Expert Advice for Driving Record

All Articles on Driving Record

Indiana DUI Laws
Indiana DUI laws state that any driver over the age of 21 cannot have a blood alcohol level of 0.08% or higher. For people under 21, it’s anything over 0.02%.
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Bonnie Stinson
Oct 07, 2021
How Does Road Rage Affect Your Driving Skills and Judgment?
Road rage is caused by a surge of negative emotions influenced by stress, hormones, and intoxicants. Although extremely dangerous, road rage can be treated by therapy.
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Carlos Kirby
Sep 24, 2021
What is a Clean Driving Record?
Wondering what is a clean driving record? It’s a driving history without any accidents or violations, and it can help you get the lowest car insurance rates.
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Michelle Ballestrasse
Jun 21, 2021
Tips to Get a Clean Driving Record
To get a clean driving record, drive safely and keep a close eye on your points.
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Bonnie Stinson
Jun 18, 2021
How to Lend Your Car to a Friend Without Jeopardizing Your Car Insurance Rates
Before you lend your car to a friend, you should establish expectations and boundaries.
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Amber Brown
Oct 28, 2020
How to Get Car Insurance with a Bad Driving Record
To get car insurance with a bad driving record, you may need to get a little creative. Here's what you need to know about obtaining coverage.
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Nicholas Wilson
Dec 03, 2020
How to Get Accurate Car Insurance Quotes
Getting an accurate car insurance quote involves determining the type of plan you need and knowing your driving history and personal details.
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Nicholas Wilson
Nov 18, 2020
Why You Should Shop for Car Insurance Every 6 Months
Switching car insurance companies can save you hundreds of dollars a year, making it wise to shop for coverage every six months.
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Cheryl Knight
Dec 03, 2020
Cheap Car Insurance if You Have a Clean Driving Record
Drivers with a clean record can get cheap car insurance. If your record is free of accidents, moving violations, and DUI's, here's how you can qualify for lower rates.
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Mary Kurz
Dec 08, 2020
Cheap Car Insurance if You Don’t Have a College Degree
Drivers without college degrees can have higher car insurance rates, but there are ways they can lower their premiums. This article outlines four factors that could result in more affordable coverage.
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Mary Kurz
Sep 28, 2021
What Is a Clean Driving Record and How Does it Affect Car Insurance Rates?
Your car insurance rates will rise if your driving record isn't clean, but there are still ways to find affordable car insurance rates.
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Brady Klopfer
Oct 07, 2021

