It depends—USAA may drop you after a certain number of claims, depending on what the claims are for. For example, having a DUI on your driving record, in addition to other serious offenses, could land you in at-risk driver territory. An at-risk driver is riskier to insure for insurance companies, and they may decide not to take that chance.

So, while there is no limit on how many claims you can file with your insurance provider, some insurers will drop you as a client after three claims over three years, regardless of the type of claim.

Long story short, the threshold for your insurer canceling your car insurance policy after multiple convictions and claims varies based on the insurance carrier, type of claim, amount paid, and how many claims you’ve filed in a three-year period.

If your insurer decides to drop you as a client, you will receive a nonrenewal letter before your next renewal period, making you aware that your policy will be terminated at the end of the policy period. If this is the case, avoid a car insurance lapse by looking for another insurance provider before your policy is canceled.

MORE: How to cancel USAA car insurance