How can you get a low car insurance quote?

What's the best way to get a low car insurance quote? My partner and I recently moved into a house. We are trying to find alternative ways to cut down on some expenses in order to have money for renovations. I know auto insurance is necessary, but it's so expensive!

Answer
“You’re right, car insurance can be pricy! Fortunately, you can find lower quotes—and position yourself for better rates—several ways. Here’s how:
  • Shop around
  • Drive a modest vehicle
  • Explore discounts
  • Improve your credit score
Auto insurance rates vary from company to company so it would be wise to shop around and get at least three price quotes.
In addition, keep in mind that car insurance premiums are typically calculated based on a car’s:
  • Price
  • Repair costs
  • Overall safety record
  • Likelihood of theft
That means a more modest vehicle will cost less to insure. Since you just bought a house, you’re probably not looking to buy a different car—but it’s something to keep in mind the next time you do!
Exploring discount programs is another way to lower your premium. If you are a student, a new driver, or an adult with no accidents or violations for a number of years, you might be able to pay less for car insurance. Discount availability varies by provider——ask an agent or do some research online to find out what you may qualify for.
And in case you have not bundled your home and auto insurance yet, doing so is a great way to rack up further savings.
Lastly, research shows people with good credit history have fewer claims. That’s why your credit score is factored into your insurance rate. Drivers with great credit earn lower premiums, so pay your bills on time and get that credit score up!
Spend more time designing your dream kitchen and less time searching for affordable car insurance rates with the Jerry app. Jerry will gather low-cost quotes from top name-brand insurance companies and deliver them straight to your phone in less than a minute. And the best part? It’s free!”
Phoebe Mah
Answered on Sep 22, 2021
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