Can speeding negatively impact your car insurance?

I like to open up my Dodge Charger on the highway, but a friend told me that speeding can negatively impact my car insurance. I've never had a problem before. What's the issue?

Answer
“From a car insurance perspective, speeding is a telltale sign that you’re a high-risk driver. The reason that insurers believe this behavior is more high risk is because speeding is one of the top causes of accident throughout the country, second only to drunk driving.
If you speed often, you’re more likely to get a driving citation, which can negatively impact your driving record and cause a rise in your car insurance rates.
Although you don’t have any speeding tickets currently, your chances of getting caught increase the more often you do it. Once you receive a ticket, you’re not going to like the price of your car insurance when it comes up for renewal. But don’t forget to shop around to get the best rate. The Jerry app allows you to compare quotes at the touch of a button so you can find a great rate.”
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Emily Maracle
Answered on Jul 30, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
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