Does AWD cost more to insure than other cars?

I've heard that getting an AWD car costs more to ensure than 2WD. Is this true?

Answer
“AWD cars may cost you more for car insurance than others, but it’s not the only factor.
Car insurance rates are based on risk. If you buy a Chevy Camaro with a V-8 and rear-wheel drive, you’ll probably pay more for insurance than a Toyota RAV4 with AWD.
As a general rule, it’s more about what type of car it is and what it has under the hood as opposed to its drivetrain. A car built for speed is always going to be more expensive to insure than a standard sedan or SUV.
If you’d like to compare costs, you can always get the VINs of vehicles you’re considering and request car insurance quotes from several companies. You can then compare the coverage and differences in cost for insuring each vehicle.
Try using the free Jerry app. Jerry does the hard work of comparison shopping for you, pulling rates from the top 50 companies and delivers the best deals to your phone in minutes.”
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Eric Schad
Answered on Aug 03, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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