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How do you cancel homeowners insurance when your home is sold?
It took a while, but my family finally sold our old home. How do you cancel homeowners insurance when your home is sold?
Melanie Mergen · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congratulations on finally selling your house! That has to be a good feeling. To cancel your homeowners insurance once your home sells, you’ll usually need to contact your local agent.
Sometimes you’ll be required to send a written request to cancel your policy. Different providers’ preferences will vary, though, so refer to your policy documents, check your provider’s website, or call customer service if you’re unsure how to proceed.
If you’re canceling before the end of your policy’s term, you might end up needing to pay a penalty or fee. You might also be able to get a refund for the rest of your unused premium.
Keep in mind that until you close on the home, it’s still your responsibility, so don’t cancel your policy too early! It’s usually best to wait to cancel until the closing date. If for some reason the closing date needs to be moved or the sale falls through, let your agent know as soon as possible.
As your life changes, your insurance coverage needs do, too. If you’re looking to begin a search for new home insurance quotes,
Jerry
can help make the process quick and easy! Once you make your pick, Jerry can help you set up your new policy and help to cancel your old one upon request.
View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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