Expert Advice for Car Insurance Claims

All Articles on Car Insurance Claims

Artificial Intelligence Might Not Make the Best Insurance Appraisers
The insurance industry is using AI in all sorts of ways. But does using it to appraise insurance claims take it too far?
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Jerry
Apr 27, 2022
Common car insurance claims and how to cover them
Car insurance covers more than accidents. But different types of coverage offer different forms of protection.
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Jerry
Mar 09, 2022
All About Car Insurance Claim Denials
A car insurance claim denial does not mean the end of the world. You can appeal the decision or even take your car insurance company to court.
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Jerry
Apr 27, 2022
How to Make a Diminished Value Car Insurance Claim
A car accident can reduce the value of your vehicle, but a diminished value claim might get you back the value your vehicle lost.
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Jerry
Apr 27, 2022
How Car Insurance Companies Investigate Claims
In the aftermath of a car accident, you might wonder what actually happened to cause the crash, who was at fault, and what contributed to the wreck.
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Jerry
Apr 27, 2022
How to Calculate How Much Car Insurance You Need
Getting minimal insurance coverage could save you money in the short term, but it could cost you down the road.
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Jerry
Feb 18, 2022
Do I Have to Repair My Car After an Insurance Claim Accident?
You’ll usually have to repair your car after an insurance claim accident—but there are some exceptions. Read this article on insurance claim money to learn what you should and shouldn't do.
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Jerry
Apr 27, 2022
The 5 Main Reasons a Car Accident Insurance Claim Is Denied
Car insurance claims are often denied if you don't have the right coverage or you make a mistake filing a claim. Here's a list of the top 5 reasons car insurance claims are denied.
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Jerry
May 04, 2022
7 Things You Should Never Say to an Insurance Adjuster
Insurance adjusters are fair, but you still need to be careful with what you say to them. Avoid these seven things, and you’ll be just fine.
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Jerry
Apr 27, 2022
What to Do After Your Car Insurance Claim is Denied
What to do after your car insurance claim is denied involves checking out and verifying the reason, appealing, or getting a lawyer.
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Jerry
Apr 27, 2022
Violating Your Car Insurance Policy: What Qualifies as a Major Violation
Major violations to your car insurance plan include DUIs, hit and runs, and fraudulent claims, and can dramatically increase your insurance premiums.
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Jerry
Apr 27, 2022
Should You File an Insurance Claim for a Fender Bender?
There's a lot of debate around filing an insurance claim for a fender bender. Doing so protects you, but it may also affect your rates. Here's what you should know.
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Jerry
Feb 24, 2022
How to Complete a Car Accident Claim Form
Properly completing car accident claim forms after a car crash will help agents assess the situation and pay for damages to your car.
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Jerry
Apr 14, 2022
A Stolen Volkswagen Minibus Made For the Wildest Car Insurance Claim Of All-Time
A stolen vehicle can be a nightmare. For this driver, a rare situation led to an unusual car insurance claim. Read more about what happened.
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Jerry
Apr 27, 2022
5 Car Insurance Scams You Should Never Fall for
Car insurance fraud costs families up to $700 in insurance premiums annually. Here are five of the most common scams to keep an eye on when you're driving.
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Jerry
Apr 25, 2022
Can You Switch Insurance Companies with an Open Claim?
Switching insurance providers with an open claim won’t affect the current insurer’s responsibility. Read this article to learn about switching car insurance companies in the middle of a claim.
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Jerry
Apr 27, 2022
The Most Common Car Insurance Claim Should Come as No Surprise
You probably won’t be surprised to hear about the most common car insurance claims. Here’s how to make sure you’re covered in any of these scenarios.
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Jerry
Apr 27, 2022
How to File a Claim When Bad Roads Damage Your Car
To file a claim for damage caused by a bad road, document the damage and the poorly maintained road, and contact the county's commissioner's office.
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Jerry
Apr 27, 2022
Does Insurance Cover Engine Failure?
Will a car insurance policy cover some or all of the cost of engine repairs? The answer to that question will depend on the type of insurance and the circumstances.
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Jerry
Apr 27, 2022
8 Worst Car Insurance Claim Mistakes to Avoid
The worst car insurance claim mistakes like filing unnecessary claims and not cooperating with your insurer can result in poor outcomes.
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Jerry
Apr 27, 2022
How to Calculate Actual Cash Value (ACV)
Car insurance claim adjusters may not offer you enough if you’re being offered actual cash value for your car, not what you paid or owe.
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Jerry
Apr 27, 2022
The Most Common Types of Car Insurance Fraud
Car insurance fraud usually takes the form of fire, theft, and vandalism, all investigated and prosecuted by car insurance companies.
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Jerry
Apr 27, 2022
When Not to Make a Car Insurance Claim
If there’s minimal damage, you already have claims on your record, or you can settle privately with the other driver, an insurance claim might be unnecessary.
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Jerry
Jan 27, 2022
How to Avoid the 5 Most Common Car Insurance Claims
Avoiding common car insurance claims is a surefire way to keep your premiums down. Here's a guide on avoiding the 5 most common car insurance claims.
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Jerry
Apr 27, 2022
How to File a Car Accident Claim Report
Make sure you have all of your documentation on hand, and file your claim as soon after a car accident as possible.
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Jerry
May 04, 2022
How to Take Good Car Pictures
To take good car pictures, take your time and set up the right shots. This will help you if you're taking pictures for documentation or to sell your car.
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Jerry
Apr 27, 2022
There's Nothing Funny About Getting Rear-Ended by a Clown
Did you know that the “Three-Ring Fender Bender” commercial from Farmers Insurance is based on a real claim? The agent who submitted it won the Hall of Claims grand prize.
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Jerry
Apr 27, 2022
Texas Woman Made a Huge Car Insurance Mistake and Is Stuck With the Bill
A Texas woman got into an accident while completing an order for a delivery service app and her insurance company didn’t pay for the damages since she didn’t have business insurance.
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Jerry
Apr 27, 2022
Diminished Value Claims, Explained
A diminished value claim can help you recoup some of your car’s lost value after an accident.
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Jerry
Apr 27, 2022
Is Filing a Car Insurance Claim Always the Right Move?
In some cases, filing a car insurance claim isn’t in your best interest. Filing a claim can lead to increased insurance premiums and a blight on your driving record.
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Jerry
Apr 27, 2022

