Expert Advice for Home Insurance

All Questions on Home Insurance

Can you change home insurance companies?
I purchased my home last year. I have to have home insurance per my lender, but I’m not entirely happy with my current policy. Could I change home insurance companies?
Emily Maracle
Feb 02, 2022
Do experts recommend bundling home and auto insurance?
I'm a first-time home buyer and I will need a home insurance policy. My car insurance company offers home insurance, and I've heard it can be cheaper to bundle policies rather than get two separate ones. Should I bundle my policies?
Emily Maracle
Sep 10, 2021
How do you fight your home insurance company?
My home insurance company denied my claim for damage. I really believe that it should be covered under my home insurance policy. How can I fight my home insurance company?
Emily Maracle
Feb 11, 2022
How much is home insurance in Tampa, Florida?
I'm currently renting in Orlando, but I'm considering moving to Tampa and purchasing a house. How much does home insurance typically cost in Tampa?
Claire Beaney
Feb 17, 2022
Do I have to pay taxes on my home insurance settlements?
My home burned down earlier this year and I received a settlement from my home insurance company to rebuild it. I’m budgeting before we hire a general contractor. Do you have to pay taxes on home insurance settlements?
Talullah Blanco
Feb 03, 2022
Does home insurance cover black mold damage?
I noticed some mold on my basement ceiling above my washing machine and I’m afraid it could be black mold. Does home insurance cover black mold damage?
Mercedes (Sadie) Lovemore
Feb 14, 2022
Does home insurance cover water leak damage?
My water heater ruptured and now the surrounding drywall needs to be replaced. Does home insurance cover water leak damage?
Payton Ternus
Feb 10, 2022
How much is home insurance in Washington?
My job requires me to relocate to Washington before the end of the year, and I hope to buy a house wherever I wind up settling down. How much does home insurance cost in Washington?
Claire Beaney
Feb 17, 2022
What's the average price of home insurance in terms of percentage of the sales price?
I'm shopping for home insurance and I want to get the best rate possible. What's the average price of home insurance in terms of the sales price of a home?
Eric Schad
Aug 13, 2021
What do I need to know about flood insurance when buying a home?
I've been checking properties against the FEMA National Flood Hazard Layer. What are the implications of the different flood zones for flood insurance?
Sophie Newman
Sep 28, 2021
Does home insurance cover death?
I am the financial provider for my family. I want to make sure they are okay if anything happens to me, and I’m thinking about my mortgage. Does home insurance cover death?
Nick Kunze
Mar 04, 2022
Does escrow cover home insurance?
I’m buying my first home and my lender let me know they’ll be setting up an escrow account. I know that part of my mortgage payment goes into my escrow. Will escrow cover my home insurance?
Emily Maracle
Feb 25, 2022
Does home insurance cover cracks in a foundation?
I moved into an older home two years ago. Recently we noticed some water coming in our basement and it looks like it’s due to cracks in our foundation. We have a home insurance policy. Would home insurance cover cracks in a foundation?
Emily Maracle
Feb 02, 2022
Does home insurance cover wind damage to a roof?
We had a serious windstorm with hail last week. My husband noticed some missing shingles on our roof. We suspect a branch may have scraped them off, but it could be more serious. Will home insurance cover wind damage to our roof?
Bonnie Stinson
Feb 02, 2022
Where can I get tiny house insurance?
I'm building a tiny house on wheels that I can move to where I want to temporarily live. Where can I get tiny house insurance?
Eric Schad
Aug 17, 2021
How much is home and contents insurance on average?
I recently just bought my first house and am looking at home insurance policies. I came across something called “home and contents” insurance and was wondering if I needed that as well, but also what the average cost of it would be?
Andrew (Andy) Biro
Feb 21, 2022
How much will home insurance go up after a claim?
There was a fire in my kitchen last week that damaged a lot of appliances, so I’m looking into filing a claim right now. How much will my home insurance go up after filing a claim?
Claire Beaney
Feb 17, 2022
What is the average national rate for homeowners insurance?
Just out of curiosity, I want to know how much people pay for home insurance. What's the average rate for homeowners insurance across the country?
Eric Schad
Aug 13, 2021
How much is first-time homebuyers insurance?
I’m a little overwhelmed thinking about the costs associated with buying my first house. I know I need insurance. How much is first-time homebuyers insurance?
Bonnie Stinson
Feb 15, 2022
Is fire insurance included in home insurance?
I live in an area that’s known for wildfires. I’m going to be buying a home, so I want to make sure I have the correct protection. Will fire insurance be included in home insurance?
Emily Maracle
Feb 25, 2022
Is hazard insurance the same as home insurance?
I’m a new homeowner and I was told by my lender that I would have to purchase hazard insurance or home insurance. I’m a little confused because I thought home insurance already covers certain hazards. Is hazard insurance the same as home insurance?
Mercedes (Sadie) Lovemore
Feb 11, 2022
Does home insurance cover burst frozen pipes?
We had a crazy winter storm that was a lot worse than expected. We did everything we could to protect our home, but we still ended up with burst frozen pipes. Since we have home insurance, we’re considering submitting a claim. Will home insurance cover burst frozen pipes?
Emily Maracle
Feb 15, 2022
Can you get home insurance through the company building your home?
The company building our home is offering home insurance. It's a better rate than what other companies are offering. Is there a reason why we couldn't get insurance with them?
Emily Maracle
Sep 09, 2021
Do HOA fees increase?
I’m in the market for a condo in New York and some of the HOA fees are pretty steep. I can pay $700 a month, but I don’t think I can handle more than that. Do HOA fees increase?
Mercedes (Sadie) Lovemore
Feb 22, 2022
Can a home insurance company cancel my policy due to the age of the roof?
I just got a letter from my home insurance company stating that they were canceling my coverage based on the condition of my roof. A roofer said it still had about five more years. Can the insurance company cancel my coverage because of the roof? What do I do now?
Eric Schad
Aug 12, 2021
Does home insurance cover nursing homes?
We’re moving my mom into a nursing home next month. She has a home insurance policy, but will she need additional coverage? Does home insurance cover nursing homes?
Emily Maracle
Feb 25, 2022
Will home insurance cover a water heater leak?
The water heater in my basement began leaking early this morning, and luckily, I was able to stop it before it caused too much damage. Will my home insurance policy cover a water heater leak?
Jack Walsh
Jan 20, 2022
What does excess mean in home insurance?
I was looking over my home insurance policy and noticed the word excess mentioned several times. I don’t really understand what it means. What is the meaning of excess in home insurance?
Emily Maracle
Jan 26, 2022
Is my hot water heater covered under home insurance?
My home’s hot water heater stopped working last night. I have a repairman coming over later today to take a look. However, before I pay for any repairs, is my hot water heater covered by my home insurance policy?
Jack Walsh
Jan 19, 2022
How accurate are car insurance marketing campaigns?
I see a lot of marketing campaigns that say you could save hundreds on your car insurance by switching companies. However, it seems unlikely that they can *all* do this—or can they?
Emily Maracle
Sep 10, 2021

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