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Do I need to sign a PIP waiver with my insurance?
Am I required to sign a PIP waiver if I'm refusing PIP coverage for myself and my family? My insurance is requesting it, but I'm not sure what that means.
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In some states, you are able to reject certain coverages on your policy, even if they are a
state minimum car insurance
requirement.This often includes
uninsured motorist coverage
and personal injury protection. When choosing to reject these coverage, insurance companies are required by law to get the rejection in writing.The PIP waiver is the signed agreement stating you are rejecting personal injury protection on your
car insurance
policy. Oftentimes, when you reject PIP coverage for yourself and any family, you may still have PIP benefits for guests or passengers.However, this does depend on the state and their insurance regulations. If you’re not sure what the terms and conditions are in relation to the PIP waiver, reach out to your carrier. You’ll want to be fully aware of what you’re agreeing to before signing.”
View full answer
- Gregory R.
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