationwide | $278 | Francis, 25 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 16, 2024See all Chevrolet Trax insurance information by year
Why do Chevrolet Trax insurance rates differ from other Chevrolets?
Insurance rates will always vary based on driver and vehicle-specific factors, but insurance rates for the Chevy Trax tend to be slightly cheaper than other models for a few reasons:
- Safety features: Vehicles with more standard safety features see lower insurance rates. For example, the 2024 Trax has automatic emergency braking, lane-keeping assistance with lane departure warning, and automatic high beams. Other safety features are available as an option.
- Safety ratings: NHTSA and IIHS are the two most well-known safety organizations. The higher the safety ratings, the less your insurance may be.
- Vehicle size: The Trax is one of the Chevy’s smallest and cheapest SUVs, making it less expensive to insure than larger, more expensive vehicles.
While rates will vary based on your driver profile, the Trax typically sees cheaper insurance rates than other Chevrolet vehicles.
Are Chevrolet Traxs expensive to insure?
The average Chevrolet Trax insurance rate is $98 per month. Compared to the national average for other models from a similar price range, it is 6% more expensive to insure a Chevrolet Trax.
Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
$103 | $387 | |
$102 | $269 | |
$90 | $168 | |
$105 | $292 | |
$104 | $226 | |
Toyota Corolla Cross | $142 | $355 |
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.
Chevrolet Trax safety ratings
Insurance companies also consider the safety ratings of a particular car to determine insurance premiums.
The two best-known vehicle safety rating organizations are:
- Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash, and how well the technology in the vehicle can prevent or reduce the severity of crashes.
- National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side and rollover crash tests.
See the tables below for a detailed look at safety ratings for the Chevrolet Trax.
Insurance Institute for Highway Safety (IIHS) Rating
| Rating type | Rating |
|---|---|
Small overlap front: passenger-side | Acceptable |
Side: updated test | Acceptable |
Front crash prevention | Not available |
What other factors affect Chevrolet Trax insurance rates?
- The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
- Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
- Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.
Chevrolet Trax insurance cost for young drivers
Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents. 
Luis (24 years old)
$149
per month
Isaiah (24 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$138
per month
Bessie (21 years old)
$111
per month
Jorge (24 years old)
$253
per month
Chevrolet Trax insurance cost for senior drivers
As you enter your mid-70s, car insurance costs begin to climb again.
Car insurance rates for seniors
tend to be higher for several reasons. Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
John (65 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$72
per month
Clearcover
Theresa (75 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$117
per month
Ola (66 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$116
per month
Chevrolet Trax insurance cost for drivers with driving violations
Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
- Speeding
- DUIs
- At fault accident
- Reckless driving
- Driving on a suspended license
Cheapest car insurance for Chevrolet Trax drivers with speeding ticket
There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit.
Jerry is proud to help Chevrolet Trax drivers with varying speeding tickets save on car insurance.
| Speeding Type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Chevrolet Trax 1LT | Progressive | $215 | Ryan, 26 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 11-15 | Chevrolet Trax 1LT | National General | $116 | Phillip, 30 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 16-20 | Chevrolet Trax 1LT | Mercury | $264 | Belle, 31 Harmony, FL | • 100,000/300,000 Liability • Comp / Collision |
Speeding 21+ | Chevrolet Trax LS | Dairyland | $222 | Kate, 24 Schuylkill Haven, PA | • State Minimum Liability • Comp / Collision |
Last Updated Apr 17, 2024Cheapest car insurance for Chevrolet Trax drivers with a DUI record
If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another.
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Chevrolet Trax drivers obtain affordable auto insurance rates after a DUI.
Cole (51 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$472
per month
Cheapest car insurance for Chevrolet Trax drivers after an accident
One of the most important factors affecting car insurance rates is your car accident or claim history.
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Chevrolet Trax drivers save on car insurance after car accidents.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Chevrolet Trax 1LT | Safeco | $102 | Eunice, 56 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Chevrolet Trax LS | Nationwide | $75 | Jim, 30 Hollidaysburg, PA | • 50,000/100,000 Liability • Comp / Collision |
At Fault With Injury | Chevrolet Trax 1LT | Allstate | $174 | Ethan, 72 | • 50,000/100,000 Liability • Comp / Collision |
Not At Fault | Chevrolet Trax 1LT | AAA | $115 | Millie, 32 | • State Minimum Liability |
At Fault With No Injury | Chevrolet Trax LS | Travelers | $104 | Bess, 27 Wilmington, MA | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Apr 18, 2024Cheapest car insurance for Chevrolet Trax drivers with other driving violations on their record
Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase.
We’ve compiled a list of various other driving violations and how we helped Chevrolet Trax drivers with these violations save on their car insurance.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Defective Equipment | Chevrolet Trax 1LT | Progressive | $90 | Caroline, 32 | • State Minimum Liability |
Failure to Obey Signal | Chevrolet Trax LS | AAA | $225 | Elsie, 36 | • 25,000/50,000 Liability • Comp / Collision |
Wrong Way/Wrong Lane | Chevrolet Trax LS | Bristol West | $358 | Louise, 46 | • State Minimum Liability • Comp / Collision |
Cell Phone | Chevrolet Trax 1LT | Progressive | $277 | Ora, 47 | • State Minimum Liability • Comp / Collision |
Careless Driving | Chevrolet Trax LS | Nationwide | $75 | Bruce, 30 Hollidaysburg, PA | • 50,000/100,000 Liability • Comp / Collision |
Driving on Sus. License | Chevrolet Trax LS | Safeco | $156 | Henry, 31 | • 50,000/100,000 Liability • Comp / Collision |
Failure to Obey Signal | Chevrolet Trax 1LT | Mercury | $394 | Jeffery, 24 | • 15,000/30,000 Liability • Comp / Collision |
Seat Belt | Chevrolet Trax LS | Plymouth Rock | $86 | Samuel, 36 | • State Minimum Liability • Comp / Collision |
Improper Passing | Chevrolet Trax LS | Bristol West | $231 | Jon, 47 | • State Minimum Liability • Comp / Collision |
Last Updated Apr 19, 2024Compare insurance costs for other cars
How can I lower the cost of insurance for my car?
There are a variety of ways to lower insurance costs for your vehicle.
- Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
- Raise your deductible: Yourcar insurance deductibleis the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
- Reduce your coverage: If you have any older cars, you canreduce coverageon them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
- Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on.
- Bundle your insurance policies:Bundling your homeowners and auto insurancewith the same company can amount to a lower overall bill.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
