Best cheap car insurance quotes in Abbeville
Minimum coverage is the best way to enjoy cheap insurance in Abbeville. It doesn’t offer you or your vehicle as much protection, but it is the most affordable way to legally drive in Alabama.
Cheap minimum liability insurance quotes in Abbeville
In Alabama, minimum coverage means 25/50/25 minimum liability coverage: $25,000 per person bodily injury
, $50,000 per accident bodily injury liability, and $25,000 property damage
liability. If you cause damage to other people or property, your insurance policy will pay out up to these limits. You can exceed these minimum liability limits, but you can’t go below them as all drivers must have insurance in Alabama
. In fact, no company will sell you a policy with less coverage here. Check out these minimum coverage rates from real Abbeville drivers that used Jerry to find a cheap car insurance policy.
Coverage
State Minimum
Abbeville, AL
(Zip Code: 36310) Coverage
State Minimum
Abbeville, AL
(Zip Code: 36310) Ford Explorer Limited Christopher (43 years old)
Coverage
State Minimum
Abbeville, AL
(Zip Code: 36310) Do you need more than minimum coverage in Abbeville?
Legally speaking, no. Alabama car insurance requirements
state that any driver with 25/50/25 coverage is allowed on the road. Practically speaking, yes—you should consider more coverage.
If you cause an accident that results in serious damage, you’re still on the hook for anything beyond your policy limits. A new car costs way more than $25,000, and an extended hospital stay might very well exceed $50,000.
To solve this, you can increase your liability limits. Experts recommend 100/300/100.
Then, there’s your own vehicle to consider. You will need full coverage if you want any protection for your own car’s damage.
Cheap full coverage car insurance quotes in Abbeville
Expect to spend around $133 per month on full coverage car insurance in Abbeville. That’s about $1,591 per year to protect your vehicle from damage—cheaper than the state average!
Full coverage
includes collision and comprehensive coverage:Collision coverage
is for collision-related damages, like hitting a mailbox or another car. Comprehensive coverage
is for non-collision damages, like wind storm damage, vandalism, and theft. Repair and replacement are covered.
This is optional in Alabama, although some car lenders may require you to carry full coverage until your loan is fully paid off.
In this state, you may also benefit from uninsured motorist protection
. Nearly 20% of Alabama drivers are uninsured
—one of the highest rates in the nation. If you get into an accident with one of them, you won’t have any protection with your basic liability policy.Check out these Abbeville drivers who found cheap full coverage rates with Jerry.
Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
---|
• State Minimum Liability • Comp / Collision | Progressive | $102 | | Chevrolet Sonic LT |
• State Minimum Liability • Comp / Collision | Bristol West | $117 | | Ford Explorer Limited |
• State Minimum Liability • Comp / Collision | Assurance America | $142 | Christopher, 43 Zip: 36310 | Chevrolet Camaro LT |
Last Updated Oct 24, 2024
The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
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, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.