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What coverage limits should I get for my car in Maine?
I recently bought a 2014 Subaru and I'm not sure what coverage limits I should get. I have a clean driving record. I'd like the cheapest insurance possible with the right amount of coverage. What limits should I be asking insurance carriers for?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“The first thing you should do is look at the
minimum amount of coverage required
for your state. When searching for quotes, this will be the cheapest insurance available.However, it’s recommended the most drivers insure their vehicles for higher coverage than the minimum required. You want to ensure that if you are in an accident, you are properly covered. If you aren’t, you could have to pay a significant amount of money out of your own pocket.
You can never have too much coverage!
Decide how much you can reasonably spend on insurance every month. From there, you can look at
car insurance quotes online
to see what the best price will be. You can lower and increase coverage limits to see what will fit within your budget. “View full answer
- Gregory R.
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