How do I change my car insurance to a new car?

I am trading in my old car to purchase a new Volvo. I have insurance on my old car, but need insurance on my new car to drive off the lot. How do I change my car insurance to my new car?

Answer
To change your car insurance to a new car, you need to add the Volvo to your insurance policy.
While most car insurance companies offer grace periods for extending coverage when purchasing a new car, adding the car before driving off the lot is a more ideal situation.
Depending on your insurance provider, you should be able to call or add your new car online. Since you already have an existing policy, the only thing you’ll need is the VIN (vehicle identification number).
You also want to have an idea of the coverage you’d like on the car. If you’re financing your new car, your lender will require comprehensive coverage and collision coverage on your policy. When adding the car to your existing policy, you’ll have an option to customize its coverage.
Should you be unhappy with your rate increase, shop around. You can request quotes from other companies online or go to Jerry. As a licensed broker that offers end-to-end support, the free Jerry app gathers affordable quotes, helps you switch plans, and even cancels your old policy for you.
Emily Maracle
Answered on Oct 19, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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