Expert Advice for Liability Coverage

All Articles on Liability Coverage

SR-22s in Kentucky: What You Need to Know
You’re not required to get an SR-22 in Kentucky, but you’ll need to hit minimum insurance requirements.
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Tom Hindle
Aug 30, 2021
SR-22s in Maryland: What You Need to Know
Drivers aren’t required to obtain SR-22s in Maryland, but they must prove minimum liability insurance.
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Tom Hindle
Aug 30, 2021
SR-22 in Delaware: What You Need to Know
An SR-22 form is not required in Delaware to reinstate your driver’s license after a serious driving violation, but you must prove you have liability insurance.
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Jason Tushinski
Aug 30, 2021
SR-22 in West Virginia: What You Need to Know
An SR-22 form is not required in West Virginia to reinstate your driver’s license after a driving offense, but you must prove you have liability insurance.
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Jason Tushinski
Aug 30, 2021
SR-22 in New Mexico: What You Need to Know
An SR-22 form is not required in New Mexico to reinstate your driver’s license after a driving violation, but you must prove that you have liability insurance.
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Jason Tushinski
Aug 30, 2021
SR-22 in Wyoming: What You Need to Know
Drivers will need to obtain an SR-22 in Wyoming if they’ve been convicted of a serious vehicular crime.
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Matt Terzi
Sep 09, 2021
SR-22 in Vermont: What You Need to Know
High-risk drivers are required to have an SR-22 in Vermont.
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Matt Terzi
Aug 30, 2021
SR-22 in Alaska: What You Need to Know
Drivers in Alaska with accidents and major violations on their record are required to carry an SR-22 certificate for at least three years.
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Matt Terzi
Aug 30, 2021
SR-22 in North Dakota: What You Need to Know
High-risk drivers might need an SR-22 form in North Dakota after an accident or conviction. Drivers who need an SR-22 are required to carry it for one year.
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Matt Terzi
Sep 09, 2021
SR-22 in Idaho: What You Need to Know
Idaho requires an SR-22 certificate for at least three years for drivers after they have been convicted of a serious driving offense.
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Tom Hindle
Aug 21, 2021
SR-22 in New York: What You Need to Know
An SR-22 form isn’t required in New York State to reinstate your driver’s license after a serious driving violation.
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Jason Tushinski
Aug 21, 2021
SR-22 in Pennsylvania: What You Need to Know
An SR-22 certificate, or proof of insurance, isn’t required in Pennsylvania to reinstate your driver’s license after a serious driving violation.
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Jason Tushinski
Aug 21, 2021
SR-22 in North Carolina: What You Need to Know
An SR-22 certificate isn’t required in North Carolina to reinstate your driver’s license after a serious driving violation.
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Jason Tushinski
Aug 21, 2021
SR-22 in New Jersey: What You Need to Know
In New Jersey, you’ll need your insurance company to file an SR-22 form to reinstate your driver’s license after a major driving violation.
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Jason Tushinski
Aug 21, 2021
SR-22 in Minnesota: What You Need to Know
Minnesota does not require an SR-22 form to reinstate your driver’s license after a major driving violation.
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Jason Tushinski
Aug 20, 2021