All Questions on Driving Record

Can a red light ticket raise my car insurance?
I got a red light camera ticket in the mail. Will it raise my insurance rates?
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Emily Maracle
Oct 11, 2021
Can a carpool ticket really raise your insurance rates?
I paid a carpool ticket on time. My insurance recently renewed and my rates skyrocketed. What should I do?
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Emily Maracle
Oct 11, 2021
What impact does an HOV ticket have in Texas?
I got a ticket for driving in the carpool lane. What impact will this have on me?
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Emily Maracle
Oct 11, 2021
Do carpool tickets affect your insurance?
I received a ticket for driving in a carpool lane. I was told it was a non moving violation, so it wouldn't be on my record. Is this true?
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Emily Maracle
Oct 11, 2021
Do I need to go to traffic school for a carpool ticket?
I got a ticket for driving by myself in a carpool lane. I can go traffic school, but it doesn't look like there are points attached to the ticket. Will my insurance increase if I just pay the fine?
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Emily Maracle
Oct 11, 2021
What happens if you get five points on your license in Pennsylvania?
I found out I have five points on my license. How does this affect me?
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Emily Maracle
Oct 11, 2021
How do points affect your car insurance?
I got a ticket that added three points to my license. How will this affect my insurance?
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Emily Maracle
Oct 11, 2021
Do points on your license actually affect you?
I've heard that points can make your insurance go up. Is this true? What other impact do points have?
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Emily Maracle
Oct 11, 2021
How are points assigned to your driving record in New York?
I don't understand how points work. I got tickets for running a red light and using my cell phone while driving.
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Emily Maracle
Oct 11, 2021
What does it mean if you have points on your driving record?
I have a few tickets and was applying for car insurance. I was declined from several companies due to the points on my license. What does this mean?
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Emily Maracle
Oct 11, 2021
Why would a cell phone ticket cause my parents' insurance to drop me?
I was on my parents' car insurance policy. They told me that their car insurance policy is requiring them to drop me, so now I have to find my own insurance. Why did their insurance do this?
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Emily Maracle
Oct 11, 2021
Why would a cell phone ticket raise my insurance?
I got a cell phone ticket and my insurance rates increased. Why?
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Emily Maracle
Oct 11, 2021
Does your driving record show distracted driving tickets?
I've gotten a few distracted driving tickets. Are these listed on my driving record?
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Emily Maracle
Oct 11, 2021
How long do car accidents stay on your record?
Do accidents stay on your record permanently? I recently was found at fault for a small accident. Will it haunt me forever?
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Hana Sabah
Oct 01, 2021
How long should I keep collision insurance on my vehicle?
I've owned my vehicle for eight years without having an accident, and I'm starting to think that I don't need collision insurance anymore. How long should I keep collision coverage—and if it doesn't seem to be useful, should I get rid of it?
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Eric Schad
Sep 24, 2021
How long does car insurance take to kick in?
I just bought my first car and car insurance policy and I'm really excited to start driving! How long does it take for the car insurance to take effect so I can get out on the road?
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Eric Schad
Sep 21, 2021
How do I get car insurance with a bad driving record?
I have a history of at-fault accidents. How am I supposed to get car insurance with my bad driving record?
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Rachel Juillerat
Sep 21, 2021
How do you make car insurance cheaper for young drivers?
How can I save on insurance as a teenager? I’m 17 and I just got a new car but my premium is crazy! I’m responsible and a good driver so I don't understand why it's so expensive.
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Joshua Levy
Sep 20, 2021
Should using driver demographic information be illegal?
Isn't it unfair that companies use statistics to determine rates? I don't understand why it's legal for them to use personal information to price car insurance.
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Sophie Newman
Sep 14, 2021
Can you be denied car insurance?
I used to be a pretty wild and reckless driver, and I don't have the best driving record because of it. I've long since settled down, though, and haven't owned (or driven) a car for a long time. I'm finally looking for one now, but could I be denied car insurance because of my past, even though I haven't done anything like that in years?
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Jackie Whalen
Aug 10, 2021
What violations or tickets do new drivers usually get?
My daughter will be driving soon and I want her to be prepared. What are some common violations that new drivers get? I want to hopefully teach her how to drive safely and avoid those types of situations.
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Emily Maracle
Jul 30, 2021
Can speeding negatively impact your car insurance?
I like to open up my Dodge Charger on the highway, but a friend told me that speeding can negatively impact my car insurance. I've never had a problem before. What's the issue?
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Emily Maracle
Jul 30, 2021
Why do car insurance companies look at your driving record?
I was told that all car insurance companies look at your driving record. Why is that?
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Emily Maracle
Jul 30, 2021
What does your driving record contain?
"I know that car insurance companies look at driving records, but what's on them? What does it mean if someone has a clean record?"
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Emily Maracle
Aug 18, 2021
How long do points stay on your record in New Hampshire?
I'm currently insured with Allstate. How long will points stay on my record and impact my insurance? I have four points from a speeding ticket in 2019.
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Emily Maracle
Jul 29, 2021
Does an insurance company always check your driving record?
My parents are kicking me off their insurance, so I'm getting car insurance for the first time. I've been driving for awhile and I have several tickets. Do car insurance companies always check your driving record?
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Emily Maracle
Jul 29, 2021
Do insurance companies check your driving record?
I recently got into an accident and had to submit a claim. I also got a ticket for speeding. Since I have insurance, will my insurance company check my driving record again? Do companies only check driving records when you first apply for insurance?
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Emily Maracle
Jul 29, 2021
How long do tickets on your driving record impact your rate?
How long will tickets impact my insurance rate? I have three tickets on my record from the past year. My insurance rates skyrocketed.
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Emily Maracle
Jul 07, 2021
How much can points on your license impact your insurance rate in Michigan?
How much will points impact my insurance rate in Michigan? I have two points on my license from running a stop sign. How long will it be on my record?
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Emily Maracle
Jul 06, 2021
How long do points remain on your license in New York?
When will points stop impacting my insurance rate? I have four points on my license and it's really hard to find affordable insurance. Do points ever fall off your license?
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Emily Maracle
Jul 06, 2021

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