Expert Advice for Car Insurance Claims

All Articles on Car Insurance Claims

Is Filing a Car Insurance Claim Always the Right Move?
In some cases, filing a car insurance claim isn’t in your best interest. Filing a claim can lead to increased insurance premiums and a blight on your driving record.
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Emily Jansen
Sep 21, 2021
Texas Woman Made a Huge Car Insurance Mistake and Is Stuck With the Bill
A Texas woman got into an accident while completing an order for a delivery service app and her insurance company didn’t pay for the damages since she didn’t have business insurance.
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Serena Aburahma
Sep 20, 2021
When Not to Make a Car Insurance Claim
If there’s minimal damage, you already have claims on your record, or you can settle privately with the other driver, an insurance claim might be unnecessary.
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Nick Kunze
Jul 19, 2021
Common car insurance claims and how to cover them
Car insurance covers more than accidents. But different types of coverage offer different forms of protection.
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Michelle Ballestrasse
Jun 24, 2021
Do I Have to Repair My Car After an Insurance Claim Accident?
You’ll usually have to repair your car after an insurance claim accident—but there are some exceptions.
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Jaclyn Victor
Jun 17, 2021
8 Worst Car Insurance Claim Mistakes to Avoid
Mistakes like filing unnecessary claims, not cooperating with your insurer, or not reading your policy in detail can result in disappointing outcomes.
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Jacoba Bood
Jun 16, 2021
There's Nothing Funny About Getting Rear-Ended by a Clown
Did you know that the “Three-Ring Fender Bender” commercial from Farmers Insurance is based on a real claim? The agent who submitted it won the Hall of Claims grand prize.
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Aleena Juarez
Sep 20, 2021
The Most Common Car Insurance Claim Should Come as No Surprise
You probably won’t be surprised to hear about the most common car insurance claims. Here’s how to make sure you’re covered in any of these scenarios.
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Chasity Sharla
Jun 07, 2021
Diminished Value Claims, Explained
A diminished value claim can help you recoup some of your car’s lost value after an accident.
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Jason Tushinski
Sep 10, 2021
A Stolen Volkswagen Minibus Made For the Wildest Car Insurance Claim Of All-Time
A stolen vehicle can be a nightmare. For this driver, a rare situation led to an unusual car insurance claim. Read more about what happened.
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Aleena Juarez
Jun 07, 2021
Does Car Insurance Cover Engine Failure?
Will a car insurance policy cover some or all of the cost of engine repairs? The answer to that question will depend on the type of insurance and the circumstances.
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Jacoba Bood
Feb 22, 2021
How to Calculate How Much Car Insurance You Need
Getting minimal insurance coverage could save you money in the short term, but it could cost you down the road.
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Jason Unrau
Feb 09, 2021
Does Car Insurance Cover Snapped Antennas or Hood Ornaments?
Vandalism claims amount to millions of dollars each year in the U.S. If your car is vandalized, take these steps to get it repaired.
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Cheryl Knight
Jan 05, 2021
7 Things You Should Never Say to an Insurance Adjuster
Insurance adjusters are fair, but you still need to be careful with what you say to them. Avoid these seven things, and you’ll be just fine.
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Brady Klopfer
Dec 10, 2020
Should You File an Insurance Claim for a Fender Bender?
There's a lot of debate around filing an insurance claim for a fender bender. Doing so protects you, but it may also affect your rates. Here's what you should know.
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Rochelle Miller-Hernandez
Oct 28, 2020
5 Car Insurance Scams You Should Never Fall for
Car insurance fraud costs families up to $700 in insurance premiums annually. Here are five of the most common scams to keep an eye on when you're driving.
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Jason Unrau
Sep 23, 2021
How to Switch Car Insurance Companies After Filing a Claim
Switching insurance providers with an open claim won’t affect the current insurer’s responsibility, but it can make you look like a risk to new ones.
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Conor Fynes
Nov 10, 2020
What to Do After Your Car Insurance Claim is Denied
What to do after your car insurance claim is denied involves checking out and verifying the reason, appealing, or getting a lawyer.
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Nicholas Wilson
Nov 23, 2020
How to Take Good Car Pictures
To take good car pictures, take your time and set up the right shots. This will help you if you're taking pictures for documentation or to sell your car.
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Elaine Sulpy
Sep 23, 2021
How Long After a Car Accident Can You File a Claim?
Figuring out how long after a car accident you have to file a claim means taking a close look at your policy.
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Nicholas Wilson
Jan 08, 2021
How to Complete a Car Accident Claim Form
Properly completing car accident claim forms after a car crash will help agents assess the situation and pay for damages to your car.
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Logan Utsman
Oct 26, 2020
The 5 Main Reasons a Car Accident Insurance Claim Is Denied
Was your car accident claim denied? There are five common reasons why, as this article details in full.
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Elan Mcafee
Jan 14, 2021
How to Make a Diminished Value Car Insurance Claim
A car accident can reduce the value of your vehicle, but a diminished value claim might get you back the value your vehicle lost.
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Cheryl Knight
Jan 26, 2021
How to Avoid the 5 Most Common Types of Car Insurance Claims
Avoiding common car insurance claims is a surefire way to keep your premiums down. Here's how to do it.
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Cheryl Knight
Sep 10, 2021
All About Car Insurance Claim Denials
A car insurance claim denial does not mean the end of the world. You can appeal the decision or even take your car insurance company to court.
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Cheryl Knight
Feb 18, 2021
The Do's and Don'ts of Filing a Car Accident Claim Report
Car accident claiming is necessary after a collision to be reimbursed for vehicle repairs or medical bills. Here's how to do it the right —and wrong — way.
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Elan Mcafee
Feb 23, 2021
Violating Your Car Insurance Policy: What Qualifies as a Major Violation
Major violations to your car insurance plan include DUIs, hit and runs, and fraudulent claims, and can dramatically increase your insurance premiums.
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Brady Klopfer
Nov 11, 2020
The Most Common Types of Car Insurance Fraud
Car insurance fraud usually takes the form of fire, theft, and vandalism, all investigated and prosecuted by car insurance companies.
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Jason Unrau
May 04, 2021
How to File a Claim When Bad Roads Damage Your Car
To file a claim for damage caused by a bad road, document the damage and the poorly maintained road, and contact the county's commissioner's office.
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Brady Klopfer
May 04, 2021
How to Calculate Actual Cash Value (ACV)
Car insurance claim adjusters may not offer you enough if you’re being offered actual cash value for your car, not what you paid or owe.
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Jason Unrau
May 04, 2021