SR-22 in Mississippi: What You Need to Know
Mississippi will require an SR-22 for a minimum of three years after a driver is convicted of a serious offense, such as driving under the influence.
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Tom Hindle
Aug 21, 2021
SR-22 in Kansas: What You Need to Know
Kansas will require an SR-22 for a minimum of 12 months for a driver who has been convicted of a serious traffic offense.
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Tom Hindle
Aug 21, 2021
SR-22 in Rhode Island: What You Need to Know
An SR-22 insurance form isn’t required in Rhode Island, but you will likely face a hike in premium costs after you commit a serious moving violation.
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Tom Hindle
Aug 21, 2021
SR-22 in Montana: What You Need to Know
Montana requires SR-22 insurance for three years in most cases. Failure to pay premiums can make the period longer.
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Tom Hindle
Aug 20, 2021
SR-22s in Maine: What You Need to Know
Maine requires SR-22 insurance for at least three years after a major driving incident.
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Tom Hindle
Aug 21, 2021
SR-22s in New Hampshire: What You Need to Know
New Hampshire requires SR-22 insurance for at least three years after a major driving incident.
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Tom Hindle
Aug 21, 2021
SR-22s in Hawaii: What You Need to Know
Hawaii will require SR-22 insurance for at least 3 years after a driver is convicted of a serious driving offense, or had their license suspended.
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Tom Hindle
Aug 21, 2021
SR-22s in South Dakota: What You Need to Know
South Dakota requires an SR-22 certificate for 3 years, and failing to pay your premiums will reset the clock.
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Tom Hindle
Aug 17, 2021
SR-22 in Alabama: What You Need to Know
In Alabama, usually an insurer files an SR-22 certificate on a driver’s behalf as a guarantee that the driver is carrying the mandated minimum insurance.
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Bonnie Stinson
Aug 16, 2021
SR-22 in South Carolina: What You Need to Know
In South Carolina, usually an insurer files an SR-22 certificate on a driver’s behalf as a guarantee that the driver is carrying the mandated minimum insurance.
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Bonnie Stinson
Aug 16, 2021
SR-22 in Colorado: What You Need to Know
In Colorado, usually an insurer files an SR-22 certificate on a driver’s behalf as a guarantee that the driver is carrying the mandated minimum insurance.
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Bonnie Stinson
Aug 16, 2021
SR-22 in Wisconsin: What You Need to Know
In Wisconsin, usually an insurer files an SR-22 certificate on a driver’s behalf as a guarantee that the driver is carrying the mandated minimum insurance.
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Bonnie Stinson
Aug 16, 2021
SR-22 in Arizona: What You Need to Know
High-risk Arizona drivers are required to file an SR-22 for three years to prove that they carry the required minimum liability insurance.
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Matt Terzi
Aug 16, 2021
SR-22 in Washington: What You Need to Know
Drivers considered high risk by Washington’s Department of Licensing will require an SR-22 for a minimum of three years.
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Matt Terzi
Aug 16, 2021
SR-22 in Virginia: What You Need to Know
High-risk drivers need to have SR-22 insurance in Virginia for three years. Learn what SR-22 means for your coverage, and how to find the best rates.
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Matt Terzi
Aug 16, 2021

