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How to pick the best car insurance?
I'm about to get my first car, and I need advice on car insurance. How can I pick the best car insurance rate to save money?
Carlos Kirby · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Setting up a
car insurance
policy for the first time can seem overwhelming. But there are simple ways to find a policy that works for you.If you haven’t already chosen a car, you might consider finding a used or older vehicle. Purchasing a car that is less expensive will be cheaper to insure, so you’ll save rates on your monthly premiums.
Secondly, you’re going to want to consider what coverages you need. Most states require drivers to have minimum liability insurance, but this insurance only covers other drivers in the event you’re at fault in an accident.
You might want to consider more coverage—like collision coverage or comprehensive coverage—for more protection, but this will raise your premiums. Additionally, if you have a car loan, you’ll be required to carry full coverage car insurance, which will be more expensive.
Once you decide on the coverage you need, one of the best ways to find a policy is to shop around.
Jerry
can help you find the best rates from reputable insurance companies. Jerry will present you with quotes from up to 50 providers. If you find a policy that works for you, Jerry will take care of the rest—including paperwork, phone calls, and all other details. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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