All Questions on Car Insurance Claims

Will car insurance companies know that I work for Instacart?
I damaged my car while working for Instacart. I'm wondering if Progressive can tell that I was on the clock when the damage was done. Do they have access to my hours?
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Sophie Newman
Sep 23, 2021
How do I report a car accident to Elephant?
I was in an accident and I know I need to report it to Elephant, my car insurance company. I've never been in an accident before, though, and I don't know where to start—and to be honest, I'm still shaken up. How do I report a car accident to Elephant?
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Eric Schad
Sep 22, 2021
How do I make a car insurance claim with Farmers after an accident?
I was in a car accident where I wasn't at fault. Everyone's all right, but my car needs repairs that I definitely can't pay out of pocket. I have insurance with Farmers, but I've never had to make a claim before. How do I make a claim with Farmers for the damage that the accident did?
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Eric Schad
Sep 22, 2021
How long should you wait to file an insurance claim after a car accident?
When should you file an insurance claim if you were in an accident? I was rear-ended a few days ago but I still haven't filed a claim. I've been pretty busy and I'd like to put it off for a few weeks if I can.
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Joshua Levy
Sep 22, 2021
How can you find your car insurance deductible?
How do you find your car insurance deductible? Someone hit my car when I was getting a haircut. I want to file a claim but I can't find my deductible and I don't really understand what it means anyways.
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Joshua Levy
Sep 22, 2021
How long does it take for insurance to repair a car?
My son got into an accident recently and his car needs some repairs. He's driving my car for now, but we can't do that forever! How long will it take for insurance to repair his car so I can get mine back?
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Liz Jenson
Sep 21, 2021
How long does it take to settle an insurance claim for a car accident?
I was in an accident about a week ago where I was at fault, but I have collision insurance. I want to get this settled as quickly as possible so I can start putting this behind me, but I'm not sure of what the timeline should be. About how long does it take to settle the claim I made?
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Eric Schad
Sep 21, 2021
What mistakes can you make when submitting a claim?
I've just been in my first accident and I'm nervous about having to submit a claim for the first time. I want to make sure I do everything right, so is there anything I should avoid doing?
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Emily Maracle
Sep 21, 2021
How do you deal with an insurance adjuster after an accident?
I recently got into an accident that wasn't my fault. Now an insurance adjuster is calling me, and I'm afraid of accidentally saying the wrong thing and getting charged for it. How should I handle the call? Are there any subjects I should avoid entirely?
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Jessa Claeys
Sep 20, 2021
Does the city pay for damages to one’s car due to failing to fix potholes on the street?
I hit a pothole on a city street that hasn't been fixed in forever. It damaged my alignment. Can I get the city to pay for it or do I have to file on my car insurance?
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Sophie Newman
Sep 17, 2021
What happens if I got into a car accident due to a pothole?
I had to swerve out of a lane to avoid a pothole and side-swiped another car. Since I was avoiding a pothole, am I still at fault?
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Sophie Newman
Sep 17, 2021
Can I appeal to the state for damages If I hit a pothole on a state highway?
Since the highway is public, I'm wondering if the state will pay for the damage to my rims. How should I get reimbursed for the damage?
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Sophie Newman
Sep 17, 2021
Does car insurance cover tire damage from a pothole?
After hitting a pothole, I realized my tire was damaged and I may need to replace it. Can I make a claim on my insurance?
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Sophie Newman
Sep 17, 2021
What happens if your vehicle was damaged by a pothole?
I hit a pothole on the highway yesterday because I didn't want to risk swerving out of my lane and hitting someone else. Now, my alignment seems off. What should I do?
