Is dollar a day insurance in New Jersey good?
I know it's cheap, but is it worth it? What exactly does it cover?
“Dollar a day insurance, or the Special Automotive Insurance Policy (SAIP), is designed to provide supplemental coverage for medical costs for low-income drivers.
The biggest downside to SAIP is that it’s not a substitute for car liability insurance that meets New Jersey’s state minimum car insurance requirements.
It’s also difficult to qualify, as only 17% of New Jerseyans have Medicaid, which is a precursor for the SAIP program.”
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