Expert Advice for Damages Claims
All Articles on Damages Claims
Will a Hit-and-Run Claim Raise My Progressive Insurance Rates?
Depending on the size of the claim and who is at fault in an accident, Progressive might not increase your premium after a hit-and-run.
Kaitlin May
Does a Windshield Claim Increase GEICO Insurance Costs?
Filing a windshield claim with GEICO won’t increase your premium, and repair costs should be covered if you have comprehensive coverage.
Andrea Barrett
West Virginia Car Accident Laws
If you’re in a crash in West Virginia, it’s important to know West Virginia’s car accident laws so you can file a report or claim damages.
Rob Shapiro
Colorado Car Accident Laws
If you get into a car accident in Colorado, here are the steps you need to take to protect yourself legally and financially.
Meaghan Branham
Head-on Collisions: What to Do and How to Avoid Them
Head-on collisions are rare, but they’re the most dangerous type of accident to be involved in.
Kaitlin May
Comparative Negligence in North Dakota
North Dakota observes a modified comparative negligence law. The plaintiff can recover damages if they are much less than 50% at fault.
Tiffany Leung
Comparative Negligence in Oklahoma
Oklahoma’s modified comparative negligence law states you can claim damages if you are assigned less than 50% fault.
Tiffany Leung
Comparative Negligence in Ohio
Ohio implements a modified comparative negligence law. Claims can be made if the party is less than 50% at fault.
Tiffany Leung
Comparative Negligence in New Mexico
You can collect damages under New Mexico’s comparative negligence law unless you’re found 100% at fault.
Melanie Johnson
Comparative Negligence in New Jersey
With New Jersey’s comparative negligence law, you may collect damages from an accident unless you’re 51% at fault.
Melanie Johnson
Comparative Negligence in North Carolina
Under North Carolina’s contributory negligence law, you cannot collect damages for a car accident if you’re found even 1% at fault.
Sarah Gray
Comparative Negligence in New Hampshire
Under New Hampshire’s comparative negligence law, you can collect damages from a car accident unless you’re more than 51% at fault.
Melanie Johnson
Comparative Negligence in Mississippi
Mississippi follows a pure comparative negligence law, meaning you can recover damages after an accident as long as you are not 100% at fault.
Shannon Fitzgerald
South Dakota Hit-and-Run
If you’re in a hit-and-run accident in South Dakota, report the crime to the police immediately, then file an insurance claim.
Macy Fouse
South Carolina Hit-and-Run
If you’re involved in a hit-and-run in South Carolina, be sure to report the accident immediately and file an insurance claim as soon as possible.
Macy Fouse
Comparative Negligence in Missouri
Missouri practices a pure comparative negligence system, which means that an injured party can recover damages even if they are partially at fault.
Shannon Fitzgerald
Comparative Negligence in Montana
Montana follows the 51% bar rule of comparative negligence law. If you are 50% or less to blame for an accident, you are eligible to recover damages.
Mary Cahill
Comparative Negligence in Michigan
Michigan follows comparative negligence law, meaning you can collect damages from a car accident proportional to the fault you are assigned.
Tiffany Leung
Comparative Negligence in Massachusetts
Under Massachusetts’ modified comparative negligence law, you can only collect damages from a car accident if you are found less than 50% at fault.
Tiffany Leung
Comparative Negligence in Minnesota
Minnesota follows modified comparative negligence law, meaning you can collect damages only if you are not more than 50% at fault.
Tiffany Leung
Comparative Negligence in Nevada
In Nevada, as long as you’re found less than 51% responsible for a traffic accident, you’ll be able to recover damages caused by the crash.
Mary Cahill
Comparative Negligence in Maine
Under Maine’s modified contributory negligence law, you are only entitled to damage claims from a car accident if you’re 49% or less at fault.
Tiffany Leung
Comparative Negligence in Idaho
Idaho follows a 50% comparative negligence law, meaning you can only recover damages if you are at less fault than the other driver.
Shannon Fitzgerald
Comparative Negligence in Maryland
Under Maryland’s contributory negligence law, you can only collect damages from a car accident if you have zero fault.
Tiffany Leung
Comparative Negligence in Kentucky
Kentucky is a pure comparative fault state, which means that you can collect damages as long as you are not 100% at fault.
Sean Boehme
Comparative Negligence in Louisiana
Since Louisiana is a pure comparative fault state, you can file a claim for damages as long as you are not 100% at fault for an accident.
Sean Boehme
Comparative Negligence in Arizona
Under Arizona’s contributory negligence law, you can collect damages from a car accident unless you’re 100% at fault.
Tiffany Leung
Comparative Negligence in Alabama
Under Alabama’s contributory negligence law, you cannot collect damages from a car accident unless you’re found 0% at fault.
Tiffany Leung
Comparative Negligence in Arkansas
According to comparative negligence law in Arkansas, you can be
compensated for damages from a car accident if you are found 49% or less at fault.
Mary Cahill
Comparative Negligence in the District of Columbia
In the District of Columbia, you cannot recover damages from a car accident if you are found to be even slightly at fault.
Samuel Todd
All Questions on Damages Claims
What do I need to know about flood insurance when buying a home?
I've been checking properties against the FEMA National Flood Hazard Layer. What are the implications of the different flood zones for flood insurance?
Sophie Newman
How much will home insurance go up after a claim?
There was a fire in my kitchen last week that damaged a lot of appliances, so I’m looking into filing a claim right now. How much will my home insurance go up after filing a claim?
Claire Beaney
How do you appeal a car insurance claim?
