As a delivery driver, you can either buy a commerical policy or a business-use add-on. Your standard personal car insurance may not cover you while you’re on the job.
Commercial policies cover businesses and their vehicles. They offer broad coverage, but they can be pricier than personal policies.
Business-use add-ons to personal policies are intended for minimal business operations. If you’re looking to work as a full-time delivery driver, you may not qualify for this type of coverage.