All Questions on Car Insurance Claims

When do you need to file a police report in Alabama?
I recently was in an accident and I'm not sure if I need to file a police report. My car was damaged and I also had to go to the hospital for minor injuries. Do I need to file a report?
Emily Maracle
Aug 18, 2021
How can I find out the cost of a car insurance claim?
I am new to driving and car insurance. I’m worried about what to do if I get into an accident and need to repair my car. How would I find out the cost of my insurance claim?
Chloe Jenkins
Nov 11, 2021
Should I file a claim with AAA?
A wind storm did some damage to my car the other week—it’s not too bad, but I definitely want to fix it. Should I file a claim with AAA? I don't want to see an increase in my policy.
Shannon Martin
Oct 22, 2021
How long should you wait to file an insurance claim after a car accident?
When should you file an insurance claim if you were in an accident? I was rear-ended a few days ago but I still haven't filed a claim. I've been pretty busy and I'd like to put it off for a few weeks if I can.
Joshua Levy
Sep 22, 2021
How do you check insurance claims on a car?
I got in a fender bender a couple of days ago when leaving my neighborhood. How do I check the progress of my insurance claim?
Lauren Smith
Nov 10, 2021
How long will it take my insurance company to pay out a claim?
How long will we have to wait for my husband's claim check? He was in an accident about two weeks ago and had to have surgery on his leg. We have already started receiving hospital bills! We live in California if that helps.
Shannon Martin
Oct 11, 2021
How do I submit a claim off someone else's insurance?
I was in an accident on the highway. The other driver is at fault. How do I submit a claim for their insurance?
Emily Maracle
Oct 19, 2021
Which car insurance companies only look back three years for claims and driving history?
Are there any companies that only look back one or two years? I know insurance companies use this data to calculate rates. My driving record has improved significantly in the past two years.
Sophie Newman
Jul 20, 2021
How do you appeal a car insurance claim?
My car insurance claim was recently denied and I disagree with my insurer's decision. How could I file an appeal for my car insurance claim?
Carlos Kirby
Nov 04, 2021
How long does it take for insurance to repair a car?
My son got into an accident recently and his car needs some repairs. He's driving my car for now, but we can't do that forever! How long will it take for insurance to repair his car so I can get mine back?
Liz Jenson
Sep 21, 2021
How do I cash this insurance claims check?
Is there a way for me to cash this check? It was sent to me by my insurance company and it has both my name and the repair shop's name listed. The bank said I wasn't able to cash it. What should I do?
Shannon Martin
Oct 14, 2021
What is the time limit to sue someone after an accident in New York?
"I got into a car accident 2 years ago and wasn't at fault. I initially didn't have any injuries, but now have back issues resulting from the accident. Is it too late to submit a claim for medical costs?"
Emily Maracle
Jul 30, 2021
How many days do you have to get car insurance?
I want to buy my first car next month and don't know when to get car insurance. How many days do I have to buy car insurance?
Grace Cho
Nov 10, 2021
How do I make a car insurance claim with Progressive?
When I went out to my car this morning, someone had busted out the window. Thankfully, it doesn't look like they took anything of value, but I still have a broken window on my hands. I have full coverage with Progressive, so I think I should be covered for this—but I've never had to file a claim before and I don't know where to start. How do I make a car insurance claim with Progressive?
Eric Schad
Oct 12, 2021
What information is needed when reporting a claim?
How can I make sure I give the claims agent all of the information they need? Unfortunately, I was in an accident yesterday and was so frazzled that I don't think I even knew what I was saying! Is there any way I can contact them again and give them the information they need now that I’m in a better state of mind?
