Expert Advice for Liability Coverage
All Articles on Liability Coverage
Does USAA Offer Liability Insurance?
USAA offers liability insurance in all 50 states, but only to military members, veterans, and their families.
Does Liberty Mutual Offer Liability Insurance?
Liberty Mutual’s liability insurance coverage is available in all 50 states. Is it the best liability coverage for you?
Does Nationwide Offer Liability Insurance?
Nationwide’s liability insurance coverage is available in 46 states and Washington D.C. Is it the best liability coverage for you?
Does Geico Offer Liability Insurance?
You can get Geico liability coverage for your car anywhere in the United States, but it’s good to compare costs with other providers. Click here for more details!
Mary Alice Morris
Does The General Offer Liability Insurance?
The General offers liability coverage to high-risk drivers in all 50 states and is a good choice if you’re struggling to find coverage due to past violations.
Does Mercury Offer Liability Insurance?
Mercury sells various insurance products that include liability coverage. Here’s a look at what it covers and what it can cost.
Melanie Krieps Mergen
Does Allstate Offer Liability Insurance?
Allstate’s liability insurance is available in all 50 states plus Washington D.C.—but is it the right option for you?
Does Progressive Offer Liability Insurance?
Progressive’s liability insurance coverage is available in all 50 states and D.C. Let’s find out if it’s the best liability coverage for you!
Does AAA Offer Liability Insurance?
The average cost of a liability-only auto insurance policy with AAA is $57 per month. Seems a little high, don’t you think? Let’s find out.
Can Someone Make a Claim on Your Car Insurance Without you Knowing?
Having a claim made by someone on your car insurance without you knowing is fairly rare, but it can happen if you were at fault in a hit-and-run.
Should You Get an Esurance Umbrella Policy?
A million-dollar umbrella policy from Esurance could shield your assets from claims and injuries that standard liability won't cover—but is it right for you?
Does State Farm Offer Liability Insurance?
State Farm’s liability insurance coverage is available in all 50 states. Is it the best liability coverage for you?
Should You Get an AAA Umbrella Policy?
A personal umbrella policy from AAA can offer up to $3M of excess liability coverage for your assets from lawsuits. But is it worth it? Here are the details!
Should You Get a Progressive Umbrella Policy?
Getting a Progressive umbrella policy will cost you between $150 and $300 per year, but it could be worth the cost if you’re a high-risk driver or homeowner.
Should You Get a Nationwide Umbrella Policy?
An umbrella liability policy from Nationwide can protect your assets and your wallet on a larger scale than traditional liability coverage. Here are the details.
Should You Get a Safeco Umbrella Policy?
A million-dollar umbrella policy from Safeco could protect your assets from lawsuits and injuries that standard liability won’t cover. But is it worth it?
Should You Get an Erie Insurance Umbrella Policy?
Erie Insurance policyholders who have reached the maximum liability limits may qualify for umbrella insurance. But what is it and how does it work?insura
Kathryn Mae Kurlychek
Should You Get a Geico Umbrella Policy?
Geico umbrella insurance is a great policy addition for individuals whose net worth exceeds the limits of their standard liability insurance. Learn more here!
Should You Get a Liberty Mutual Umbrella Policy?
A million-dollar umbrella policy from Liberty Mutual could protect your assets from lawsuits and injuries that standard liability won’t cover. But is it worth it?
Should You Get a Farmers Umbrella Policy?
Farmers offers a personal liability umbrella with additional liability coverage for better protection. But is it worth it for you?
Should You Get a USAA Umbrella Policy?
Veterans, military members, and their spouses and children can get up to $5 million worth of umbrella liability insurance through USAA. Is it right for you?
Should You Get an Allstate Umbrella Policy?
Allstate’s umbrella insurance policy extends your liability coverage by $1 to $5 million and covers a wider range of damages.
Should You Get a State Farm Umbrella Policy?
A million-dollar umbrella policy from State Farm could protect your assets from lawsuits and injuries that standard liability won’t cover. But is it worth it?
Standard Car Insurance
Depending on your state, standard auto insurance includes basic liability coverage and possibly PIP, MedPay, and UM/UIM insurance.
What You Need to Know about Your Liability Claim
Filing a liability claim is pretty simple—especially if you ensure you collect ample evidence and information at the scene of your auto accident.
How Does Insurance Coverage Work For Movies?
Film producers typically need four main types of insurance: cast insurance, errors, and omissions policies, general film production insurance, and completion bonding.
Do You Need Full-Coverage Insurance on a Financed Car?
Most lenders will require you to buy full-coverage car insurance if you finance a car with an auto loan.
How to Choose the Best Type of Home Insurance for You
The best homeowners insurance protects your property and belongings. But how do you know what types of coverage you need, and how much is enough?
SR-22s in Hawaii: What You Need to Know
Hawaii will require SR-22 insurance for at least 3 years after a driver is convicted of a serious driving offense, or had their license suspended.
SR-22 in Alaska: What You Need to Know
Drivers in Alaska with accidents and major violations on their record are required to carry an SR-22 certificate for at least three years.
All Questions on Liability Coverage
What does $50,000/$100,000 and $50,000 mean?
What do these insurance numbers mean? I live in Maine and am looking to switch insurance companies. I want the lowest amount of coverage possible as I need to save money.
Do I really need higher liability coverage when I am trying to save money on my policy?
I am currently with State Farm, but I feel like I am paying too much money for insurance. I have a quote from The General and it is so much lower! My State Farm policy has limits of 100/300/50 and The General has 25/50/25, but does that matter?
