"My building was being painted and paint dripped onto my financed car. The building manager said they would pay for the damages. I got an estimate and now they don't want to pay. What should I do?"

"My car broke down, so my insurance company sent out roadside assistance. When I got to the repair shop, my car had some new dings and scrapes. I took pictures and got an estimate for the damage. What should I do now?"

I currently have $1 million in liability coverage. Should I raise that to $2 million? How likely is it that I'd ever need that much coverage?

"I am a single mom working two jobs and I can hardly make ends meet. Right now, the coverage on my auto policy is 25/50/50. I found out I can save about $20 per month if I drop the coverage to 15/30/10. I know it is a lot less coverage, but I could use the money. What should I do?"

"I live in Mississippi and have been carrying state-minimum car insurance for a while now. I was speaking with an insurance agent and he really freaked me out! He said that I could be sued and wouldn't have enough coverage to protect myself. Is this true?"

Hypothetically, if someone gets in a four-car accident and they are at fault but they have minimum coverage, what will happen to them?

My insurance cost just went down by almost $60 a month. I have state-minimum coverage in Texas, but now that I can afford higher liability coverage, should I get more coverage or just save the money?

KY minimum liability limits are 25/50/10. This is what I have. No tickets or accidents in five years, no house, no business. Why should I pay for more coverage?

My mom says I need more coverage than the state minimum in Massachusetts. I am 22 and drive a 2009 Kia Spectra, and I can save $90 a month with minimum liability coverage. And no, I am not putting full coverage on the Spectra.

My car is five years old and has the same limits now as it did the day I bought it. I have liability limits of 100/300/50 with matching uninsured motorist coverage and $1,000 deductibles. Am I carrying too much coverage?

I borrowed my sister's vehicle and hit a parked car. I was visiting and borrowing the car, so I'm not listed on the policy. She has liability-only insurance through our parents' policy. She wants to file a claim, but I'm willing to pay out of pocket for the damage.

I declined liability coverage through the rental car company and got into an at-fault accident. I did pay for the car with my Visa card, which has rental car coverage. Would I have any other default coverage?

My car was parked on the street and I noticed today that someone had keyed it. I only have liability insurance, so I'm wondering if I'd be able to submit a claim for it.

I'm 16 and about to get my first car. It'll be 10 to 20 years old, based on what I can afford. My parents mentioned getting liability only on it as I can't afford much for insurance. I'm not sure what liability only is, though.

I'm new to car insurance so I'm trying to learn all the basics. Any advice would be appreciated!

I live and work in NYC as a realtor. I have a 2013 Nissan Altima that I drive on the weekends. I never bring my clients with me in the car. My insurance agent requires me to add liability limits of $500,000 to the policy! Is there a way around this?

My aunt has to get some work done on her car and it will be in the shop for a couple of weeks. I have a spare car to loan her, but since she isn't listed on my policy, is it okay to let her drive the car?

I have a 2011 Kia Soul and a 2020 Kia Sportage on my policy. I am thinking of removing full coverage from the Soul, but I want to keep full coverage on the Sportage. Am I able to carry different coverage on the same policy?

I am in my early 30s and have about $200,000 invested in my 401(k). Right now, I only carry state minimums for my auto insurance, but I know I need to increase my limits. How do I know if I have enough coverage?

My Allstate auto policy has limits of 250/500, and I have a $1 million umbrella policy. Why is my coverage so high on the auto policy? Can I lower this to save money?

I am currently with State Farm, but I feel like I am paying too much money for insurance. I have a quote from The General and it is so much lower! My State Farm policy has limits of 100/300/50 and The General has 25/50/25, but does that matter?

I just paid off my Subaru Impreza. It's now nine years old and worth $5,500. Do I still need full coverage, or can I switch to liability?

I was hit by another driver, and I'm not sure what to do next since I only have liability insurance. Should I call the other driver's insurance company to file a claim?

I was wondering how much property damage liability I should get. If I get $100,000 worth of coverage and I hit a Ferrari worth $150,000, do I have to pay the difference?

I was shopping around for insurance, and through my new provider I increased my liability from 250/500/250 to $1 million across the board. Is there any downside to having too much coverage?

I travel quite a bit during the year and I rent cars to get around. Does my liability insurance cover me when I drive overseas?

I just paid cash for a car ($6,000) and now I need to get insurance before I register it. What type of liability coverage do I need?

I'm thinking of upping my liability limits, but I don't know if a 100/300/100 policy is too much. I currently have a net worth of $50,000 and I make $55,000 per year.

My car insurance policy is up for renewal, and I noticed it's a 15/30/50 liability policy. This seems far too low. How do I determine how much coverage I need?

My eyesight has continued to decline, and while I have a driver's license, I no longer drive. However, I want to keep my car to get to appointments and I let my friend drive. What type of policy do I need if I live in California?