Shannon Martin
Oct 22, 2021
What can I do if an insurance company won’t pay me for my labor?
A driver crashed through a fence on my property and caused extensive damage to my fence, yard, kid’s toys, and more. The estimate to clean up and remove the debris was $1,250 that I could not pay upfront, so I cleaned it up and disposed of the waste on my own. I assumed the insurance company would compensate me for my labor, but they are refusing to pay. Do I have any options?
Jack Walsh
Nov 17, 2021
Does a business have to pay for damages if their property hits your car?
"A sign from a store hit my car during a windstorm. I was parked in the store's parking lot. I complained to the store and they said they aren't liable. How can I make them pay?"
Emily Maracle
Jul 28, 2021
Do comprehensive claims raise your insurance rates?
If I submit a claim to fix it through my insurance, will my rate rise? My windshield is cracked and I need to repair it. I have full glass coverage on my policy.
Emily Maracle
Jul 15, 2021
Is Arizona a no-fault state?
I recently got into a little bit of an accident while driving through Phoenix. I overheard somewhere that Arizona is considered a no-fault state, but I wanted to make sure this is true. So, is Arizona a no-fault state?
Kevin Martinez
Feb 25, 2022
How do I check whether a car is insured or not?
Can I check whether someone’s car is insured if they didn’t stop to trade information? Someone hit my car in the parking lot the other day and drove off. Luckily I am fine, but my car is not.
Liz Jenson
Oct 05, 2021
How does an auto insurance claim work after an accident?
My car was recently damaged and I know I need to file a claim. How do I do that? What are the next steps?
Jackie Whalen
Aug 06, 2021
How do I bill my insurance for home healthcare?
I was in a pretty bad car accident a few months ago. I had to file a claim for damage and my initial injuries. I've had to have home health care as well. How do I submit the bill for home health care to my insurance?
Emily Maracle
Oct 18, 2021
How is PIP paid out?
Is PIP paid out on a per person or per accident basis? My friend and I were injured in an accident. We both have $10,000 in medical bills. I have $15,000 in PIP coverage.
Emily Maracle
Jul 06, 2021
How can I get the insurance company to give me cash for my car?
I have wanted a new car for a while now but just can't afford one. Well, I was in an accident the other day and the damage to my car looks pretty bad. How can I make the insurance company give me cash for my car?
Shannon Martin
Oct 14, 2021
Who pays when a golf ball hits your car?
I can't believe the odds of this, but a golf ball hit my car when I met my friend for lunch at the golf club. It caused a dent in the front hood. Who pays for the damages?
Sophie Newman
Sep 17, 2021
Can an insurance company contact the police after you're in an accident?
I reported an accident to my insurance, but didn't call the police. Will my insurance company contact the police for me?
Emily Maracle
Aug 18, 2021
What happens if someone is in a not-at-fault car wreck?
How does it work if someone is in a wreck, but they’re not at fault, and both drivers have $50,000 in liability insurance?
Jack Walsh
Nov 28, 2021
How do I find someone’s car insurance policy?
Is there a good way to find someone's car insurance policy information? My son's 21 years old and he isn’t exactly responsible. He told me he bought car insurance, but he couldn't provide it to law enforcement after running a stoplight. Now, I need to find a way to look up his policy—if it even exists.
Eric Schad
Nov 08, 2021
How do I make a car insurance claim for damage I did to my own vehicle?
I hit a pole last night and damaged the fender—and yes, I’m still kicking myself. Luckily, I was the only person involved in the accident, but my car is pretty banged up. How do I make a claim for this type of damage?
Ben Guess
Nov 10, 2021
How do I maximize my car insurance claim?
My car was totaled in an accident. I want to be able to afford a new car. How do I maximize my insurance claim?
Emily Maracle
Oct 19, 2021

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