My car insurance claim was recently denied and I disagree with my insurer's decision. How could I file an appeal for my car insurance claim?
Carlos Kirby
How do I file a claim with renters insurance?
Last night, we had a fire in our townhouse. Thankfully, we all got out OK, and the damage was limited to a section of the family room. What do I do next in terms of filing a claim with my renters insurance?
Rachel Rigolino
Does home insurance cover water damage if it damages something we just had repaired?
If our roof starts leaking after bad weather, would our insurance cover the damage to the insulation? We just had new insulation put in our attic.
Emily Maracle
How much will you have to pay for car insurance?
I got into a car accident a few weeks ago but my insurance hasn't changed yet. I'm expecting my rate to bump up but I don't know by how much. How do you calculate car insurance?
Joshua Levy
How do you fix a slashed tire?
Help! I went to get something out of my car today and noticed a huge gash in one of my tires. How do I repair it?
Maxine Boyko
Does home insurance cover a tree falling on a house?
During a winter storm, a tree fell and put a hole in our roof. Will our home insurance cover the damage caused by the tree falling on our house?
Rachel Rigolino
How do you maximize an insurance claim from flooding?
When making a flood claim, I want to make sure I get the maximum payout from my insurance company to cover the damages. What factors should I consider when making a claim?
Sophie Newman
What can I do if a tow truck damaged my vehicle while transporting it?
What do I do to get reimbursed for the damage? I had my Kia Sorento towed to a local repair shop. When it arrived, I noticed some body damage to it. The damage isn't extensive, but it's definitely noticeable.
Eric Schad
How do I fight a home insurance claim?
We had some severe weather pass through our county, but I was just informed my claim was denied because the damage isn’t severe enough. Is there any way I can fight this insurance claim denial myself?
Melanie Mergen
What does car insurance cover for repairs?
What parts of a vehicle does insurance cover? I want to understand the limits of an insurance policy in case of an accident.
Sophie Newman
How can insurance companies decide if a car is totaled?
My friend and I were arguing the other day about how insurance companies decide that a car is totaled. How does it work?
Will Baldwin
Is there a way to get money from a tow company if they essentially total my car?
"What should I do if a tow company denies damages they did to my car? I called my insurance company to get a tow when my car wouldn't start due to a starter problem.
My spouse picked me up to take me to the repair shop. When the tow truck finally arrived, my heart sank. They didn't use a flatbed to haul my all-wheel-drive car, securing only two wheels instead. As a result, the drivetrain is ruined. Now the tow company denies that it happened. They've offered me half the value of my car to settle."
Eric Schad
How long does it take for an insurance claim to be settled?
I was in an accident weeks ago and immediately filed a claim, but it still hasn’t been settled. Now I'm starting to get impatient. How long does it usually take for an insurance claim to be settled?
melanie reiff
How do I determine the insurance value of a totaled car?
I got into an accident where my car was totaled. How do I find the market value of my car for the insurance claim?
Grace Cho
Does home insurance cover fence replacement?
I need to replace my fence. It’s been there for twenty years and is due for an upgrade. Will my home insurance policy cover fence replacement?
Nick Kunze
How do I write a car insurance claim letter?
I was in a two-vehicle accident this morning. I want to get the claim in as soon as possible. How do I write a car insurance claim letter?
Nick Kunze
Does renters insurance cover fire damage?
There was recently a fire in my apartment building, and the unit next to mine was almost entirely destroyed. Luckily, no one was hurt, and only a handful of my belongings were damaged. I have renters insurance, but will it cover fire damage?
Vina Geralde
Does home insurance cover chimney repairs?
There was a pretty big storm two days ago. We didn’t think much of it, but now there’s water leaking inside our house from the chimney. Will our home insurance cover the chimney repairs?
Emily Maracle
How do I get compensated after an accident?
I was in my first-ever collision yesterday. What do I do now? How do I get compensated after my accident?
Nick Kunze
How do I file a car insurance claim with GEICO?
I got into an accident, how do I file a claim with GEICO?
Lauren Smith
Are garage doors covered by home insurance?
We had a little mishap the other day and, long story short, we accidentally hit the garage door with our car and damaged it. It definitely needs to get repaired. Will our home insurance cover garage door repairs?
Claire Beaney
How do I get paid by my insurance company after a car accident?
I was in my first-ever accident yesterday, and I am a little freaked out. How do I make sure I receive money from my insurance company to pay for repairs from the accident?
Nick Kunze
How do I file a claim against someone else’s car insurance?
I got into an accident, it was the other person's fault. How do I file a claim against their insurance?
Lauren Smith
How do I get insurance to pay for a car accident?
What is the best way to get insurance to pay for a car accident? I got into a bad accident recently and there was a lot of damage. I think my car is going to be really expensive to repair and am hoping my insurance is going to help me out.
Liz Jenson
What happens if you damage a leased car?
I got in a small fender bender in a parking lot in a leased car. What do I do as far as the damage?
Eric Schad
Can a tenant make a claim on a landlord’s insurance?
I lost everything in my apartment after it burned down. My landlord said he didn’t have insurance. Can a tenant make a claim on a landlord’s insurance?
Emily Maracle
Can home insurance cover roof leaks?
My roof started leaking. We just had a big storm, but I'm not sure if that caused the damage. Can I submit a claim to my insurance?
Emily Maracle
How do I check for a third party's car insurance?
My parked Ford was sideswiped this past weekend. I have the license plate of the other driver, but I don’t know if they have insurance. How can I check?
melanie reiff
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