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Can speeding negatively impact your car insurance?
I like to open up my Dodge Charger on the highway, but a friend told me that speeding can negatively impact my car insurance. I've never had a problem before. What's the issue?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“From a car insurance perspective, speeding is a telltale sign that you’re a high-risk driver. The reason that insurers believe this behavior is more high risk is because speeding is one of the
top causes of accident
throughout the country, second only to drunk driving.If you speed often, you’re more likely to
get a driving citation
, which can negatively impact your driving record and cause a rise in your car insurance rates.Although you don’t have any speeding tickets currently, your chances of getting caught increase the more often you do it. Once you receive a ticket, you’re not going to like the price of your car insurance when it comes up for renewal. But don’t forget to shop around to get the best rate. The
Jerry
app allows you to compare quotes at the touch of a button so you can find a great rate.”View full answer
- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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