All Questions on Liability Coverage

How can I get one-day car insurance?
I don't have a car, but my girlfriend does. Can I get one-day car insurance so I can drive her vehicle? We're moving in together and will need to make several trips across town.
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Phoebe Mah
Sep 24, 2021
How can I find my car insurance policy number?
What’s the best way to figure out my car insurance policy number? My partner and I were out running some errands and parked on the street. We were walking back to the car and saw another driver hit ours while trying to parallel park. We need to exchange insurance information but do not know where to find our policy number.
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Phoebe Mah
Sep 24, 2021
How can I check if a car has insurance?
How can I find out if someone has auto insurance? Someone hit my car, and a witness got their license plate. I want to find out if they have car insurance to cover the damages to my Toyota Prius.
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Phoebe Mah
Sep 24, 2021
What is additional liability insurance through Zipcar?
Zipcar offers something called additional liability insurance. What is this and do I need it?
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Sophie Newman
Sep 14, 2021
How do I change my car insurance policy?
I currently have comprehensive coverage on my vehicle, but the car's value isn't enough to warrant that type of insurance. I don't want to be spending money I don't have to, so how can I change my car insurance policy to only include liability coverage?
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Eric Schad
Sep 13, 2021
Can you insure a 22-year-old car?
My grandma is giving me her 1999 Buick Regal. Can I get insurance on it or is there a cut off for age?
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Emily Maracle
Sep 10, 2021
Does it cost less to insure older cars?
I bought a used car that's 15 years old. Will it cost less to insure? I previously had a 2014 Dodge Durango and it was expensive.
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Emily Maracle
Sep 10, 2021
Why would I need full coverage on a 15-year-old car?
I am insuring my mom's 2006 Honda Civic and she's insisting that it needs full coverage. Why would a car that old need to have full coverage?
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Emily Maracle
Sep 10, 2021
Do I have to wait to edit my car insurance coverage until my policy renewal?
I'd like to increase the liability coverage on my policy, but it isn't set to renew for another three months. Can I make changes now or do I have to wait?
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Emily Maracle
Sep 09, 2021
How much does snowmobile insurance cost?
I haven't had to insure a snowmobile before. Is it similarly priced to car insurance?
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Emily Maracle
Sep 02, 2021
What are some important things to look for when getting snowmobile insurance?
I haven't gotten snowmobile insurance before. Is there anything I need to look out for?
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Emily Maracle
Sep 02, 2021
What's the best type of insurance to get for a snowmobile?
I want to be sure my snowmobile is protected. What's the best coverage to have?
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Emily Maracle
Sep 02, 2021
Do I have to have snowmobile insurance in North Dakota?
I'm moving to North Dakota from Ontario, and I plan to bring my snowmobiles. Do I have to get insurance on them?
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Emily Maracle
Sep 02, 2021
What does snowmobile insurance typically cover?
I need to insure my snowmobiles. What can I expect to be included on a policy?
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Emily Maracle
Sep 02, 2021
What's important to know about scooter insurance?
I'm looking into getting scooter insurance for my new scooter. Is there anything I need to know? I've never had to get insurance before.
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Emily Maracle
Sep 02, 2021
How much will my scooter insurance be on a Vespa Primavera 50?
I just bought a brand new Vespa and want to get insurance to protect it. How much can I expect to spend?
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Emily Maracle
Sep 02, 2021
What type of scooter insurance should I get?
I want to make sure my new scooter is fully covered and I see that basic and full coverage are both options. Which is better?
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Emily Maracle
Sep 02, 2021
Does my Moped need insurance in California?
I live in Bakersfield and I just bought a Moped and plan to drive it this summer. Do I need to get insurance on it?
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Emily Maracle
Sep 02, 2021
Does GEICO's boat insurance cover fuel spills?
I have an old boat that's insured with GEICO. I'm worried about a fuel spill based on its age. Does their boat insurance cover fuel spills?
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Emily Maracle
Sep 02, 2021
What does boat insurance cover?
If I get boat insurance, I'd specifically be looking for motor coverage. Is this included on policies?
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Emily Maracle
Sep 01, 2021
Do you need a different type of boat insurance if you have a yacht?
I have a chance to upgrade my boat to a yacht. I currently have boat insurance. Do I need a new policy for a yacht?
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Emily Maracle
Sep 01, 2021
Can boat insurance protect my boat from storm damage?
I live in Florida and want to protect my boat. As hurricanes and tropical storms are common, would boat insurance protect it?
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Emily Maracle
Sep 01, 2021
How important is it to have car insurance?
I don't have insurance currently and I've never been pulled over. I also haven't been in accident. Is it really that important to have insurance?
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Emily Maracle
Aug 19, 2021
What is a good amount of car insurance to carry?
My insurance is renewing next month and I'd like to change my coverages. I think I may be underinsured, but I'm not sure. What is a good amount of insurance to carry?
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Emily Maracle
Aug 19, 2021
What types of car insurance are there?
I am looking for my first car insurance policy. What are the different types of insurance available? Are there any types of insurance I'm required to have?
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Emily Maracle
Aug 19, 2021
How does U.S. car insurance work in Mexico?
I have a full coverage car insurance policy here. Am I automatically covered in Mexico?
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Emily Maracle
Aug 17, 2021
Am I entitled to compensation after arson damaged a truck with liability-only insurance?
My neighbor's car caught on fire in a suspected case of arson. The fire also spread to my truck, which was parked right by the car. I have liability-only coverage on my truck because it's an older model. Am I entitled to any compensation in this situation?
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Shannon Martin
Aug 09, 2021
Should I pay for accidentally damaging my driving instructor's car?
I was operating my driving instructor's car when I accidentally drove over the curb and hit a light pole. The car suffered some minor damage and there were no injuries. My instructor said he doesn't have full-coverage insurance and he wants me to pay for repairs. Should I pay?
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Mariah Lee
Aug 06, 2021
How can I protect myself after a car accident?
I got into an accident and I'm scared. I'm worried about the other driving suing me. What can I do to protect myself?
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Emily Maracle
Jul 30, 2021
Do you need to sue after an accident in Illinois?
I was in a car accident and wasn't at fault. My car is damaged and I also have medical bills from the accident. Will I need to sue the other driver to get the damages covered?
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Emily Maracle
Jul 30, 2021

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