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How do I check for a third party's car insurance?
My parked Ford was sideswiped this past weekend. I have the license plate of the other driver, but I don’t know if they have insurance. How can I check?
Melanie Reiff · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
We’re so sorry to hear about the damage!
Unfortunately, 13% of American drivers are
uninsured
, so it might be the case that the person who hit you doesn’t have insurance.The easiest course of action is to contact the person who hit you and get their insurance information. If you don’t have their contact information, you’re not totally out of luck.
You likely filed a police report after you were sideswiped, so you can call the police with the incident report information and the driver’s license plate number. If that person is insured, they may be able to help you. You could also contact the DMV and provide the same information.
If you still cannot find out about the third-party’s insurance, reach out to your own insurance agency. They should be able to help.
If you’re looking to add uninsured motorist coverage or searching for a new insurance policy,
Jerry
can help! Jerry will provide you quotes from up to 50 providers in minutes. Once you choose a policy, Jerry will do all of the hard work for you, including canceling your old policy. View full answer
- Gregory R.
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