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Sophie Newman
Sep 17, 2021
Does Progressive cover pothole damage?
I messed up my alignment hitting a pothole that I couldn't avoid on a busy street. Can I make a claim with Progressive?
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Sophie Newman
Sep 17, 2021
Does my auto insurance cover damage from potholes?
I hit a pothole on a street with construction. My steering and alignment now seems very off. Can I use insurance to fix it?
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Sophie Newman
Sep 17, 2021
Does car insurance cover pothole damage?
I hit a nasty pothole on the highway and damaged my alignment. Can I make a claim on my car insurance for the repairs?
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Sophie Newman
Sep 17, 2021
What type of insurance covers damage from golf balls?
A stranger hit a golf ball into my window when I was parked near a course. Would my Progressive insurance policy cover the damage?
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Sophie Newman
Sep 17, 2021
Who pays when a golf ball hits your car?
I can't believe the odds of this, but a golf ball hit my car when I met my friend for lunch at the golf club. It caused a dent in the front hood. Who pays for the damages?
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Sophie Newman
Sep 17, 2021
What happens if a golf ball hits my car while driving on a public road?
I was driving when a golf ball struck my back windshield. Is the city responsible, or do I have to make a claim on my own car insurance?
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Sophie Newman
Sep 17, 2021
What happens if a golf ball breaks my windshield?
I live near a driving range. It was bound to happen at some point, but a golf ball broke my windshield. Should I contact the club or my insurance to pay for repairs?
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Sophie Newman
Sep 17, 2021
Who pays for the damage when a ball hits your car?
A golf ball hit my car while it was parked near a course. Who's responsible for the damage?
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Sophie Newman
Sep 17, 2021
Who is liable if a ball hits your car?
Some teenagers were playing catch and a baseball hit my rear window and cracked it. Who is responsible for paying for the damages?
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Sophie Newman
Sep 17, 2021
Do car insurance companies cover performance parts in an accident?
I made some modifications to my car's engine that significantly increased its value. Can I insure my car based on its value with modifications?
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Sophie Newman
Sep 16, 2021
What does it mean when someone is not rated on a car insurance policy?
My son recently hit a pothole while driving the family car. It caused thousands of dollars of damage. The insurance company said they wouldn't cover him because he's "not rated." He's listed as a driver on the policy. What does this mean?
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Sophie Newman
Sep 14, 2021
What does an adjuster do after an accident?
I recently got into an accident, and my friend told me I'll need to talk to an insurance adjuster. What should I expect?
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Liz Jenson
Sep 21, 2021
Does car insurance cover my tires if I run over a nail?
I ran over a nail while driving and got a flat tire. I used my insurance for roadside assistance, but can I also use it for the tire damage? I don't really want to pay for damage that wasn't my fault.
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Emily Maracle
Sep 10, 2021
How do I file a car insurance claim?
What steps do I need to follow to file a claim? I was recently in an accident and I'm not sure how to submit a claim for my car insurance.
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Emily Maracle
Sep 10, 2021
Can you pay your deductible over time?
I have a $1,000 deductible. I hit a guardrail and had to submit a claim to my insurance. The repairs are going to cost $1,500. Am I able to pay my deductible over time so I can get my car fixed?
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Emily Maracle
Sep 09, 2021
Do I always have to pay my deductible when I submit a claim?
I need to submit a claim for damage. Is there any way to avoid paying my deductible? The damage is $1,100 and my deductible is $1,000.
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Emily Maracle
Sep 09, 2021

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