How much car insurance should I get on a cheap old beater in Florida?
I just bought a cheap car from my friend, and it's my first car. What type of coverage should I get in Florida?
How do I know what type of liability coverage to choose for a $6,000 car?
I just paid cash for a car ($6,000) and now I need to get insurance before I register it. What type of liability coverage do I need?
How much liability coverage do I need for renters insurance?
I’m moving into my new apartment and my landlord is requiring that I get some kind of renters insurance. She just hasn’t specified the coverage amounts I need. For starters, how much liability insurance coverage do I need for renters insurance?
Why would I need full coverage on a 15-year-old car?
I am insuring my mom's 2006 Honda Civic and she's insisting that it needs full coverage. Why would a car that old need to have full coverage?
Does car insurance cover tree damage?
A tree hit my car. Would my car insurance cover it? I have liability coverage.
Is carrying the state-minimum liability limits in Mississippi a bad idea?
"I live in Mississippi and have been carrying state-minimum car insurance for a while now. I was speaking with an insurance agent and he really freaked me out! He said that I could be sued and wouldn't have enough coverage to protect myself. Is this true?"
What's important to know about scooter insurance?
I'm looking into getting scooter insurance for my new scooter. Is there anything I need to know? I've never had to get insurance before.
What happens if someone is in a not-at-fault car wreck?
How does it work if someone is in a wreck, but they’re not at fault, and both drivers have $50,000 in liability insurance?
What happens if the damage caused in a car accident is more than my policy covers?
I got in an accident (my fault) and totaled my car. The other car might be totaled, too. The problem is, I have a $10,000 property damage limit and the other car is probably worth $20,000 or more. Will I owe them if the damage is more than my insurance pays?
How can I find my car insurance policy number?
What’s the best way to figure out my car insurance policy number? My partner and I were out running some errands and parked on the street. We were walking back to the car and saw another driver hit ours while trying to parallel park. We need to exchange insurance information but do not know where to find our policy number.
What is additional liability insurance through Zipcar?
Zipcar offers something called additional liability insurance. What is this and do I need it?
How much liability coverage do you think I need if I don't have a lot of assets?
Is 25/50/10 enough liability coverage for someone without many assets? Should I increase it?
What happens when the damage in a four-car accident exceeds the insurance limits available?
Hypothetically, if someone gets in a four-car accident and they are at fault but they have minimum coverage, what will happen to them?
How much coverage do I need on my truck in North Dakota if it's my secondary vehicle?
I just got a new job, and they gave me a company car. I still want to keep my truck for off-roading and hunting trips. If I live in North Dakota, how much car insurance coverage do I need?
Does liability insurance protect your car from damage?
Does liability cover damage to my car or someone else's car?
Do I need more than state-minimum liability in Georgia for my 2011 Highlander?
I lost my job due to COVID-19 and wanted to lower my car insurance to the state minimum. My agent told me that this coverage isn't really adequate, especially if I don't have much packed away in savings. What insurance should I get?
Is my travel trailer covered by my car insurance?
I’m the only one in my friend group who has a travel trailer, and as a result, they’re always asking me to help them move furniture and other large objects. I’m happy to help and don’t mind the work, but I worry about the damage it may sustain. Is my trailer covered by my car insurance policy?
What coverages make up liability insurance?
What is liability insurance? I need basic coverage for my 2005 Nissan Altima. I don't understand what coverages make up liability insurance or what the numbers mean.
Why won't my building manager cover damage to my car?
"My building was being painted and paint dripped onto my financed car. The building manager said they would pay for the damages. I got an estimate and now they don't want to pay. What should I do?"
How much will my scooter insurance be on a Vespa Primavera 50?
I just bought a brand new Vespa and want to get insurance to protect it. How much can I expect to spend?
How does property damage liability work in a no-fault state such as Florida?
I know that Florida is a no-fault state. Can someone please explain how property damage liability works in Florida?
Does Nationwide cover damage that my pet causes?
Will they cover the damage my dog caused to my furniture? My puppy has chewed up my sofa and the legs on my dining room table! I have had renters insurance with Nationwide for a while and part of the policy covers my property.
Is a 50/100/50 liability insurance policy too much coverage?
I'm a 26-year-old man and I'm buying my first car. I was looking at policies, and I thought I should get more than just minimum liability coverage. But is 50/100/50 liability insurance too much coverage if I just go to work and come home?
Are dogs covered under home insurance?
My girlfriend and I were thinking about getting a dog together. I just got a notice that my home insurance policy is up for renewal, which got me thinking about our dog conversation. Are dogs covered under home insurance?
Can I go without car insurance in New Hampshire?
I purchased a new vehicle and haven't yet purchased insurance. Do I need to, or can I go without it?
Do both cars on my insurance policy have to have the same coverage?
I have a 2011 Kia Soul and a 2020 Kia Sportage on my policy. I am thinking of removing full coverage from the Soul, but I want to keep full coverage on the Sportage. Am I able to carry different coverage on the same policy?
How can I check if a car has insurance?
How can I find out if someone has auto insurance? Someone hit my car, and a witness got their license plate. I want to find out if they have car insurance to cover the damages to my Toyota Prius.
Who qualifies for dollar a day insurance in New Jersey?
Who qualifies for SAIP? I just learned that it's possible to buy insurance for a dollar a day in NJ.
Get Advice for Other Topics
Easiest way to compare and buy car insurance
Find insurance savings — it's 100% free
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies