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Does AWD cost more to insure than other cars?
I've heard that getting an AWD car costs more to ensure than 2WD. Is this true?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Car insurance rates are based on risk. If you buy a Chevy Camaro with a V-8 and rear-wheel drive, you’ll probably pay more for insurance than a Toyota RAV4 with AWD.
As a general rule, it’s more about what type of car it is and what it has under the hood as opposed to its drivetrain. A car built for speed is always going to be more expensive to insure than a standard sedan or SUV.
If you’d like to compare costs, you can always get the VINs of vehicles you’re considering and request
car insurance quotes
from several companies. You can then compare the coverage and differences in cost for insuring each vehicle. Try using the free
Jerry
app. Jerry does the hard work of comparison shopping for you, pulling rates from the top 50 companies and delivers the best deals to your phone in minutes.”View full answer
- Gregory R.
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