A pipe under my bathroom sink has leaked and caused some damage to the floor. Who do I call first in this situation, a plumber or my insurance company?

I've heard that I can save money on my insurance by getting a security system, but how big will the discount be?

I'm trying to decide whether to pay for home insurance with escrow. Does it make more sense financially to go with this option?

"At my townhouse complex, people access the residential parking lot through backyard fence doors. Due to my parking spot's location, I have to park my car very close to the doors. Recently, on a windy day, my neighbor's unclosed door flew open and hit my car, causing a dent. Will my neighbor's homeowners policy cover this damage to my car? "

"A pipe connected to a hose in my backyard was broken and leaking water. When I called a repairman, he made a hole in my house to access the pipe. There was also some water damage to my ceiling. When someone from the insurance company came over to check out all the damage, they only offered to pay me $10. Why am I being offered so little? "

"I hired a friend of a friend to install some roof shingles at my house because he offered to do the job for a low price, plus my friend vouched for him. This was a big mistake. The work he put in is shoddy and unacceptable. Will my home insurance cover the cost to address this poor workmanship? "

My wife and I are trying to determine how much insurance we need for our home and belongings. What are some things that aren't fully covered?

"A huge tree fell on my house and the property's been deemed a complete loss. My home was insured for $210,000, but my insurance company is only willing to pay me $160,000. Do I have any grounds to fight them for the maximum payout of $210,000? "

I let my brother and his buddies hang out at my place while I was away. Big mistake. One of these guys stole my Xbox, but I'm not sure which one is the thief. Will my home insurance bail me out?

"I’m looking into buying water softener and reverse-osmosis systems for my two properties to improve the quality of the water. If I go ahead with these purchases, will they be covered by home insurance? "

I want to know what the average rate is so I can make sure I won't be overcharged.

"A tornado took my house and I lost all the paperwork listing my ownership of the property. Can I make a claim on my home insurance policy without this paperwork? "

I'm confused about why my insurer is valuing my property for less than the market value. Why the discrepancy?

My neighbor decided to tear down and burn his old wooden fence. The problem is, the fire spread from his property to mine and torched parts of my fence, shrubbery, and shed. Whose homeowners insurance do I make a claim on, mine or my neighbor's?

"I’m applying for homeowners insurance and all the different coverage options and terminology are making my head spin. Can you tell me how actual cash value differs from replacement cost? "

I'm buying my first house and shopping for home insurance online. When an insurance company asks if there was a claim in the last five years, are they asking if I made a claim or if anyone living in the house made a claim?

"My son recently moved into a new apartment. While I was visiting him there, I slipped on some slippery stairs outside and twisted my ankle. I don't have health insurance. Will the landlord's insurance cover my medical bills? "

I was the victim of a home robbery previously when I didn't have insurance. I don't want to experience that again. What items does insurance protect against theft?

I'm not happy with the payment amount that my adjuster's settled on. How do I dispute it?

A tornado destroyed my house; there's really nothing left to fix. I only have $24,000 left on the mortgage and I don't feel like rebuilding from the ground up. Can I use the money from my insurance claim to pay off the mortgage and keep whatever cash is left over?

"While my adult daughter was away for two weeks for work, a thief broke into her car (which was parked in my driveway) and stole high-value items worth more than $1,000. Will my home insurance cover these items since my daughter lives in my house? "

I just finished paying off my mortgage. The mortgage lender told me years ago that I needed insurance for the property. Is this still the case?

My brother says his claim was denied because he took too long to file it. What are some other common reasons for denial of coverage?

I'm a guy in my 20s, so I'm sure insurance companies view me as higher-risk. Will this affect my home insurance premiums?

I've got a well pump on my new property. I've never had one before and I'm not sure if it falls under my home insurance coverage.

"I've hired a mover to transport my belongings when I relocate from Northern California to the Bay Area. My new house is already insured. If there's any damage to my property while it's being handled by the mover, will it be covered by my home insurance? "

One of my friends complained that their insurance company had raised their coverage without notice. What's going on here?

I've heard often enough that you save money by getting home and auto insurance from the same place, but is this true?

My grandfather is having a hard time getting home insurance. So is one of my friends. Why are people refused coverage, and what impact does this have?

I'm buying a home in Park City. I want to know what the average cost of home insurance is so I don't overpay.