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How do I select the best car insurance policy?

How do I know if I am picking the best car insurance policy? I just moved from Texas to North Carolina and the insurance here is so different!

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Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Insurance in North Carolina is very different from other states. Fortunately, it is also one of the cheapest insurance states to live in.
No matter where you live, the process of finding the best
car insurance
company for you and your family is the same.
First, think about what matters most to you in an insurance company:
  • Price?
  • Hours of operations?
  • Tech savvy app?
  • Customer Service?
For example, ClearCover is a new up-and-coming insurance provider known for low rates, excellent customer service, and a cutting-edge insurance app. However, the customer service and claims departments are not open 24-7 and are closed every holiday.
GEICO
on the other hand, has great customer service, 24/7 claim and service phone hours, and is open on every holiday. However, they don’t have many local offices and that might make a difference to some customers.
The easiest way to select a new insurance company is to get quotes from multiple insurance carriers simultaneously.
Using an insurance comparison app like
Jerry
can help! Jerry shops with over 50 insurance providers and brings the lowest options right to your phone.
Once you have selected the policies that look best to you in price, do a little online research for each one to find out which one works best for you and your family.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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