What coverage limits should I get for my car in Maine?
I recently bought a 2014 Subaru and I'm not sure what coverage limits I should get. I have a clean driving record. I'd like the cheapest insurance possible with the right amount of coverage. What limits should I be asking insurance carriers for?
Apr 30, 2021
Answer provided by
Answered at Apr 30, 2021
“The first thing you should do is look at the minimum amount of coverage required for your state. When searching for quotes, this will be the cheapest insurance available.
However, it’s recommended the most drivers insure their vehicles for higher coverage than the minimum required. You want to ensure that if you are in an accident, you are properly covered. If you aren’t, you could have to pay a significant amount of money out of your own pocket.
You can never have too much coverage!
Decide how much you can reasonably spend on insurance every month. From there, you can look at car insurance quotes online to see what the best price will be. You can lower and increase coverage limits to see what will fit within your budget. “
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
"What should I do if I don’t agree with the total-loss payment amount from the car insurance company? "
My car was hit while it was parked and the insurance company declared it a total loss. They want me to accept a settlement check for $2,000, but the cost to do the repairs is $2,700. How can I get the insurance company to pay enough to fix the car?
Apr 14, 2021
Do I need to be added to my parents' insurance on an Acura TLX if I drive it regularly?
I recently sold my car because the car note and insurance costs are too high. However, my parents have an extra car (Acura TLX) they rarely drive, and they said I could drive it for the time being. Do I need to be added to the policy if I drive the car regularly?
Apr 28, 2021
Which insurance companies offer new car replacement coverage?
I'm buying a new car and getting a great deal on it. I won't need gap insurance, so I'd like to get new car replacement coverage instead. What companies offer it? Is there anything I should watch out for in the terms and conditions?
May 07, 2021